Best Pet Insurance in New Mexico


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Key Takeaways
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AKC and Lemonade offer the best pet insurance in New Mexico, with plans starting at $8 per month. These providers combine competitive pricing with excellent customer service.

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For the cheapest pet insurance in New Mexico, Lemonade provides dog coverage at $46 monthly, while Pumpkin offers cat insurance at $19 per month.

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Compare multiple pet insurance policies to find coverage that matches your pet's needs and your budget while offering reliable protection.

Best Pet Insurance Companies in New Mexico

AKC is the best pet insurance company for dogs in New Mexico, while Lemonade ranks highest for cats. Pet owners looking for additional options can consider Pumpkin, Pets Best and Spot.

Data filtered by:
Dog
Middle Aged
$5,000
80%
$500
AKC4.55$53
Lemonade4.50$46
Pets Best4.15$55
Rainwalk4.05$64
ASPCA3.85$51
Company Image

AKC

Best Overall

MoneyGeek Rating
4.5/ 5
5/5Affordability
4.4/5Customer Experience
3.3/5Coverage Options
  • Average Monthly Rate for Dogs

    $53
  • Average Monthly Rate for Cats

    $22
  • Overall Reddit Sentiment

    86% positive
  • Maximum Annual Limit

    $10,000

Best Pet Insurance by Dog Breed

Overall, AKC dominates the best pet insurance rankings for most dog breeds in New Mexico, while Lemonade and Pets Best are top picks for select breeds. Below, you can review which companies are best for your dog in the state.

Data filtered by:
Affenpinscher
AKC4.35$46
Pets Best4.35$24
Rainwalk4.3$45
Lemonade4.3$28
Spot3.95$44

Best Pet Insurance by Cat Breed

AKC dominates the best pet insurance rankings for cat breeds in New Mexico, offering strong coverage and customer experience across breeds. Below, you can review which companies are best for your cat in the state.

Data filtered by:
Abyssinian
AKC4.55$34
Rainwalk4.45$33
Lemonade4.35$22
Pets Best4.3$29
Spot4.2$28

Cheapest Pet Insurance in New Mexico

In New Mexico, Lemonade offers the most affordable dog insurance at $46 per month or $547 annually. For cats, Pumpkin provides the cheapest coverage at $19 monthly or $228 per year.

Data filtered by:
Dog
Middle Aged
$5,000
80%
$500
Lemonade$46$547-29%
ASPCA$51$616-20%
AKC$53$638-17%
Pets Best$55$665-14%
Pumpkin$55$665-14%
Figo$56$671-13%
Hartville$59$709-8%
Met Life$59$712-8%
Spot$63$748-3%
Rainwalk$64$767-1%
Liberty Mutual$73$87513%
Embrace$77$92119%
Fetch$93$1,11444%
Nationwide$102$1,22058%

Cheapest New Mexico Pet Insurance by Dog Breed

In New Mexico, Lemonade, Pumpkin and Pets Best offer the most affordable pet insurance for dogs, with rates starting at $15 monthly.

Data filtered by:
Affenpinscher
Pets Best$24$296-50%
Lemonade$28$334-43%
Pumpkin$33$395-33%
ASPCA$36$434-26%
Figo$39$471-20%

Cheapest New Mexico Pet Insurance by Cat Breed

In New Mexico, Pets Best (13 wins), Pumpkin (8 wins) and Lemonade (6 wins) provide the most affordable coverage across cat breeds. Rates start at $13 per month for standard plans.

Data filtered by:
Abyssinian
Lemonade$22$267-55%
Figo$24$286-51%
Hartville$28$329-44%
Spot$28$339-42%
Pets Best$29$345-42%

How Much Is Pet Insurance in New Mexico?

New Mexico pet insurance costs an average of $80 monthly for dogs and $40 for cats. New Mexico's rates are about 12% lower than the national average for both types of pets.

Data filtered by:
$5,000
$500
80%
Cat$40$484-12%
Dog$80$955-12%

How to Get the Best Cheap Pet Insurance in New Mexico

Finding the best cheap provider and coverage plan in New Mexico can be difficult. Here's how to find the best pet insurance for your needs:

  1. 1
    Evaluate Your Pet's Coverage Needs First

    Before getting a pet insurance, consider your pet's age, breed and health risks. Consider coverage that matches your pet's needs and your budget.

  2. 2
    Look for Available Insurance Discounts

    Check for savings through a multi-pet plan or annual payment options. Many providers offer discounts for paying yearly or insuring multiple pets.

  3. 3
    Research Insurance Company Track Records

    Check customer reviews and claim payment histories of different insurance providers. Focus on companies with strong reputations for customer service and reliable claim processing.

  4. 4
    Get and Compare Multiple Quotes

    Request quotes from at least three different pet insurance providers. Make sure to compare similar coverage levels and deductibles for accurate price comparison.

  5. 5
    Review Your Policy Annually

    Check your policy renewal rates each year as premiums often increase. Shop around for new quotes if your current rates rise significantly.

Best Pet Insurance in New Mexico: Bottom Line

AKC and Lemonade are New Mexico's top pet insurance providers, with AKC leading for dogs and Lemonade excelling for cats. For budget-conscious pet parents, Pumpkin offers the most affordable cat coverage, while Lemonade provides the cheapest dog insurance. Compare multiple providers and coverage options to find the right fit for your furry family member.

Pet Insurance in New Mexico: FAQ

Here are answers to frequently asked questions about New Mexico pet insurance:

What are the best pet insurance companies in New Mexico?

Which company has the cheapest pet insurance in New Mexico?

How much is pet insurance in New Mexico?

What is the best way to find the right pet insurance provider?

How We Found the Best and Cheapest Pet Insurance in New Mexico

We researched all 20 major pet insurance providers in the United States, compared their policies and gathered quotes for New Mexico residents. Here's the standard profile we used for our comparisons:

  • $5,000 annual limit
  • 80% reimbursement
  • $500 deductible
  • 6-year-old Labrador Retriever if dog
  • 7-year-old Ragdoll if cat

Our Company Rating System

To ensure our ratings are accurate to pet and pet owner's needs, we simplified our rating mechanism for easy understanding and comprehensive inclusion of all available information:

  • Affordability (50% of score): We used proprietary quote data for all combinations of coverage, pet ages, and breeds owned in the U.S. to compare affordability scores for all providers. We also considered discounts and how each company calculates them into your premium.
  • Customer experience (30% of score): Using customer ratings we scoured across the internet, industry scores from reliable agencies like AM Best, and Reddit comment sentiment for companies to get this score.
  • Coverage options (20% of score): We considered all terms, add-ons and inclusions when determining this score. We also gauged these coverage restrictions and inclusions against the most commonly needed pet medical-related costs to assess their usefulness.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.

Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!

He writes about economics and insurance, breaking down complex topics so people know what they're buying.


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