Best Pet Insurance in Virginia

Lemonade is Virginia's best pet insurance provider for cats and dogs, leading with the highest ratings across both pet categories. Other strong insurance options in the state include Rainwalk, Spot, Pumpkin, AKC and Pets Best.

Overall, AKC ranks best for most dog breeds in Virginia, while Rainwalk and Lemonade win for select breeds. Below, you can review which companies are best for your dog in the state.

Our research shows Rainwalk dominates the best pet insurance rankings for most cat breeds in Virginia, while AKC stands out for select breeds. Below, you can review which companies are best for your cat in the state.

In Virginia, Lemonade offers the most affordable dog insurance at $55 per month or $662 per year. For cats, Pumpkin provides the lowest-cost coverage at $23 monthly or $276 annually.

In Virginia, Lemonade, Pumpkin and Pets Best offer the most affordable pet insurance for dogs, with rates starting at $18 monthly.

In Virginia, Pets Best (13 wins), Lemonade (8 wins) and Pumpkin (8 wins) offer the most affordable cat insurance across breeds. Monthly premiums start at $16 for standard coverage.

Virginia pet insurance costs average $96 monthly for dogs and $49 for cats. Virginia's rates run 7% above the national average for both types of pets.

Finding the best cheap provider and coverage plan in Virginia can be difficult. Want to find great pet insurance? Here's how to nail this decision:

Lemonade is our top pick for pet insurance in Virginia, while Lemonade and Pumpkin offer the most affordable coverage options for Virginia pet owners. While these providers stand out in our analysis, the right choice depends on your pet's needs and your budget. Compare plenty of options, research and decide on coverage before buying for the best deal.

Here are answers to frequently asked questions about Virginia pet insurance:

We researched all 20 major pet insurance providers in the United States, compared their policies and gathered quotes for Virginia residents. Here's the standard profile we used for our comparisons:

• $5,000 annual limit
• 80% reimbursement
• $500 deductible
• 6-year-old Labrador Retriever if dog
• 7-year-old Ragdoll if cat

Our Company Rating System

To ensure our ratings are accurate to pet and pet owner's needs, we simplified our rating mechanism for easy understanding and comprehensive inclusion of all available information:

• Affordability (50% of score): We used proprietary quote data for all combinations of coverage, pet ages, and breeds owned in the U.S. to compare affordability scores for all providers. We also considered discounts and how each company calculates them into your premium.
• Customer experience (30% of score): Using customer ratings we scoured across the internet, industry scores from reliable agencies like AM Best, and Reddit comment sentiment for companies to get this score.
• Coverage options (20% of score): We considered all terms, add-ons and inclusions when determining this score. We also gauged these coverage restrictions and inclusions against the most commonly needed pet medical-related costs to assess their usefulness.