Lemonade is the best pet insurance company in Alabama for both cats and dogs. Strong alternatives in the state include Rainwalk, Pumpkin, AKC and Spot.
Best Pet Insurance in Alabama
Updated: November 4, 2025
Advertising & Editorial Disclosure
Key Takeaways
Lemonade offers the best pet insurance in Alabama, with monthly rates starting at $7. It combines competitive pricing with excellent customer service.
For the cheapest pet insurance in Alabama, Lemonade offers dog coverage at $38 monthly, while Pumpkin provides cat insurance at $16 per month.
Pet insurance costs in Alabama average $66 monthly for dogs and $34 monthly for cats.
Compare multiple quotes to find coverage that matches your pet's needs and your budget while offering reliable protection.
Best Pet Insurance Companies in Alabama
Our best guides can help you determine the best pet insurance in Alabama for your pet across different situations:
Lemonade
Best Overall
MoneyGeek Rating
4.5/ 5
5/5Affordability
4.4/5Customer Experience
3.3/5Coverage Options
Average Monthly Rate for Dogs
$38Average Monthly Rate for Cats
$18Overall Reddit Sentiment
72% positiveMaximum Annual Limit
$100,000
Best Pet Insurance by Dog Breed
Overall, AKC dominates the best pet insurance rankings for most dog breeds in Alabama, while Rainwalk and Lemonade stand out as top picks for select breeds. Below, you can review which companies are best for your dog in the state.
Data filtered by:
Select
| Affenpinscher | Rainwalk | $33 |
| Affenpinscher | Pets Best | $20 |
| Afghan Hound | Rainwalk | $40 |
| Airedale Terrier | AKC | $48 |
| Akita | AKC | $48 |
| Alaskan Husky | Rainwalk | $37 |
| Alaskan Malamute | AKC | $46 |
| Alaskan Malamute | Rainwalk | $41 |
| Alsatian | AKC | $53 |
| Alsatian | Rainwalk | $48 |
| Alsation | AKC | $51 |
| American Bulldog | Lemonade | $41 |
| American Bully | Rainwalk | $54 |
| American Eskimo | AKC | $35 |
| American Eskimo | Rainwalk | $31 |
| American Foxhound | AKC | $38 |
| American Hairless Terrier | AKC | $34 |
| American Staffordshire Terrier | Rainwalk | $47 |
| Australian Cattle Dog | AKC | $37 |
| Australian Kelpie | AKC | $39 |
| Australian Shepherd | AKC | $33 |
| Australian Shepherd | Rainwalk | $29 |
| Australian Silky Terrier | AKC | $35 |
| Australian Terrier | AKC | $35 |
| Basenji | AKC | $34 |
| Basset Fauve de Bretagne | AKC | $43 |
| Basset Hound | AKC | $54 |
| Basset Hound | Rainwalk | $48 |
| Basset Hound | Lemonade | $34 |
| Beagle | AKC | $39 |
| Bearded Collie | AKC | $38 |
| Belgian Shepherd Malinois | AKC | $44 |
| Bernese Mountain Dog | Lemonade | $57 |
| Bichon Frise | AKC | $37 |
| Bichon Frise | Rainwalk | $32 |
| Bloodhound | Lemonade | $41 |
| Bloodhound | Rainwalk | $56 |
| Border Collie | AKC | $35 |
| Border Terrier | AKC | $35 |
| Border Terrier | Rainwalk | $31 |
| Borzoi | Rainwalk | $47 |
| Boston Terrier | AKC | $39 |
