Best Life Insurance in Norwalk, CA (September 2024)


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Updated: October 4, 2024

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Based on MoneyGeek's analysis, Protective is the best life insurance provider in Norwalk, California, for both men and women. The MoneyGeek score for women is 91, with a monthly premium cost of $22. For men, the MoneyGeek score is 92, with a monthly premium cost of $26.

When choosing life insurance, it's important to consider various factors beyond just the scores and costs. These scores and premium costs are based on a 20-year term policy with $500,000 coverage. Your unique needs may mean a different company is best for you.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Norwalk, California.

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Coverage costs and company information for life insurance providers were updated in September 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes
MoneyGeek Logo IconBestLife InsuranceNorwalk, CA
2024

Best Life Insurance Companies in Norwalk

Overall Best Life Insurance in Norwalk, CA

How was this MoneyGeek score calculated?

In Norwalk, Protective offers the best life insurance for men and women with a MoneyGeek score of 92 out of 100 at $26 per month for men and a score of 91 at $22 per month for women.

The top providers for men are:

  • Protective: MoneyGeek score of 92 out of 100 at $26 per month for men
  • Mutual of Omaha: MoneyGeek score of 89 out of 100 at $32 per month for men

The top providers for women are:

  • Protective: MoneyGeek score of 91 out of 100 at $22 per month for women
  • Mutual of Omaha: MoneyGeek score of 89 out of 100 at $28 per month for women

Protective's high MoneyGeek scores and affordable premiums make it the best choice for the average person seeking life insurance in Norwalk. The company offers excellent customer satisfaction and financial stability.

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MoneyGeek Top Pick
Protective

Protective the premier life insurance provider in Norwalk for both men and women. With a MoneyGeek Score of 92 for men and 91 for women, Protective offers policies at a monthly premium of $26 for men and $22 for women. The company's exceptional performance in customer satisfaction and affordability makes it a top choice for life insurance seekers.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Strong financial stability

Cons:

  • Buying process could improve

Best Term Life Insurance in Norwalk, CA

How was this MoneyGeek score calculated?

Protective emerges as the best term life insurance in Norwalk for both men and women, with a MoneyGeek score of 92 and monthly premiums of $13 for men and $12 for women. This high rating indicates that Protective offers a combination of excellent customer satisfaction, affordability and financial stability, making it a top choice for people seeking reliable term life insurance coverage.

The top providers for men are:

  • Protective: MoneyGeek score of 92 out of 100 at $13 per month for men
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 at $16 per month for men

The top providers for women are:

  • Protective: MoneyGeek score of 92 out of 100 at $12 per month for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 at $16 per month for women

Term life insurance is a policy where coverage is provided for a specific term, such as 10, 20 or 30 years. It's an ideal choice for those who want to ensure their financial responsibilities, like a mortgage or children's education, are covered in the event of their untimely death.

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MoneyGeek Top Pick
Protective

Protective stands out in Norwalk as the best term life insurance option for men and women, with an MoneyGeek score of 92 for both and a monthly premium of $13 and $12, respectively.

Pros:

  • High customer satisfaction
  • Competitive pricing
  • Solid financial stability

Cons:

  • Buying process could improve

Best Whole Life Insurance in Norwalk, CA

How was this MoneyGeek score calculated?

Protective insurance company provides the best whole life insurance in Norwalk for men and women, with a MoneyGeek score of 92. This score reflects a combination of affordability, customer satisfaction, buying process and financial stability, making Protective a solid choice for people seeking reliable coverage.

The top providers for men are:

  • Protective: MoneyGeek score of 92 out of 100 for men
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for men

The top providers for women are:

  • Protective: MoneyGeek score of 92 out of 100 for women
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for women

Whole life insurance offers a fixed premium and a guaranteed death benefit, making it a predictable option for long-term financial planning. For instance, a person might prefer whole life insurance to ensure that their family is protected financially, regardless of how long they live.

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MoneyGeek Top Pick
Protective

Protective emerges as the premier choice for whole life insurance in Norwalk, with a MoneyGeek score of 92 for men and women. This score reflects the company's commitment to customer satisfaction, affordability, and financial stability.

Pros:

  • High customer satisfaction
  • Competitive pricing
  • Strong financial stability

Cons:

  • Complex buying process

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Best Universal Life Insurance in Norwalk, CA

How was this MoneyGeek score calculated?

