Best Pet Insurance in South Dakota

In South Dakota, AKC ranks highest for dog insurance, while Lemonade leads for cat coverage. Other strong insurance providers in the state include Pets Best, Spot and Pumpkin.

Overall, AKC leads our pet insurance rankings for most dog breeds in South Dakota, while Lemonade and Pets Best rank highest for select breeds. Below, you can review which companies work best for your dog in the state.

AKC leads the best pet insurance rankings for most cat breeds in South Dakota with strong coverage and customer experience. Compare companies below to find the best option for your specific cat breed.

In South Dakota, Lemonade offers the cheapest dog insurance at $46 per month or $548 per year. For cats, Pumpkin provides the most affordable coverage at $19 monthly or $229 annually.

In South Dakota, Lemonade, Pumpkin and Pets Best offer the most affordable dog insurance across multiple breeds, with plans starting at $15 monthly.

In South Dakota, Pets Best (13 wins), Lemonade (8 wins) and Pumpkin (8 wins) offer the most affordable cat insurance coverage. Monthly premiums start at $13 for standard plans.

South Dakota pet insurance costs an average of $80 monthly for dogs and $41 for cats. Residents pay 11% less than the national average for dog and cat policies.

Use these steps to narrow down pet insurance options that fit both your budget and your pet’s needs:

AKC ranks first for dog insurance in South Dakota, while Lemonade excels for cat coverage. For affordable options, Lemonade offers the lowest-cost dog policies and Pumpkin provides the cheapest cat insurance. Compare multiple providers and coverage levels to match your pet's needs.

Here are answers to frequently asked questions about South Dakota pet insurance:

We researched all 20 major pet insurance providers in the United States, compared their policies and gathered quotes for South Dakota residents. Here's the standard profile we used for our comparisons:

• $5,000 annual limit
• 80% reimbursement
• $500 deductible
• 6-year-old Labrador Retriever if dog
• 7-year-old Ragdoll if cat

Our Company Rating System

Our pet insurance ratings are based on three weighted factors:

• Affordability (50% of score): We used proprietary quote data for all combinations of coverage, pet ages, and breeds owned in the U.S. to compare affordability scores for all providers. We also considered discounts and how each company calculates them into your premium.
• Customer experience (30% of score): Using customer ratings we scoured across the internet, industry scores from reliable agencies like AM Best, and Reddit comment sentiment for companies to get this score.
• Coverage options (20% of score): We considered all terms, add-ons and inclusions when determining this score. We also gauged these coverage restrictions and inclusions against the most commonly needed pet medical-related costs to assess their usefulness.