| Boston Terrier | Rainwalk | $33 |
| Boxer | Lemonade | $34 |
| Bracco Italiano | AKC | $42 |
| Briard | AKC | $46 |
| Briard | Rainwalk | $41 |
| British Bulldog | Lemonade | $50 |
| Brussels Griffon | AKC | $37 |
| Brussels Griffon | Rainwalk | $32 |
| Bull Mastiff | Lemonade | $64 |
| Bull Terrier | Pets Best | $34 |
| Bull Terrier | AKC | $54 |
| Bull Terrier | Rainwalk | $47 |
| Bullmastiff | Lemonade | $63 |
| Cairn Terrier | AKC | $38 |
| Cane Corso | Lemonade | $49 |
| Caucasian Shepherd Dog | AKC | $62 |
| Cavachon | AKC | $31 |
| Cavalier King Charles Spaniel | AKC | $40 |
| Cavalier King Charles Spaniel | Rainwalk | $35 |
| Cavapoo | AKC | $29 |
| Cavapoo | Rainwalk | $25 |
| Central Asian Shepherd Dog | AKC | $55 |
| Chihuahua | AKC | $25 |
| Chow Chow | Rainwalk | $41 |
| Clumber Spaniel | AKC | $47 |
| Cockapoo | AKC | $29 |
| Cocker spaniel | Rainwalk | $39 |
| Cocker spaniel | AKC | $45 |
| Cocker spaniel | Pets Best | $27 |
| Collie | AKC | $42 |
| Collie | Rainwalk | $38 |
| Corgi | AKC | $47 |
| Coton De Tulear | AKC | $33 |
| Coton De Tulear | Rainwalk | $28 |
| Dachshund | AKC | $34 |
| Dalmatian | AKC | $51 |
| Dalmatian | Pets Best | $33 |
| Dalmatian | Rainwalk | $47 |
| Dalmatian | Lemonade | $33 |
| Dingo | AKC | $34 |
| Doberman Pincher | Lemonade | $40 |
| Doberman Pincher | Rainwalk | $55 |
| Doberman Pincher | AKC | $62 |
| Doberman Pinscher | Lemonade | $57 |
| Dogue de Bordeaux | Lemonade | $61 |
| English Bulldog | Lemonade | $51 |
| English Foxhound | AKC | $37 |
| English Mastiff | Lemonade | $46 |
| English Pointer | AKC | $44 |
| English Setter | AKC | $43 |
| English Setter | Rainwalk | $38 |
| English Springer Spaniel | AKC | $41 |
| English Toy Terrier | AKC | $35 |
| Estrela Mountain Dog | AKC | $52 |
| Estrela Mountain Dog | Rainwalk | $47 |
| Estrela Mountain Dog | Pets Best | $34 |
| Field Spaniel | AKC | $40 |
| Finnish Lapphund | AKC | $38 |
| Fox Terrier | AKC | $35 |
| Foxhound | AKC | $40 |
| Foxhound | Rainwalk | $35 |
| French Bulldog | Lemonade | $46 |
| French Bulldog | Rainwalk | $63 |
| French Bulldog | AKC | $70 |
| German Pinscher | AKC | $37 |
| German Shepherd | AKC | $46 |
| German Shorthaired Pointer | AKC | $42 |
| German Shorthaired Pointer | Rainwalk | $37 |
| German Spitz | AKC | $40 |
| Giant Mix (100 pounds+) | AKC | $44 |
| Giant Mix (110 pounds+) | AKC | $41 |
| Giant Mix (111 pounds+) | AKC | $38 |
| Giant Mix (90 pounds+) | AKC | $56 |
| Giant Mix (90 pounds+) | Rainwalk | $50 |
| Giant Mix (90 pounds+) | Lemonade | $36 |
| Golden Retriever | Rainwalk | $42 |
| Golden Retriever | AKC | $49 |
| Goldendoodle | AKC | $36 |
| Goldendoodle | Rainwalk | $31 |
| Gordon Setter | Rainwalk | $46 |
| Gordon Setter | Lemonade | $32 |
| Great Dane | Lemonade | $55 |
| Great Pyrenees | Rainwalk | $48 |
| Great Pyrenees | AKC | $56 |
| Great Pyrenees | Lemonade | $35 |
| Great Pyrenees | Pets Best | $37 |
