Best Life Insurance in Victorville, CA (September 2024)


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Updated: October 4, 2024

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The best life insurance in Victorville, California, for both men and women, is Protective. The MoneyGeek score for women is 91 with an average monthly premium of $17. For men, the MoneyGeek score is 92 with a monthly premium of $25.

Different factors should be considered when deciding on what type of life insurance to buy. These scores and premium costs are based on a 20-year term policy with $500,000 coverage. Your unique needs may mean a different company is best for you.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Victorville, California.

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Coverage costs and company information for life insurance providers were updated in September 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes
MoneyGeek Logo IconBestLife InsuranceVictorville, CA
2024

Best Life Insurance Companies in Victorville

Overall Best Life Insurance in Victorville, CA

How was this MoneyGeek score calculated?

In Victorville, Protective offers the best life insurance for both men and women, with a MoneyGeek score of 92 out of 100 for men and 91 out of 100 for women. The monthly premium is $25 for men and $17 for women. This makes Protective a strong choice for life insurance in Victorville.

Top providers for men:

  • Protective: MoneyGeek score of 92 out of 100 at $25 per month for men
  • Mutual of Omaha: MoneyGeek score of 89 out of 100 at $31 per month for men

Top providers for women:

  • Protective: MoneyGeek score of 91 out of 100 at $17 per month for women
  • Mutual of Omaha: MoneyGeek score of 89 out of 100 at $21 per month for women

Protective stands out for its high MoneyGeek scores and competitive premiums. For the average individual looking to purchase life insurance in Victorville, Protective offers a balanced mix of affordability, customer satisfaction, and financial stability.

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MoneyGeek Top Pick
Protective

Protective is the best life insurance company in Victorville for both men and women, offering a strong combination of value and service. With a MoneyGeek Score of 92 for women and 91 for men, Protective provides affordable average monthly premiums at $29 for women and $37 for men.

Pros:

  • High customer satisfaction
  • Excellent affordability for women
  • Reliable financial stability

Cons:

  • Buying process lacks convenience

Best Term Life Insurance in Victorville, CA

How was this MoneyGeek score calculated?

Protective stands out as the provider of the best term life insurance in Victorville for both men and women. It has an impressive MoneyGeek score of 92 and monthly premiums of $13 for men and $9 for women. This high score indicates that Protective excels in affordability, customer satisfaction and financial stability.

The top two term life insurance companies for men are:

  • Protective: MoneyGeek score of 92 out of 100 at $13 per month for men
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 at $16 per month for men

For women, the top two are:

  • Protective: MoneyGeek score of 92 out of 100 at $9 per month for women
  • Mutual of Omaha: MoneyGeek score of 89 out of 100 at $12 per month for women

Term life insurance offers coverage for a specified period, providing a death benefit to beneficiaries if the insured passes away during the term. For example, a parent might choose term insurance to ensure their child's education costs are covered in the event of their untimely death.

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MoneyGeek Top Pick
Protective

Protective stands out as the premier choice for term life insurance in Victorville for men and women, with a commanding MoneyGeek score of 92. Men seeking a policy can expect to pay a monthly premium of about $13, and women pay $9.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Strong financial stability

Cons:

  • Buying process could be better

Best Whole Life Insurance in Victorville, CA

How was this MoneyGeek score calculated?

For people seeking the best whole life insurance, Protective is the top choice in Victorville for both men and women, with a MoneyGeek score of 92 out of 100. This score reflects Protective's commitment to affordability, customer satisfaction and financial stability.

Top whole life companies for men in Victorville:

  • Protective: MoneyGeek score of 92 out of 100 for men
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for men

Top whole life companies for women in Victorville:

  • Protective: MoneyGeek score of 92 out of 100 for women
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for women

Whole life insurance is a type of permanent life insurance that provides coverage for the insured's entire lifetime. Unlike term life insurance, which only covers a specific period, whole life insurance includes an investment component that can grow over time.

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MoneyGeek Top Pick
Protective

Protective stands out as the premier provider of whole life insurance in Victorville, catering to both men and women with an exceptional MoneyGeek score of 92. Recognized for its strong customer satisfaction and affordability, Protective ensures a reliable choice for those seeking financial security through life insurance.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Solid financial stability

Cons:

  • Buying process could improve
  • More product variety needed

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Best Universal Life Insurance in Victorville, CA

How was this MoneyGeek score calculated?

