GEICO leads Illinois with the lowest rates: $30 monthly for minimum coverage and $69 for full coverage. Drivers save $27 monthly (35%) compared to state averages. Get quotes from Auto-Owners, Travelers, Erie and Country Financial too.
Cheapest Car Insurance in Illinois
Updated: September 3, 2025
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Key Takeaways
GEICO, Auto-Owners and Travelers are the cheapest car insurance companies for most Illinois drivers, with average savings of up to 35%.
Car insurance costs can be as low as $24 monthly for minimum coverage and $36 for full coverage policies on average in Illinois.
To get the cheapest car insurance in Illinois, research average costs and top companies, take advantage of discounts and compare multiple provider quotes.
Who Has the Cheapest Car Insurance in Illinois?
| Geico | $30 | $69 | -35% | $-27 |
| Auto Owners | $32 | $75 | -30% | $-23 |
| Travelers | $47 | $86 | -13% | $-10 |
| Erie Insurance | $35 | $104 | -9% | $-7 |
| Country Financial | $51 | $103 | 1% | $1 |
*These rates are for a 40-year-old with good credit, a clean driving record and a 2012 Toyota Camry across all ZIP codes in the state.
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$128
High
$88
Average
$72
Low
Rates updated:
Sep 04, 2025
| Insurance Carrier | MoneyGeek ScoreMG Score | Average Monthly Payment | |
|---|---|---|---|
| 1 | 88 /of 100 | $72 | |
| 2 |  Progressive | 83 /of 100 | $73 |
| 3 | 85 /of 100 | $78 | |
| 4 |  GEICO | 80 /of 100 | $84 |
| 5 | 92 /of 100 | $91 | |
| 6 | 63 /of 100 | $128 |
Although MoneyGeek partners with some of the companies we recommend, our content is written and reviewed by an independent team of writers, editors and licensed agents. Learn more about our editorial policies and expert editorial team.
Best Car Insurance Rates by Category in Illinois
GEICO offers the cheapest rates for four out of our 10 driver categories, including adult drivers and those with newer cars, while Auto-Owners matches that performance with lowest rates in four categories, particularly for young drivers and those with accidents. Find your specific rates in the table:
| Young Drivers | Auto Owners | $78 |
| Adult Drivers | Geico | $31 |
| Senior Drivers | Geico | $37 |
| Drivers With An Accident | Auto Owners | $43 |
| Drivers With A DUI | Travelers | $65 |
| Drivers With A Speeding Ticket | Auto Owners | $37 |
| Drivers With Bad Credit | Country Financial | $97 |
| Drivers With Low Income | Geico | $57 |
| Drivers With Newer Cars | Geico | $36 |
| Drivers With Old Cars | Auto Owners | $24 |
*Rates for the categories above are based on a profile of a 40-year-old with good credit, a clean driving record and a 2012 Toyota Camry across all ZIP codes in the state. Young drivers refer to 16 to 25-year-olds, adults 26 to 64-year-olds and seniors 65+ years of age.
LEARN MORE ABOUT THE BEST CHEAP CAR INSURANCE IN ILLINOIS
We've created additional guides below to help you in your search for the best and cheapest car insurance in Illinois:
Compare the Cheapest Car Insurance in Illinois for You
The tables above show overall winners, but your cheapest option depends on your situation. For example, Country Financial offers the lowest rates at $167 monthly for drivers with poor credit and an accident who want 100/300/100 coverage. Filter the table to match your exact situation:
Data filtered by:Results filtered by:
Select
Age Group:Adult Drivers
Select
Gender:Female
Select
Coverage Level:100/300/100 Full Cov. w/$1,000 Ded.
Select
Credit Alignment:Below Fair
Select
Driving Record:At Fault Accident ($1000-$1999 Prop Dmg)
| Country Financial | $167 | $1,998 | -50% | $-2,025 |
| Auto Owners | $254 | $3,050 | -24% | $-974 |
| Erie Insurance | $263 | $3,159 | -21% | $-864 |
| Travelers | $276 | $3,310 | -18% | $-714 |
| Geico | $298 | $3,575 | -11% | $-449 |
*Young drivers refer to 16 to 25-year-olds, adults 26 to 64-year-olds and seniors 65+ years of age.
Cheapest Car Insurance in Illinois by City
Where you live in Illinois affects your insurance costs based on local crime, accidents and traffic density. GEICO charges as little as $29 in Abingdon but costs vary across cities. Here are the cheapest providers for every Illinois city:
Data filtered by:Results filtered by:
Select
City:
| Chicago | Geico | $43 | -38% | $-43 |
| Aurora | Auto Owners | $37 | -32% | $-27 |
| Naperville | Auto Owners | $37 | -34% | $-28 |
| Joliet | Auto Owners | $37 | -35% | $-31 |
| Rockford | Geico | $31 | -36% | $-29 |
| Springfield | Geico | $33 | -32% | $-25 |
| Elgin | Auto Owners | $38 | -31% | $-26 |
| Peoria | Geico | $29 | -39% | $-30 |
| Champaign | Geico | $26 | -39% | $-27 |
