Best Life Insurance in Fontana, CA (October 2024)

In Fontana, California, Protective is the best life insurance provider, with MoneyGeek scores of 92 for men and 91 for women. The average monthly premiums are $27 for males and $22 for females. These scores and costs are based on a 20-year term policy with $500,000 coverage.

When choosing life insurance, consider your health, age and financial needs. Your unique situation may mean a different company is best for you.

Protective offers the best life insurance in Fontana, with MoneyGeek scores of 92 for men and 91 for women. The average monthly premiums are $27 and $22, respectively.

Top providers for men:

• Protective: MoneyGeek score of 92 out of 100 at $27 per month
• Mutual of Omaha: MoneyGeek score of 89 out of 100 at $33 per month

Top providers for women:

• Protective: MoneyGeek score of 91 out of 100 at $22 per month
• Mutual of Omaha: MoneyGeek score of 89 out of 100 at $28 per month

Protective's high MoneyGeek scores and lower monthly premiums make it the top choice for life insurance.

Protective has the best term life insurance in Fontana, with a MoneyGeek score of 92 and average monthly premiums of $14 for men and $12 for women. Its high affordability, customer satisfaction and financial stability scores make it a top choice for reliable coverage.

Top term life insurance companies for men:

• Protective: MoneyGeek score of 92 out of 100 at $14 per month
• Mutual of Omaha: MoneyGeek score of 90 out of 100 at $17 per month

Top term life insurance companies for women:

• Protective: MoneyGeek score of 92 out of 100 at $12 per month
• Mutual of Omaha: MoneyGeek score of 89 out of 100 at $16 per month

Term life insurance provides a death benefit for a specified term, offering financial protection for beneficiaries. For example, a parent might choose term life insurance to cover their child's education costs if the unexpected occurs.

Protective offers the best whole life insurance provider in Fontana, with a MoneyGeek score of 92 for men and women. The company performs strongly in affordability, customer satisfaction and financial stability.

• Protective: MoneyGeek score of 92 out of 100 for men and women
• Mutual of Omaha: MoneyGeek score of 91 out of 100 for men and women

Whole life insurance provides coverage for the insured's entire life and a savings component that accumulates cash value. For example, someone might choose it over term life for its potential to build cash value that can be borrowed against in the future.

Protective has Fontana's best universal life insurance, with a MoneyGeek score of 91 for men and women. The company's high score indicates a strong combination of affordability, customer satisfaction and financial stability.

• Protective: MoneyGeek score of 91 out of 100 for men and women
• Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

Universal life insurance offers flexible premiums and the potential for cash value growth. It benefits those who want long-term financial planning and the ability to adjust their coverage as life changes.

Protective offers the best life insurance without a medical exam requirement in Fontana. Its MoneyGeek score of 91 for men and women reflects a strong balance of affordability, customer satisfaction and financial stability.

• Protective: MoneyGeek score of 91 out of 100 for men and women
• Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

Life insurance without a medical exam provides coverage without requiring a health assessment. Someone with a busy schedule or a fear of medical procedures might opt for this type of insurance for convenience.

Protective offers the best term life insurance for seniors in Fontana, with MoneyGeek scores of 91 for men and 90 for women. The average monthly premiums are $65 for males and $58 for females.

Age impacts life insurance premiums, as insurers consider the increased health risks of old age. Protective stands out with its strong performance in affordability, customer satisfaction and financial stability, making it a reliable option for seniors.

Mutual of Omaha provides the best term life insurance for smokers in Fontana, with MoneyGeek scores of 90 for men and 89 for women. Monthly premiums average $71 for males and $69 for females.

Smoking significantly impacts life insurance premiums due to health risks. Insurers often charge higher rates for smokers. Mutual of Omaha's high MoneyGeek score reflects its strong customer satisfaction, financial stability and diverse products, making it a reliable choice for smokers seeking comprehensive coverage.

Protective offers the best term life insurance for young adults in Fontana, with a MoneyGeek score of 92 and average monthly premiums of $8 for men and $7 for women.

Younger policyholders typically enjoy cheaper premiums due to lower health risks. Protective's high MoneyGeek score reflects its strong customer satisfaction, affordability and financial stability.

In Fontana, Protective offers the best cheap term life insurance, with a MoneyGeek score of 92 and an average monthly premium of $14 for men and $12 for women.

Several factors influence premiums, including age, health, coverage amount and term length. To secure the lowest rates, maintain good health, avoid tobacco and choose a suitable coverage amount and term length.

The average monthly premiums for term life insurance in Fontana are $26 for men and $21 for women.

Many factors affect costs, including age, health, lifestyle, occupation, policy type and coverage amount. Rates may be higher or lower than the rest of California due to local health statistics, average income levels, crime rates and regional underwriting practices.