Best Pet Insurance in North Dakota

AKC is the best pet insurance provider for dogs in North Dakota, while Lemonade ranks highest for cats. Pet owners seeking additional options can consider Pumpkin and Pets Best.

Most dog breeds in North Dakota get the best coverage through AKC. Lemonade and Pets Best excel for select breeds. Check the list below to find which provider suits your dog.

AKC leads North Dakota's pet insurance rankings for most cat breeds with superior coverage and customer experiences. Review the list below to see which companies work best for your cat.

In North Dakota, Lemonade offers the most affordable dog insurance at $40 per month or $476 per year. For cats, Pumpkin provides the lowest-cost coverage at $17 monthly or $199 annually.

In North Dakota, Lemonade, Pumpkin and Pets Best provide the most affordable dog insurance across multiple breeds, with plans starting at $13 monthly.

In North Dakota, Pets Best (13 wins), Lemonade (8 wins) and Pumpkin (8 wins) provide the most affordable coverage across cat breeds. Rates start at $12 per month for standard plans.

North Dakota pet insurance costs an average of $69 monthly for dogs and $35 for cats. North Dakota pet owners pay 23% less than the national average for both types of coverage.

Finding the right provider and coverage plan in North Dakota takes research. These steps simplify the process:

Dog owners in North Dakota get the best coverage through AKC, while Lemonade leads for cats. Budget-conscious pet parents pay less with Pumpkin for cat coverage and Lemonade for dog policies. Compare multiple options to find coverage matching your pet's needs.

We answer common questions about North Dakota pet insurance:

We researched all 20 major pet insurance providers in the United States, compared their policies and gathered quotes for North Dakota residents. Here's the standard profile we used for our comparisons:

• $5,000 annual limit
• 80% reimbursement
• $500 deductible
• 6-year-old Labrador Retriever if dog
• 7-year-old Ragdoll if cat

Our Company Rating System

To ensure our ratings are accurate to pet and pet owner's needs, we simplified our rating mechanism for easy understanding and comprehensive inclusion of all available information:

• Affordability (50% of score): We used proprietary quote data for all combinations of coverage, pet ages, and breeds owned in the U.S. to compare affordability scores for all providers. We also considered discounts and how each company calculates them into your premium.
• Customer experience (30% of score): Using customer ratings we scoured across the internet, industry scores from reliable agencies like AM Best, and Reddit comment sentiment for companies to get this score.
• Coverage options (20% of score): We considered all terms, add-ons and inclusions when determining this score. We also gauged these coverage restrictions and inclusions against the most commonly needed pet medical-related costs to assess their usefulness.