| Waukegan | Geico | $34 | -34% | $-28 |
| Cicero | Auto Owners | $43 | -33% | $-35 |
| Bloomington | Geico | $27 | -34% | $-22 |
| Arlington Heights | Geico | $33 | -30% | $-23 |
| Evanston | Auto Owners | $35 | -34% | $-30 |
| Schaumburg | Geico | $33 | -34% | $-27 |
| Bolingbrook | Auto Owners | $31 | -34% | $-27 |
| Decatur | Geico | $30 | -34% | $-25 |
| Palatine | Auto Owners | $32 | -31% | $-23 |
| Skokie | Geico | $39 | -38% | $-39 |
| Des Plaines | Auto Owners | $35 | -36% | $-33 |
| Orland Park | Auto Owners | $32 | -35% | $-29 |
| Oak Lawn | Auto Owners | $37 | -32% | $-29 |
| Berwyn | Geico | $39 | -37% | $-37 |
| Mount Prospect | Auto Owners | $34 | -33% | $-28 |
| Tinley Park | Auto Owners | $33 | -34% | $-28 |
| Oak Park | Geico | $39 | -35% | $-35 |
| Normal | Auto Owners | $27 | -34% | $-23 |
| Wheaton | Auto Owners | $30 | -31% | $-23 |
| Hoffman Estates | Geico | $33 | -34% | $-28 |
| Downers Grove | Auto Owners | $30 | -33% | $-25 |
| Glenview | Auto Owners | $35 | -33% | $-29 |
| Elmhurst | Auto Owners | $31 | -32% | $-25 |
| DeKalb | Geico | $27 | -34% | $-23 |
| Moline | Geico | $27 | -36% | $-25 |
| Lombard | Auto Owners | $30 | -33% | $-25 |
| Belleville | Geico | $32 | -39% | $-33 |
| Quincy | Geico | $27 | -36% | $-25 |
| Pekin | Geico | $27 | -35% | $-24 |
| Crystal Lake | Geico | $29 | -35% | $-25 |
| Rock Island | Geico | $27 | -36% | $-25 |
| Carol Stream | Geico | $30 | -37% | $-29 |
| Plainfield | Auto Owners | $32 | -33% | $-26 |
| Streamwood | Geico | $33 | -34% | $-27 |
| Romeoville | Auto Owners | $31 | -33% | $-26 |
| Urbana | Geico | $29 | -39% | $-30 |
| Hanover Park | Auto Owners | $34 | -31% | $-25 |
| Carpentersville | Auto Owners | $32 | -31% | $-24 |
| Wheeling | Auto Owners | $34 | -33% | $-28 |
| Park Ridge | Auto Owners | $36 | -33% | $-30 |
| Northbrook | Auto Owners | $33 | -36% | $-32 |
| Abingdon | Geico | $29 | -32% | $-22 |
| Adair | Geico | $29 | -33% | $-23 |
| Addieville | Auto Owners | $30 | -33% | $-24 |
| Addison | Auto Owners | $33 | -32% | $-26 |
| Albany | Geico | $27 | -33% | $-22 |
| Albers | Auto Owners | $29 | -32% | $-24 |
| Albion | Geico | $26 | -40% | $-28 |
| Aledo | Geico | $29 | -32% | $-22 |
| Alexander | Geico | $29 | -34% | $-24 |
| Alexis | Auto Owners | $28 | -31% | $-21 |
| Algonquin | Geico | $29 | -36% | $-26 |
| Alhambra | Geico | $31 | -34% | $-26 |
| Allendale | Geico | $26 | -40% | $-28 |
| Allerton | Geico | $26 | -39% | $-27 |
| Alma | Auto Owners | $29 | -34% | $-25 |
| Alpha | Geico | $29 | -31% | $-21 |
| Alsey | Geico | $29 | -36% | $-26 |
| Alsip | Geico | $39 | -34% | $-33 |
| Altamont | Geico | $26 | -38% | $-25 |
| Alton | Geico | $34 | -38% | $-33 |
| Altona | Auto Owners | $28 | -32% | $-21 |
| Alto Pass | Geico | $33 | -35% | $-28 |
| Alvin | Geico | $26 | -40% | $-28 |
| Amboy | Geico | $27 | -33% | $-22 |
| Anchor | Auto Owners | $26 | -34% | $-23 |
| Ancona | Auto Owners | $27 | -33% | $-22 |
| Andalusia | Geico | $29 | -34% | $-24 |
| Andover | Geico | $29 | -30% | $-20 |
| Anna | Auto Owners | $32 | -34% | $-28 |
| Annapolis | Geico | $26 | -40% | $-28 |
| Annawan | Auto Owners | $27 | -32% | $-21 |
| Antioch | Auto Owners | $32 | -31% | $-24 |
| Apple River | Geico | $27 | -35% | $-25 |
| Arcola | Geico | $26 | -37% | $-24 |
| Arenzville | Geico | $29 | -36% | $-26 |
| Argenta | Geico | $26 | -39% | $-27 |
| Arlington | Geico | $29 | -30% | $-20 |
| Arlington | Auto Owners | $28 | -30% | $-20 |
| Armington | Geico | $27 | -35% | $-24 |
| Armstrong | Geico | $26 | -40% | $-28 |
| Aroma Park | Geico | $31 | -34% | $-25 |
| Arrowsmith | Auto Owners | $27 | -33% | $-22 |
| Arthur | Geico | $26 | -37% | $-24 |
| Ashkum | Geico | $26 | -41% | $-29 |
| Ashland | Geico | $29 | -35% | $-26 |
| Ashley | Auto Owners | $29 | -32% | $-23 |
| Ashmore | Geico | $26 | -37% | $-25 |
| Ashton | Geico | $27 | -34% | $-23 |
| Assumption | Geico | $26 | -41% | $-29 |
| Astoria | Geico | $29 | -33% | $-23 |
| Athens | Geico | $29 | -37% | $-28 |
| Atkinson | Auto Owners | $26 | -33% | $-22 |
| Atlanta | Geico | $29 | -31% | $-21 |
| Atwood | Geico | $26 | -38% | $-25 |
| Auburn | Geico | $29 | -34% | $-25 |
| Augusta | Geico | $29 | -34% | $-24 |
| Ava | Geico | $33 | -34% | $-28 |
| Aviston | Auto Owners | $29 | -32% | $-23 |
| Avon | Geico | $29 | -33% | $-23 |
| Baileyville | Geico | $27 | -34% | $-23 |
| Baldwin | Geico | $33 | -33% | $-27 |
| Bardolph | Auto Owners | $28 | -33% | $-23 |
| Barnhill | Auto Owners | $31 | -30% | $-22 |
| Barry | Geico | $29 | -37% | $-28 |
| Barstow | Geico | $27 | -37% | $-26 |
| Bartelso | Auto Owners | $29 | -33% | $-24 |
