Best Life Insurance in Pomona, CA (September 2024)


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Updated: October 4, 2024

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Protective is the best life insurance company in Pomona, California, for both men and women. The MoneyGeek score for men is 91 out of 100, with an average monthly premium of $37. For women, the MoneyGeek score is 92, with an average premium of $29 per month.

Different factors influence life insurance decisions, and these scores and premium costs are based on a 20-year term policy with $500,000 coverage. Your unique needs may mean a different company is best for you.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Pomona, California.

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Coverage costs and company information for life insurance providers were updated in September 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes
MoneyGeek Logo IconBestLife InsurancePomona, CA
2024

Best Life Insurance Companies in Pomona

Overall Best Life Insurance in Pomona, CA

How was this MoneyGeek score calculated?

Protective offers the best life insurance in Pomona for men and women, with a MoneyGeek score of 92 and a monthly premium of $21 for men, and a score of 91 and a monthly premium of $18 for women.

The top providers for men are:

  • Protective: MoneyGeek score of 92 out of 100 at $21 per month for men
  • Mutual of Omaha: MoneyGeek score of 89 out of 100 at $26 per month for men

The top providers for women are:

  • Protective: MoneyGeek score of 91 out of 100 at $18 per month for women
  • Mutual of Omaha: MoneyGeek score of 89 out of 100 at $22 per month for women

Protective is the best option for the average individual looking to purchase life insurance in Pomona due to its high MoneyGeek scores and affordable premiums for men and women. The consistency in its ratings indicates reliable value and quality, making it a dependable choice for consumers.

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MoneyGeek Top Pick
Protective

Protective emerges as the premier life insurance provider in Pomona for men and women, offering a harmonious blend of affordability and customer satisfaction. With a MoneyGeek Score of 91 for women and 92 for men, Protective ensures a seamless experience. Women enjoy a monthly premium of $18, while men have a slightly higher rate at $21.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Strong financial stability

Cons:

  • Buying process could improve

Best Term Life Insurance in Pomona, CA

How was this MoneyGeek score calculated?

In Pomona, Protective stands out as the provider of the best term life insurance for men and women, with a MoneyGeek score of 92 and monthly premiums of $11 for men and $10 for women. Protective's high score reflects its excellence in affordability, customer satisfaction and financial stability.

The top providers for men are:

  • Protective: MoneyGeek score of 92 out of 100 at $11 per month for men
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 at $13 per month for men

The top providers for women are:

  • Protective: MoneyGeek score of 92 out of 100 at $10 per month for women
  • Mutual of Omaha: MoneyGeek score of 89 out of 100 at $13 per month for women

Term life insurance is designed for those seeking a straightforward, cost-effective way to provide financial protection for their loved ones. For instance, a parent might choose term life insurance to ensure their child's education expenses are covered if the unexpected occurs.

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MoneyGeek Top Pick
Protective

Protective stands out as the leading choice for term life insurance in Pomona for women and men, with a MoneyGeek score of 92 for both. With a monthly premium of $10 for women and $11 for men, it offers a blend of value and quality that is hard to beat.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Strong financial stability

Cons:

  • Buying process could improve

Best Whole Life Insurance in Pomona, CA

How was this MoneyGeek score calculated?

In Pomona, Protective provides the best whole life insurance options for men and women, with a MoneyGeek score of 92. This score indicates that Protective excels in affordability, customer satisfaction, the buying process and financial stability.

The top providers for men are:

  • Protective: MoneyGeek score of 92 out of 100 for men
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for men

The top providers for women are:

  • Protective: MoneyGeek score of 92 out of 100 for women
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for women

Whole life insurance provides a fixed premium and death benefit, alongside a cash value component that grows over time. It's a permanent policy, unlike term life insurance, which only covers a specific period. For example, someone might choose whole life insurance to ensure lifelong coverage and to contribute to a financial legacy for their heirs.

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MoneyGeek Top Pick
Protective

Protective stands out as the premier choice for whole life insurance in Pomona, catering to men and women with a MoneyGeek score of 92. The company's commitment to excellence is reflected in its scores, indicating a reliable and satisfying experience for policyholders.

