Best Pet Insurance in Louisiana


Key Takeaways
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Lemonade offers the best pet insurance in Louisiana, with plans starting at $8 per month. It combines competitive pricing with excellent customer service.

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Lemonade offers the most affordable pet insurance for dogs at $42 per month, while Pumpkin provides the cheapest option for cats at $17 per month.

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Compare multiple pet insurance policies to find coverage that matches your pet's needs and your budget.

Best Pet Insurance Companies in Louisiana

Lemonade is the best pet insurance company in Louisiana for cats and dogs, offering comprehensive coverage and reliable service. Other strong insurance options in the state include AKC, Pumpkin, Pets Best and Spot.

Data filtered by:
Dog
Middle Aged
$5,000
80%
$500
Lemonade4.50$42
AKC4.25$54
Pets Best4.10$50
Rainwalk3.90$61
ASPCA3.80$49
Company Image
Lemonade

Best Overall

MoneyGeek Rating
4.5/ 5
5/5Affordability
4.4/5Customer Experience
3.3/5Coverage Points
  • Average Monthly Rate for Dogs

    $42
  • Average Monthly Rate for Cats

    $20
  • Overall Reddit Sentiment

    72% positive
  • Maximum Annual Limit

    $100,000

Best Pet Insurance by Dog Breed

AKC tops Louisiana pet insurance rankings for most dog breeds, while Lemonade and Pets Best top the list for select breeds. Check which companies match your dog's needs below.

Data filtered by:
Affenpinscher
Pets Best4.35$22
AKC4.3$46
Lemonade4.25$25
Rainwalk4.25$43
Spot3.95$42

Best Pet Insurance by Cat Breed

AKC dominates the best pet insurance rankings for most cat breeds in Louisiana, while Rainwalk stands out as a strong alternative option. Below, you can review which companies are best for your specific cat breed in the state.

Data filtered by:
Abyssinian
AKC4.45$35
Rainwalk4.4$31
Lemonade4.35$20
Pets Best4.3$26
Spot4.15$27

Cheapest Pet Insurance in Louisiana

In Louisiana, Lemonade offers the most affordable dog insurance at $42 per month or $499 per year. For cats, Pumpkin provides the lowest-cost coverage at $17 monthly or $208 annually.

Data filtered by:
Dog
Middle Aged
$5,000
80%
$500
Lemonade$42$499-30%
ASPCA$49$583-18%
Pets Best$50$606-15%
Pumpkin$51$607-15%
Figo$54$645-9%
AKC$54$650-9%
Met Life$55$657-8%
Hartville$57$679-5%
Liberty Mutual$57$686-4%
Spot$59$712-0%
Rainwalk$61$7272%
Embrace$73$86722%
Fetch$85$1,01643%
Nationwide$90$1,07551%

Cheapest Louisiana Pet Insurance by Dog Breed

In Louisiana, Lemonade, Pumpkin and Pets Best offer the most affordable dog insurance, with rates starting at $14 monthly.

Data filtered by:
Affenpinscher
Pets Best$22$270-50%
Lemonade$25$305-44%
Pumpkin$30$361-34%
ASPCA$34$411-24%
Figo$38$452-17%

Cheapest Louisiana Pet Insurance by Cat Breed

In Louisiana, Pets Best (13 wins), Lemonade (8 wins) and Pumpkin (8 wins) offer the most affordable coverage across cat breeds. Rates start at $12 per month for standard plans.

Data filtered by:
Abyssinian
Lemonade$20$243-55%
Figo$23$276-49%
Hartville$26$310-43%
Pets Best$26$314-42%
Spot$27$325-40%

How Much Is Pet Insurance in Louisiana?

Louisiana pet insurance costs around $73 monthly for dogs and $37 for cats. Pet owners in the state benefit from rates that are 19% lower than the national average for both types of coverage.

Data filtered by:
$5,000
$500
80%
Cat$37$442-19%
Dog$73$872-19%

How to Get the Best Cheap Pet Insurance in Louisiana

Finding affordable Louisiana pet insurance feels challenging, but these steps help:

  1. 1
    Know Your Pet's Coverage Needs

    List your pet's health risks based on breed and age. Ask your vet which coverage makes sense for your pet.

  2. 2
    Look for Available Discounts

    Many insurers cut rates through multi-pet plans or annual payments. Ask about spayed/neutered pet discounts and military member savings too.

  3. 3
    Check Company Reviews and Ratings

    Read what current customers say about claim processing and customer service. Louisiana pet owner reviews reveal local experiences.

  4. 4
    Get Multiple Quotes

    Request quotes from at least three providers using similar coverage levels for fair comparisons.

  5. 5
    Review Your Policy Annually

    Rates climb as pets age. Annual quote comparisons ensure you're getting competitive coverage prices.

Best Pet Insurance in Louisiana: Bottom Line

Lemonade tops Louisiana pet insurance, while Pumpkin charges the least for cat coverage. Dog owners get both high ratings and budget-friendly rates through Lemonade. These providers excel, but your right choice depends on your pet's needs and budget. Compare plans before deciding.

Pet Insurance in Louisiana: FAQ

Here are answers to frequently asked questions about Louisiana pet insurance:

What are the best pet insurance companies in Louisiana?

Which company has the cheapest pet insurance in Louisiana?

How much is pet insurance in Louisiana?

What is the best way to find the right pet insurance provider?

How We Found the Best and Cheapest Pet Insurance in Louisiana

We researched all 20 major pet insurance providers in the United States, compared their policies and gathered quotes for Louisiana residents. Here's the standard profile we used for our comparisons:

  • $5,000 annual limit
  • 80% reimbursement
  • $500 deductible
  • 6-year-old Labrador Retriever if dog
  • 7-year-old Ragdoll if cat

Our Company Rating System

To ensure our ratings are accurate to pet and pet owner's needs, we simplified our rating mechanism for easy understanding and comprehensive inclusion of all available information:

  • Affordability (50% of score): We used proprietary quote data for all combinations of coverage, pet ages, and breeds owned in the U.S. to compare affordability scores for all providers. We also considered discounts and how each company calculates them into your premium.
  • Customer experience (30% of score): Using customer ratings we scoured across the internet, industry scores from reliable agencies like AM Best, and Reddit comment sentiment for companies to get this score.
  • Coverage options (20% of score): We considered all terms, add-ons and inclusions when determining this score. We also gauged these coverage restrictions and inclusions against the most commonly needed pet medical-related costs to assess their usefulness.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.

Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!

He writes about economics and insurance, breaking down complex topics so people know what they're buying.


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