| Bartlett | Auto Owners | $32 | -34% | $-27 |
| Bartonville | Geico | $27 | -39% | $-28 |
| Basco | Geico | $29 | -34% | $-24 |
| Batavia | Auto Owners | $30 | -33% | $-24 |
| Batchtown | Geico | $29 | -38% | $-29 |
| Bath | Geico | $29 | -34% | $-24 |
| Baylis | Geico | $29 | -37% | $-28 |
| Beardstown | Geico | $29 | -36% | $-26 |
| Beason | Geico | $29 | -32% | $-22 |
| Beaverville | Geico | $26 | -42% | $-31 |
| Beckemeyer | Auto Owners | $29 | -33% | $-24 |
| Beecher | Auto Owners | $32 | -34% | $-27 |
| Beecher City | Geico | $26 | -38% | $-26 |
| Belknap | Geico | $33 | -36% | $-30 |
| Belle Rive | Auto Owners | $31 | -33% | $-25 |
| Bellflower | Auto Owners | $26 | -35% | $-23 |
| Bellmont | Geico | $26 | -41% | $-28 |
| Bellwood | Geico | $39 | -37% | $-38 |
| Belvidere | Geico | $27 | -39% | $-28 |
| Bement | Geico | $26 | -37% | $-25 |
| Benld | Geico | $29 | -37% | $-28 |
| Bensenville | Geico | $34 | -31% | $-25 |
| Benson | Auto Owners | $27 | -33% | $-22 |
| Benton | Auto Owners | $31 | -35% | $-28 |
| Berkeley | Auto Owners | $36 | -36% | $-35 |
| Berwick | Geico | $29 | -32% | $-22 |
| Bethalto | Auto Owners | $32 | -35% | $-28 |
| Bethany | Geico | $26 | -38% | $-25 |
| Biggsville | Geico | $29 | -32% | $-22 |
| Big Rock | Geico | $27 | -37% | $-27 |
| Bingham | Geico | $26 | -39% | $-27 |
| Bishop Hill | Auto Owners | $27 | -33% | $-23 |
| Bismarck | Geico | $27 | -39% | $-27 |
| Blackstone | Auto Owners | $27 | -32% | $-22 |
| Blandinsville | Geico | $29 | -34% | $-24 |
| Bloomingdale | Auto Owners | $32 | -32% | $-26 |
| Blue Island | Geico | $39 | -42% | $-46 |
| Blue Mound | Geico | $26 | -39% | $-27 |
| Bluffs | Geico | $29 | -36% | $-26 |
| Bluff Springs | Geico | $29 | -39% | $-30 |
| Bluford | Auto Owners | $31 | -32% | $-24 |
| Boles | Geico | $33 | -38% | $-33 |
| Bolivia | Geico | $29 | -36% | $-27 |
| Bondville | Geico | $26 | -38% | $-26 |
| Bone Gap | Geico | $26 | -40% | $-28 |
| Bonfield | Geico | $26 | -42% | $-31 |
| Bonnie | Auto Owners | $31 | -32% | $-25 |
| Boody | Geico | $26 | -40% | $-27 |
| Bourbonnais | Auto Owners | $31 | -30% | $-22 |
| Bowen | Geico | $29 | -34% | $-24 |
| Braceville | Geico | $30 | -33% | $-24 |
| Bradford | Geico | $29 | -33% | $-23 |
| Bradley | Auto Owners | $31 | -30% | $-22 |
| Braidwood | Geico | $30 | -36% | $-27 |
| Breese | Auto Owners | $29 | -34% | $-25 |
| Bridgeport | Geico | $26 | -40% | $-28 |
| Bridgeview | Auto Owners | $38 | -32% | $-30 |
| Brighton | Geico | $29 | -40% | $-31 |
| Brimfield | Geico | $29 | -34% | $-24 |
| Bristol | Auto Owners | $30 | -34% | $-26 |
| Broadlands | Geico | $26 | -39% | $-26 |
| Broadview | Geico | $39 | -38% | $-39 |
| Brocton | Geico | $26 | -38% | $-26 |
| Brookfield | Geico | $34 | -34% | $-29 |
| Brooklyn | Geico | $37 | -42% | $-44 |
| Brookport | Geico | $33 | -34% | $-27 |
| Broughton | Auto Owners | $32 | -31% | $-24 |
| Browning | Geico | $29 | -36% | $-26 |
| Browns | Geico | $26 | -40% | $-27 |
| Brownstown | Geico | $26 | -38% | $-25 |
| Brussels | Geico | $29 | -40% | $-31 |
| Bryant | Geico | $29 | -33% | $-23 |
| Buckingham | Geico | $26 | -41% | $-29 |
| Buckley | Geico | $26 | -41% | $-29 |
| Buckner | Auto Owners | $31 | -35% | $-28 |
| Buda | Geico | $29 | -30% | $-20 |
| Buffalo | Geico | $29 | -36% | $-27 |
| Buffalo Grove | Auto Owners | $33 | -32% | $-26 |
| Buffalo Prairie | Geico | $29 | -37% | $-27 |
| Bulpitt | Geico | $29 | -35% | $-26 |
| Buncombe | Auto Owners | $32 | -34% | $-28 |
| Bunker Hill | Geico | $29 | -39% | $-29 |
| Burbank | Auto Owners | $38 | -32% | $-30 |
| Bureau | Auto Owners | $28 | -31% | $-20 |
| Burlington | Geico | $27 | -38% | $-28 |
| Burnt Prairie | Auto Owners | $31 | -30% | $-22 |
| Burr Ridge | Auto Owners | $32 | -34% | $-28 |
| Bushnell | Geico | $29 | -34% | $-24 |
| Butler | Geico | $29 | -36% | $-27 |
| Byron | Geico | $27 | -37% | $-26 |
| Cabery | Geico | $26 | -39% | $-26 |
| Cahokia | Geico | $37 | -41% | $-42 |
| Cairo | Geico | $33 | -37% | $-31 |
| Caledonia | Geico | $27 | -37% | $-26 |
| Calhoun | Geico | $26 | -40% | $-28 |
| Calumet City | Geico | $45 | -35% | $-38 |
| Camargo | Geico | $26 | -37% | $-25 |
| Cambridge | Auto Owners | $26 | -32% | $-21 |
| Camden | Geico | $29 | -36% | $-27 |
| Cameron | Auto Owners | $28 | -32% | $-22 |
| Campbell Hill | Auto Owners | $32 | -34% | $-27 |
| Camp Grove | Geico | $29 | -34% | $-24 |
| Camp Point | Geico | $29 | -36% | $-26 |
| Campton Hills | Auto Owners | $31 | -30% | $-22 |
| Campus | Auto Owners | $27 | -34% | $-23 |
| Canton | Geico | $29 | -33% | $-23 |
| Cantrall | Geico | $29 | -37% | $-28 |
| Capron | Geico | $27 | -39% | $-28 |
