Best Life Insurance in Antioch, CA (September 2024)


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Protective is the best life insurance company in Antioch, California, for both men and women. The MoneyGeek score for men is 92 out of 100, with an average monthly premium of $28. For women, the MoneyGeek score is 91, with an average premium of $25 per month.

Different factors influence life insurance decisions, and these scores and premium costs are based on a 20-year term policy with $500,000 coverage. Your unique needs may mean a different company is best for you.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Antioch, California.

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Coverage costs and company information for life insurance providers were updated in September 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes
MoneyGeek Logo IconBestLife InsuranceAntioch, CA
2024

Best Life Insurance Companies in Antioch

Overall Best Life Insurance in Antioch, CA

How was this MoneyGeek score calculated?

Protective offers the best life insurance in Antioch for both men and women, with a MoneyGeek score of 92 for men and 91 for women. The monthly premium is $28 for men and $25 for women.

Top providers for men:

  • Protective: MoneyGeek score of 92 out of 100 at $28 per month for men
  • Mutual of Omaha: MoneyGeek score of 89 out of 100 at $35 per month for men

Top providers for women:

  • Protective: MoneyGeek score of 91 out of 100 at $25 per month for women
  • Mutual of Omaha: MoneyGeek score of 89 out of 100 at $31 per month for women

Protective excels in customer satisfaction, financial stability and product diversity, making it a reliable and affordable option for life insurance in Antioch.

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MoneyGeek Top Pick
Protective

Protective is the best life insurance provider in Antioch for both men and women, boasting a MoneyGeek score of 91 for women and 92 for men. With monthly premiums at an affordable $25 for women and $28 for men, Protective offers a balance of cost and quality that is hard to beat.

Pros:

  • High customer satisfaction
  • Strong affordability
  • Solid financial stability

Cons:

  • Buying process could improve

Best Term Life Insurance in Antioch, CA

How was this MoneyGeek score calculated?

Protective stands out as the provider with the best term life insurance in Antioch. It has a MoneyGeek score of 92 for both men and women and a monthly premium of $15 and $14, respectively. This score indicates a high level of customer satisfaction, financial stability and product diversity.

The top two term life insurance companies for men are:

  • Protective: MoneyGeek score of 92 out of 100 at $15 per month for men
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 at $18 per month for men

For women, the top two are:

  • Protective: MoneyGeek score of 92 out of 100 at $14 per month for women
  • Mutual of Omaha: MoneyGeek score of 89 out of 100 at $18 per month for women

Term life insurance offers coverage for a specified period, providing a death benefit if the insured passes away during the term. It is often chosen over permanent life insurance for its affordability and simplicity. For instance, a parent might opt for term life insurance to ensure their child's educational expenses are covered until graduation.

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MoneyGeek Top Pick
Protective

Protective is the best term life insurance provider in Antioch for both men and women, with a MoneyGeek score of 92 for each. Protective offers a balance of cost and quality, with average monthly premiums of $15 and $14, respectively.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Solid financial stability

Cons:

  • Buying process could improve

Best Whole Life Insurance in Antioch, CA

How was this MoneyGeek score calculated?

Protective is the best whole life insurance provider for both men and women, with a MoneyGeek score of 91 for men and 92 for women. This ranking reflects a combination of affordability, customer satisfaction, and financial stability, making Protective a solid choice for individuals in need of reliable life insurance coverage.

Top whole life companies for men in Antioch:

  • Protective: MoneyGeek score of 91 out of 100 for men
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for men

Top whole life companies for women in San Antonio:

  • Protective: MoneyGeek score of 92 out of 100 for women
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for women

Whole life insurance provides lifelong coverage and includes an investment component that can grow over time. Someone might choose whole life insurance to ensure their family's financial stability while also building cash value that can be borrowed against in the future.

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MoneyGeek Top Pick
Protective

Protective is the premier choice for whole life insurance in Antioch, catering to both men and women. With an impressive MoneyGeek score of f91 for men and 92 for women, Protective ensures robust coverage.

Pros:

  • High customer satisfaction
  • Affordable rates
  • Reliable financial stability

Cons:

  • Buying process could improve

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Insurance Rates

Best Universal Life Insurance in Antioch, CA

How was this MoneyGeek score calculated?

Protective offers the best universal life insurance in Antioch, with a MoneyGeek score of 91 for both men and women.

  • Protective: MoneyGeek score of 91 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

Universal life insurance offers a flexible premium and death benefit, along with the potential to build cash value over time. For instance, someone who wants the ability to adjust their premiums and coverage as their financial situation changes might opt for universal life insurance over more rigid policies.

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MoneyGeek Top Pick
Protective

Protective provides the best universal life insurance in Antioch, catering to both men and women with a MoneyGeek score of 91. This score reflects a harmonious balance of customer satisfaction, affordability and financial stability, making Protective a reliable option for life insurance seekers in the region.

Pros:

  • High customer satisfaction
  • Strong affordability
  • Solid financial stability

Cons:

  • Buying process could improve

Best No-Medical-Exam Life Insurance in Antioch, CA

How was this MoneyGeek score calculated?

