Based on our survey of major providers, pet insurance costs average $339 annually for cats and $624 for dogs in Alaska, 2% lower than the national average for both. Your pet's breed, age and coverage choice affect your final price.
How Much Is Pet Insurance in Alaska?
Updated: January 15, 2026
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Key Takeaways
In Alaska, dog insurance averages $52 per month ($624 per year), while cat insurance averages $28 per month ($339 per year).
According to our survey, Alaska pet insurance costs are 2% lower than the national average for dogs and 2% lower for cats.
Get affordable pet insurance in Alaska by researching providers, selecting suitable coverage and comparing multiple quotes.
How Much Does Pet Insurance Cost in Alaska?
| Cat | $28 | $339 |
| Dog | $52 | $624 |
*These accident-only coverage rates cover injuries but not illnesses. Rates reflect policies with 80% reimbursement, a $5,000 annual limit and a $500 deductible for a Ragdoll (7-year-old cat) and a Labrador Retriever (6-year-old dog). We excluded providers without these specific offerings to ensure consistent comparisons.
Best pet insurance in Alaska for your situation:
What Factors Affect Pet Insurance Costs in Alaska?
Your monthly premium depends on multiple factors. Click each to see pricing details.
Coverage level
Your chosen deductible, annual limit and reimbursement rate have the biggest effect on costs. Accident-only coverage averages $339 to $624 annually, while comprehensive accident and illness coverage ranges from $535 to $1,055 annually.
Pet type and breed
Your pet's type and breed are the second-biggest factors affecting your rates. Monthly costs vary widely across breeds due to breed-specific risk factors.
Pet age
Older pets cost more to insure since they need medical care more often. Rates range from $220 to $2,173 per year across all pet types based on age. The table shows age-based pricing for cats.
Location
Your location affects pet insurance rates due to local veterinary costs and regional health risks. Alaska pet insurance rates are $8 lower than the national average for cats and $15 lower for dogs per year. Rates vary little across Alaska cities.
Your vet
The veterinary clinic you choose affects your insurance costs because practices charge different rates. These fee differences affect reimbursement amounts and premiums.
Average Alaska Pet Insurance Costs by Coverage
Your coverage choice has the biggest impact on what you'll pay. Alaska monthly prices range from $19 to $469, depending on your pet type and coverage details.
Comprehensive accident and illness coverage rates appear in the table. Individual rates vary based on your pet's health history, your chosen veterinarian and other factors, such as deductibles and annual limits.
Data filtered by:
$5,000
80%
$500
| Cat | $45 | $535 | -2% |
| Dog | $88 | $1,055 | -2% |
Average Alaska Pet Insurance Cost by Breed
Pet type and breed heavily affect your monthly insurance costs. National data shows monthly premiums across the U.S. range from $48 to $229 based on your pet's breed and genetic makeup.
Average Pet Dog Insurance Costs in Alaska
Your dog's breed affects pet insurance rates. Compare costs across common breeds below.
Data filtered by:
Select
| Affenpinscher | $102 | $1,224 |
| Afghan Hound | $120 | $1,441 |
| Airedale Terrier | $128 | $1,538 |
| Akita | $131 | $1,571 |
| Alaskan Husky | $105 | $1,259 |
| Alaskan Malamute | $123 | $1,479 |
| Alsatian | $138 | $1,660 |
| Alsation | $129 | $1,550 |
| American Bulldog | $171 | $2,058 |
| American Bully | $159 | $1,916 |