| Carbon Cliff | Geico | $27 | -36% | $-25 |
| Carbondale | Auto Owners | $32 | -33% | $-26 |
| Carlinville | Geico | $29 | -37% | $-28 |
| Carlock | Auto Owners | $28 | -32% | $-22 |
| Carlyle | Auto Owners | $30 | -31% | $-23 |
| Carman | Geico | $29 | -33% | $-23 |
| Carmi | Auto Owners | $30 | -31% | $-23 |
| Carrier Mills | Geico | $33 | -33% | $-27 |
| Carrollton | Geico | $29 | -37% | $-28 |
| Carterville | Auto Owners | $31 | -34% | $-27 |
| Carthage | Geico | $29 | -33% | $-24 |
| Cary | Geico | $29 | -36% | $-27 |
| Casey | Geico | $26 | -38% | $-26 |
| Caseyville | Geico | $33 | -37% | $-32 |
| Castleton | Geico | $29 | -33% | $-23 |
| Catlin | Geico | $26 | -40% | $-28 |
| Cave In Rock | Geico | $33 | -33% | $-26 |
| Cedar Point | Geico | $27 | -34% | $-23 |
| Cedarville | Geico | $27 | -36% | $-25 |
| Centralia | Auto Owners | $30 | -34% | $-25 |
| Cerro Gordo | Geico | $26 | -38% | $-26 |
| Chadwick | Geico | $27 | -34% | $-23 |
| Chambersburg | Geico | $29 | -37% | $-28 |
| Chana | Geico | $27 | -36% | $-25 |
| Chandlerville | Geico | $29 | -36% | $-26 |
| Channahon | Auto Owners | $29 | -35% | $-26 |
| Chapin | Geico | $29 | -35% | $-25 |
| Charleston | Geico | $26 | -37% | $-25 |
| Chatham | Geico | $29 | -35% | $-25 |
| Chatsworth | Auto Owners | $26 | -35% | $-23 |
| Chebanse | Geico | $31 | -34% | $-25 |
| Chenoa | Auto Owners | $25 | -36% | $-24 |
| Cherry | Auto Owners | $27 | -31% | $-20 |
| Cherry Valley | Geico | $29 | -35% | $-26 |
| Chester | Auto Owners | $32 | -33% | $-26 |
| Chesterfield | Geico | $29 | -38% | $-28 |
| Chestnut | Geico | $29 | -33% | $-23 |
| Chicago Heights | Geico | $38 | -36% | $-35 |
| Chicago Ridge | Geico | $37 | -34% | $-32 |
| Chillicothe | Geico | $29 | -33% | $-23 |
| Chrisman | Geico | $26 | -39% | $-26 |
| Christopher | Auto Owners | $31 | -35% | $-28 |
| Cisco | Geico | $26 | -38% | $-25 |
| Cisne | Auto Owners | $30 | -31% | $-22 |
| Cissna Park | Geico | $26 | -42% | $-30 |
| Clare | Geico | $27 | -36% | $-25 |
| Claremont | Geico | $26 | -40% | $-27 |
| Clarendon Hills | Geico | $32 | -33% | $-26 |
| Clay City | Geico | $26 | -41% | $-29 |
| Clayton | Geico | $29 | -36% | $-26 |
| Claytonville | Geico | $26 | -42% | $-30 |
| Clifton | Geico | $26 | -42% | $-30 |
| Clinton | Geico | $26 | -39% | $-26 |
| Coal City | Geico | $30 | -33% | $-24 |
| Coal Valley | Geico | $27 | -36% | $-25 |
| Coatsburg | Geico | $30 | -34% | $-28 |
| Cobden | Auto Owners | $32 | -35% | $-28 |
| Coello | Geico | $33 | -33% | $-26 |
| Coffeen | Geico | $29 | -36% | $-26 |
| Colchester | Geico | $29 | -34% | $-24 |
| Colfax | Auto Owners | $26 | -35% | $-23 |
| Collinsville | Auto Owners | $32 | -35% | $-29 |
| Collison | Geico | $26 | -40% | $-28 |
| Colona | Geico | $27 | -35% | $-24 |
| Colp | Auto Owners | $31 | -35% | $-28 |
| Columbia | Auto Owners | $30 | -36% | $-28 |
| Colusa | Geico | $29 | -38% | $-29 |
| Compton | Geico | $27 | -34% | $-23 |
| Concord | Geico | $29 | -35% | $-26 |
| Congerville | Geico | $29 | -32% | $-22 |
| Cooksville | Auto Owners | $27 | -33% | $-22 |
| Cordova | Auto Owners | $27 | -32% | $-22 |
| Cornell | Auto Owners | $27 | -33% | $-22 |
| Cornland | Geico | $29 | -34% | $-24 |
| Cortland | Geico | $27 | -34% | $-23 |
| Cottage Hills | Geico | $34 | -35% | $-30 |
| Coulterville | Auto Owners | $32 | -32% | $-25 |
| Country Club Hills | Auto Owners | $39 | -31% | $-30 |
| Cowden | Geico | $26 | -39% | $-26 |
| Creal Springs | Geico | $33 | -35% | $-29 |
| Crescent City | Geico | $26 | -41% | $-29 |
| Crest Hill | Auto Owners | $32 | -34% | $-28 |
| Creston | Geico | $27 | -37% | $-26 |
| Crestwood | Geico | $39 | -32% | $-30 |
| Crete | Geico | $34 | -32% | $-26 |
| Creve Coeur | Geico | $29 | -33% | $-23 |
| Cropsey | Auto Owners | $26 | -35% | $-24 |
| Crossville | Auto Owners | $30 | -33% | $-24 |
| Cuba | Geico | $29 | -33% | $-23 |
| Cullom | Auto Owners | $26 | -35% | $-24 |
| Cutler | Geico | $33 | -30% | $-23 |
| Cypress | Geico | $33 | -35% | $-29 |
| Dahinda | Geico | $29 | -32% | $-22 |
| Dahlgren | Auto Owners | $31 | -32% | $-24 |
| Dakota | Geico | $27 | -35% | $-24 |
| Dallas City | Geico | $29 | -35% | $-25 |
| Dalton City | Geico | $26 | -38% | $-25 |
| Dalzell | Auto Owners | $27 | -31% | $-21 |
| Dana | Auto Owners | $28 | -33% | $-23 |
| Danforth | Geico | $26 | -41% | $-29 |
| Danvers | Geico | $29 | -31% | $-21 |
| Danville | Geico | $27 | -39% | $-28 |
| Darien | Auto Owners | $31 | -35% | $-28 |
| Davis | Geico | $27 | -36% | $-25 |
| Davis Junction | Geico | $27 | -37% | $-26 |
| Dawson | Geico | $29 | -36% | $-27 |
| Deer Creek | Geico | $27 | -35% | $-24 |
| Deerfield | Auto Owners | $33 | -34% | $-28 |
