Best Life Insurance in Anaheim, CA (September 2024)

In Anaheim, California, Protective is the best life insurance provider for both men and women. It has a MoneyGeek score of 91 for women with an average monthly premium of $23 and 92 for men with a monthly premium of $27.

These scores and premiums are based on a 20-year term policy with $500,000 coverage. Different factors should be considered when deciding on life insurance. Your unique needs may mean a different company is best for you.

Protective offers the best life insurance in Anaheim for both men and women, with a MoneyGeek score of 92 and 91, respectively. The average monthly premium for men is $27, while for women is $23.

Top providers for men:

• Protective: MoneyGeek score of 92 out of 100 at $27 per month for men
• Mutual of Omaha: MoneyGeek score of 89 out of 100 at $33 per month for men

Top providers for women:

• Protective: MoneyGeek score of 91 out of 100 at $23 per month for women
• Mutual of Omaha: MoneyGeek score of 89 out of 100 at $28 per month for women

Protective offers a balanced combination of affordability, customer satisfaction and financial stability, making it a reliable choice for individuals in Anaheim looking for life insurance.

For men seeking the best term life insurance in Anaheim, Mutual of Omaha stands out with a MoneyGeek score of 91, averaging $18 per month. Women fare best with Protective, scoring a 92 at $16 per month. These companies offer competitive premiums and high customer satisfaction, making them a smart choice for individuals prioritizing financial stability and value in a term life insurance policy.

The top two term life insurance companies for men are:

• Mutual of Omaha: MoneyGeek score of 91 out of 100 at $18 per month for men
• Protective: MoneyGeek score of 91 out of 100 at $18 per month for men

For women, the top two are:

• Protective: MoneyGeek score of 92 out of 100 at $16 per month for women
• Mutual of Omaha: MoneyGeek score of 90 out of 100 at $21 per month for women

Term life insurance offers coverage for a specified period, providing a death benefit if the insured passes away during the term. It is often chosen over permanent life insurance for its affordability and simplicity. For instance, a parent might opt for term life insurance to ensure their child's educational expenses are covered until graduation.

Protective is the best whole life insurance provider in Anaheim, for both men and women, boasting a MoneyGeek score of 92 out of 100. The company's high score reflects its commitment to customer satisfaction, affordability and financial stability.

The top two providers are:

• Protective: MoneyGeek score of 92 out of 100 for men and women
• Mutual of Omaha: MoneyGeek score of 91 out of 100 for men and women

Whole life insurance provides lifelong coverage and includes an investment component that can grow over time. Someone might choose whole life insurance to ensure their family's financial stability while also building cash value that can be borrowed against in the future.

Protective offers the best universal life insurance in Anaheim, with a MoneyGeek score of 91 for both men and women. The top two providers, based on MoneyGeek scores, are as follows.

Best universal life insurance providers:

• Protective: MoneyGeek score of 91 out of 100 for men and women
• Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

Universal life insurance provides a flexible insurance option that combines lifelong coverage with the potential for cash value accumulation. For instance, someone might opt for universal life insurance over term life insurance to benefit from the policy's adaptability, which allows for adjusting premiums and death benefits to suit changing life circumstances.

In Anaheim, Protective offers the best life insurance without the hassle of a mandatory medical exam for both men and women, with a MoneyGeek score of 91.

Best no-medical-exam insurance providers:

• Protective: MoneyGeek score of 91 out of 100 for men and women
• Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

Life insurance without a medical exam allows individuals to obtain coverage quickly and without the need for a medical checkup. For example, someone with a busy lifestyle or a fear of medical procedures might opt for no-medical-exam life insurance over traditional policies to avoid the inconvenience and discomfort of medical tests.

In Anaheim, Protective offers the best term life insurance for seniors, with a MoneyGeek score of 91 for men and 90 for women, and monthly premiums of $64 and $59, respectively.

Age is a determining factor in life insurance premiums, with rates typically increasing as individuals enter their senior years. Protective's top scores reflect its commitment to customer satisfaction, a smooth buying process, a diverse product offering and financial stability. These factors are essential for seniors who prioritize reliability and affordability in their life insurance choices.

For those seeking the best term life insurance for smokers in Anaheim, Mutual of Omaha emerges as the leading choice for both men and women. The company boasts a MoneyGeek score of 90 for men with an average monthly premium of $69 and 89 for women with an average monthly premium of $70.

Smoking is a factor that life insurance providers consider due to the increased health risks it poses, which typically leads to higher premiums. Mutual of Omaha's high MoneyGeek score reflects its strong performance across multiple metrics, including affordability, customer satisfaction and financial stability.

For the best term life insurance for young adults in Anaheim, Protective stands out with a MoneyGeek Score of 92 and a monthly premium of $8.

Age plays a significant role in determining life insurance premiums, with younger adults often enjoying lower rates. Protective's top score is attributed to its affordability, high customer satisfaction and financial stability.

If you're looking for the best cheap term life insurance in Anaheim, Protective tops the list for both men and women with a MoneyGeek score of 92. The monthly premium is $13 for women and $14 for men.

Factors influencing life insurance premiums include age, health rating and coverage amount. To get the lowest premiums, maintain a healthy lifestyle, choose a shorter term length and opt for a lower coverage amount.

In Anaheim, the average monthly premium for term life insurance is $21 for women and $25 for men.

Several factors influence the cost of life insurance premiums, including age, health, lifestyle, occupation and coverage amount.

The cost of life insurance in Anaheim may differ from other parts of California due to various local factors. Health trends, cost of living, crime rates and environmental conditions can all impact premium rates. For instance, areas with higher health care costs or greater environmental risks might see higher premiums.