Best Life Insurance in Jurupa Valley, CA (September 2024)


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Updated: October 4, 2024

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Protective is the best life insurance company in Jurupa Valley, California, for men and women. The MoneyGeek score for men is 92 out of 100, with an average monthly premium of $24. For women, the MoneyGeek score is 92, with an average monthly premium of $21. These scores and premium costs are based on a 20-year term policy with $500,000 coverage.

Different factors influence life insurance decisions. Your unique needs may mean a different company is best for you.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Jurupa Valley, California.

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Coverage costs and company information for life insurance providers were updated in September 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes
MoneyGeek Logo IconBestLife InsuranceJurupa Valley
2024

Best Life Insurance Companies in Jurupa Valley

Overall Best Life Insurance in Jurupa Valley, CA

How was this MoneyGeek score calculated?

Protective offers the best life insurance in Jurupa Valley, with a MoneyGeek score of 92 for men and 91 for women. The average monthly premium is $24 for men and $21 for women.

Top providers for men:

  • Protective: MoneyGeek score of 92 out of 100 at $24 per month for men
  • Mutual of Omaha: MoneyGeek score of 89 out of 100 at $30 per month for men

Top providers for women:

  • Protective: MoneyGeek score of 91 out of 100 at $21 per month for women
  • Mutual of Omaha: MoneyGeek score of 89 out of 100 at $26 per month for women

Protective stands out due to its high customer satisfaction scores and affordable premiums. These features make it a great choice for individuals seeking reliable life insurance in Jurupa Valley.

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MoneyGeek Top Pick
Protective

Protective is the premier choice for life insurance in Jurupa Valley. With a MoneyGeek score of 91 for women and 92 for men, Protective offers monthly premiums at around $21 for women and $24 for men.

Pros:

  • High customer satisfaction
  • Strong financial stability
  • Notable affordability

Cons:

  • Buying process could improve

Best Term Life Insurance in Jurupa Valley, CA

How was this MoneyGeek score calculated?

Protective provides the best term life insurance for residents in Jurupa Valley, with a MoneyGeek score of 92 for men and women. Its average monthly premiums are $13 and $12, respectively. This company offers a balance of affordability, customer satisfaction and financial stability, making it a top choice for those in the market for term life insurance.

The top two term life insurance companies for men are:

  • Protective: MoneyGeek score of 92 out of 100 at $13 per month for men
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 at $15 per month for men

For women, the top two are:

  • Protective: MoneyGeek score of 92 out of 100 at $12 per month for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 at $15 per month for women

Term life insurance provides a death benefit to beneficiaries if the policyholder passes away within a set term. For instance, a parent might purchase a 20-year term policy to ensure their child's college education is funded in the event of their untimely death.

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MoneyGeek Top Pick
Protective

Protective is the premier term life insurance provider for men and women in Jurupa Valley, with a MoneyGeek score of 92 for each. At an average monthly premium of $13 for men and $12 for women, Protective offers financial security for policyholders. Its commitment to customer satisfaction and affordability solidifies the company's position as the top choice for term life insurance in the area.

Pros:

  • High customer satisfaction
  • Exceptional affordability
  • Strong financial stability

Cons:

  • Buying process could improve

Best Whole Life Insurance in Jurupa Valley, CA

How was this MoneyGeek score calculated?

Protective is the best whole life insurance provider in Jurupa Valley, with a MoneyGeek score of 92 for men and women. This score indicates a robust combination of affordability, customer satisfaction and financial stability, making Protective a reliable choice for long-term life insurance needs.

Top whole life companies for men in Jurupa Valley:

  • Protective: MoneyGeek score of 92 out of 100 for men
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for men

Top whole life companies for women in Jurupa Valley:

  • Protective: MoneyGeek score of 92 out of 100 for women
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for women

Whole life insurance is a permanent policy that provides coverage for the insured's entire life. Unlike term life insurance, which only covers a specific period, whole life insurance includes an investment component that can build cash value over time. For instance, someone might choose whole life insurance to ensure lifelong coverage and to contribute to an asset that can be borrowed against if needed.

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MoneyGeek Top Pick
Protective

In Jurupa Valley, Protective is the premier choice for whole life insurance for men and women, with a MoneyGeek score of 92 for each. The company's strength lies in its high customer satisfaction and financial stability, making it a reliable option for insurance seekers.

Pros:

  • High customer approval
  • Strong affordability
  • Solid financial foundation

Cons:

  • Complex buying process

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Best Universal Life Insurance in Jurupa Valley, CA

How was this MoneyGeek score calculated?