| Deer Grove | Geico | $27 | -32% | $-21 |
| Deer Park | Geico | $32 | -32% | $-24 |
| De Land | Geico | $26 | -37% | $-25 |
| Delavan | Geico | $27 | -35% | $-24 |
| Dennison | Geico | $26 | -38% | $-26 |
| De Pue | Geico | $29 | -30% | $-20 |
| De Pue | Auto Owners | $28 | -30% | $-20 |
| De Soto | Auto Owners | $31 | -35% | $-28 |
| Dewey | Geico | $26 | -38% | $-26 |
| De Witt | Geico | $26 | -39% | $-26 |
| Dieterich | Geico | $26 | -38% | $-26 |
| Divernon | Geico | $29 | -35% | $-25 |
| Dix | Auto Owners | $31 | -32% | $-25 |
| Dixon | Auto Owners | $26 | -36% | $-24 |
| Dolton | Geico | $45 | -37% | $-43 |
| Dongola | Geico | $33 | -35% | $-28 |
| Donnellson | Geico | $29 | -37% | $-28 |
| Donovan | Geico | $26 | -42% | $-31 |
| Dorsey | Geico | $31 | -35% | $-28 |
| Dow | Geico | $29 | -43% | $-35 |
| Dowell | Geico | $33 | -30% | $-23 |
| Downs | Auto Owners | $27 | -34% | $-23 |
| Du Bois | Auto Owners | $31 | -28% | $-21 |
| Dundas | Geico | $26 | -40% | $-28 |
| Dunfermline | Geico | $29 | -33% | $-23 |
| Dupo | Geico | $33 | -39% | $-34 |
| Du Quoin | Auto Owners | $31 | -31% | $-24 |
| Durand | Geico | $27 | -37% | $-26 |
| Dwight | Auto Owners | $27 | -32% | $-22 |
| Eagarville | Geico | $29 | -39% | $-29 |
| Earlville | Geico | $27 | -35% | $-24 |
| East Alton | Geico | $34 | -36% | $-31 |
| East Carondelet | Geico | $33 | -37% | $-31 |
| East Dubuque | Geico | $27 | -37% | $-26 |
| East Galesburg | Auto Owners | $27 | -32% | $-22 |
| East Lynn | Geico | $26 | -41% | $-29 |
| East Moline | Geico | $27 | -37% | $-26 |
| Easton | Geico | $29 | -34% | $-24 |
| East Peoria | Geico | $29 | -33% | $-23 |
| East St. Louis | Geico | $37 | -42% | $-44 |
| Eddyville | Geico | $33 | -33% | $-26 |
| Edelstein | Geico | $29 | -34% | $-24 |
| Edgewood | Geico | $26 | -38% | $-26 |
| Edinburg | Geico | $29 | -36% | $-27 |
| Edwards | Geico | $27 | -39% | $-29 |
| Edwardsville | Auto Owners | $31 | -35% | $-29 |
| Effingham | Geico | $26 | -37% | $-25 |
| Elburn | Geico | $27 | -37% | $-26 |
| Eldena | Geico | $27 | -31% | $-21 |
| Eldorado | Geico | $33 | -32% | $-26 |
| Eldred | Geico | $29 | -37% | $-28 |
| Eleroy | Geico | $27 | -39% | $-28 |
| Elizabeth | Geico | $27 | -37% | $-26 |
| Elizabethtown | Geico | $33 | -34% | $-27 |
| Elk Grove Village | Auto Owners | $31 | -36% | $-30 |
| Elkhart | Geico | $29 | -33% | $-23 |
| Elkville | Auto Owners | $32 | -34% | $-27 |
| Ellery | Geico | $26 | -41% | $-29 |
| Elliott | Geico | $26 | -37% | $-25 |
| Ellis Grove | Geico | $33 | -33% | $-26 |
| Ellisville | Geico | $29 | -33% | $-23 |
| Ellsworth | Auto Owners | $27 | -33% | $-22 |
| Elmwood | Geico | $29 | -34% | $-24 |
| Elmwood Park | Auto Owners | $58 | -36% | $-45 |
| El Paso | Auto Owners | $27 | -34% | $-23 |
| Elsah | Geico | $29 | -43% | $-35 |
| Elvaston | Geico | $29 | -34% | $-24 |
| Elwin | Geico | $30 | -33% | $-24 |
| Elwood | Auto Owners | $32 | -31% | $-24 |
| Emden | Geico | $29 | -31% | $-21 |
| Emington | Auto Owners | $26 | -35% | $-23 |
| Emma | Auto Owners | $31 | -34% | $-26 |
| Energy | Auto Owners | $31 | -35% | $-28 |
| Enfield | Auto Owners | $31 | -31% | $-23 |
| Eola | Auto Owners | $31 | -32% | $-24 |
| Equality | Geico | $33 | -32% | $-25 |
| Erie | Geico | $27 | -33% | $-22 |
| Esmond | Geico | $27 | -34% | $-23 |
| Essex | Geico | $26 | -41% | $-29 |
| Eureka | Geico | $29 | -32% | $-22 |
| Evansville | Geico | $33 | -33% | $-26 |
| Evergreen Park | Auto Owners | $40 | -30% | $-28 |
| Ewing | Auto Owners | $32 | -32% | $-26 |
| Fairbury | Auto Owners | $25 | -36% | $-23 |
| Fairfield | Auto Owners | $30 | -30% | $-22 |
| Fairmount | Geico | $26 | -40% | $-28 |
| Fairview | Geico | $29 | -33% | $-23 |
| Fairview Heights | Geico | $33 | -37% | $-32 |
| Farina | Geico | $26 | -41% | $-29 |
| Farmer City | Geico | $26 | -38% | $-26 |
| Farmersville | Geico | $29 | -37% | $-28 |
| Farmington | Geico | $29 | -33% | $-23 |
| Fenton | Geico | $27 | -33% | $-22 |
| Ferris | Geico | $29 | -34% | $-24 |
| Fiatt | Geico | $29 | -33% | $-23 |
| Fidelity | Geico | $29 | -41% | $-32 |
| Fieldon | Geico | $29 | -40% | $-31 |
| Fillmore | Geico | $29 | -37% | $-27 |
| Findlay | Geico | $26 | -38% | $-26 |
| Fisher | Geico | $26 | -38% | $-26 |
| Fithian | Geico | $26 | -40% | $-28 |
| Flanagan | Auto Owners | $26 | -34% | $-23 |
| Flat Rock | Geico | $26 | -40% | $-28 |
| Flora | Geico | $26 | -41% | $-29 |
| Flossmoor | Geico | $38 | -35% | $-33 |
| Foosland | Geico | $26 | -38% | $-26 |
| Forest City | Geico | $29 | -33% | $-23 |
| Forest Park | Geico | $39 | -36% | $-36 |
| Forrest | Auto Owners | $26 | -35% | $-23 |
