Best Life Insurance in Fontana, CA (October 2024)


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Updated: October 15, 2024

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In Fontana, California, Protective is the best life insurance provider, with MoneyGeek scores of 92 for men and 91 for women. The average monthly premiums are $27 for males and $22 for females. These scores and costs are based on a 20-year term policy with $500,000 coverage.

When choosing life insurance, consider your health, age and financial needs. Your unique situation may mean a different company is best for you.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Fontana, California.

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Coverage costs and company information for life insurance providers were updated in September 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes
MoneyGeek Logo IconBestLife InsuranceFontana, CA
2024

Best Life Insurance Companies in Fontana

Overall Best Life Insurance in Fontana, CA

How was this MoneyGeek score calculated?

Protective offers the best life insurance in Fontana, with MoneyGeek scores of 92 for men and 91 for women. The average monthly premiums are $27 and $22, respectively.

Top providers for men:

  • Protective: MoneyGeek score of 92 out of 100 at $27 per month
  • Mutual of Omaha: MoneyGeek score of 89 out of 100 at $33 per month

Top providers for women:

  • Protective: MoneyGeek score of 91 out of 100 at $22 per month
  • Mutual of Omaha: MoneyGeek score of 89 out of 100 at $28 per month

Protective's high MoneyGeek scores and lower monthly premiums make it the top choice for life insurance.

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MoneyGeek Top Pick
Protective

In Fontana, Protective is the top choice for life insurance, with MoneyGeek scores of 92 for men and 91 for women. It provides affordable coverage at average monthly premiums of $27 for males and $22 for females. It's an affordable choice for excellent coverage.

Pros:

  • High customer satisfaction
  • Affordable premiums
  • Solid financial stability

Cons:

  • Buying process could improve

Best Term Life Insurance in Fontana, CA

How was this MoneyGeek score calculated?

Protective has the best term life insurance in Fontana, with a MoneyGeek score of 92 and average monthly premiums of $14 for men and $12 for women. Its high affordability, customer satisfaction and financial stability scores make it a top choice for reliable coverage.

Top term life insurance companies for men:

  • Protective: MoneyGeek score of 92 out of 100 at $14 per month
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 at $17 per month

Top term life insurance companies for women:

  • Protective: MoneyGeek score of 92 out of 100 at $12 per month
  • Mutual of Omaha: MoneyGeek score of 89 out of 100 at $16 per month

Term life insurance provides a death benefit for a specified term, offering financial protection for beneficiaries. For example, a parent might choose term life insurance to cover their child's education costs if the unexpected occurs.

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MoneyGeek Top Pick
Protective

In Fontana, Protective is the best term life insurance provider, earning a MoneyGeek score of 92. It balances cost and quality with low monthly premiums of $14 for males and $12 for females.

Pros:

  • High customer satisfaction
  • Affordable premiums
  • Solid financial stability

Cons:

  • Buying process could be better

Best Whole Life Insurance in Fontana, CA

How was this MoneyGeek score calculated?

Protective offers the best whole life insurance provider in Fontana, with a MoneyGeek score of 92 for men and women. The company performs strongly in affordability, customer satisfaction and financial stability.

  • Protective: MoneyGeek score of 92 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for men and women

Whole life insurance provides coverage for the insured's entire life and a savings component that accumulates cash value. For example, someone might choose it over term life for its potential to build cash value that can be borrowed against in the future.

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MoneyGeek Top Pick
Protective

In Fontana, Protective is the leading provider of whole life insurance, earning a MoneyGeek score of 92 for men and women. This reflects a good balance of customer satisfaction and affordability.

Pros:

  • High customer satisfaction
  • Affordable coverage
  • Solid financial stability

Cons:

  • Buying process could improve

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Best Universal Life Insurance in Fontana, CA

How was this MoneyGeek score calculated?

Protective has Fontana's best universal life insurance, with a MoneyGeek score of 91 for men and women. The company's high score indicates a strong combination of affordability, customer satisfaction and financial stability.

  • Protective: MoneyGeek score of 91 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

Universal life insurance offers flexible premiums and the potential for cash value growth. It benefits those who want long-term financial planning and the ability to adjust their coverage as life changes.

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MoneyGeek Top Pick
Protective

Protective is Fontana's leading universal life insurance provider. With a MoneyGeek score of 91 for men and women, Protective stands out for its quality service and financial stability.

Pros:

  • High customer satisfaction
  • Affordable premiums
  • Strong financial stability

Cons:

  • Buying process could improve
  • Needs more product variety

Best No-Medical-Exam Life Insurance in Fontana, CA

How was this MoneyGeek score calculated?

Protective offers the best life insurance without a medical exam requirement in Fontana. Its MoneyGeek score of 91 for men and women reflects a strong balance of affordability, customer satisfaction and financial stability.

  • Protective: MoneyGeek score of 91 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

Life insurance without a medical exam provides coverage without requiring a health assessment. Someone with a busy schedule or a fear of medical procedures might opt for this type of insurance for convenience.

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MoneyGeek Top Pick
Protective

In Fontana, Protective is the top choice for life insurance without the hassle of a medical examination. Its MoneyGeek score of 91 for men and women reflects a balance of customer satisfaction, financial stability and affordability.

Pros:

  • High customer satisfaction
  • Competitive pricing
  • Solid financial stability

Cons:

  • Buying process could improve

How Much Life Insurance Do You Need?

