Based on our survey of major pet insurance providers, pet insurance costs average $339 annually for cats and around $624 for dogs in Alaska, which is 2% lower than the national average for both. However, your pet's breed and age, along with your coverage choice, can make prices vary.
How Much Is Pet Insurance in Alaska?
Updated: July 25, 2025
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Key Takeaways
In Alaska, dog insurance averages $52 per month ($624 per year), while cat insurance averages $28 per month ($339 per year).
According to our survey, Alaska pet insurance costs are 2% lower than the national average for dogs and 2% lower for cats.
Find the best cheap pet insurance in Alaska by researching providers, selecting appropriate coverage and comparing multiple quotes.
How Much Does Pet Insurance Cost in Alaska?
| Cat | $28 | $339 |
| Dog | $52 | $624 |
*These accident-only coverage rates (which cover injuries but not illnesses) apply to policies with 80% reimbursement, a $5,000 annual limit and a $500 deductible for a Ragdoll (7-year-old cat) and a Labrador Retriever (6-year-old dog). While we included most pet insurance providers, some don't have these offerings, which we excluded for consistency.
What Factors Affect Pet Insurance Costs in Alaska?
Several factors influence pet insurance costs in Alaska, each with varying impact on your monthly premium. Click each factor to see pricing details.
Coverage level
Your chosen coverage level has the biggest impact on pet insurance costs in Alaska. Our baseline accident-only rates (shown in the main cost table) average $339 to $624 annually, while comprehensive accident & illness coverage (shown below) ranges from $535 to $1,055 annually for standard parameters.
Pet type and breed
Your pet's type and breed are the second-biggest factors affecting your rates in Alaska. Our research shows monthly costs can range significantly across different breeds, depending on breed-specific risk factors.
Pet age
Older pets cost more to insure since they're more likely to need medical care. Our research shows rates range from $220 to $2,173 per year across all pet types, depending on your pet's age. The table below shows age-based pricing for cats specifically.
Location
Where you live affects your pet insurance rates due to local veterinary costs and regional health risks. Alaska pet insurance rates are $8 lower than the national average for cats and $15 lower for dogs per year. Our research shows minimal variation in rates across cities within Alaska.
Your vet
The veterinary clinic you choose influences your insurance costs because different practices charge varying rates for services. These differences in veterinary fees directly impact claim amounts and ultimately affect your premium rates.
Average Alaska Pet Insurance Costs by Coverage
Your coverage choice has the biggest impact on what you'll pay. Alaska monthly prices range from $19 to $469, depending on your pet type and coverage details.
The table below shows comprehensive accident and illness coverage rates. Individual rates may vary significantly based on your pet's specific health history, your chosen veterinarian and other factors.
Data filtered by:Results filtered by:
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Annual Limit:$5,000
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Reimbursement %:80%
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Deductible:$500
| Cat | $45 | $535 | -2% |
| Dog | $88 | $1,055 | -2% |
Average Alaska Pet Insurance Cost by Breed
Pet type and breed significantly impact your monthly insurance costs, with national data showing rates can vary dramatically based on these factors. Monthly premiums across the U.S. range from $48 to $229, depending on your pet's breed and genetic makeup.
Average Pet Dog Insurance Costs in Alaska
If you own a dog, its breed affects pet insurance rates. Below, you can explore how much pet insurance costs for your dog's breed.
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Dog Breed:Affenpinscher
| Affenpinscher | $99 | $1,185 |
*These rates represent policies with 80% reimbursement, a $5,000 annual limit and a $500 deductible for pet insurance policies.
Average Pet Cat Insurance Costs in Alaska
Monthly cat insurance rates in Alaska vary by breed, with costs ranging from $53 for Domestic Shorthairs to $73 for Abyssinian cats, and here's a detailed breakdown of costs for each breed:
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Cat Breed:Abyssinian
| Abyssinian | $73 | $870 |
*These rates apply to policies with 80% reimbursement, a $5,000 annual limit and a $500 deductible for pet insurance policies.