| Greyhound | Rainwalk | $47 |
| Greyhound | Lemonade | $33 |
| Groodle | AKC | $32 |
| Groodle | Rainwalk | $29 |
| Harrier | Rainwalk | $37 |
| Harrier | AKC | $44 |
| Havanese | AKC | $30 |
| Havanese | Rainwalk | $26 |
| Hungarian Vizsla | AKC | $50 |
| Husky | AKC | $37 |
| Icelandic Sheepdog | AKC | $38 |
| Irish Setter | AKC | $46 |
| Irish Setter | Rainwalk | $41 |
| Irish Terrier | AKC | $38 |
| Italian Greyhound | AKC | $38 |
| Italian Spinone | AKC | $43 |
| Jack Russell Terrier | AKC | $30 |
| Jack Russell Terrier | Rainwalk | $25 |
| Japanese Chin | AKC | $34 |
| Japanese Chin | Rainwalk | $29 |
| Japanese Spitz | AKC | $35 |
| Kangal Shepherd Dog | Lemonade | $48 |
| Keeshond | AKC | $42 |
| Keeshond | Pets Best | $24 |
| Keeshond | Rainwalk | $38 |
| Komondor | Rainwalk | $44 |
| Labradoodle | AKC | $36 |
| Labradoodle | Rainwalk | $31 |
| Labrador Retriever | AKC | $46 |
| Labrador Retriever | Rainwalk | $41 |
| Large Mix (51-100 pounds) | AKC | $37 |
| Large Mix (51-110 pounds) | AKC | $35 |
| Large Mix (55-90 pounds) | AKC | $38 |
| Large Mix (55-90 pounds) | Rainwalk | $34 |
| Large Mix (60-109 pounds) | AKC | $41 |
| Large Mix (61+ pounds) | AKC | $38 |
| Large Mix (71+ pounds) | Lemonade | $45 |
| Large Mix (Over 70 pounds) | AKC | $37 |
| Lhasa Apso | AKC | $33 |
| Lurcher | AKC | $55 |
| Lurcher | Rainwalk | $49 |
| Lurcher | Lemonade | $36 |
| Maltese | AKC | $31 |
| Maltipoo | AKC | $27 |
| Medium Mix (20-55 pounds) | AKC | $30 |
| Medium Mix (20-70 pounds) | AKC | $32 |
| Medium Mix (21-70 pounds) | Lemonade | $46 |
| Medium Mix (23-70 pounds) | AKC | $38 |
| Medium Mix (26-50 pounds) | AKC | $32 |
| Medium Mix (26-59 pounds) | AKC | $41 |
| Medium Mix (31-50 pounds) | AKC | $32 |
| Medium Mix (31-59 pounds) | AKC | $31 |
| Miniature Bull Terrier | AKC | $51 |
| Miniature Bull Terrier | Rainwalk | $45 |
| Miniature Bull Terrier | Lemonade | $32 |
| Miniature Dachshund | AKC | $35 |
| Miniature Fox Terrier | AKC | $37 |
| Miniature Fox Terrier | Rainwalk | $32 |
| Miniature Pinscher | AKC | $34 |
| Miniature Poodle | AKC | $30 |
| Miniature Schnauzer | AKC | $37 |
| Miniature Schnauzer | Rainwalk | $31 |
| Mixed Breed | AKC | $41 |
| Mixed Breed Giant (>90 lbs) | AKC | $58 |
| Mixed Breed Giant (>90 lbs) | Rainwalk | $52 |
| Mixed Breed Giant (>90 lbs) | Lemonade | $37 |
| Mixed Breed Large (51-90 lbs) | AKC | $38 |
| Mixed Breed Medium (31-50 lbs) | AKC | $28 |
| Mixed Breed Small (11-30 lbs) | AKC | $24 |
| Mixed Breed Small (>10 lbs) | AKC | $24 |
| Mixed Dog (21-50 pounds) | AKC | $33 |
| Mixed Dog (51-90 pounds) | AKC | $41 |
Best Pet Insurance by Cat Breed
Rainwalk dominates the best pet insurance rankings for most cat breeds in Alabama, while AKC stands out as another strong option for feline coverage. Below, you can review which companies are best for your specific cat breed in the state.