| Forreston | Geico | $27 | -35% | $-24 |
| Forsyth | Geico | $26 | -41% | $-29 |
| Fort Sheridan | Auto Owners | $32 | -34% | $-27 |
| Fowler | Geico | $29 | -36% | $-27 |
| Fox Lake | Auto Owners | $32 | -32% | $-24 |
| Fox River Grove | Geico | $29 | -36% | $-27 |
| Fox Valley | Auto Owners | $31 | -34% | $-27 |
| Frankfort | Auto Owners | $31 | -32% | $-24 |
| Frankfort Heights | Auto Owners | $31 | -36% | $-30 |
| Franklin | Geico | $29 | -35% | $-26 |
| Franklin Grove | Geico | $27 | -35% | $-24 |
| Franklin Park | Auto Owners | $38 | -34% | $-33 |
| Frederick | Geico | $29 | -36% | $-26 |
| Freeburg | Geico | $31 | -36% | $-29 |
| Freeman Spur | Geico | $33 | -37% | $-32 |
| Freeport | Geico | $27 | -35% | $-24 |
| Fulton | Geico | $27 | -33% | $-22 |
| Fults | Geico | $31 | -36% | $-29 |
| Galatia | Geico | $33 | -33% | $-26 |
| Galena | Geico | $27 | -35% | $-24 |
| Galesburg | Geico | $27 | -35% | $-24 |
| Galt | Auto Owners | $26 | -36% | $-24 |
| Galva | Auto Owners | $27 | -33% | $-22 |
| Garden Prairie | Geico | $27 | -38% | $-27 |
| Gardner | Geico | $30 | -32% | $-23 |
| Gays | Geico | $26 | -38% | $-25 |
| Geff | Auto Owners | $30 | -30% | $-22 |
| Geneseo | Geico | $29 | -30% | $-20 |
| Geneva | Auto Owners | $30 | -31% | $-22 |
| Genoa | Geico | $27 | -34% | $-23 |
| Georgetown | Geico | $26 | -40% | $-28 |
| Gerlaw | Auto Owners | $28 | -31% | $-21 |
| Germantown | Auto Owners | $29 | -33% | $-24 |
| German Valley | Geico | $27 | -35% | $-24 |
| Gibson City | Geico | $26 | -37% | $-25 |
| Gifford | Geico | $26 | -38% | $-26 |
| Gilberts | Geico | $27 | -40% | $-29 |
| Gillespie | Geico | $29 | -37% | $-27 |
| Gilman | Geico | $26 | -41% | $-29 |
| Gilson | Geico | $29 | -32% | $-22 |
| Girard | Geico | $29 | -38% | $-29 |
| Gladstone | Geico | $29 | -31% | $-21 |
| Glasford | Geico | $29 | -34% | $-24 |
| Glenarm | Geico | $29 | -35% | $-25 |
| Glen Carbon | Auto Owners | $33 | -32% | $-26 |
| Glencoe | Geico | $33 | -38% | $-33 |
| Glendale Heights | Geico | $34 | -32% | $-26 |
| Glen Ellyn | Auto Owners | $31 | -34% | $-26 |
| Glenwood | Geico | $38 | -36% | $-35 |
| Godfrey | Auto Owners | $32 | -35% | $-30 |
| Golconda | Geico | $33 | -33% | $-27 |
| Golden | Geico | $29 | -36% | $-27 |
| Golden Eagle | Geico | $29 | -41% | $-32 |
| Golden Gate | Auto Owners | $30 | -29% | $-21 |
| Golf | Geico | $37 | -34% | $-31 |
| Goodfield | Geico | $27 | -35% | $-24 |
| Good Hope | Geico | $29 | -34% | $-24 |
| Goodwine | Geico | $26 | -45% | $-34 |
| Goreville | Geico | $33 | -36% | $-30 |
| Gorham | Geico | $33 | -34% | $-28 |
| Grafton | Geico | $29 | -42% | $-34 |
| Grand Chain | Geico | $33 | -35% | $-29 |
| Grand Ridge | Geico | $27 | -35% | $-24 |
| Grand Tower | Geico | $33 | -34% | $-28 |
| Granite City | Auto Owners | $35 | -35% | $-31 |
| Grant Park | Geico | $31 | -35% | $-27 |
| Grantsburg | Geico | $33 | -36% | $-30 |
| Granville | Auto Owners | $28 | -34% | $-24 |
| Graymont | Auto Owners | $26 | -35% | $-23 |
| Grayslake | Auto Owners | $31 | -32% | $-25 |
| Grayville | Geico | $26 | -41% | $-29 |
| Greenfield | Geico | $29 | -37% | $-28 |
| Greenup | Geico | $26 | -38% | $-26 |
| Green Valley | Geico | $27 | -36% | $-25 |
| Greenview | Geico | $29 | -37% | $-27 |
| Greenville | Geico | $26 | -40% | $-28 |
| Gridley | Auto Owners | $26 | -34% | $-23 |
| Griggsville | Geico | $29 | -37% | $-28 |
| Groveland | Geico | $27 | -36% | $-25 |
| Gurnee | Auto Owners | $32 | -30% | $-23 |
| Hagarstown | Geico | $26 | -44% | $-33 |
| Hamburg | Geico | $29 | -38% | $-28 |
| Hamel | Geico | $31 | -35% | $-28 |
| Hamilton | Geico | $29 | -34% | $-24 |
| Hammond | Geico | $26 | -38% | $-25 |
| Hampton | Geico | $27 | -37% | $-26 |
| Hanna City | Geico | $29 | -35% | $-25 |
| Hanover | Geico | $27 | -36% | $-26 |
| Hardin | Geico | $29 | -38% | $-28 |
| Harmon | Auto Owners | $26 | -34% | $-22 |
| Harrisburg | Geico | $33 | -33% | $-27 |
| Harristown | Geico | $30 | -32% | $-23 |
| Hartford | Geico | $34 | -37% | $-33 |
| Hartsburg | Geico | $29 | -32% | $-22 |
| Harvard | Geico | $29 | -35% | $-26 |
| Harvel | Geico | $29 | -37% | $-27 |
| Harvey | Geico | $45 | -36% | $-41 |
| Havana | Geico | $29 | -33% | $-23 |
| Hazel Crest | Geico | $42 | -34% | $-36 |
| Hebron | Geico | $29 | -36% | $-27 |
| Hecker | Geico | $31 | -36% | $-29 |
| Hennepin | Auto Owners | $28 | -33% | $-23 |
| Henning | Geico | $26 | -40% | $-28 |
| Henry | Geico | $29 | -33% | $-23 |
| Heritage Lake | Geico | $27 | -35% | $-24 |
| Herod | Geico | $33 | -33% | $-27 |
| Herrick | Geico | $26 | -39% | $-27 |
| Herrin | Auto Owners | $31 | -35% | $-28 |
| Herscher | Geico | $26 | -42% | $-30 |
