America's healthcare landscape is shifting rapidly. Insurance premiums are rising, coverage gaps are widening, and access varies dramatically by state and income level. Our research team analyzes this changing landscape to help you understand what's happening with healthcare costs, coverage availability, and access to care. The data reveals patterns that directly affect millions of Americans, from rising uninsured rates to claim denial trends to mental health access inequities.
Analysis
ACA Premiums 2027 by State: Up 13% Without Subsidies
Unsubsidized ACA Silver premiums for a 40-year-old rise 13% in 2027 to about $856 a month. See all 50 states and why reinsurance states rose faster.
ACA Premiums at Age 59 in 2027: Over $20,000 in 23 States
A 59-year-old's full-price ACA Silver plan averages $1,662 a month in 2027, up 13.2%. See every state and what $1 over the income limit costs.
ACA Subsidy Cliff 2027: What $1 Over the Limit Costs by Age
Earning $1 over $63,840 adds $11,652 a year to a 60-year-old's benchmark ACA premium in 2027. See the subsidy cliff by age and state.
Why In-Network Mental Health Care Is So Hard to Find
Behavioral health visits are 3.5 times more likely to go out-of-network. MoneyGeek analyzed why reimbursement gaps, provider shortages and weak parity enforcement limit access to in-network mental health care.
Prescription Drug Costs by State and Coverage Type
The same medications cost $15 on Medicaid or $425 cash. How coverage type and geography determine prescription drug costs across all 50 states and Washington, D.C.
ACA Health Insurance Claim Denials: 2026 State & Insurer Rankings
Nearly one in five ACA claims were denied in 2026. Compare denial rates by state and insurer to find plans that pay when you need care during open enrollment.
Uninsured Americans 2026: 27M Without Coverage, ACA Crisis
Over 27 million Americans lack health insurance in 2026. ACA subsidy expiration threatens 22 million with 114% premium hikes. Find coverage data by state.
Why Do 10 States Have 42% of America's Uninsured?
Ten states account for 42% of America's uninsured despite making up just 28% of the population. All declined Medicaid expansion and voted for Trump in 2026.
Best (and Worst) States for Mental Health Access and Cost
MoneyGeek analyzed access and cost data for mental health treatment in all 50 states to uncover the best (and worst) states for mental health care.
Best (and Worst) States for Youth Mental Health Access and Costs
MoneyGeek analyzed access and cost data for mental health treatment in all 50 states to find the best and worst states for youth mental health care.