How To Get an Anonymous Car Insurance Quote Without Providing Personal Information

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Updated: May 20, 2024

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Getting a free, anonymous quote for auto insurance without providing your name or other personal information is becoming more appealing for shoppers. While generic car insurance quotes aren’t exact, they can provide a cost estimate to help you determine which companies best fit your needs.

Once you narrow down your choices, the car insurance company you choose will require some personal information to complete the quote process. This is because auto insurance costs can vary based on individual factors like age, gender, driving record and credit history.

MoneyGeek’s car insurance cost calculator and rate analysis are here to help you estimate the cost of auto insurance so you can find the lowest cost insurance company with the best coverage. If you're happy with your estimates and ready to get a finalized quote, enter your ZIP code in the field below.

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Why Trust MoneyGeek? MoneyGeek gathered information from various state insurance departments and Quadrant Information Services to study prices for several driver profiles and locations. The cost of insurance varies based on factors internal and external to the driver. The best way to find the lowest rates is to shop around and compare offers.

83,056Quotes Analyzed
46Companies Compared
473ZIP Codes
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Anonymously Estimate Car Insurance Costs With MoneyGeek’s Calculator

With MoneyGeek’s car insurance estimator tool, you can get a reasonably close estimate on your auto insurance. MoneyGeek analyzed hundreds of thousands of quotes across the country to determine how multiple factors will affect your auto insurance cost without you having to give up your personal information. With our calculator, you can get a range of what you can expect to pay with various auto insurance companies.

All it takes is a couple of minutes and a few basic pieces of information about your driving habits, and you’ll receive multiple quotes in seconds. MoneyGeek's car insurance quotes are free, anonymous, no-obligation, with no sign-up needed. Though not a guaranteed rate, the cost information can help you find the best auto insurance company for your specific needs.

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MoneyGeeks's car insurance calculator will give you a customized estimate of your auto insurance cost. It's free to use, requires no personal information and we won't send you any spam.


Rates updated:

Jul 12, 2024

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To get the lowest rate possible from a reputable company, MoneyGeek suggests getting quotes from at least three car insurance companies after you narrow down your list using the estimator tool. Then you can compare and decide which auto insurance company fits your needs and budget. After that, you’re ready to switch insurance companies.

Cost Comparisons Without Personal Information on MoneyGeek

When shopping around to save money on car insurance, focus on your individual needs and priorities. Do you want to find the cheapest car insurance? Are you looking to insure a teen, or are you an older driver? Are you considering liability-only, or do you need a full coverage policy with comprehensive and collision coverage? Can you pay your premium in full or would you rather pay monthly and get the no down payment scheme? Knowing your priorities can help you find the best rates for your unique situation.

  • Cheapest Car Insurance: Finding the cheapest car insurance is easiest when you have multiple quotes to compare. Quotes can vary by company based on individual and household factors, coverage needs and discount eligibility.
  • The Best Car Insurance Companies: The best car insurance company is the one that meets your insurance needs at a price that fits your budget. Find the right company without filling out multiple quote forms with your personal information.
  • Best Car Insurance for Teen Drivers: There’s no denying it — insuring a teen driver can be expensive, as this demographic is rated the highest risk by insurers. Find out which are the cheapest car insurance companies in your state offering the best coverage for new, inexperienced drivers.
  • Car Insurance for Military Members: Whether you’re on active duty or a veteran, insurance companies offer perks to those who serve our country and their immediate family members. And these perks can include discounts on cheap car insurance without sacrificing the best coverage options.
  • Cheapest Full Coverage Companies: If your car is only a few years old or still has a high book value, it pays to find the cheapest full coverage car insurance company. This coverage may be more expensive than liability-only coverage, but it satisfies requirements you must meet for a lienholder or leaseholder.
  • Cheapest Liability Companies: If you have an older car, you might not need to pay extra for comprehensive and collision coverage. But you’ll still want the cheapest liability-only coverage from the best car insurance company.
  • Average Cost of Car Insurance: Car insurance costs vary depending on whether you pay by the month or for a longer period, like six months or a year. Find the average costs per month and year to help you find coverage that meets your needs.
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Using generic car insurance quotes can help you narrow down the best companies to meet your needs so you can limit how many get your personal information.

Can You Get a Quote Without Providing Personal Information?

You can get an anonymous, no-obligation estimate on auto insurance, but it’s challenging, if not impossible, to get an exact quote. However, using generic car insurance quotes can help you narrow down your list of insurance companies before providing your personal information.

MoneyGeek has made the process easier for you by getting multiple online car insurance quotes without personal information to compare. While each company will ask for different information, when you’re ready to get a quote with your personal information, be prepared to provide:

  • Your information, such as your name, date of birth and driver’s license number
  • Similar personal information for all household members listed on the policy
  • The year, make and model of each car to insure
  • Where the vehicle will be parked
  • All drivers' history (e.g., accidents, tickets, claims) and driving habits (e.g., miles driven per year)
  • Current insurance information

Which Companies Require the Least Personal Information for a Quote?

To find the simplest quoting process, we tested and compared different car insurance companies so that you wouldn’t have to provide your name or sign up to do preliminary research. Find out which companies have the most straightforward or complicated auto quote process and which ones require the most and least personal information.

The Most Detailed Quote Process: Allstate

The online quoting process with Allstate was the longest, taking over five minutes to complete. The system also wanted the most detail before finalizing the quote.

The Fastest Quote Process: The General

The General claims its online quote process can be done in about two minutes, and we found this to be true. The General has the easiest and fastest quoting process, requiring the least amount of personal information to get a car insurance quote.

The “Middle Ground” Quote Process: Progressive

We were able to get an online car insurance quote from Progressive in under four minutes. With Progressive, you must supply your email address and Social Security number to continue with the quote.

The Quote Process That Requires Just Your Email: GEICO

The online quoting process with GEICO took about three and a half minutes. With GEICO, you don’t have to enter your Social Security number, but it does require an email address to get the auto insurance quote.

The Most Involved Quote Process: State Farm

Getting an online insurance quote with State Farm took about the same time as it did with GEICO. With State Farm, you have to supply either your state and driver’s license number or your Social Security number. State Farm also requires an email address before the website will provide a quote.

Compare Auto Insurance Rates

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FAQs About Anonymous Car Insurance

We gathered the most frequently asked questions about anonymous car insurance quotes to simplify your shopping experience.

Can you get an anonymous car insurance quote?
How do I get an anonymous car insurance quote without having to buy or sign up?
Is getting a car insurance quote online safe?
Do you need to provide your Social Security number for a car insurance quote?
Why do car insurance companies need personal information for a quote?
Compare Auto Insurance Rates

Ensure you're getting the best rate for your auto insurance. Compare quotes from the top insurance companies.

About Mandy Sleight

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Mandy Sleight is a licensed property, casualty, life and health insurance agent with 20 years of experience in the industry. She has worked for major insurance companies like State Farm and Nationwide, and most recently as the Operations Coordinator for a startup employee benefits company.

Sleight holds a business administration and management degree from the University of Baltimore and a master's in business administration from Southern New Hampshire University. She uses her vast knowledge of insurance and personal finance to create easy-to-understand and engaging content to help readers make smarter choices with their budgets and finances.