Best Pet Insurance in Mississippi


Key Takeaways
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Lemonade tops Mississippi pet insurance with rates starting at $8 monthly. You get affordable pricing plus reliable customer service.

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Dog owners in Mississippi pay $44 monthly with Lemonade's cheapest plans, while cat owners pay just $18 through Pumpkin.

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Comparing plans helps you match coverage to your pet's health needs and your budget.

Best Pet Insurance Companies in Mississippi

Lemonade is the best pet insurance company for cats and dogs in Mississippi. Other strong insurance options in the state include AKC, Spot, Pumpkin and Pets Best.

Data filtered by:
Dog
Middle Aged
$5,000
80%
$500
Lemonade4.50$44
AKC4.35$55
Pets Best4.10$53
Rainwalk4.05$61
ASPCA3.85$50
Company Image
Lemonade

Best Overall

MoneyGeek Rating
90/ 5
5/5Affordability
4.4/5Customer Experience
3.3/5Coverage Points
  • Average Monthly Rate for Dogs

    $44
  • Average Monthly Rate for Cats

    $21
  • Overall Reddit Sentiment

    72% positive
  • Maximum Annual Limit

    $100,000

Best Pet Insurance by Dog Breed

AKC leads pet insurance for most Mississippi dog breeds. Lemonade and Pets Best work well for certain breeds too. Check out these companies to find coverage matching your dog's needs.

Data filtered by:
Affenpinscher
Pets Best4.35$24
AKC4.3$48
Rainwalk4.3$43
Lemonade4.25$27
Spot4$42

Best Pet Insurance by Cat Breed

Our research shows AKC dominates the best pet insurance rankings for most cat breeds in Mississippi, while Rainwalk stands out as an alternative option. Below, you can review which companies are best for your specific cat breed in the state.

Data filtered by:
Abyssinian
AKC4.5$35
Rainwalk4.45$31
Lemonade4.35$21
Pets Best4.3$28
Spot4.2$27

Cheapest Pet Insurance in Mississippi

In Mississippi, Lemonade offers the cheapest pet insurance for dogs at $44 per month or $527 per year. For cats, Pumpkin provides the most affordable coverage at $18 per month or $220 per year.

Data filtered by:
Dog
Middle Aged
$5,000
80%
$500
Lemonade$44$527-30%
ASPCA$50$603-20%
Pets Best$53$641-15%
Pumpkin$53$641-15%
AKC$55$661-12%
Hartville$55$661-12%
Met Life$58$690-8%
Spot$59$709-6%
Rainwalk$61$732-2%
Figo$63$7591%
Liberty Mutual$69$83211%
Embrace$76$90921%
Fetch$89$1,07343%
Nationwide$96$1,15053%

Cheapest Mississippi Pet Insurance by Dog Breed

In Mississippi, Lemonade, Pumpkin and Pets Best offer the most affordable dog insurance across multiple breeds, with plans starting at $14 monthly.

Data filtered by:
Affenpinscher
Pets Best$24$286-50%
Lemonade$27$322-44%
Pumpkin$32$381-33%
ASPCA$35$422-26%
Hartville$39$464-19%

Cheapest Mississippi Pet Insurance by Cat Breed

In Mississippi, Pets Best (13 wins), Lemonade (8 wins) and Pumpkin (8 wins) offer the most affordable coverage across cat breeds. Monthly premiums start at $13 for standard plans.

Data filtered by:
Abyssinian
Lemonade$21$257-55%
Hartville$26$306-46%
Spot$27$323-43%
Figo$27$324-43%
Pets Best$28$332-42%

How Much Is Pet Insurance in Mississippi?

Mississippi pet insurance runs about $77 monthly for dogs and $39 for cats. These rates come in 15% below the national average, making coverage more affordable for state pet owners.

Data filtered by:
$5,000
$500
80%
Cat$39$466-15%
Dog$77$920-15%

How to Get the Best Cheap Pet Insurance in Mississippi

Choosing the best pet insurance in Mississippi can be tricky, but these steps will help you find a plan that works best for you and your pet.

  1. 1
    Evaluate Your Pet's Coverage Needs

    Your pet's age, breed and health risks shape what coverage makes sense. Pick a plan fitting your budget while covering essential medical care.

  2. 2
    Look for Available Insurance Discounts

    Multi-pet plans and annual payments create savings at many companies. Military members and wellness program participants often score additional discounts.

  3. 3
    Check Company Reviews and Coverage

    Read provider reviews and ratings before choosing. Focus on claims processing speed and exclusions that could bump up your costs.

  4. 4
    Get Multiple Insurance Quotes

    Request quotes from at least three pet insurance companies offering similar coverage. Comparing deductibles, reimbursement rates and annual limits shows you the best value.

  5. 5
    Review Your Policy Annually

    Check your policy yearly as your pet ages. Rates climb over time, so regular plan comparisons keep coverage affordable.

Best Pet Insurance in Mississippi: Bottom Line

Lemonade is the top choice for pet insurance in Mississippi, while Pumpkin offers the best value for cat coverage. For dog owners, Lemonade provides strong protection at competitive rates. Compare different providers and plans to find one that fits your pet’s needs.

Pet Insurance in Mississippi: FAQ

Here are answers to frequently asked questions about Mississippi pet insurance:

What are the best pet insurance companies in Mississippi?

Which company has the cheapest pet insurance in Mississippi?

How much is pet insurance in Mississippi?

What is the best way to find the right pet insurance provider?

How We Found the Best and Cheapest Pet Insurance in Mississippi

We researched all 20 major pet insurance providers in the United States, compared their policies and gathered quotes for Mississippi residents. Here's the standard profile we used for our comparisons:

  • $5,000 annual limit
  • 80% reimbursement
  • $500 deductible
  • 6-year-old Labrador Retriever if dog
  • 7-year-old Ragdoll if cat

Our Company Rating System

To ensure our ratings are accurate to pet and pet owner's needs, we simplified our rating mechanism for easy understanding and comprehensive inclusion of all available information:

  • Affordability (50% of score): We used proprietary quote data for all combinations of coverage, pet ages, and breeds owned in the U.S. to compare affordability scores for all providers. We also considered discounts and how each company calculates them into your premium.
  • Customer experience (30% of score): Using customer ratings we scoured across the internet, industry scores from reliable agencies like AM Best, and Reddit comment sentiment for companies to get this score.
  • Coverage options (20% of score): We considered all terms, add-ons and inclusions when determining this score. We also gauged these coverage restrictions and inclusions against the most commonly needed pet medical-related costs to assess their usefulness.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.

Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!

He writes about economics and insurance, breaking down complex topics so people know what they're buying.


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