Average Alaska Pet Insurance Cost by Age
Age is the third-biggest factor affecting your pet insurance costs in Alaska since older pets need more medical care. Prices range from $220 to $2,173 per year across all pet types. Check the breakdown below to see costs for your pet's age.
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Pet Type:Cat
| Under 1 | $18 | $221 |
| 1 | $20 | $241 |
| 2 | $21 | $258 |
| 3 | $23 | $282 |
| 4 | $26 | $308 |
| 5 | $28 | $335 |
| 6 | $30 | $363 |
| 7 | $41 | $497 |
| 8 | $36 | $426 |
| 9 | $39 | $470 |
| 10 | $44 | $522 |
| 11 | $49 | $585 |
| 12 | $55 | $658 |
| 13 | $59 | $707 |
| 14 | $66 | $787 |
| 15 | $73 | $869 |
| 16 | $80 | $960 |
| 17 | $81 | $977 |
| 18 | $90 | $1,077 |
| 19 | $98 | $1,174 |
| 20 | $106 | $1,268 |
*These rates apply to policies with 80% reimbursement, a $5,000 annual limit and a $500 deductible for a Ragdoll (cat) and a Labrador Retriever (dog). Some age brackets may show slight premium decreases due to insurer risk modeling adjustments and sample size variations in our data collection. Overall trends still show increasing premiums with age.
Average Alaska Pet Insurance Cost by City
Location plays virtually no role in The Last Frontier's pet insurance rates, with prices staying consistent across different cities. Take a look at the table below to see how costs remain stable throughout the state.
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Pet Type:Cat
| Ankorage | $28 | $339 |
*These rates apply to policies with 80% reimbursement, a $5,000 annual limit and a $500 deductible for a Ragdoll (cat) and a Labrador Retriever (dog).
How to Get the Best Cheap Pet Insurance in Alaska
To help you find the best pet insurance for the lowest price, we've created a simple step-by-step guide below.
- 1
Assess Your Coverage Needs
Before buying pet insurance, find out how much coverage you need that's both pet and budget-friendly. Consider first how much you can afford, the common health and behavioral problems for your pet's breed, and vet costs for your primary veterinarian and area.
- 2
Research Costs and Discounts
Research average costs for your pet and coverage level so you'll know a good deal when you see one. Pet insurance doesn't offer as many discounts as other insurance, but look for multi-pet and bundling savings where available.
- 3
Evaluate Insurance Providers
Take time to read customer reviews and examine each company's reputation through online forums and review sites. Pay close attention to coverage details, waiting periods, and claims processes to ensure you choose a reliable provider that matches your needs.
- 4
Compare Multiple Quotes
Get quotes from several companies to make sure you're getting the best deal. Most insurers offer quick online quotes for dogs and cats, though you'll need to call if you have an exotic pet.
- 5
Review Policy Details
Look over the policy terms, including coverage limits, deductibles and exclusions. Make sure you understand what's covered and any waiting periods before coverage starts.
Average Pet Insurance Cost in Alaska: Bottom Line
Pet insurance in Alaska runs close to the national average, with monthly premiums averaging $52 for dogs and $28 for cats. Your actual costs will depend on your pet's breed, age and coverage choice, so compare quotes from several insurers to find the best deal.
Pet Insurance Cost in Alaska: FAQ
Find expert answers to common questions about pet insurance costs in Alaska below:
How much does pet insurance cost in Alaska?
Dog insurance in Alaska averages $52 monthly, with age-based rates ranging from $32 to $181 per month. Cat coverage costs about $28 monthly on average, with monthly rates varying from $18 to $106 depending on age.
Is Alaska pet insurance expensive?
Alaska pet insurance costs run close to the national average, just 2% below typical rates across the United States.
How should I go about buying pet insurance in Alaska?
To buy pet insurance in Alaska, research coverage options and discounts, evaluate insurance providers' reputations and policies, then compare quotes from multiple companies to find the best plan for your needs.
How We Determined Average Pet Insurance Costs in Alaska
All costs in this article are based on or modified from the following profile:
- $5,000 annual limit
- 80% reimbursement
- $500 deductible
- For dogs: Labrador Retriever (6 years old)
- For cats: Ragdoll (7 years old)
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.