Best Pet Insurance in Indiana

Lemonade is the best pet insurance company for cats in Indiana and ties with AKC for the best coverage for dogs. Other strong insurance options in the state include Spot, Pumpkin, Rainwalk and Pets Best.

AKC leads pet insurance rankings for most dog breeds in Indiana, with Lemonade and Pets Best winning for select breeds.

Our research shows AKC dominates the best pet insurance rankings for most cat breeds in Indiana, while Rainwalk stands out as an alternative option. Below, you can review which companies are best for your cat in the state.

In Indiana, Lemonade offers the cheapest pet insurance for dogs at $47 per month or $561 per year. For cats, Pumpkin provides the most affordable coverage at $19 monthly or $234 annually.

In Indiana, Lemonade, Pumpkin and Pets Best offer the most affordable pet insurance for dogs, with plans starting at $15 monthly.

In Indiana, Pets Best (13 wins), Lemonade (8 wins) and Pumpkin (8 wins) provide the most affordable coverage across cat breeds. Rates start at $14 per month for standard plans.

Indiana pet insurance costs around $82 monthly for dogs and $41 for cats. Indiana pet owners pay less than most Americans, with dog insurance rates 9% below the national average and cat coverage 10% cheaper than typical U.S. rates.

Find affordable pet insurance in Indiana by following the steps below to match coverage with your pet’s needs and your budget:

Lemonade ranks as Indiana's best overall pet insurer, while Pumpkin has the lowest cat rates. Your right choice depends on what your pet needs and what you can spend monthly. Check quotes from multiple companies before buying.

Here are answers to frequently asked questions about Indiana pet insurance:

We researched all 20 major pet insurance providers in the United States, compared their policies and gathered quotes for Indiana residents. Here's the standard profile we used for our comparisons:

• $5,000 annual limit
• 80% reimbursement
• $500 deductible
• 6-year-old Labrador Retriever if dog
• 7-year-old Ragdoll if cat

Our Company Rating System

We simplified our rating system so pet owners can easily understand how we evaluate insurers and what factors matter most:

• Affordability (50% of score): We used proprietary quote data for all combinations of coverage, pet ages, and breeds owned in the U.S. to compare affordability scores for all providers. We also considered discounts and how each company calculates them into your premium.
• Customer experience (30% of score): Using customer ratings we scoured across the internet, industry scores from reliable agencies like AM Best, and Reddit comment sentiment for companies to get this score.
• Coverage options (20% of score): We considered all terms, add-ons and inclusions when determining this score. We also gauged these coverage restrictions and inclusions against the most commonly needed pet medical-related costs to assess their usefulness.