Lemonade is the best pet insurance company for cats and dogs in Nevada. Other strong options in the state include AKC, Pumpkin, Spot and Pets Best.
Best Pet Insurance in Nevada
The best pet insurance companies in Nevada are Lemonade, Pumpkin, AKC and Spot, with monthly plans starting at $6.
Ready to protect your furry friend? Let's find you the perfect plan.

Updated: September 10, 2025
Advertising & Editorial Disclosure
Key Takeaways
Lemonade offers the best pet insurance in Nevada, with monthly rates starting at $10. It combines competitive pricing with excellent customer service.
For Nevada pet owners, Lemonade provides the cheapest pet insurance for dogs at $54 per month, while Pumpkin has the lowest premiums for cats at $22.
Compare multiple insurance providers to find coverage that matches your pet's needs and your budget while offering reliable protection.
Best Pet Insurance Companies in Nevada
Lemonade | 4.50 | $54 |
AKC | 4.25 | $68 |
Pets Best | 4.05 | $65 |
ASPCA | 3.85 | $59 |
Spot | 3.80 | $70 |

Lemonade
Best Overall
Average Monthly Rate for Dogs
$54Average Monthly Rate for Cats
$26Overall Reddit Sentiment
72% positiveMaximum Annual Limit
$100,000
Best Pet Insurance by Dog Breed
Overall, AKC dominates the best pet insurance rankings for most dog breeds in Nevada, while Lemonade and Pets Best are top picks for select breeds. Below, you can review which companies are best for your dog in the state.
Pets Best | 4.35 | $29 |
AKC | 4.3 | $59 |
Lemonade | 4.25 | $33 |
Rainwalk | 4.2 | $57 |
Spot | 4 | $50 |
Best Pet Insurance by Cat Breed
Our research shows AKC dominates the best pet insurance rankings for most cat breeds in Nevada, offering superior coverage and customer experience across breeds. Below, you can review which companies are best for your cat in the state.
AKC | 4.45 | $44 |
Rainwalk | 4.4 | $41 |
Lemonade | 4.35 | $26 |
Pets Best | 4.3 | $34 |
Spot | 4.2 | $32 |
Cheapest Pet Insurance in Nevada
In Nevada, Lemonade offers the most affordable pet insurance for dogs at $54 per month or $642 per year. For cats, Pumpkin provides the lowest-cost coverage at $22 monthly or $268 annually.
Lemonade | $54 | $642 | -27% |
ASPCA | $59 | $712 | -19% |
Pets Best | $65 | $781 | -11% |
Pumpkin | $65 | $782 | -11% |
Figo | $67 | $801 | -9% |
Hartville | $68 | $816 | -7% |
Met Life | $68 | $815 | -8% |
AKC | $68 | $819 | -7% |
Spot | $70 | $838 | -5% |
Liberty Mutual | $76 | $912 | 4% |
Rainwalk | $81 | $968 | 10% |
Embrace | $83 | $996 | 13% |
Nationwide | $107 | $1,283 | 46% |
Fetch | $109 | $1,309 | 49% |
Cheapest Nevada Pet Insurance by Dog Breed
In Nevada, Lemonade, Pumpkin and Pets Best offer the most affordable dog insurance, with rates starting at $18 monthly.
Pets Best | $29 | $348 | -48% |
Lemonade | $33 | $393 | -42% |
Pumpkin | $39 | $465 | -31% |
ASPCA | $42 | $502 | -25% |
Figo | $47 | $562 | -17% |
Cheapest Nevada Pet Insurance by Cat Breed
In Nevada, Pets Best (13 wins), Pumpkin (8 wins) and Lemonade (7 wins) offer the most affordable coverage across cat breeds. Rates start at $16 per month for standard plans.
Lemonade | $26 | $314 | -53% |
Figo | $29 | $342 | -49% |
Hartville | $32 | $378 | -44% |
Spot | $32 | $385 | -43% |
Pets Best | $34 | $405 | -40% |
How Much Is Pet Insurance in Nevada?
Nevada pet insurance costs an average of $94 monthly for dogs and $47 for cats. These rates are slightly above national averages, with dog policies costing 4% more and cat coverage running 4% higher than typical U.S. rates.
Cat | $47 | $566 | 3% |
Dog | $94 | $1,122 | 4% |
How to Get the Best Cheap Pet Insurance in Nevada
Finding the best cheap provider and coverage plan in Nevada can be difficult. Here's how to find the best pet insurance for your needs:
- 1
Evaluate Your Pet's Coverage Needs First
When choosing coverage levels, consider your pet's age, breed and existing health condition. Consult your veterinarian about common health issues for your pet's breed to determine appropriate coverage amounts.
