Lemonade is the best pet insurance company for cats and dogs in Nevada. Other strong options in the state include AKC, Pumpkin, Spot and Pets Best.
Best Pet Insurance in Nevada
Updated: November 13, 2025
Advertising & Editorial Disclosure
Key Takeaways
Lemonade offers the best pet insurance in Nevada, with monthly rates beginning at $10.
Lemonade provides the cheapest pet insurance for dogs at $54 per month, while Pumpkin has the lowest premiums for cats at $22.
Compare multiple insurance providers to find coverage that matches your pet's needs and your budget.
Best Pet Insurance Companies in Nevada
Data filtered by:
Dog
Middle Aged
$5,000
80%
$500
| Lemonade | 4.50 | $54 |
| AKC | 4.25 | $68 |
| Pets Best | 4.05 | $65 |
| ASPCA | 3.85 | $59 |
| Spot | 3.80 | $70 |
Lemonade
Best Overall
MoneyGeek Rating
4.5/ 5
5/5Affordability
4.4/5Customer Experience
3.3/5Coverage Points
Average Monthly Rate for Dogs
$54Average Monthly Rate for Cats
$26Overall Reddit Sentiment
72% positiveMaximum Annual Limit
$100,000
Best Pet Insurance by Dog Breed
Overall, AKC is ranked the best insurer for most dog breeds in Nevada, while Lemonade and Pets Best are top picks for select breeds.
Data filtered by:
Affenpinscher
| Pets Best | 4.35 | $29 |
| AKC | 4.3 | $59 |
| Lemonade | 4.25 | $33 |
| Rainwalk | 4.2 | $57 |
| Spot | 4 | $50 |
Best Pet Insurance by Cat Breed
AKC dominates for most cat breeds in Nevada, offering superior coverage and customer experience across breeds.
Data filtered by:
Abyssinian
| AKC | 4.45 | $44 |
| Rainwalk | 4.4 | $41 |
| Lemonade | 4.35 | $26 |
| Pets Best | 4.3 | $34 |
| Spot | 4.2 | $32 |
Cheapest Pet Insurance in Nevada
In Nevada, Lemonade offers the most affordable pet insurance for dogs at $54 per month or $642 per year. For cats, Pumpkin provides the lowest-cost coverage at $22 monthly or $268 annually.
Data filtered by:
Dog
Middle Aged
$5,000
80%
$500
| Lemonade | $54 | $642 | -27% |
| ASPCA | $59 | $712 | -19% |
| Pets Best | $65 | $781 | -11% |
| Pumpkin | $65 | $782 | -11% |
| Figo | $67 | $801 | -9% |
| Hartville | $68 | $816 | -7% |
| Met Life | $68 | $815 | -8% |
| AKC | $68 | $819 | -7% |
| Spot | $70 | $838 | -5% |
| Liberty Mutual | $76 | $912 | 4% |
| Rainwalk | $81 | $968 | 10% |
| Embrace | $83 | $996 | 13% |
| Nationwide | $107 | $1,283 | 46% |
| Fetch | $109 | $1,309 | 49% |
Cheapest Nevada Pet Insurance by Dog Breed
In Nevada, Lemonade, Pumpkin and Pets Best offer the most affordable dog insurance, with rates starting at $18 monthly.
Data filtered by:
Affenpinscher
| Pets Best | $29 | $348 | -48% |
| Lemonade | $33 | $393 | -42% |
| Pumpkin | $39 | $465 | -31% |
| ASPCA | $42 | $502 | -25% |
| Figo | $47 | $562 | -17% |
Cheapest Nevada Pet Insurance by Cat Breed
In Nevada, Pets Best (13 wins), Pumpkin (8 wins) and Lemonade (7 wins) offer the most affordable coverage across cat breeds. Rates start at $16 per month for standard plans.
Data filtered by:
Abyssinian
| Lemonade | $26 | $314 | -53% |
| Figo | $29 | $342 | -49% |
| Hartville | $32 | $378 | -44% |
| Spot | $32 | $385 | -43% |
| Pets Best | $34 | $405 | -40% |
How Much Is Pet Insurance in Nevada?
Nevada pet insurance costs an average of $94 monthly for dogs and $47 for cats. These rates are slightly above national averages, with dog policies costing 4% more and cat coverage running 4% higher than typical U.S. rates.
Data filtered by:
$5,000
$500
80%
| Cat | $47 | $566 | 3% |
| Dog | $94 | $1,122 | 4% |
How to Get the Best Cheap Pet Insurance in Nevada
Finding the best cheap provider and coverage plan in Nevada can be difficult. Here's how to find the best pet insurance for your needs:
- 1Evaluate Your Pet's Coverage Needs First
When choosing coverage levels, consider your pet's age, breed and existing health condition.
- 2Look for Available Insurance Discounts
Check if you qualify for savings through a multi-pet plan or annual payment options.
- 3Check Insurance Company Ratings
Review customer feedback and financial strength ratings for pet insurance providers.
- 4Get Multiple Insurance Quotes
Request quotes from at least three pet insurance companies using the same coverage levels.
- 5Review Your Coverage Annually
Pet insurance rates often increase as pets age or if you file claims.
Best Pet Insurance in Nevada: Bottom Line
Lemonade is our top pick for pet insurance in Nevada, while Pumpkin offers the most affordable coverage for cat owners.
Pet Insurance in Nevada: FAQ
Here are answers to frequently asked questions about Nevada pet insurance:
What are the best pet insurance companies in Nevada?
Leading pet insurance providers in Nevada include Lemonade, AKC, Pumpkin, Spot and Pets Best. They offer comprehensive coverage options for your pets.
Which company has the cheapest pet insurance in Nevada?
Pumpkin, Hartville, Lemonade and ASPCA provide the most affordable pet insurance in Nevada. Monthly premiums start at $54 for dogs and $22 for cats.
How much is pet insurance in Nevada?
In Nevada, pet insurance costs $566 annually for cats and $1,122 for dogs. Annual premiums can range from $70 to $13,849, depending on coverage options and your pet's characteristics.
What is the best way to find the right pet insurance provider?
Determine your pet's coverage needs based on age, breed and health history. Check customer reviews and industry ratings for each provider. Compare coverage limits, deductibles and policy details from at least three companies. Request quotes to find rates matching your budget.
How We Found the Best and Cheapest Pet Insurance in Nevada
Nevada pet owners face unique veterinary challenges from the state's desert climate, affecting pet health, limited vet access in rural areas, and higher costs for specialized care concentrated in Las Vegas and Reno. We designed this research to show you which providers offer the best combination of affordable premiums, reliable claim payments, and comprehensive coverage for Nevada residents navigating these distinctive challenges.
We researched all 20 major pet insurance providers in the United States, compared their policies, and gathered quotes using standard profiles that reflect common coverage choices and popular breeds in the state.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.
sources
- Trustpilot. "Lemonade Reviews." Accessed July 30, 2025.