Protective stands out as offering the best universal life insurance in Norwalk for men and women, with a MoneyGeek score of 91. Opting for Protective means choosing a provider that excels in customer satisfaction and financial stability, which are key factors for the average individual purchasing life insurance.

The top providers for men are:

  • Protective: MoneyGeek score of 91 out of 100 for men
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men

The top providers for women are:

  • Protective: MoneyGeek score of 91 out of 100 for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for women

Universal life insurance is a flexible policy that allows policyholders to adjust their premiums and death benefits over time. For example, someone who anticipates significant life changes, such as starting a business or growing a family, might choose the universal life insurance for its adaptability to their evolving financial landscape.

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MoneyGeek Top Pick
Protective

When it comes to finding the best universal life insurance in Norwalk, Protective stands out for both men and women. With a MoneyGeek score of 91 for both, Protective offers a blend of affordability, customer satisfaction and financial stability that is hard to beat. Consumers looking for a reliable insurance provider may find Protective to be a top choice.

Pros:

  • High customer satisfaction
  • Strong affordability
  • Solid financial stability

Cons:

  • Limited buying process
  • Moderate product diversity

Best No-Medical-Exam Life Insurance in Norwalk, CA

How was this MoneyGeek score calculated?

Protective provides the best life insurance without a required medical exam in Norwalk for men and women, with a MoneyGeek score of 91. This top ranking reflects a blend of affordability, customer satisfaction, and financial stability, making it a solid choice for individuals seeking reliable coverage without undergoing a medical exam.

The top providers for men are:

  • Protective: MoneyGeek score of 91 out of 100 for men
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men

The top providers for women are:

  • Protective: MoneyGeek score of 91 out of 100 for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for women

No-medical-exam life insurance simplifies the process of obtaining coverage. For instance, someone with a busy schedule or a fear of medical procedures might opt for this insurance to save time and avoid stress.

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MoneyGeek Top Pick
Protective

In Norwalk, Protective stands out as the premier provider of no-medical-exam life insurance for men and women, boasting a MoneyGeek score of 91 for both. This reflects a strong balance of affordability, customer satisfaction and financial stability.

Pros:

  • High customer satisfaction
  • Strong affordability
  • Solid financial stability

Cons:

  • Limited product diversity
  • Buying process could improve

How Much Life Insurance Do You Need?

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Best Term Life Insurance for Seniors in Norwalk, CA

How was this MoneyGeek score calculated?

In Norwalk, Protective stands out with the best term life insurance for seniors, boasting a MoneyGeek score of 91 for men and 90 for women. The monthly premium is $63 for men and $57 for women. Age significantly influences life insurance premiums because insurers weigh the increased risk of health issues with advancing years.

Protective's top scores reflect its strong performance across affordability, customer satisfaction, the buying process, financial stability and product diversity. These factors are pivotal for seniors who prioritize a balance of cost and quality in their insurance provider.

Best Term Life Insurance for Seniors in Norwalk
Data filtered by:Results filtered by:
gender:
gender:M
1CompanyProtectivePremium$63MG Score out of 10091
2CompanyMutual of OmahaPremium$70MG Score out of 10091
3CompanyNationwidePremium$59MG Score out of 10090
4CompanyAllstatePremium$57MG Score out of 10089
5CompanyTransamericaPremium$58MG Score out of 10088
6CompanyAAAPremium$79MG Score out of 10088
7CompanyPrudentialPremium$61MG Score out of 10087
8CompanyState FarmPremium$92MG Score out of 10086
9CompanyHavenPremium$124MG Score out of 10082

Best Term Life Insurance for Smokers in Norwalk, CA

How was this MoneyGeek score calculated?

For people in Norwalk seeking the best term life insurance for smokers, Mutual of Omaha stands out for both men and women. With a MoneyGeek score of 91 for men and 89 for women, and monthly premiums of $68 and $68, respectively, this company ranks highest in the state.

Smoking significantly influences life insurance premiums because insurers view smokers as higher-risk clients due to increased health issues associated with tobacco use. Mutual of Omaha's leading scores in customer satisfaction and financial stability make it a compelling option for those prioritizing dependable coverage and service excellence.