| Hettick | Geico | $29 | -38% | $-29 |
| Heyworth | Auto Owners | $28 | -31% | $-21 |
| Hickory Hills | Geico | $37 | -33% | $-30 |
| Hidalgo | Geico | $26 | -39% | $-27 |
| Highland | Auto Owners | $30 | -35% | $-27 |
| Highland Park | Auto Owners | $32 | -34% | $-28 |
| Highwood | Auto Owners | $32 | -34% | $-28 |
| Hillsboro | Geico | $29 | -36% | $-27 |
| Hillsdale | Geico | $29 | -32% | $-22 |
| Hillside | Geico | $34 | -36% | $-31 |
| Hillview | Geico | $29 | -37% | $-28 |
| Hinckley | Geico | $27 | -34% | $-24 |
| Hindsboro | Geico | $26 | -37% | $-25 |
| Hines | Auto Owners | $37 | -35% | $-34 |
| Hinsdale | Auto Owners | $32 | -31% | $-24 |
| Hoffman | Auto Owners | $29 | -35% | $-26 |
| Holcomb | Geico | $27 | -40% | $-30 |
| Homer | Geico | $26 | -39% | $-26 |
| Homer Glen | Auto Owners | $30 | -35% | $-28 |
| Hometown | Auto Owners | $41 | -26% | $-24 |
| Homewood | Geico | $38 | -35% | $-33 |
| Hoopeston | Geico | $26 | -40% | $-27 |
| Hooppole | Geico | $27 | -32% | $-22 |
| Hopedale | Geico | $27 | -35% | $-24 |
| Hopkins Park | Geico | $31 | -32% | $-23 |
| Hoyleton | Auto Owners | $29 | -33% | $-24 |
| Hudson | Auto Owners | $26 | -34% | $-23 |
| Huey | Auto Owners | $30 | -35% | $-27 |
| Hull | Geico | $29 | -36% | $-27 |
| Humboldt | Geico | $26 | -38% | $-26 |
| Hume | Geico | $26 | -39% | $-26 |
| Huntley | Geico | $29 | -35% | $-25 |
| Huntsville | Geico | $29 | -34% | $-24 |
| Hurst | Auto Owners | $32 | -35% | $-29 |
| Hutsonville | Geico | $26 | -40% | $-28 |
| Illinois City | Geico | $29 | -34% | $-24 |
| Illiopolis | Geico | $29 | -36% | $-26 |
| Ina | Auto Owners | $30 | -33% | $-25 |
| Indianola | Geico | $26 | -40% | $-27 |
| Industry | Geico | $29 | -34% | $-24 |
| Ingleside | Auto Owners | $32 | -29% | $-22 |
| Ingraham | Geico | $26 | -40% | $-28 |
| Ipava | Geico | $29 | -33% | $-23 |
| Iroquois | Geico | $26 | -42% | $-30 |
| Irving | Geico | $29 | -36% | $-27 |
| Irvington | Auto Owners | $29 | -34% | $-25 |
| Island Lake | Auto Owners | $30 | -31% | $-23 |
| Itasca | Auto Owners | $32 | -33% | $-26 |
| Iuka | Auto Owners | $30 | -32% | $-24 |
| Ivesdale | Geico | $26 | -38% | $-25 |
| Jacksonville | Geico | $29 | -34% | $-24 |
| Jacob | Geico | $33 | -34% | $-28 |
| Janesville | Geico | $26 | -42% | $-30 |
| Jerseyville | Geico | $29 | -39% | $-30 |
| Jewett | Geico | $26 | -38% | $-26 |
| Johnsburg | Geico | $29 | -38% | $-28 |
| Johnsonville | Auto Owners | $30 | -32% | $-24 |
| Johnston City | Geico | $33 | -34% | $-28 |
| Jonesboro | Geico | $33 | -35% | $-29 |
| Joppa | Geico | $33 | -35% | $-29 |
| Joy | Geico | $29 | -32% | $-22 |
| Junction | Geico | $33 | -32% | $-26 |
| Justice | Auto Owners | $39 | -31% | $-30 |
| Kampsville | Geico | $29 | -37% | $-28 |
| Kane | Geico | $29 | -38% | $-28 |
| Kaneville | Geico | $27 | -41% | $-32 |
| Kankakee | Auto Owners | $32 | -30% | $-23 |
| Kansas | Geico | $26 | -38% | $-25 |
| Karbers Ridge | Geico | $33 | -33% | $-27 |
| Karnak | Geico | $33 | -36% | $-30 |
| Kasbeer | Geico | $29 | -32% | $-22 |
| Keenes | Auto Owners | $31 | -31% | $-23 |
| Keensburg | Geico | $26 | -40% | $-28 |
| Keithsburg | Geico | $29 | -33% | $-23 |
| Kell | Auto Owners | $30 | -32% | $-24 |
| Kempton | Geico | $26 | -38% | $-26 |
| Kenilworth | Geico | $33 | -38% | $-32 |
| Kenney | Geico | $26 | -39% | $-27 |
| Kent | Geico | $27 | -35% | $-24 |
| Kewanee | Auto Owners | $26 | -33% | $-21 |
| Keyesport | Geico | $26 | -40% | $-28 |
| Kilbourne | Geico | $29 | -34% | $-24 |
| Kincaid | Geico | $29 | -36% | $-26 |
| Kinderhook | Geico | $29 | -38% | $-28 |
| Kingston | Geico | $27 | -36% | $-25 |
| Kingston Mines | Geico | $29 | -33% | $-23 |
| Kinmundy | Auto Owners | $30 | -33% | $-24 |
| Kinsman | Geico | $27 | -37% | $-26 |
| Kirkland | Geico | $27 | -34% | $-23 |
| Kirkwood | Geico | $29 | -31% | $-21 |
| Knoxville | Auto Owners | $27 | -32% | $-22 |
| Lacon | Geico | $29 | -33% | $-23 |
| Ladd | Auto Owners | $27 | -32% | $-21 |
| La Fayette | Geico | $29 | -32% | $-22 |
| Lafox | Geico | $27 | -41% | $-32 |
| La Grange | Geico | $34 | -35% | $-30 |
| La Grange Park | Geico | $34 | -34% | $-28 |
| La Harpe | Geico | $29 | -34% | $-24 |
| Lake Bluff | Auto Owners | $32 | -31% | $-24 |
| Lake Forest | Auto Owners | $31 | -35% | $-28 |
| Lake Fork | Geico | $29 | -34% | $-24 |
| Lake in the Hills | Geico | $29 | -36% | $-26 |
| Lakewood | Geico | $26 | -38% | $-26 |
| Lake Zurich | Auto Owners | $32 | -34% | $-28 |
| La Moille | Geico | $29 | -30% | $-20 |
| Lanark | Geico | $27 | -35% | $-24 |
| Lane | Geico | $26 | -38% | $-26 |
| Lansing | Geico | $38 | -36% | $-34 |
| La Place | Geico | $26 | -38% | $-26 |