- 2
Look for Available Insurance Discounts
Check if you qualify for savings through a multi-pet plan or annual payment options. Many insurers offer discounts for military members, paying annually or spayed/neutered pets.
- 3
Check Insurance Company Ratings
Review customer feedback and financial strength ratings for pet insurance providers serving Nevada. Focus on companies with strong track records of paying claims promptly and providing good customer service.
- 4
Get Multiple Insurance Quotes
Request quotes from at least three different pet insurance companies using the same coverage levels. This direct comparison helps ensure you're getting the most competitive rates for your pet's needs.
- 5
Review Your Coverage Annually
Pet insurance rates often increase as pets age or if you file claims. Compare rates from other providers each year at renewal time to ensure you maintain the best value.
Best Pet Insurance in Nevada: Bottom Line
Lemonade is our top pick for pet insurance in Nevada, while Pumpkin offers the most affordable coverage for cat owners. For dog owners, Lemonade provides both quality coverage and competitive rates. Your pet's specific needs should guide your final choice, so compare different plans before making a decision.
Pet Insurance in Nevada: FAQ
Here are answers to frequently asked questions about Nevada pet insurance:
What are the best pet insurance companies in Nevada?
Leading pet insurance providers in Nevada include Lemonade, AKC, Pumpkin, Spot and Pets Best. They offer comprehensive coverage options for your pets.
Which company has the cheapest pet insurance in Nevada?
Pumpkin, Hartville, Lemonade and ASPCA provide the most affordable pet insurance in Nevada. Monthly premiums start at $54 for dogs and $22 for cats.
How much is pet insurance in Nevada?
In Nevada, pet insurance costs $566 annually for cats and $1,122 for dogs. Annual premiums can range from $70 to $13,849, depending on coverage options and your pet's characteristics.
What is the best way to find the right pet insurance provider?
Start by determining your pet's specific coverage needs based on age, breed and health history. Research multiple providers' reputations through customer reviews and industry ratings. Compare policy details, coverage limits and deductibles from at least three companies. Get quotes from top-rated insurers to find competitive rates that match your requirements.
How We Found the Best and Cheapest Pet Insurance in Nevada
We researched all 20 major pet insurance providers in the United States, compared their policies and gathered quotes for Nevada residents. Here's the standard profile we used for our comparisons:
- $5,000 annual limit
- 80% reimbursement
- $500 deductible
- 6-year-old Labrador Retriever if dog
- 7-year-old Ragdoll if cat
Our Company Rating System
To ensure our ratings are accurate to pet and pet owner's needs, we simplified our rating mechanism for easy understanding and comprehensive inclusion of all available information:
- Affordability (50% of score): We used proprietary quote data for all combinations of coverage, pet ages, and breeds owned in the U.S. to compare affordability scores for all providers. We also considered discounts and how each company calculates them into your premium.
- Customer experience (30% of score): Using customer ratings we scoured across the internet, industry scores from reliable agencies like AM Best, and Reddit comment sentiment for companies to get this score.
- Coverage options (20% of score): We considered all terms, add-ons and inclusions when determining this score. We also gauged these coverage restrictions and inclusions against the most commonly needed pet medical-related costs to assess their usefulness.
About Mark Fitzpatrick

Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.
sources
- Trustpilot. "Lemonade Reviews." Accessed July 30, 2025.