Best Term Life Insurance for Smokers in Norwalk
Data filtered by:Results filtered by:
gender:
gender:M
1CompanyMutual of OmahaPremium$68MG Score out of 10090
2CompanyNationwidePremium$65MG Score out of 10089
3CompanyAAAPremium$70MG Score out of 10088
4CompanyPrudentialPremium$53MG Score out of 10088
5CompanyTransamericaPremium$63MG Score out of 10087
6CompanyProtectivePremium$110MG Score out of 10087
7CompanyHavenPremium$67MG Score out of 10086
8CompanyState FarmPremium$95MG Score out of 10084
9CompanyAllstatePremium$93MG Score out of 10084

Best Term Life Insurance for Young Adults in Norwalk, CA

How was this MoneyGeek score calculated?

For those seeking the best term life insurance for young adults in Norwalk, Protective stands out with a MoneyGeek score of 92 and a monthly premium of $7 for women and $8 for men. Age plays a crucial role in life insurance premiums. Younger individuals often benefit from lower premiums, making it an ideal time to secure a policy.

Protective's high MoneyGeek score is attributed to its affordability, customer satisfaction and financial stability. This makes it an excellent choice for young adults in Norwalk looking for reliable and cost-effective term life insurance.

Best Term Life Insurance for Young Adults in Norwalk
Data filtered by:Results filtered by:
Sex:
Sex:M
1CompanyProtectivePremium$8MG Score out of 10092
2CompanyMutual of OmahaPremium$10MG Score out of 10091
3CompanyNationwidePremium$10MG Score out of 10090
4CompanyAllstatePremium$8MG Score out of 10089
5CompanyTransamericaPremium$8MG Score out of 10088
6CompanyAAAPremium$11MG Score out of 10088
7CompanyPrudentialPremium$12MG Score out of 10085
8CompanyState FarmPremium$14MG Score out of 10085
9CompanyHavenPremium$13MG Score out of 10084
10CompanyBestowPremium$17MG Score out of 10083

Best Cheap Term Life Insurance in Norwalk, CA

How was this MoneyGeek score calculated?

In Norwalk, Protective offers the best cheap term life insurance for both men and women, with a MoneyGeek score of 92 and monthly premiums of $12 and $13, respectively. Various factors influence life insurance premiums, including age, health and the amount of coverage. To get the lowest premiums, maintain a healthy lifestyle, choose a shorter term length, and opt for a higher deductible if possible.

Protective's high MoneyGeek score is due to its affordability, customer satisfaction and financial stability, making it a reliable choice.

Best Cheap Term Life Insurance in Norwalk
Data filtered by:Results filtered by:
Sex:
Sex:M
1CompanyProtectivePremium$13MG Score out of 10092
2CompanyAllstatePremium$13MG Score out of 10091
3CompanyNationwidePremium$15MG Score out of 10091
4CompanyTransamericaPremium$13MG Score out of 10091
5CompanyMutual of OmahaPremium$16MG Score out of 10089
6CompanyAAAPremium$18MG Score out of 10087
7CompanyPrudentialPremium$18MG Score out of 10085
8CompanyState FarmPremium$23MG Score out of 10082
9CompanyHavenPremium$22MG Score out of 10082

Average Cost of Term Life Insurance in Norwalk, CA

The average monthly premium for term life insurance in Norwalk is $21 for women and $25 for men. Several factors affect the cost of life insurance premiums. These include age, health, lifestyle, occupation and the amount of coverage. For example, younger and healthier individuals typically pay lower premiums. Similarly, non-smokers and those with low-risk occupations might enjoy more affordable rates.

Life insurance costs in Norwalk might be different from the rest of California due to regional differences. Local health statistics, regional risk factors and the cost of living can all play a role.

For instance, if Norwalk has higher healthcare costs or greater environmental risks, premiums might be higher. Conversely, if the area has a lower cost of living or fewer health risks, premiums might be lower. Understanding these factors can help you make informed decisions about purchasing life insurance in Norwalk.

FAQ About Life Insurance in Norwalk, CA

What company has the best life insurance in Norwalk for men?
What is the monthly premium cost for the best life insurance for men in Norwalk?
What company has the best life insurance in Norwalk for women?
What is the monthly premium cost for the best life insurance for women in Norwalk?
Is there anything different about life insurance in Norwalk compared to the rest of California?
What happens to your life insurance if a company goes bankrupt in Norwalk?
Why might Norwalk residents need life insurance?
How do you find a lost life insurance policy in Norwalk?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.


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