Pros:

  • High customer satisfaction
  • Strong affordability
  • Robust financial stability

Cons:

  • Buying process could improve

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Best Universal Life Insurance in Pomona, CA

How was this MoneyGeek score calculated?

The best universal life insurance in Pomona is provided by Protective, with a MoneyGeek score of 91 for men and women. This score indicates that Protective offers a product that is not only financially stable but also customer-oriented, with high marks in affordability and customer satisfaction.

The top providers for men are:

  • Protective: MoneyGeek score of 91 out of 100 for men
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men

The top providers for women are:

  • Protective: MoneyGeek score of 91 out of 100 for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for women

Universal life insurance is a flexible policy that combines life coverage with an investment savings element. For example, someone might choose universal life insurance over other types for its potential cash value growth and the ability to adjust premiums and benefits to suit changing life circumstances.

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MoneyGeek Top Pick
Protective

Protective emerges as the leading provider of universal life insurance in Pomona, earning the highest MoneyGeek scores of 91 for men and women. This distinction underscores Protective's commitment to delivering quality and value to its clients.

Pros:

  • High customer satisfaction
  • Strong affordability
  • Solid financial stability

Cons:

  • Buying process could improve

Best No-Medical-Exam Life Insurance in Pomona, CA

How was this MoneyGeek score calculated?

Protective provides the best life insurance without a required medical exam in Pomona, with a MoneyGeek score of 91 for both men and women. This high score suggests that Protective offers a robust combination of affordability, customer satisfaction and financial stability.

The top providers for men are:

  • Protective: MoneyGeek score of 91 out of 100 for men
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men

The top providers for women are:

  • Protective: MoneyGeek score of 91 out of 100 for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for women

No-medical-exam life insurance allows individuals to obtain coverage quickly and without the need for a medical check-up. For example, someone with a busy lifestyle or a minor pre-existing condition might opt for this insurance type to avoid the lengthy process and potential complications of a traditional policy.

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MoneyGeek Top Pick
Protective

Protective stands out for its commitment to customer satisfaction and affordable premiums for men and women needing life insurance. This company simplifies the search for reliable life insurance without the need for a medical exam.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Strong financial stability

Cons:

  • Rigid buying process

How Much Life Insurance Do You Need?

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Best Term Life Insurance for Seniors in Pomona, CA

How was this MoneyGeek score calculated?

For seniors in Pomona seeking the best term life insurance for seniors, Protective stands out with the highest MoneyGeek score for men and women. Men can expect a MoneyGeek score of 91 and a monthly premium of $51, while women receive a score of 90 with a $46 premium.

Age is a determining factor in life insurance premiums because the risk to the insurer generally increases with the policyholder's age. Protective's top scores reflect its commitment to customer satisfaction, affordability and financial stability, making it a solid choice for seniors prioritizing these aspects in their insurance provider.

Best Term Life Insurance for Seniors in Pomona
Data filtered by:Results filtered by:
gender:
gender:M
1CompanyProtectivePremium$51MG Score out of 10091
2CompanyMutual of OmahaPremium$57MG Score out of 10091
3CompanyNationwidePremium$48MG Score out of 10090
4CompanyAllstatePremium$46MG Score out of 10089
5CompanyTransamericaPremium$47MG Score out of 10088
6CompanyAAAPremium$64MG Score out of 10088
7CompanyPrudentialPremium$49MG Score out of 10087
8CompanyState FarmPremium$75MG Score out of 10086
9CompanyHavenPremium$101MG Score out of 10082

Best Term Life Insurance for Smokers in Pomona, CA

How was this MoneyGeek score calculated?

In Pomona, Mutual of Omaha provides the best term life insurance for smokers, with the highest MoneyGeek score of 91 for men and 89 for women, and a monthly premium of $55. Smoking is a factor in determining life insurance premiums due to the health risks it poses, often leading to higher costs for smokers.

Mutual of Omaha's top score indicates a strong balance in affordability, customer satisfaction, and financial stability.