| American Eskimo | $89 | $1,071 |
| American Foxhound | $102 | $1,226 |
| American Hairless Terrier | $87 | $1,044 |
| American Staffordshire Terrier | $140 | $1,680 |
| Australian Cattle Dog | $99 | $1,186 |
| Australian Kelpie | $105 | $1,265 |
| Australian Shepherd | $85 | $1,014 |
| Australian Silky Terrier | $87 | $1,043 |
| Australian Terrier | $93 | $1,112 |
| Basenji | $89 | $1,065 |
| Basset Fauve de Bretagne | $115 | $1,381 |
| Basset Hound | $142 | $1,700 |
| Beagle | $105 | $1,265 |
| Bearded Collie | $98 | $1,172 |
| Belgian Shepherd Malinois | $118 | $1,411 |
| Bernese Mountain Dog | $230 | $2,764 |
| Bichon Frise | $94 | $1,128 |
| Bloodhound | $165 | $1,977 |
| Border Collie | $88 | $1,058 |
| Border Terrier | $93 | $1,114 |
| Borzoi | $142 | $1,702 |
| Boston Terrier | $100 | $1,201 |
| Boxer | $165 | $1,985 |
| Bracco Italiano | $116 | $1,397 |
| Briard | $124 | $1,486 |
| British Bulldog | $200 | $2,398 |
| Brussels Griffon | $97 | $1,162 |
| Bullmastiff | $229 | $2,749 |
| Bull Mastiff | $236 | $2,834 |
| Bull Terrier | $140 | $1,677 |
| Cairn Terrier | $99 | $1,182 |
| Cane Corso | $190 | $2,287 |
| Caucasian Shepherd Dog | $175 | $2,106 |
| Cavachon | $80 | $958 |
| Cavalier King Charles Spaniel | $106 | $1,269 |
| Cavapoo | $76 | $921 |
| Central Asian Shepherd Dog | $155 | $1,864 |
| Chihuahua | $66 | $790 |
| Chow Chow | $123 | $1,481 |
| Clumber Spaniel | $129 | $1,554 |
| Cockapoo | $74 | $895 |
| Cocker spaniel | $113 | $1,351 |
| Collie | $108 | $1,292 |
| Corgi | $121 | $1,449 |
| Coton De Tulear | $85 | $1,023 |
| Dachshund | $87 | $1,037 |
| Dalmatian | $139 | $1,663 |
| Dingo | $89 | $1,071 |
| Doberman Pincher | $162 | $1,946 |
| Doberman Pinscher | $224 | $2,697 |
| Dogue de Bordeaux | $232 | $2,791 |
| English Bulldog | $208 | $2,495 |
| English Foxhound | $99 | $1,187 |
| English Mastiff | $210 | $2,521 |
| English Pointer | $116 | $1,398 |
| English Setter | $114 | $1,366 |
| English Springer Spaniel | $106 | $1,272 |
| English Toy Terrier | $90 | $1,074 |
| Estrela Mountain Dog | $145 | $1,745 |
| Field Spaniel | $108 | $1,293 |
| Finnish Lapphund | $100 | $1,204 |
| Foxhound | $104 | $1,250 |
| Fox Terrier | $92 | $1,103 |
| French Bulldog | $185 | $2,220 |
| German Pinscher | $97 | $1,156 |
| German Shepherd | $121 | $1,450 |
| German Shorthaired Pointer | $110 | $1,312 |
| German Spitz | $104 | $1,251 |
| Giant Mix (100 pounds+) | $114 | $1,359 |
| Giant Mix (110 pounds+) | $107 | $1,284 |
| Giant Mix (111 pounds+) | $98 | $1,175 |
| Giant Mix (90 pounds+) | $144 | $1,723 |
| Goldendoodle | $93 | $1,110 |
| Golden Retriever | $126 | $1,508 |
| Gordon Setter | $142 | $1,699 |
| Great Dane | $209 | $2,513 |
| Great Pyrenees | $141 | $1,690 |
| Greyhound | $138 | $1,652 |
| Groodle | $84 | $1,006 |
| Harrier | $109 | $1,303 |
| Havanese | $77 | $924 |
| Hungarian Vizsla | $134 | $1,615 |
| Husky | $93 | $1,113 |
| Icelandic Sheepdog | $102 | $1,227 |
| Irish Setter | $122 | $1,471 |
| Irish Terrier | $101 | $1,208 |
| Italian Greyhound | $100 | $1,197 |
| Italian Spinone | $114 | $1,368 |
| Jack Russell Terrier | $74 | $896 |
| Japanese Chin | $87 | $1,044 |
| Japanese Spitz | $87 | $1,045 |
| Kangal Shepherd Dog | $189 | $2,270 |
| Keeshond | $109 | $1,315 |
| Komondor | $133 | $1,598 |
| Labradoodle | $92 | $1,108 |
| Labrador Retriever | $120 | $1,440 |
| Large Mix (51-100 pounds) | $98 | $1,180 |
| Large Mix (51-110 pounds) | $90 | $1,081 |
| Large Mix (55-90 pounds) | $100 | $1,206 |
| Large Mix (60-109 pounds) | $107 | $1,284 |
| Large Mix (61+ pounds) | $99 | $1,183 |
| Large Mix (71+ pounds) | $177 | $2,125 |
