Best Pet Insurance in Vermont


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Key Takeaways

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Lemonade offers the best pet insurance in Vermont, with monthly rates starting at $9. It combines competitive pricing with excellent customer service.

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For Vermont pet owners, Lemonade provides the cheapest pet insurance for dogs at $48 per month, while Pumpkin has the lowest premiums for cats at $20.

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Compare multiple insurance providers and coverage options to find the right balance of cost and protection for your pet's specific needs.

Best Pet Insurance Companies in Vermont

Lemonade is the best pet insurance company for cats and dogs in Vermont, leading our analysis across all key metrics. Other strong options in the state include AKC, Pumpkin, Pets Best and Figo.

Data filtered by:Results filtered by:
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Dog or Cat:Dog
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Pet Age Group:Middle Aged
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Annual Limit:$5,000
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Reimbursement %:80%
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Deductible:$500
Lemonade4.50$48
AKC4.35$60
Pets Best4.10$58
Rainwalk3.95$67
Pumpkin3.75$58
Figo3.75$59
Company Image

Lemonade

Best Overall

MoneyGeek Rating
4.5/ 5
5/5Affordability
4.4/5Customer Experience
3.3/5Coverage Options
  • Average Monthly Rate for Dogs

    $48
  • Average Monthly Rate for Cats

    $23
  • Overall Reddit Sentiment

    72% positive
  • Maximum Annual Limit

    $100,000

Best Pet Insurance by Dog Breed

Overall, AKC dominates the best pet insurance rankings for most dog breeds in Vermont, while Lemonade and Pets Best excel for select breeds. Below, you can review which companies are best for your dog in the state.

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Breed:Affenpinscher
Pets Best4.35$26
AKC4.3$53
Rainwalk4.25$47
Lemonade4.25$29
Spot3.9$49
Fetch3.9$44

Best Pet Insurance by Cat Breed

Our research shows AKC dominates the best pet insurance rankings for most cat breeds in Vermont, while Rainwalk stands out as an alternative option for select breeds. Below, you can review which companies are best for your cat in the state.

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Breed:Abyssinian
AKC4.5$38
Rainwalk4.45$34
Lemonade4.35$23
Pets Best4.3$30
Spot4.15$32

Cheapest Pet Insurance in Vermont

In Vermont, Lemonade offers the cheapest pet insurance for dogs at $48 per month or $577 per year. For cats, Pumpkin provides the most affordable coverage at $20 monthly or $241 annually.

Data filtered by:Results filtered by:
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Dog or Cat:Dog
Select
Pet Age Group:Middle Aged
Select
Annual Limit:$5,000
Select
Reimbursement %:80%
Select
Deductible:$500
Lemonade$48$577-29%
Pets Best$58$701-14%
Pumpkin$58$702-14%
ASPCA$58$703-14%
Figo$59$706-13%
AKC$60$718-12%
Met Life$64$767-6%
Hartville$66$789-3%
Rainwalk$67$806-1%
Liberty Mutual$69$8302%
Spot$70$8373%
Embrace$82$98421%
Fetch$98$1,17544%
Nationwide$101$1,20748%

Cheapest Vermont Pet Insurance by Dog Breed

In Vermont, Lemonade, Pumpkin and Pets Best offer the most affordable pet insurance for dogs across multiple breeds, with plans starting at $16 monthly.

Data filtered by:Results filtered by:
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Breed:Affenpinscher
Pets Best$26$313-50%
Lemonade$29$353-43%
Pumpkin$35$417-33%
ASPCA$41$494-20%
Figo$41$496-20%

Cheapest Vermont Pet Insurance by Cat Breed

For Vermont cat owners, Pets Best (13 wins), Pumpkin (8 wins) and Lemonade (5 wins) offer the most affordable coverage across cat breeds. Rates start at $14 per month for standard plans.

Data filtered by:Results filtered by:
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Breed:Abyssinian
Lemonade$23$281-55%
Figo$25$302-51%
Pets Best$30$364-41%
Hartville$31$369-41%
Pumpkin$33$387-38%

How Much Is Pet Insurance in Vermont?

Vermont pet insurance costs average $84 monthly for dogs and $43 for cats. Vermont residents pay 7% less than the national average for both dog and cat policies.

Data filtered by:Results filtered by:
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Annual Limit:$5,000
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Deductible:$500
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Reimbursement %:80%
Cat$43$510-7%
Dog$84$1,007-7%

How to Get the Best Cheap Pet Insurance in Vermont

Finding the best cheap provider and coverage plan in Vermont can be difficult. Want to find great pet insurance? Here's how to nail this decision:

  1. 1

    Evaluate Your Pet's Coverage Needs First

    Start by listing your pet's specific health risks and potential future medical costs. Talk with your vet about common health issues for your pet's breed to determine necessary coverage levels.

  2. 2

    Look for Available Insurance Discounts

    Check if you qualify for savings through a multi-pet plan or annual payment options. Many Vermont insurers offer discounts for paying annually or bundling with other insurance products.

  3. 3

    Check Insurance Company Track Records

    Review customer feedback and claim payment histories of pet insurance providers serving Vermont. Focus on companies with strong financial ratings and positive customer reviews for claim handling.

  4. 4

    Get Multiple Insurance Quotes

    Get quotes from at least three pet insurance providers. Compare identical coverage levels, deductibles, coverage limits and exclusions.

  5. 5

    Review Your Policy Annually

    Set a yearly reminder to compare your current rates with other providers. Pet insurance costs often increase as pets age, so shopping around can lead to better rates.

Best Pet Insurance in Vermont: Bottom Line

Lemonade is our top pick for pet insurance in Vermont, offering top-rated coverage for both cats and dogs. For pet parents focused on affordability, Lemonade provides the most budget-friendly dog policies, while Pumpkin offers the lowest-cost cat coverage. While these providers stand out in our analysis, take time to compare different plans and coverage options to find what works best for your pet.

Pet Insurance in Vermont: FAQ

Here are answers to frequently asked questions about Vermont pet insurance:

What are the best pet insurance companies in Vermont?

Which company has the cheapest pet insurance in Vermont?

How much is pet insurance in Vermont?

What is the best way to find the right pet insurance provider?

How We Found the Best and Cheapest Pet Insurance in Vermont

We researched all 20 major pet insurance providers in the United States, compared their policies and gathered quotes for Vermont residents. Here's the standard profile we used for our comparisons:

  • $5,000 annual limit
  • 80% reimbursement
  • $500 deductible
  • 6-year-old Labrador Retriever if dog
  • 7-year-old Ragdoll if cat

Our Company Rating System

To ensure our ratings are accurate to pet and pet owner's needs, we simplified our rating mechanism for easy understanding and comprehensive inclusion of all available information:

  • Affordability (50% of score): We used proprietary quote data for all combinations of coverage, pet ages, and breeds owned in the U.S. to compare affordability scores for all providers. We also considered discounts and how each company calculates them into your premium.
  • Customer experience (30% of score): Using customer ratings we scoured across the internet, industry scores from reliable agencies like AM Best, and Reddit comment sentiment for companies to get this score.
  • Coverage options (20% of score): We considered all terms, add-ons and inclusions when determining this score. We also gauged these coverage restrictions and inclusions against the most commonly needed pet medical-related costs to assess their usefulness.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.

Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!

Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.


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