In Antioch, Protective offers the best life insurance without the hassle of a mandatory medical exam for both men and women, with a MoneyGeek score of 91.

  • Protective: MoneyGeek score of 91 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

Life insurance without a medical exam allows individuals to obtain coverage quickly and without the need for a medical checkup. This can be particularly beneficial for those with health concerns or who require immediate coverage. For instance, someone with a chronic condition might opt for no-medical-exam insurance to avoid the possibility of being denied coverage or facing higher premiums.

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MoneyGeek Top Pick
Protective

Protective is the best provider of no-medical-exam life insurance in Antioch, catering to both men and women with an impressive MoneyGeek score of 91. This score reflects the company's commitment to customer satisfaction and financial stability, ensuring policyholders receive quality service and peace of mind.

Pros:

  • High customer satisfaction
  • Strong affordability
  • Solid financial stability

Cons:

  • Buying process could improve

How Much Life Insurance Do You Need?

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Best Term Life Insurance for Seniors in Antioch, CA

How was this MoneyGeek score calculated?

Protective offers the best term life insurance for seniors in Antioch, with a MoneyGeek score of 91 for men and 90 for women. Men can expect a monthly premium of $68, while women are quoted $65. Protective's top scores reflect its excellence in customer satisfaction, financial stability and product diversity.

Age impacts life insurance premiums, with costs generally increasing as one ages. This is due to the higher risk associated with insuring older individuals.

Best Term Life Insurance for Seniors in Antioch
Data filtered by:Results filtered by:
gender:
gender:M
1Protective$6891
2Mutual of Omaha$7791
3Nationwide$6590
4Allstate$6289
5Transamerica$6388
6AAA$8688
7Prudential$6687
8State Farm$10186
9Haven$13582

Best Term Life Insurance for Smokers in Antioch, CA

How was this MoneyGeek score calculated?

Mutual of Omaha offers the best term life insurance for smokers in Antioch, with a MoneyGeek Score of 91 for men and 89 for women. The monthly premium for men is $74, while for women it's $78.

Smoking significantly influences life insurance premiums, as insurers view smokers as higher-risk clients due to the associated health issues.

Best Term Life Insurance for Smokers in Antioch
Data filtered by:Results filtered by:
gender:
gender:M
1Mutual of Omaha$7490
2Nationwide$7189
3AAA$7688
4Prudential$5888
5Transamerica$6887
6Protective$12087
7Haven$7386
8State Farm$10484
9Allstate$10284

Best Term Life Insurance for Young Adults in Antioch, CA

How was this MoneyGeek score calculated?

Protective offers the best term life insurance for young adults in Antioch. It has a MoneyGeek Score of 92 for men and a monthly premium of $9, and a score of 92 for women and a monthly premium of $8. Protective achieves the highest MoneyGeek score due to its affordability, customer satisfaction and financial stability.

Age significantly impacts the cost of life insurance premiums; younger individuals generally pay lower premiums due to their lower risk profile.

Best Term Life Insurance for Young Adults in Antioch
Data filtered by:Results filtered by:
Sex:
Sex:M
1Protective$992
2Mutual of Omaha$1191
3Nationwide$1190
4Allstate$989
5Transamerica$988
6AAA$1288
7Prudential$1385
8State Farm$1685
9Haven$1484
10Bestow$1983

Best Cheap Term Life Insurance in Antioch, CA

How was this MoneyGeek score calculated?

For the best cheap term life insurance in Antioch, Protective stands out for both men and women. It has a MoneyGeek score of 92 and offers a monthly premium of $14 for women and $15 for men.

Age, health rating, coverage amount and term length affect life insurance premiums. To secure the lowest rates, maintain a healthy lifestyle, choose a shorter term length and opt for a lower coverage amount.

Best Cheap Term Life Insurance in Antioch
Data filtered by:Results filtered by:
Sex:
Sex:M
1Protective$1592
2Allstate$1491
3Nationwide$1791
4Transamerica$1591
5Mutual of Omaha$1889
6AAA$2087
7Prudential$2085
8State Farm$2582
9Haven$2482

Average Cost of Term Life Insurance in Antioch, CA

The average monthly premium for term life insurance in Antioch is $23 for women and $27 for men.

Many factors affect the cost of life insurance premiums. These include age, health, lifestyle, coverage amount, and policy type. For instance, younger, healthier individuals generally pay lower premiums, while those with health issues or risky lifestyles may face higher costs.

Several local factors might influence the cost of life insurance in Antioch. Local health statistics, economic conditions, and crime rates can all play a role. If the area has higher health care costs or a higher rate of insurance claims, premiums may be higher. Conversely, if the local conditions are favorable, premiums might be lower compared to other parts of California.

Understanding these factors can help you make informed decisions about your life insurance options. When choosing a policy, it's always a good idea to compare multiple quotes and consider your personal circumstances.

FAQ About Life Insurance in Antioch, CA

What company has the best life insurance in Antioch for men?
What is the monthly premium cost for the best life insurance for men in Antioch?
What company has the best life insurance in Antioch for women?
What is the monthly premium cost for the best life insurance for women in Antioch?
Is there anything different about life insurance in Antioch compared to the rest of California?
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About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.


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