Data filtered by:
Select
| Abyssinian | Rainwalk | $26 |
| Australian Mist | Rainwalk | $24 |
| Balinese | Rainwalk | $24 |
| Balinese | AKC | $31 |
| Bengal | Rainwalk | $23 |
| Birman | Rainwalk | $22 |
| Bombay | AKC | $26 |
| British Longhair | Rainwalk | $20 |
| British Shorthair | Rainwalk | $23 |
| British Shorthair | AKC | $30 |
| Burmese | Rainwalk | $22 |
| Chinchilla | Rainwalk | $22 |
| Chinchilla | AKC | $28 |
| Cornish Rex | Rainwalk | $24 |
| Cornish Rex | AKC | $30 |
| Devon Rex | AKC | $29 |
| Devon Rex | Rainwalk | $22 |
| Domestic Shorthair | AKC | $25 |
| Domestic Shorthair | Rainwalk | $20 |
| Exotic Shorthair | Rainwalk | $26 |
| Himalayan | Rainwalk | $23 |
| Maine Coon | Rainwalk | $25 |
| Munchkin | Rainwalk | $22 |
| Munchkin | AKC | $29 |
| Norwegian Forest cat | Rainwalk | $21 |
| Norwegian Forest cat | AKC | $29 |
| Persian | Rainwalk | $24 |
| Persian | AKC | $32 |
| Ragdoll | Rainwalk | $20 |
| Ragdoll | AKC | $26 |
| Russian Blue | Rainwalk | $20 |
| Russian Blue | AKC | $27 |
| Savannah | Rainwalk | $25 |
| Savannah | AKC | $31 |
| Scottish Fold | Rainwalk | $23 |
| Serengeti | Rainwalk | $22 |
| Siamese | Rainwalk | $20 |
| Siamese | AKC | $27 |
| Siberian | Rainwalk | $24 |
| Siberian | AKC | $32 |
| Snowshoe | Rainwalk | $23 |
| Snowshoe | AKC | $30 |
| Sphynx | Rainwalk | $25 |
| Tonkinese | Rainwalk | $22 |
Cheapest Pet Insurance in Alabama
In Alabama, Lemonade provides the most affordable dog insurance at $38 per month or $456 per year. For cats, Pumpkin offers the lowest-cost coverage at $16 monthly or $190 annually.
Data filtered by:
Dog
Middle Aged
$5,000
80%
$500
| Lemonade | $38 | $456 | -31% |
| ASPCA | $44 | $531 | -20% |
| Pets Best | $46 | $554 | -17% |
| Pumpkin | $46 | $554 | -17% |
| Rainwalk | $47 | $572 | -14% |
| Met Life | $49 | $594 | -11% |
| Hartville | $51 | $618 | -7% |
| AKC | $52 | $617 | -7% |
| Figo | $54 | $645 | -3% |
| Spot | $54 | $651 | -2% |
| Liberty Mutual | $62 | $746 | 12% |
| Embrace | $67 | $803 | 21% |
| Fetch | $77 | $928 | 40% |
| Nationwide | $86 | $1,038 | 56% |
Cheapest Alabama Pet Insurance by Dog Breed
In Alabama, Lemonade, Pumpkin and Pets Best offer the most affordable dog insurance across multiple breeds, with rates starting at $12 monthly.
Data filtered by:
Select
| Affenpinscher | Pets Best | $20 | $247 |
| Afghan Hound | Lemonade | $28 | $330 |
| Airedale Terrier | Lemonade | $31 | $369 |
| Akita | Pumpkin | $29 | $342 |
| Alaskan Husky | Pumpkin | $23 | $277 |
| Alaskan Malamute | Lemonade | $29 | $353 |
| Alsatian | Lemonade | $34 | $413 |
| Alsation | Pumpkin | $27 | $329 |
| American Bulldog | Pumpkin | $39 | $467 |
| American Bully | Lemonade | $40 | $476 |
| American Eskimo | Pumpkin | $20 | $233 |
| American Foxhound | Pumpkin | $23 | $277 |
| American Hairless Terrier | Pumpkin | $20 | $233 |
| American Staffordshire Terrier | Lemonade | $34 | $405 |
| Australian Cattle Dog | Pets Best | $24 | $286 |
| Australian Kelpie | Lemonade | $27 | $322 |
| Australian Shepherd | Pets Best | $18 | $208 |
| Australian Silky Terrier | Pets Best | $18 | $209 |
| Australian Terrier | Pets Best | $17 | $198 |
| Basenji | Pumpkin | $20 | $233 |