Best Term Life Insurance for Smokers in Pomona
Data filtered by:Results filtered by:
gender:
gender:M
1CompanyMutual of OmahaPremium$55MG Score out of 10090
2CompanyNationwidePremium$53MG Score out of 10089
3CompanyAAAPremium$57MG Score out of 10088
4CompanyPrudentialPremium$43MG Score out of 10088
5CompanyTransamericaPremium$51MG Score out of 10087
6CompanyProtectivePremium$89MG Score out of 10087
7CompanyHavenPremium$55MG Score out of 10086
8CompanyState FarmPremium$77MG Score out of 10084
9CompanyAllstatePremium$76MG Score out of 10084

Best Term Life Insurance for Young Adults in Pomona, CA

How was this MoneyGeek score calculated?

The best term life insurance for young adults in Pomona is offered by Protective, with a MoneyGeek score of 92 and a monthly premium of $7 for men and $6 for women.

Age plays a significant role in determining life insurance premiums. Younger adults typically benefit from lower premiums due to their lower risk of health issues. Protective's high MoneyGeek score reflects its affordability, customer satisfaction and financial stability.

Best Term Life Insurance for Young Adults in Pomona
Data filtered by:Results filtered by:
Sex:
Sex:M
1CompanyProtectivePremium$7MG Score out of 10092
2CompanyMutual of OmahaPremium$8MG Score out of 10091
3CompanyNationwidePremium$8MG Score out of 10090
4CompanyAllstatePremium$7MG Score out of 10089
5CompanyTransamericaPremium$7MG Score out of 10088
6CompanyAAAPremium$9MG Score out of 10088
7CompanyPrudentialPremium$10MG Score out of 10085
8CompanyState FarmPremium$12MG Score out of 10085
9CompanyHavenPremium$10MG Score out of 10084
10CompanyBestowPremium$14MG Score out of 10083

Best Cheap Term Life Insurance in Pomona, CA

How was this MoneyGeek score calculated?

For those seeking the best cheap term life insurance in Pomona, Protective stands out for men and women with a MoneyGeek score of 92. Men can expect a monthly premium of $11, while women will pay $10.

Factors that impact life insurance premiums include age, health, coverage amount and term length. To get the lowest premiums, maintain good health, avoid tobacco and choose a shorter term length. Protective's high MoneyGeek score reflects its affordability, customer satisfaction and financial stability.

Best Cheap Term Life Insurance in Pomona
Data filtered by:Results filtered by:
Sex:
Sex:M
1CompanyProtectivePremium$11MG Score out of 10092
2CompanyAllstatePremium$11MG Score out of 10091
3CompanyNationwidePremium$12MG Score out of 10091
4CompanyTransamericaPremium$11MG Score out of 10091
5CompanyMutual of OmahaPremium$13MG Score out of 10089
6CompanyAAAPremium$15MG Score out of 10087
7CompanyPrudentialPremium$15MG Score out of 10085
8CompanyState FarmPremium$19MG Score out of 10082
9CompanyHavenPremium$18MG Score out of 10082

Average Cost of Term Life Insurance in Pomona, CA

The average monthly premium for term life insurance in Pomona, California, is $29 for women and $33 for men. Knowing these rates can help consumers make informed decisions when purchasing life insurance.

Several factors affect the cost of life insurance premiums, including age, health, lifestyle and occupation. Insurance companies assess these factors to determine the risk associated with insuring an individual.

The cost of life insurance in Pomona might be different from other parts of California due to various reasons. Local economic conditions, health statistics and lifestyle trends can all influence insurance premiums. For instance, if Pomona has higher health care costs or a higher incidence of certain health conditions, premiums might be higher. Conversely, lower living costs or healthier lifestyle trends could result in lower premiums.

FAQ About Life Insurance in Pomona, CA

What company has the best life insurance in Pomona for men?
What is the monthly premium cost for the best life insurance for men in Pomona?
What company has the best life insurance in Pomona for women?
What is the monthly premium cost for the best life insurance for women in Pomona?
Is there anything different about life insurance in Pomona compared to the rest of California?
What happens to your life insurance if a company goes bankrupt in Pomona?
Why might Pomona residents need life insurance?
How do you find a lost life insurance policy in Pomona?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.


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