Best Pet Insurance in Minnesota

Lemonade is the best pet insurance company in Minnesota for cats and dogs. Other strong insurance options in the state include AKC, Rainwalk, Spot and Pumpkin.

Overall, AKC dominates the best pet insurance rankings for most dog breeds in Minnesota, while Lemonade, Rainwalk and Pets Best lead for select breeds. Below, you can review which companies are best for your dog in the state.

Rainwalk dominates the best pet insurance rankings for most cat breeds in Minnesota, while AKC stands out as a strong alternative option. Below, you can review which companies are best for your cat in the state.

In Minnesota, Lemonade offers the most affordable dog insurance at $54 per month or $643 per year. For cats, Pumpkin provides the lowest-cost coverage at $22 monthly or $268 annually.

In Minnesota, Lemonade, Pumpkin and Pets Best offer the most affordable pet insurance for dogs across multiple breeds, with rates starting at $18 monthly.

In Minnesota, Pets Best (13 wins), Lemonade (8 wins) and Pumpkin (8 wins) offer the most affordable cat insurance across different breeds. Monthly premiums start at $16 for standard coverage.

Minnesota pet insurance costs an average of $94 monthly for dogs and $47 for cats. Minnesota pet owners pay about 4% more than the national average for dog and cat coverage.

Finding the best cheap provider and coverage plan in Minnesota can be difficult. Here's how to find the best pet insurance for your needs:

Lemonade is our top pick for pet insurance in Minnesota, while Pumpkin and Lemonade offer the most affordable coverage options. Pumpkin provides budget-friendly cat insurance, and Lemonade stands out with competitive dog insurance rates. The best provider for you depends on your pet's needs and your budget. Compare different plans before making your choice.

Here are answers to frequently asked questions about Minnesota pet insurance:

We researched all 20 major pet insurance providers in the United States, compared their policies and gathered quotes for Minnesota residents. Here's the standard profile we used for our comparisons:

• $5,000 annual limit
• 80% reimbursement
• $500 deductible
• 6-year-old Labrador Retriever if dog
• 7-year-old Ragdoll if cat

Our Company Rating System

To ensure our ratings are accurate to pet and pet owner's needs, we simplified our rating mechanism for easy understanding and comprehensive inclusion of all available information:

• Affordability (50% of score): We used proprietary quote data for all combinations of coverage, pet ages, and breeds owned in the U.S. to compare affordability scores for all providers. We also considered discounts and how each company calculates them into your premium.
• Customer experience (30% of score): Using customer ratings we scoured across the internet, industry scores from reliable agencies like AM Best, and Reddit comment sentiment for companies to get this score.
• Coverage options (20% of score): We considered all terms, add-ons and inclusions when determining this score. We also gauged these coverage restrictions and inclusions against the most commonly needed pet medical-related costs to assess their usefulness.