| Basset Fauve de Bretagne | Lemonade | $28 | $333 |
| Basset Hound | Lemonade | $34 | $406 |
| Beagle | Pets Best | $25 | $291 |
| Bearded Collie | Pumpkin | $23 | $277 |
| Belgian Shepherd Malinois | Pets Best | $27 | $318 |
| Bernese Mountain Dog | Lemonade | $57 | $679 |
| Bichon Frise | Pets Best | $20 | $246 |
| Bloodhound | Lemonade | $41 | $491 |
| Border Collie | Pumpkin | $20 | $233 |
| Border Terrier | Pets Best | $20 | $236 |
| Borzoi | Pumpkin | $29 | $342 |
| Boston Terrier | Lemonade | $23 | $280 |
| Boxer | Lemonade | $34 | $411 |
| Bracco Italiano | Lemonade | $27 | $329 |
| Briard | Pumpkin | $27 | $329 |
| British Bulldog | Pumpkin | $44 | $531 |
| Brussels Griffon | Lemonade | $22 | $267 |
| Bullmastiff | Pumpkin | $60 | $720 |
| Bull Mastiff | Pumpkin | $60 | $720 |
| Bull Terrier | Lemonade | $34 | $403 |
| Cairn Terrier | Pets Best | $20 | $238 |
| Cane Corso | Pumpkin | $44 | $531 |
| Caucasian Shepherd Dog | Lemonade | $45 | $537 |
| Cavachon | Pumpkin | $20 | $233 |
| Cavalier King Charles Spaniel | Lemonade | $25 | $305 |
| Cavapoo | Pumpkin | $17 | $206 |
| Central Asian Shepherd Dog | Pumpkin | $36 | $432 |
| Chihuahua | Pets Best | $13 | $160 |
| Chow Chow | Pumpkin | $27 | $329 |
| Clumber Spaniel | Pumpkin | $27 | $329 |
| Cockapoo | Pumpkin | $17 | $206 |
| Cocker spaniel | Pets Best | $27 | $326 |
| Collie | Pumpkin | $23 | $277 |
| Corgi | Lemonade | $31 | $368 |
| Coton De Tulear | Lemonade | $20 | $239 |
| Dachshund | Pumpkin | $20 | $233 |
| Dalmatian | Pets Best | $33 | $395 |
| Dingo | Lemonade | $23 | $272 |
| Doberman Pincher | Lemonade | $40 | $477 |
| Doberman Pinscher | Lemonade | $57 | $680 |
| Dogue de Bordeaux | Pumpkin | $60 | $720 |
| English Bulldog | Lemonade | $51 | $618 |
| English Foxhound | Pumpkin | $23 | $277 |
| English Mastiff | Pumpkin | $44 | $531 |
| English Pointer | Lemonade | $27 | $328 |
| English Setter | Lemonade | $27 | $327 |
| English Springer Spaniel | Lemonade | $26 | $310 |
| English Toy Terrier | Lemonade | $22 | $262 |
| Estrela Mountain Dog | Lemonade | $34 | $404 |
| Field Spaniel | Lemonade | $27 | $328 |
| Finnish Lapphund | Lemonade | $25 | $300 |
| Foxhound | Lemonade | $25 | $305 |
| Fox Terrier | Lemonade | $23 | $271 |
| French Bulldog | Lemonade | $46 | $553 |
| German Pinscher | Pumpkin | $23 | $277 |
| German Shepherd | Pumpkin | $29 | $342 |
| German Shorthaired Pointer | Lemonade | $26 | $309 |
| German Spitz | Pumpkin | $20 | $233 |
| Giant Mix (100 pounds+) | Lemonade | $28 | $339 |
| Giant Mix (110 pounds+) | Lemonade | $27 | $320 |
| Giant Mix (111 pounds+) | Lemonade | $24 | $292 |
| Giant Mix (90 pounds+) | Lemonade | $36 | $429 |
| Goldendoodle | Pets Best | $23 | $270 |
| Golden Retriever | Lemonade | $32 | $379 |
| Gordon Setter | Lemonade | $32 | $390 |
| Great Dane | Pumpkin | $44 | $531 |
| Great Pyrenees | Pumpkin | $27 | $329 |
| Greyhound | Lemonade | $33 | $396 |
| Groodle | Lemonade | $21 | $251 |
| Harrier | Pumpkin | $23 | $277 |
| Havanese | Pumpkin | $17 | $206 |
| Hungarian Vizsla | Pumpkin | $27 | $329 |
| Husky | Pumpkin | $20 | $233 |
| Icelandic Sheepdog | Lemonade | $25 | $300 |
| Irish Setter | Lemonade | $28 | $335 |