| Large Mix (Over 70 pounds) | $97 | $1,176 |
| Lhasa Apso | $86 | $1,028 |
| Lurcher | $139 | $1,677 |
| Maltese | $84 | $1,007 |
| Maltipoo | $69 | $837 |
| Medium Mix (20-55 pounds) | $78 | $943 |
| Medium Mix (20-70 pounds) | $82 | $990 |
| Medium Mix (21-70 pounds) | $184 | $2,212 |
| Medium Mix (23-70 pounds) | $99 | $1,185 |
| Medium Mix (26-50 pounds) | $82 | $986 |
| Medium Mix (26-59 pounds) | $107 | $1,284 |
| Medium Mix (31-50 pounds) | $82 | $991 |
| Medium Mix (31-59 pounds) | $81 | $975 |
| Miniature Bull Terrier | $140 | $1,686 |
| Miniature Dachshund | $91 | $1,093 |
| Miniature Fox Terrier | $97 | $1,160 |
| Miniature Pinscher | $86 | $1,031 |
| Miniature Poodle | $79 | $946 |
| Miniature Schnauzer | $93 | $1,113 |
| Mixed Breed | $105 | $1,271 |
| Mixed Breed Giant (>90 lbs) | $150 | $1,801 |
| Mixed Breed Large (51-90 lbs) | $99 | $1,180 |
| Mixed Breed Medium (31-50 lbs) | $74 | $879 |
| Mixed Breed Small (>10 lbs) | $62 | $732 |
| Mixed Breed Small (11-30 lbs) | $63 | $767 |
| Mixed breed Small (up to 20lbs when full grown) | $60 | $711 |
| Mixed Dog (21-50 pounds) | $87 | $1,045 |
| Mixed Dog (51-90 pounds) | $105 | $1,254 |
| Mixed Dog (91 pounds+) | $110 | $1,321 |
| Morkie | $72 | $863 |
| Newfoundland | $200 | $2,399 |
| Norfolk Terrier | $98 | $1,172 |
| Norwegian Elkhound | $102 | $1,223 |
| Norwich Terrier | $95 | $1,145 |
| Olde English Bulldogge | $221 | $2,661 |
| Old English Buldogge | $179 | $2,148 |
| Old English Sheepdog | $130 | $1,558 |
| Papillon | $83 | $1,005 |
| Pekingese | $91 | $1,095 |
| Pembroke Welsh Corgi | $107 | $1,279 |
| Peruvian Hairless Dog | $92 | $1,106 |
| Petit Basset Griffon Vendeen | $135 | $1,623 |
| Petit Basset Griffon Vendeens | $102 | $1,222 |
| Pitbull | $133 | $1,598 |
| Pointer | $108 | $1,304 |
| Pomeranian | $87 | $1,042 |
| Portuguese Water Dog | $120 | $1,445 |
| Pug | $109 | $1,307 |
| Puggle | $79 | $947 |
| Puli | $113 | $1,356 |
| Rhodesian Ridgeback | $139 | $1,675 |
| Rottweiler | $207 | $2,486 |
| Rough Collie | $115 | $1,382 |
| Saint Bernard | $221 | $2,649 |
| Saluki | $118 | $1,411 |
| Samoyed | $112 | $1,340 |
| Schnoodle | $81 | $967 |
| Scottish Deerhound | $169 | $2,032 |
| Scottish Terrier | $116 | $1,391 |
| Shar Pei | $180 | $2,164 |
| Shetland Sheepdog | $90 | $1,075 |
| Shiba Inu | $80 | $960 |
| Shih Tzu | $72 | $867 |
| Siberian Husky | $97 | $1,165 |
| Small Mix (0-20) | $59 | $696 |
| Small Mix (0-25) | $107 | $1,284 |
| Small Mix (10 and less pounds) | $57 | $694 |
| Small Mix (1-10 pounds) | $60 | $716 |
| Small Mix (11-25) | $57 | $683 |
| Small Mix (11-30) | $67 | $810 |
| Small Mix (20 and under pounds) | $142 | $1,706 |
| Small Mix (22 pounds or less) | $71 | $856 |
| Small Mix (25 and less pounds) | $69 | $818 |
| Small Mix (Under 20 pounds) | $50 | $595 |
| Smooth Collie | $111 | $1,331 |
| Soft Coated Wheaten Terrier | $109 | $1,309 |
| Staffordshire Bull Terrier | $120 | $1,444 |
| Standard Poodle | $116 | $1,389 |
| Standard Schnauzer | $103 | $1,242 |
| Tibetan Mastiff | $197 | $2,363 |
| Tibetan Terrier | $111 | $1,328 |
| Toy Mix (10 and less pounds) | $73 | $882 |
| Toy Poodle | $82 | $981 |
| Vizsla | $117 | $1,408 |
| Weimaraner | $142 | $1,710 |
| Welsh Corgi Cardigan | $103 | $1,244 |
| Welsh Corgi Pembroke | $107 | $1,279 |
| Welsh Springer Spaniel | $94 | $1,131 |
*These rates reflect policies with 80% reimbursement, a $5,000 annual limit and a $500 deductible.
Average Pet Cat Insurance Costs in Alaska
Monthly cat insurance rates in Alaska vary by breed. Costs range from $53 for domestic shorthairs to $73 for Abyssinian cats.