Protective offers the best universal life insurance for both men and women in Victorville, with a MoneyGeek score of 91 out of 100. This score indicates that Protective stands out in terms of affordability, customer satisfaction, the buying process, and financial stability.

Best universal life insurance for men:

  • Protective: MoneyGeek score of 91 out of 100 for men
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men

Best for women's universal life insurance:

  • Protective: MoneyGeek score of 91 out of 100 for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for women

Universal life insurance is a flexible type of permanent life insurance that combines protection with savings. For example, a person might choose best universal life insurance over other types because it can offer a cash value that grows over time.

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MoneyGeek Top Pick
Protective

Protective stands out as the premier provider for universal life insurance in Victorville for both men and women, with an impressive MoneyGeek score of 91. This score is indicative of the company's commitment to customer satisfaction and affordability.

Pros:

  • High customer satisfaction
  • Strong affordability
  • Solid financial stability

Cons:

  • Buying process could be better

Best No-Medical-Exam Life Insurance in Victorville, CA

How was this MoneyGeek score calculated?

In Victorville, Protective is the best life insurance without a medical exam provider for both men and women, with a MoneyGeek score of 91.

Best no-medical-exam life insurance for men:

  • Protective: MoneyGeek score of 91 out of 100 for men
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men

Best life insurance for women that does not require a medical exam:

  • Protective: MoneyGeek score of 91 out of 100 for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for women

This life insurance allows individuals to obtain coverage more quickly and with less effort than traditional policies that require a medical exam.

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MoneyGeek Top Pick
Protective

Protective stands out as the premier choice for life insurance without a medical exam in Victorville, catering to both men and women with a MoneyGeek score of 91. This score reflects a balance of affordability, customer satisfaction and financial stability, making Protective a reliable option for life insurance seekers.

Pros:

  • High customer satisfaction
  • Affordable pricing
  • Solid financial stability

Cons:

  • Buying process could improve

How Much Life Insurance Do You Need?

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Best Term Life Insurance for Seniors in Victorville, CA

How was this MoneyGeek score calculated?

For seniors in Victorville, Protective stands out as the provider of the best term life insurance for seniors, with a MoneyGeek score of 91 for men and 90 for women. The average monthly premium for men is $61, while for women it is approximately $43. Age is a key factor in life insurance premiums, with costs typically increasing as a person ages.

Protective's high score reflects its strong performance across multiple criteria, including affordability, customer satisfaction, and financial stability. Choosing a provider like Protective, which effectively balances these factors, is vital for seniors looking to secure their future with a reliable life insurance policy.

Best Term Life Insurance for Seniors in Victorville
Data filtered by:Results filtered by:
gender:
gender:M
1CompanyProtectivePremium$61MG Score out of 10091
2CompanyMutual of OmahaPremium$68MG Score out of 10091
3CompanyNationwidePremium$58MG Score out of 10090
4CompanyAllstatePremium$55MG Score out of 10089
5CompanyTransamericaPremium$56MG Score out of 10088
6CompanyAAAPremium$76MG Score out of 10088
7CompanyPrudentialPremium$59MG Score out of 10087
8CompanyState FarmPremium$89MG Score out of 10086
9CompanyHavenPremium$120MG Score out of 10082

Best Term Life Insurance for Smokers in Victorville, CA

How was this MoneyGeek score calculated?

For smokers in Victorville looking for the best term life insurance for smokers, Mutual of Omaha offers the best options for both men and women. The company has a MoneyGeek score of 90 for men with an average monthly premium of $66 and a score of 89 for women with a monthly premium of $52.

Smoking significantly influences life insurance premiums due to the higher health risks it poses, which is reflected in the cost. Mutual of Omaha's top ranking is indicative of its balanced offering, satisfying customers with a mix of affordability, satisfaction, stability and diversity in products.

