Updated: October 24, 2025
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AKC and Lemonade tie for offering the best pet insurance in Arkansas, with plans starting at $6 monthly. Both companies balance competitive pricing with strong customer service.
Lemonade provides the cheapest pet insurance for dogs at $35 monthly and Pumpkin offers the lowest premiums for cats at $14.
Compare multiple providers and policy options to find coverage matching your pet's needs and your budget.
AKC and Lemonade tie for offering the best pet insurance in Arkansas, with plans starting at $6 per month. Both companies balance competitive pricing with strong customer service.
For pet owners seeking alternatives, Pets Best, Rainwalk and Figo provide comprehensive coverage options in the state.
| AKC | 4.50 | $42 |
| Lemonade | 4.50 | $35 |
| Pets Best | 4.15 | $42 |
| Rainwalk | 4.15 | $47 |
| Figo | 3.80 | $43 |
| Pumpkin | 3.80 | $42 |
| ASPCA | 3.70 | $43 |
| Spot | 3.45 | $56 |
Best Overall
Average Monthly Rate for Dogs
Average Monthly Rate for Cats
Overall Reddit Sentiment
Maximum Annual Limit
AKC leads the best pet insurance rankings for most dog breeds in Arkansas, while Lemonade and Pets Best are top picks for select breeds.
| AKC | 4.35 | $36 |
| Pets Best | 4.35 | $19 |
| Rainwalk | 4.35 | $33 |
| Lemonade | 4.3 | $21 |
| Fetch | 3.95 | $32 |
AKC leads the best pet insurance rankings for most cat breeds in Arkansas, providing comprehensive coverage and reliable protection.
| AKC | 4.55 | $27 |
| Rainwalk | 4.45 | $25 |
| Lemonade | 4.35 | $17 |
| Pets Best | 4.3 | $22 |
| Spot | 4.15 | $25 |
Lemonade offers the cheapest pet insurance for dogs at $35 monthly or $415 annually. For cats, Pumpkin provides the most affordable coverage at $14 monthly or $173 annually.
| Lemonade | $35 | $415 | -31% |
| AKC | $42 | $499 | -17% |
| Pets Best | $42 | $505 | -16% |
| Pumpkin | $42 | $506 | -16% |
| Figo | $43 | $515 | -15% |
| ASPCA | $43 | $515 | -15% |
| Met Life | $45 | $543 | -10% |
| Rainwalk | $47 | $560 | -7% |
| Hartville | $51 | $611 | 1% |
| Liberty Mutual | $53 | $644 | 7% |
| Embrace | $56 | $665 | 10% |
| Spot | $56 | $665 | 10% |
| Fetch | $70 | $846 | 40% |
| Nationwide | $81 | $974 | 61% |
Lemonade, Pumpkin and Pets Best provide the most affordable pet insurance coverage for dogs in Arkansas, with plans starting at $11 monthly.
| Pets Best | $19 | $225 | -51% |
| Lemonade | $21 | $254 | -45% |
| Pumpkin | $25 | $300 | -35% |
| Figo | $30 | $361 | -22% |
| ASPCA | $30 | $365 | -21% |
In Arkansas, Pets Best (13 wins), Pumpkin (8 wins) and Lemonade (7 wins) offer the most affordable coverage across cat breeds. Rates start at $10 per month for standard plans.
| Lemonade | $17 | $203 | -56% |
| Figo | $18 | $218 | -53% |
| Pets Best | $22 | $262 | -43% |
| Pumpkin | $24 | $279 | -40% |
| Hartville | $24 | $288 | -38% |
Arkansas pet insurance costs around $61 monthly for dogs and $31 for cats. Arkansas offers more affordable coverage than most regions, with rates running 33% below the national average for dogs and 32% lower for cats.
| Cat | $31 | $370 | -32% |
| Dog | $61 | $726 | -33% |
Finding the best cheap provider and coverage plan in Arkansas can be difficult. Here's how to find the best pet insurance for your needs:
Start by listing your pet's health risks and future medical needs. Consider breed-specific conditions and your pet's age to determine the right coverage level.
Many insurers offer savings through a multi-pet plan or annual payment options. Check for additional discounts like military member rates or wellness program savings.
Research customer reviews and claim payment histories of different pet insurance providers. Focus on companies with strong financial ratings and positive customer feedback in Arkansas.
Request quotes from at least three different pet insurance companies for similar coverage levels. Make sure to compare deductibles, coverage limits and exclusions when reviewing quotes.
Set a yearly reminder to check for better rates and coverage options. Pet insurance costs often increase as pets age, so comparing providers annually helps maintain affordable coverage.
Lemonade is our top pick for pet insurance in Arkansas, with AKC also showing strong performance for dog coverage. For the most budget-friendly options, Pumpkin leads for cat insurance while Lemonade offers the most affordable dog coverage. Compare multiple providers and coverage options to find the right fit for your pet's needs.
Here are answers to frequently asked questions about Arkansas pet insurance:
Leading pet insurance providers in Arkansas include Lemonade, AKC, Pumpkin, Figo, Pets Best and Rainwalk. These companies offer comprehensive coverage options for your furry family members.
Pumpkin, Figo and Lemonade consistently offer affordable pet insurance rates in Arkansas. Monthly premiums start at $35 for dogs and $14 for cats.
In Arkansas, pet insurance costs around $370 annually for cats and $726 for dogs. Annual premiums across the state can range from $46 to $8,953, depending on coverage options and pet characteristics.
Start by determining your pet's specific coverage needs based on age, breed and health history. Research multiple providers' reputations through customer reviews and industry ratings. Compare policy details, coverage limits and deductibles from at least three companies. Get quotes from top-rated insurers to find competitive rates that match your requirements.
We reviewed 20 major pet insurance companies in the U.S., compared their policies, and collected sample quotes for Arkansas residents. To make our comparisons fair, we used this standard profile:
Our Company Rating System
We created a simple, transparent rating system to reflect what matters most to pet owners. It combines cost data, customer feedback, and coverage details for a balanced evaluation of each company:
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.