Protective provides the best universal life insurance in Jurupa Valley for men and women, with a MoneyGeek score of 91 for each. The company's top-ranking score indicates its affordability, customer satisfaction and financial stability. The company's comprehensive offerings ensure a product tailored to diverse needs and circumstances.

Best universal life insurance for men:

  • Protective: MoneyGeek score of 91 out of 100 for men
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men

Best for women's universal life insurance:

  • Protective: MoneyGeek score of 91 out of 100 for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for women

Universal life insurance is a flexible policy that combines life insurance with an investment savings element. It can be a prudent choice for those seeking a lifelong coverage option that can adapt to their changing financial needs. For example, a parent might opt for universal life insurance to ensure their child's future is secured while accumulating a cash value that can be borrowed against if necessary.

mglogo
MoneyGeek Top Pick
Protective

Protective is the premier choice for universal life insurance for men and women in Jurupa Valley, with a MoneyGeek score of 91 for each. The company ensures that consumers have access to top-tier insurance solutions.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Strong financial stability

Cons:

  • Buying process could improve

Best No-Medical-Exam Life Insurance in Jurupa Valley, CA

How was this MoneyGeek score calculated?

In Jurupa Valley, Protective provides the best no-medical-exam life insurance, with a MoneyGeek score of 91 for men and women. This score reflects the company's commitment to affordability, customer satisfaction, financial stability and product diversity. The average individual will benefit from a streamlined process and a highly rated product tailored to their needs without the hassle of a medical exam.

Best no-medical-exam life insurance for men:

  • Protective: MoneyGeek score of 91 out of 100 for men
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men

Best life insurance for women that does not require a medical exam:

  • Protective: MoneyGeek score of 91 out of 100 for women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for women

Life insurance with no mandatory medical exam allows individuals to obtain coverage quickly and without the need for a medical check-up. It can be particularly advantageous for those needing immediate coverage or with health conditions that might otherwise complicate the insurance process.

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MoneyGeek Top Pick
Protective

In Jurupa Valley, Protective is the premier choice for men and women seeking life insurance without a required medical exam. The company has a MoneyGeek score of 91 for each gender, which reflects a strong balance of affordability, customer satisfaction and financial stability. Consumers seeking reliable coverage without the hassle of a medical exam will find Protective's offerings compelling.

Pros:

  • High customer satisfaction
  • Strong financial stability

Cons:

  • Subpar buying process

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Best Term Life Insurance for Seniors in Jurupa Valley, CA

How was this MoneyGeek score calculated?

In Jurupa Valley, Protective provides the best term life insurance for seniors, with a MoneyGeek score of 91 for men and 90 for women. The average monthly premium is $58 for men and $54 for women.

Age is a pivotal factor in life insurance premiums, as older individuals pose a higher risk, leading to higher costs. Protective's superior MoneyGeek score reflects its commitment to affordability, customer satisfaction, a smooth buying process, financial stability and a diverse product offering. These attributes make Protective a reliable choice for seniors seeking term life insurance.

Best Term Life Insurance for Seniors in Jurupa Valley
Data filtered by:Results filtered by:
gender:
gender:M
1CompanyProtectivePremium$58MG Score out of 10091
2CompanyMutual of OmahaPremium$65MG Score out of 10091
3CompanyNationwidePremium$55MG Score out of 10090
4CompanyAllstatePremium$53MG Score out of 10089
5CompanyTransamericaPremium$54MG Score out of 10088
6CompanyAAAPremium$74MG Score out of 10088
7CompanyPrudentialPremium$56MG Score out of 10087
8CompanyState FarmPremium$86MG Score out of 10086
9CompanyHavenPremium$116MG Score out of 10082

Best Term Life Insurance for Smokers in Jurupa Valley, CA

How was this MoneyGeek score calculated?

For those seeking the best term life insurance for smokers in Jurupa Valley, Mutual of Omaha stands out for men and women. For men, it has a MoneyGeek score of 90 and an average monthly premium of $63. For women, it has a MoneyGeek score of 89 and an average monthly premium of $64.

Term life insurance for smokers is more costly due to the health risks associated with smoking, which is factored into premium calculations. Mutual of Omaha's high score reflects its financial stability, customer satisfaction and product diversity, making it a reliable choice for smokers in Jurupa Valley.