Best Term Life Insurance for Smokers in Victorville
Data filtered by:Results filtered by:
gender:
gender:M
1CompanyMutual of OmahaPremium$66MG Score out of 10090
2CompanyNationwidePremium$63MG Score out of 10089
3CompanyAAAPremium$68MG Score out of 10088
4CompanyPrudentialPremium$52MG Score out of 10088
5CompanyTransamericaPremium$61MG Score out of 10087
6CompanyProtectivePremium$106MG Score out of 10087
7CompanyHavenPremium$65MG Score out of 10086
8CompanyState FarmPremium$92MG Score out of 10084
9CompanyAllstatePremium$90MG Score out of 10084

Best Term Life Insurance for Young Adults in Victorville, CA

How was this MoneyGeek score calculated?

For the best term life insurance for young adults in Victorville, Protective stands out with a MoneyGeek Score of 92 and a monthly premium of $6 for women and $8 for men.

Age significantly impacts life insurance premiums. Younger adults generally benefit from lower rates due to their lower risk profiles. Protective's high MoneyGeek score reflects its strong affordability, customer satisfaction, and financial stability, making it a top choice for young adults seeking the best term life insurance for young adults in Victorville.

Best Term Life Insurance for Young Adults in Victorville
Data filtered by:Results filtered by:
Sex:
Sex:M
1CompanyProtectivePremium$8MG Score out of 10092
2CompanyMutual of OmahaPremium$10MG Score out of 10091
3CompanyNationwidePremium$9MG Score out of 10090
4CompanyAllstatePremium$8MG Score out of 10089
5CompanyTransamericaPremium$8MG Score out of 10088
6CompanyAAAPremium$11MG Score out of 10088
7CompanyPrudentialPremium$12MG Score out of 10085
8CompanyState FarmPremium$14MG Score out of 10085
9CompanyHavenPremium$12MG Score out of 10084
10CompanyBestowPremium$17MG Score out of 10083

Best Cheap Term Life Insurance in Victorville, CA

How was this MoneyGeek score calculated?

For those seeking the best cheap term life insurance in Victorville, Protective stands out with a MoneyGeek score of 92. The monthly premium is $13 for men and $9 for women. Factors that influence life insurance premiums include age, health, coverage amount,= and term length.

To secure the lowest premiums, maintain a healthy lifestyle, avoid tobacco, and choose a term length that suits your needs. Protective's high MoneyGeek score is attributed to its strong customer satisfaction, financial stability and affordability, making it a top choice for anyone looking for the best cheap term life insurance in Victorville.

Best Cheap Term Life Insurance in Victorville
Data filtered by:Results filtered by:
Sex:
Sex:M
1CompanyProtectivePremium$13MG Score out of 10092
2CompanyAllstatePremium$13MG Score out of 10091
3CompanyNationwidePremium$15MG Score out of 10091
4CompanyTransamericaPremium$13MG Score out of 10091
5CompanyMutual of OmahaPremium$16MG Score out of 10089
6CompanyAAAPremium$17MG Score out of 10087
7CompanyPrudentialPremium$17MG Score out of 10085
8CompanyState FarmPremium$22MG Score out of 10082
9CompanyHavenPremium$22MG Score out of 10082

Average Cost of Term Life Insurance in Victorville, CA

The average monthly premium for term life insurance in Victorville is $16 for women and $24 for men. These figures are rounded to the nearest whole number for clarity. Several factors affect the cost of life insurance premiums, including age, health, lifestyle, coverage amount and policy term. Understanding these factors can help consumers make informed decisions when purchasing life insurance.

In Victorville, the cost of life insurance may differ from the rest of California due to local health statistics, crime rates, economic conditions, and the level of competition among insurers. For instance, higher crime rates or poorer health outcomes in a region can lead to higher premiums.

Conversely, a competitive insurance market might lower costs. By considering these local factors, residents of Victorville can better navigate their life insurance options and find a policy that suits their needs.

FAQ About Life Insurance in Victorville, CA

What company has the best life insurance in Victorville for men?
What is the monthly premium cost for the best life insurance for men in Victorville?
What company has the best life insurance in Victorville for women?
What is the monthly premium cost for the best life insurance for women in Victorville?
Is there anything different about life insurance in Victorville compared to the rest of California?
What happens to your life insurance if a company goes bankrupt in Victorville?
Why might Victorville residents need life insurance?
How do you find a lost life insurance policy in Victorville?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.


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