| Irish Terrier | Lemonade | $24 | $288 |
| Italian Greyhound | Lemonade | $23 | $275 |
| Italian Spinone | Lemonade | $27 | $329 |
| Jack Russell Terrier | Pets Best | $16 | $194 |
| Japanese Chin | Pumpkin | $20 | $233 |
| Japanese Spitz | Pumpkin | $20 | $233 |
| Kangal Shepherd Dog | Pumpkin | $36 | $432 |
| Keeshond | Pets Best | $24 | $286 |
| Komondor | Pumpkin | $27 | $329 |
| Labradoodle | Pumpkin | $23 | $277 |
| Labrador Retriever | Lemonade | $30 | $358 |
| Large Mix (51-100 pounds) | Lemonade | $24 | $294 |
| Large Mix (51-110 pounds) | Lemonade | $22 | $269 |
| Large Mix (55-90 pounds) | Lemonade | $25 | $300 |
| Large Mix (60-109 pounds) | Lemonade | $27 | $320 |
| Large Mix (61+ pounds) | Lemonade | $25 | $294 |
| Large Mix (71+ pounds) | Lemonade | $45 | $536 |
| Large Mix (Over 70 pounds) | Lemonade | $24 | $293 |
| Lhasa Apso | Pets Best | $19 | $227 |
| Lurcher | Lemonade | $36 | $429 |
| Maltese | Lemonade | $19 | $231 |
| Maltipoo | Lemonade | $16 | $198 |
| Medium Mix (20-55 pounds) | Lemonade | $19 | $235 |
| Medium Mix (20-70 pounds) | Lemonade | $21 | $246 |
| Medium Mix (21-70 pounds) | Lemonade | $46 | $555 |
| Medium Mix (23-70 pounds) | Lemonade | $25 | $295 |
| Medium Mix (26-50 pounds) | Lemonade | $20 | $246 |
| Medium Mix (26-59 pounds) | Lemonade | $27 | $320 |
| Medium Mix (31-50 pounds) | Lemonade | $21 | $247 |
| Medium Mix (31-59 pounds) | Lemonade | $20 | $242 |
| Miniature Bull Terrier | Lemonade | $32 | $390 |
| Miniature Dachshund | Pets Best | $23 | $272 |
| Miniature Fox Terrier | Pets Best | $20 | $236 |
| Miniature Pinscher | Pets Best | $20 | $233 |
| Miniature Poodle | Pets Best | $18 | $220 |
| Miniature Schnauzer | Pets Best | $20 | $234 |
| Mixed Breed | Lemonade | $26 | $316 |
| Mixed Breed Giant (>90 lbs) | Lemonade | $37 | $448 |
| Mixed Breed Large (51-90 lbs) | Lemonade | $25 | $294 |
| Mixed Breed Medium (31-50 lbs) | Lemonade | $18 | $219 |
| Mixed Breed Small (>10 lbs) | Lemonade | $15 | $182 |
| Mixed Breed Small (11-30 lbs) | Lemonade | $16 | $191 |
| Mixed breed Small (up to 20lbs when full grown) | Lemonade | $15 | $177 |
| Mixed Dog (21-50 pounds) | Lemonade | $22 | $261 |
| Mixed Dog (51-90 pounds) | Lemonade | $26 | $313 |
| Mixed Dog (91 pounds+) | Lemonade | $28 | $330 |
| Morkie | Pumpkin | $17 | $206 |
| Newfoundland | Pumpkin | $49 | $582 |
| Norfolk Terrier | Pets Best | $20 | $244 |
| Norwegian Elkhound | Lemonade | $26 | $313 |
| Norwich Terrier | Pets Best | $20 | $239 |
| Olde English Bulldogge | Lemonade | $55 | $662 |
| Old English Buldogge | Lemonade | $40 | $484 |
| Old English Sheepdog | Pumpkin | $27 | $329 |
| Papillon | Pumpkin | $17 | $206 |
| Pekingese | Pets Best | $18 | $209 |
| Pembroke Welsh Corgi | Lemonade | $26 | $309 |
| Peruvian Hairless Dog | Lemonade | $23 | $279 |
| Petit Basset Griffon Vendeen | Lemonade | $33 | $402 |
| Petit Basset Griffon Vendeens | Lemonade | $25 | $305 |
| Pitbull | Lemonade | $31 | $378 |
| Pointer | Lemonade | $26 | $316 |
| Pomeranian | Lemonade | $21 | $254 |
| Portuguese Water Dog | Lemonade | $29 | $342 |
| Pug | Lemonade | $26 | $310 |
| Puggle | Lemonade | $19 | $229 |