Best Term Life Insurance for Smokers in Jurupa Valley
Data filtered by:Results filtered by:
gender:
gender:M
1CompanyMutual of OmahaPremium$63MG Score out of 10090
2CompanyNationwidePremium$60MG Score out of 10089
3CompanyAAAPremium$65MG Score out of 10088
4CompanyPrudentialPremium$50MG Score out of 10088
5CompanyTransamericaPremium$58MG Score out of 10087
6CompanyProtectivePremium$102MG Score out of 10087
7CompanyHavenPremium$63MG Score out of 10086
8CompanyState FarmPremium$89MG Score out of 10084
9CompanyAllstatePremium$87MG Score out of 10084

Best Term Life Insurance for Young Adults in Jurupa Valley, CA

How was this MoneyGeek score calculated?

Protective offers the best term life insurance for young adults in Jurupa Valley, with a MoneyGeek score of 92 for men and women. Its average monthly premiums are $8 and $7, respectively. Protective's high MoneyGeek score reflects its strong performance in affordability, customer satisfaction and financial stability.

Age plays a significant role in determining life insurance premiums. Younger individuals typically benefit from lower premiums because they generally present a lower risk to insurers.

Best Term Life Insurance for Young Adults in Jurupa Valley
Data filtered by:Results filtered by:
Sex:
Sex:M
1CompanyProtectivePremium$8MG Score out of 10092
2CompanyMutual of OmahaPremium$9MG Score out of 10091
3CompanyNationwidePremium$9MG Score out of 10090
4CompanyAllstatePremium$8MG Score out of 10089
5CompanyTransamericaPremium$8MG Score out of 10088
6CompanyAAAPremium$10MG Score out of 10088
7CompanyPrudentialPremium$11MG Score out of 10085
8CompanyState FarmPremium$13MG Score out of 10085
9CompanyHavenPremium$12MG Score out of 10084
10CompanyBestowPremium$16MG Score out of 10083

Best Cheap Term Life Insurance in Jurupa Valley, CA

How was this MoneyGeek score calculated?

For those seeking the best cheap term life insurance in Jurupa Valley, Protective stands out with a MoneyGeek score of 92 for men and women. Its average monthly premium is $13 for men and $12 for women. Protective's high MoneyGeek score is attributed to its affordability and high customer satisfaction. Choosing Protective ensures you get the best value for your term life insurance needs.

Factors that influence life insurance premiums include age, health, coverage amount and term length. To get the lowest premiums, maintain a healthy lifestyle, choose a longer term and opt for a higher coverage amount.

Best Cheap Term Life Insurance in Jurupa Valley
Data filtered by:Results filtered by:
Sex:
Sex:M
1CompanyProtectivePremium$13MG Score out of 10092
2CompanyAllstatePremium$12MG Score out of 10091
3CompanyNationwidePremium$14MG Score out of 10091
4CompanyTransamericaPremium$12MG Score out of 10091
5CompanyMutual of OmahaPremium$15MG Score out of 10089
6CompanyAAAPremium$17MG Score out of 10087
7CompanyPrudentialPremium$17MG Score out of 10085
8CompanyState FarmPremium$21MG Score out of 10082
9CompanyHavenPremium$21MG Score out of 10082

Average Cost of Term Life Insurance in Jurupa Valley, CA

The average monthly premium for term life insurance in Jurupa Valley, California, is $29 for women and $33 for men. Knowing these rates can help you make informed decisions when purchasing life insurance.

Several factors affect the cost of life insurance premiums, including age, health, lifestyle and occupation. Insurance companies assess these factors to determine the risk associated with insuring an individual.

The cost of life insurance in Jurupa Valley might be higher or lower than in other parts of California for various reasons. Local economic conditions, health statistics and lifestyle trends can all influence insurance premiums. For instance, if Jurupa Valley has higher health care costs or a higher incidence of certain health conditions, premiums might be higher. Conversely, lower living costs or healthier lifestyle trends could result in lower premiums.

FAQ About Life Insurance in Jurupa Valley, CA

What company has the best life insurance in Jurupa Valley for men?
What is the monthly premium cost for the best life insurance for men in Jurupa Valley?
What company has the best life insurance in Jurupa Valley for women?
What is the monthly premium cost for the best life insurance for women in Jurupa Valley?
Is there anything different about life insurance in Jurupa Valley compared to the rest of California?
What happens to your life insurance if a company goes bankrupt in Jurupa Valley?
Why might Jurupa Valley residents need life insurance?
How do you find a lost life insurance policy in Jurupa Valley?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.


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