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Best Term Life Insurance for Seniors in Fontana, CA

How was this MoneyGeek score calculated?

Protective offers the best term life insurance for seniors in Fontana, with MoneyGeek scores of 91 for men and 90 for women. The average monthly premiums are $65 for males and $58 for females.

Age impacts life insurance premiums, as insurers consider the increased health risks of old age. Protective stands out with its strong performance in affordability, customer satisfaction and financial stability, making it a reliable option for seniors.

Best Term Life Insurance for Seniors in Fontana
Data filtered by:Results filtered by:
gender:
gender:M
1CompanyProtectivePremium$65MG Score out of 10091
2CompanyMutual of OmahaPremium$73MG Score out of 10091
3CompanyNationwidePremium$62MG Score out of 10090
4CompanyAllstatePremium$59MG Score out of 10089
5CompanyTransamericaPremium$60MG Score out of 10088
6CompanyAAAPremium$82MG Score out of 10088
7CompanyPrudentialPremium$63MG Score out of 10087
8CompanyState FarmPremium$96MG Score out of 10086
9CompanyHavenPremium$129MG Score out of 10082

Best Term Life Insurance for Smokers in Fontana, CA

How was this MoneyGeek score calculated?

Mutual of Omaha provides the best term life insurance for smokers in Fontana, with MoneyGeek scores of 90 for men and 89 for women. Monthly premiums average $71 for males and $69 for females.

Smoking significantly impacts life insurance premiums due to health risks. Insurers often charge higher rates for smokers. Mutual of Omaha's high MoneyGeek score reflects its strong customer satisfaction, financial stability and diverse products, making it a reliable choice for smokers seeking comprehensive coverage.

Best Term Life Insurance for Smokers in Fontana
Data filtered by:Results filtered by:
gender:
gender:M
1CompanyMutual of OmahaPremium$71MG Score out of 10090
2CompanyNationwidePremium$68MG Score out of 10089
3CompanyAAAPremium$73MG Score out of 10088
4CompanyPrudentialPremium$56MG Score out of 10088
5CompanyTransamericaPremium$65MG Score out of 10087
6CompanyProtectivePremium$115MG Score out of 10087
7CompanyHavenPremium$70MG Score out of 10086
8CompanyState FarmPremium$99MG Score out of 10084
9CompanyAllstatePremium$97MG Score out of 10084

Best Term Life Insurance for Young Adults in Fontana, CA

How was this MoneyGeek score calculated?

Protective offers the best term life insurance for young adults in Fontana, with a MoneyGeek score of 92 and average monthly premiums of $8 for men and $7 for women.

Younger policyholders typically enjoy cheaper premiums due to lower health risks. Protective's high MoneyGeek score reflects its strong customer satisfaction, affordability and financial stability.

Best Term Life Insurance for Young Adults in Fontana
Data filtered by:Results filtered by:
Sex:
Sex:M
1CompanyProtectivePremium$8MG Score out of 10092
2CompanyMutual of OmahaPremium$10MG Score out of 10091
3CompanyNationwidePremium$10MG Score out of 10090
4CompanyAllstatePremium$9MG Score out of 10089
5CompanyTransamericaPremium$9MG Score out of 10088
6CompanyAAAPremium$11MG Score out of 10088
7CompanyPrudentialPremium$12MG Score out of 10085
8CompanyState FarmPremium$15MG Score out of 10085
9CompanyHavenPremium$13MG Score out of 10084
10CompanyBestowPremium$18MG Score out of 10083

Best Cheap Term Life Insurance in Fontana, CA

How was this MoneyGeek score calculated?

In Fontana, Protective offers the best cheap term life insurance, with a MoneyGeek score of 92 and an average monthly premium of $14 for men and $12 for women.

Several factors influence premiums, including age, health, coverage amount and term length. To secure the lowest rates, maintain good health, avoid tobacco and choose a suitable coverage amount and term length.

Best Cheap Term Life Insurance in Fontana
Data filtered by:Results filtered by:
Sex:
Sex:M
1CompanyProtectivePremium$14MG Score out of 10092
2CompanyAllstatePremium$14MG Score out of 10091
3CompanyNationwidePremium$16MG Score out of 10091
4CompanyTransamericaPremium$14MG Score out of 10091
5CompanyMutual of OmahaPremium$17MG Score out of 10089
6CompanyAAAPremium$19MG Score out of 10087
7CompanyPrudentialPremium$19MG Score out of 10085
8CompanyState FarmPremium$24MG Score out of 10082
9CompanyHavenPremium$23MG Score out of 10082

Average Cost of Term Life Insurance in Fontana, CA

The average monthly premiums for term life insurance in Fontana are $26 for men and $21 for women.

Many factors affect costs, including age, health, lifestyle, occupation, policy type and coverage amount. Rates may be higher or lower than the rest of California due to local health statistics, average income levels, crime rates and regional underwriting practices.

FAQ: Life Insurance in Fontana, CA

What company has the best life insurance in Fontana for men?
What is the monthly premium for the best life insurance for men in Fontana?
What company has the best life insurance in Fontana for women?
What is the monthly premium for the best life insurance for women in Fontana?
Is there anything different about life insurance in Fontana compared to the rest of California?
What happens to your life insurance if a company goes bankrupt in Fontana?
Why might Fontana residents need life insurance?
How do you find a lost life insurance policy in Fontana?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.