| Puli | Pumpkin | $20 | $233 |
| Rhodesian Ridgeback | Lemonade | $34 | $403 |
| Rottweiler | Pumpkin | $49 | $582 |
| Rough Collie | Lemonade | $29 | $350 |
| Saint Bernard | Pumpkin | $49 | $582 |
| Saluki | Pumpkin | $29 | $342 |
| Samoyed | Lemonade | $27 | $319 |
| Schnoodle | Pumpkin | $20 | $233 |
| Scottish Deerhound | Pets Best | $39 | $461 |
| Scottish Terrier | Lemonade | $27 | $320 |
| Shar Pei | Lemonade | $42 | $510 |
| Shetland Sheepdog | Pumpkin | $20 | $233 |
| Shiba Inu | Pumpkin | $17 | $206 |
| Shih Tzu | Pets Best | $16 | $197 |
| Siberian Husky | Pumpkin | $23 | $277 |
| Siberian Husky | Pets Best | $23 | $277 |
| Small Mix (0-20) | Lemonade | $15 | $174 |
| Small Mix (0-25) | Lemonade | $27 | $320 |
| Small Mix (10 and less pounds) | Lemonade | $14 | $173 |
| Small Mix (1-10 pounds) | Lemonade | $15 | $178 |
| Small Mix (11-25) | Lemonade | $14 | $170 |
| Small Mix (11-30) | Lemonade | $17 | $201 |
| Small Mix (20 and under pounds) | Lemonade | $36 | $428 |
| Small Mix (22 pounds or less) | Lemonade | $18 | $213 |
| Small Mix (25 and less pounds) | Lemonade | $17 | $204 |
| Small Mix (Under 20 pounds) | Lemonade | $12 | $148 |
| Smooth Collie | Lemonade | $27 | $323 |
| Soft Coated Wheaten Terrier | Lemonade | $26 | $314 |
| Staffordshire Bull Terrier | Lemonade | $29 | $342 |
| Standard Poodle | Lemonade | $27 | $326 |
| Standard Schnauzer | Lemonade | $25 | $300 |
| Tibetan Mastiff | Pumpkin | $36 | $432 |
| Tibetan Terrier | Lemonade | $26 | $307 |
| Toy Mix (10 and less pounds) | Lemonade | $18 | $219 |
| Toy Poodle | Lemonade | $21 | $253 |
| Vizsla | Pumpkin | $27 | $329 |
| Weimaraner | Lemonade | $34 | $407 |
| Welsh Corgi Cardigan | Pets Best | $25 | $293 |
| Welsh Corgi Pembroke | Lemonade | $26 | $309 |
Cheapest Alabama Pet Insurance by Cat Breed
In Alabama, Pets Best (13 wins), Lemonade (8 wins) and Pumpkin (8 wins) offer the most affordable coverage across cat breeds. Rates start at $11 per month for standard plans.
Data filtered by:
Select
| Abyssinian | Lemonade | $19 | $222 |
| Australian Mist | Pumpkin | $16 | $188 |
| Balinese | Pets Best | $15 | $178 |
| Bengal | Lemonade | $16 | $198 |
| Birman | Pumpkin | $14 | $165 |
| Bombay | Pets Best | $12 | $145 |
| British Longhair | Pumpkin | $12 | $149 |
| British Shorthair | Pets Best | $15 | $182 |
| Burmese | Pets Best | $12 | $142 |
| Chinchilla | Pets Best | $13 | $153 |
| Cornish Rex | Lemonade | $16 | $198 |
| Devon Rex | Pumpkin | $14 | $165 |
| Domestic Shorthair | Pets Best | $12 | $142 |
| Exotic Shorthair | Lemonade | $18 | $219 |
| Himalayan | Pets Best | $14 | $164 |
| Maine Coon | Lemonade | $18 | $219 |
| Munchkin | Pets Best | $16 | $190 |
| Norwegian Forest cat | Pumpkin | $13 | $148 |
| Persian | Pets Best | $14 | $162 |
| Ragdoll | Pumpkin | $13 | $153 |
| Russian Blue | Pets Best | $11 | $132 |
| Savannah | Lemonade | $18 | $219 |
| Scottish Fold | Pets Best | $15 | $178 |
| Serengeti | Pumpkin | $14 | $172 |
| Siamese | Pets Best | $11 | $135 |
| Siberian | Lemonade | $17 | $205 |
| Snowshoe | Lemonade | $17 | $204 |
| Sphynx | Pets Best | $18 | $207 |
| Tonkinese | Pumpkin | $14 | $165 |
How Much Is Pet Insurance in Alabama?