Data filtered by:
Select
| Abyssinian | $75 | $896 |
| Australian Mist | $69 | $824 |
| Balinese | $69 | $823 |
| Bengal | $65 | $774 |
| Birman | $61 | $734 |
| Bombay | $55 | $660 |
| British Longhair | $55 | $661 |
| British Shorthair | $67 | $804 |
| Burmese | $63 | $754 |
| Chinchilla | $62 | $746 |
| Cornish Rex | $67 | $802 |
| Devon Rex | $62 | $748 |
| Domestic Shorthair | $55 | $656 |
| Exotic Shorthair | $75 | $896 |
| Himalayan | $64 | $764 |
| Maine Coon | $72 | $865 |
| Munchkin | $62 | $751 |
| Norwegian Forest cat | $60 | $721 |
| Persian | $67 | $806 |
| Ragdoll | $57 | $678 |
| Russian Blue | $57 | $686 |
| Savannah | $68 | $812 |
| Scottish Fold | $64 | $769 |
| Serengeti | $64 | $762 |
| Siamese | $56 | $676 |
| Siberian | $68 | $808 |
| Snowshoe | $65 | $779 |
| Sphynx | $72 | $862 |
| Tonkinese | $61 | $732 |
*These rates reflect policies with 80% reimbursement, a $5,000 annual limit and a $500 deductible.
Average Alaska Pet Insurance Cost by Age
Age is the third-biggest factor affecting your pet insurance costs in Alaska since older pets need more medical care. Prices range from $220 to $2,173 per year across all pet types. The table shows costs by age.
Data filtered by:
Cat
| Under 1 | $18 | $221 |
| 1 | $20 | $241 |
| 2 | $21 | $258 |
| 3 | $23 | $282 |
| 4 | $26 | $308 |
| 5 | $28 | $335 |
| 6 | $30 | $363 |
| 7 | $41 | $497 |
| 8 | $36 | $426 |
| 9 | $39 | $470 |
| 10 | $44 | $522 |
| 11 | $49 | $585 |
| 12 | $55 | $658 |
| 13 | $59 | $707 |
| 14 | $66 | $787 |
| 15 | $73 | $869 |
| 16 | $80 | $960 |
| 17 | $81 | $977 |
| 18 | $90 | $1,077 |
| 19 | $98 | $1,174 |
| 20 | $106 | $1,268 |
*These rates apply to policies with 80% reimbursement, a $5,000 annual limit and a $500 deductible for a Ragdoll (cat) and a Labrador Retriever (dog). Some age brackets show small premium decreases due to insurer risk adjustments and data sampling. Premiums increase with age overall.
Average Alaska Pet Insurance Cost by City
Location plays little role in Alaska pet insurance rates, with prices staying consistent across cities. Costs remain stable throughout the state.
Data filtered by:
Cat
| Ankorage | $28 | $339 |
*These rates apply to policies with 80% reimbursement, a $5,000 annual limit and a $500 deductible for a Ragdoll (cat) and a Labrador Retriever (dog).
How to Get the Best Cheap Pet Insurance in Alaska
To help you get pet insurance for the lowest price, we've created a simple step-by-step guide below.
- 2Research Costs and Discounts
Check average costs for your pet. Pet insurance offers fewer discounts than other types of coverage. Look for low-income pet insurance programs if needed.
- 3Evaluate Insurance Providers
Take time to read customer reviews. Check coverage details, waiting periods and claims processes.
- 4Compare Multiple Quotes
Get quotes from several companies to find the best deal.
- 5Review Policy Details
Review the policy terms, including coverage limits, deductibles, exclusions and renewal conditions. Understand what's covered and any waiting periods before coverage starts.
Average Pet Insurance Cost in Alaska: Bottom Line
Pet insurance in Alaska costs close to the national average, with monthly premiums averaging $52 for dogs and $28 for cats. Your actual costs depend on your pet's breed, age and coverage choice, so compare quotes from several insurers to find the best deal.
Pet Insurance Cost in Alaska: FAQ
Expert answers to common questions about pet insurance costs in Alaska:
How much does pet insurance cost in Alaska?
Dog insurance in Alaska averages $52 monthly, with age-based rates ranging from $32 to $181 per month. Cat coverage averages $28 monthly, with rates varying from $18 to $106, depending on age.
Is Alaska pet insurance expensive?
Alaska pet insurance costs run close to the national average, 2% below typical rates across the United States.
How should I go about buying pet insurance in Alaska?
To buy pet insurance in Alaska, research coverage options and discounts, evaluate insurance providers' reputations and policies, then compare quotes from multiple companies to find the best plan for your needs.
How We Determined Average Pet Insurance Costs in Alaska
All costs in this article are based on standardized pet profiles to ensure accurate comparisons across providers. We used a six-year-old Labrador Retriever for dog insurance quotes and a seven-year-old Ragdoll for cat insurance quotes.
Each quote includes a $5,000 annual limit, 80% reimbursement rate and $500 deductible. This middle-tier coverage balances affordable premiums with financial protection when your pet needs veterinary care.
We adjusted pet age and coverage options for some comparisons, but all pricing starts from this baseline. You'll see what pet owners actually pay, not advertised rates for young, healthy pets.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.