Alabama pet insurance costs around $66 monthly for dogs and $34 for cats. These rates are more affordable than in most states, with premiums running 26% below the national average for both types of pets.
Data filtered by:
$5,000
$500
80%
| Cat | $34 | $406 | -26% |
| Dog | $66 | $797 | -26% |
How to Get the Best Cheap Pet Insurance in Alabama
Getting pet insurance in Alabama that matches your budget and coverage needs can be difficult. Here's how to find the best value for pet insurance:
- 1Know Your Pet's Coverage Needs First
Start by listing your pet's health history and potential breed-specific issues. Talk with your vet about which type of pet insurance is best for your pet's age and breed before determining how much coverage you need.
- 2Look for Available Insurance Discounts
See if you qualify for pet insurance discounts for insuring multiple pets, paying annually or having a military background. You can also check if you're eligible for low-income programs.
- 3Check Company Reviews and Coverage
Read customer reviews and check each company's reimbursement timeline and claim approval rate. Focus on insurers with strong ratings and a history of fair claim settlements in Alabama. Also, review each insurer's sample policy to understand its coverage, pre-existing condition exclusions and other terms and conditions.
- 4Get Multiple Insurance Quotes
Request quotes from different pet insurance companies. Compare identical deductibles, reimbursement rates and annual limits to find the lowest rate for equivalent financial protection.
- 5Review Your Policy Every Year
Pet insurance rates increase as pets age. Compare new quotes annually to ensure you're still getting the best deal before renewing your policy.
Best Pet Insurance in Alabama: Bottom Line
Lemonade ranks highest for pet insurance in Alabama, while Pumpkin offers the most affordable coverage. Lemonade excels for dog coverage, and Pumpkin provides competitive rates for cat insurance. Compare both companies' plans before buying.
Pet Insurance in Alabama: FAQ
Here are answers to frequently asked questions about Alabama pet insurance:
What are the best pet insurance companies in Alabama?
Pet owners in Alabama can rely on several quality insurance providers. Top companies include Lemonade, Pumpkin, Spot, Rainwalk and AKC as leading providers in the state.
Which company has the cheapest pet insurance in Alabama?
Lemonade and Pumpkin are among the most affordable pet insurance providers in Alabama. Monthly premiums start at $38 for dogs and $16 for cats with basic coverage plans.
How much is pet insurance in Alabama?
In Alabama, pet insurance costs around $406 annually for cats and $797 for dogs. Annual premiums across the state can range from $50 to $9,819, depending on coverage options and pet factors.
What is the best way to find the right pet insurance provider?
Start by determining your pet's specific coverage needs based on age, breed and health history. Research multiple providers' reputations through customer reviews and industry ratings. Compare details like waiting periods, policy limits and coverage inclusions from at least three companies. Get quotes from top-rated insurers to find competitive rates that match your requirements.
How We Found the Best and Cheapest Pet Insurance in Alabama
We researched all 20 major pet insurance providers in the United States, compared their policies and gathered quotes for Alabama residents. Here's the standard profile we used for our comparisons:
- $5,000 annual limit
- 80% reimbursement
- $500 deductible
- 6-year-old Labrador Retriever if dog
- 7-year-old Ragdoll if cat
Our Company Rating System
To ensure our ratings are accurate to pet and pet owner's needs, we simplified our rating mechanism for easy understanding and comprehensive inclusion of all available information:
- Affordability (50% of score): We used proprietary quote data for all combinations of coverage, pet ages, and breeds owned in the U.S. to compare affordability scores for all providers. We also considered discounts and how each company calculates them into your premium.
- Customer experience (30% of score): Using customer ratings we scoured across the internet, industry scores from reliable agencies like AM Best, and Reddit comment sentiment for companies to get this score.
- Coverage options (20% of score): We considered all terms, add-ons and inclusions when determining this score. We also gauged these coverage restrictions and inclusions against the most commonly needed pet medical-related costs to assess their usefulness.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.
sources
- Trustpilot. "Lemonade Reviews." Accessed November 6, 2025.