| La Prairie | Geico | $29 | -36% | $-27 |
| La Rose | Geico | $29 | -32% | $-22 |
| LaSalle | Geico | $27 | -33% | $-22 |
| Latham | Geico | $29 | -33% | $-23 |
| Laura | Geico | $29 | -35% | $-25 |
| Lawndale | Geico | $29 | -37% | $-28 |
| Lawrenceville | Geico | $26 | -40% | $-28 |
| Leaf River | Geico | $27 | -36% | $-25 |
| Lebanon | Geico | $31 | -37% | $-30 |
| Lee | Geico | $27 | -35% | $-24 |
| Lee Center | Geico | $27 | -32% | $-21 |
| Leland | Geico | $27 | -37% | $-26 |
| Lemont | Auto Owners | $31 | -35% | $-29 |
| Lena | Geico | $27 | -34% | $-23 |
| Lenzburg | Geico | $31 | -35% | $-27 |
| Leonore | Geico | $27 | -35% | $-24 |
| Lerna | Geico | $26 | -38% | $-25 |
| Le Roy | Auto Owners | $27 | -33% | $-22 |
| Lewistown | Geico | $29 | -32% | $-22 |
| Lexington | Auto Owners | $26 | -35% | $-23 |
| Liberty | Geico | $29 | -35% | $-25 |
| Libertyville | Auto Owners | $31 | -34% | $-27 |
| Lima | Geico | $29 | -35% | $-25 |
| Lincoln | Geico | $29 | -31% | $-21 |
| Lincolnshire | Auto Owners | $33 | -32% | $-25 |
| Lincoln's New Salem | Geico | $29 | -34% | $-25 |
| Lincolnwood | Geico | $40 | -36% | $-36 |
| Lindenhurst | Auto Owners | $32 | -31% | $-24 |
| Lindenwood | Geico | $27 | -36% | $-26 |
| Lisle | Auto Owners | $30 | -34% | $-26 |
| Litchfield | Auto Owners | $28 | -36% | $-27 |
| Literberry | Geico | $29 | -37% | $-28 |
| Littleton | Geico | $29 | -36% | $-26 |
| Little York | Geico | $29 | -31% | $-21 |
| Liverpool | Geico | $29 | -33% | $-23 |
| Livingston | Auto Owners | $30 | -32% | $-24 |
| Loami | Geico | $29 | -36% | $-26 |
| Lockport | Auto Owners | $32 | -33% | $-26 |
| Loda | Geico | $26 | -42% | $-30 |
| Logan | Geico | $33 | -36% | $-31 |
| Lomax | Auto Owners | $28 | -31% | $-21 |
| London Mills | Geico | $29 | -33% | $-23 |
| Long Point | Auto Owners | $27 | -33% | $-22 |
| Longview | Geico | $26 | -38% | $-25 |
| Loraine | Geico | $29 | -37% | $-27 |
| Lostant | Geico | $27 | -35% | $-24 |
| Louisville | Geico | $26 | -42% | $-30 |
| Loves Park | Geico | $29 | -36% | $-27 |
| Lovington | Geico | $26 | -38% | $-26 |
| Lowder | Geico | $29 | -39% | $-30 |
| Lowpoint | Geico | $29 | -32% | $-22 |
| Ludlow | Geico | $26 | -38% | $-26 |
| Lyndon | Geico | $27 | -32% | $-21 |
| Lynn Center | Geico | $29 | -31% | $-21 |
| Lyons | Geico | $34 | -37% | $-33 |
| Macedonia | Auto Owners | $32 | -31% | $-25 |
| Machesney Park | Geico | $29 | -34% | $-25 |
| Macomb | Auto Owners | $27 | -35% | $-24 |
| Macon | Geico | $26 | -40% | $-27 |
| Madison | Geico | $37 | -37% | $-35 |
| Maeystown | Geico | $31 | -38% | $-32 |
| Magnolia | Geico | $29 | -33% | $-23 |
| Mahomet | Geico | $26 | -38% | $-25 |
| Makanda | Auto Owners | $32 | -33% | $-27 |
| Malden | Auto Owners | $27 | -31% | $-21 |
| Malta | Geico | $27 | -33% | $-22 |
| Manchester | Geico | $29 | -36% | $-26 |
| Manhattan | Auto Owners | $31 | -34% | $-26 |
| Manito | Geico | $29 | -34% | $-24 |
| Manlius | Geico | $29 | -30% | $-20 |
| Mansfield | Geico | $26 | -37% | $-24 |
| Manteno | Geico | $31 | -32% | $-23 |
| Maple Park | Geico | $27 | -36% | $-26 |
| Mapleton | Geico | $29 | -34% | $-24 |
| Maquon | Geico | $29 | -32% | $-22 |
| Marengo | Geico | $29 | -35% | $-25 |
| Marietta | Geico | $29 | -33% | $-24 |
| Marine | Geico | $31 | -34% | $-27 |
| Marion | Auto Owners | $32 | -35% | $-28 |
| Marissa | Geico | $31 | -35% | $-27 |
| Mark | Auto Owners | $27 | -35% | $-24 |
| Markham | Geico | $45 | -33% | $-35 |
| Maroa | Geico | $26 | -39% | $-26 |
| Marseilles | Geico | $27 | -35% | $-24 |
| Marshall | Geico | $26 | -38% | $-26 |
| Martinsville | Geico | $26 | -39% | $-26 |
| Martinton | Geico | $26 | -42% | $-30 |
| Maryville | Auto Owners | $32 | -33% | $-27 |
| Mascoutah | Auto Owners | $30 | -36% | $-29 |
| Mason | Geico | $26 | -38% | $-26 |
| Mason City | Geico | $29 | -33% | $-23 |
| Matherville | Geico | $29 | -33% | $-23 |
| Matteson | Geico | $38 | -35% | $-34 |
| Mattoon | Geico | $26 | -37% | $-25 |
| Maunie | Auto Owners | $30 | -31% | $-23 |
| Maywood | Geico | $39 | -40% | $-42 |
| Mazon | Geico | $27 | -37% | $-26 |
| McClure | Geico | $33 | -37% | $-31 |
| Mc Connell | Geico | $27 | -35% | $-24 |
| McHenry | Geico | $29 | -37% | $-27 |
| McLean | Geico | $29 | -31% | $-21 |
| McLeansboro | Auto Owners | $31 | -33% | $-26 |
| McNabb | Geico | $29 | -33% | $-23 |
| Media | Geico | $29 | -31% | $-21 |
| Medinah | Auto Owners | $32 | -33% | $-26 |
| Medora | Geico | $29 | -38% | $-29 |
| Melrose Park | Geico | $39 | -38% | $-39 |
| Melvin | Geico | $26 | -37% | $-25 |
| Menard | Auto Owners | $32 | -37% | $-31 |
| Mendon | Geico | $29 | -37% | $-27 |
| Mendota | Geico | $27 | -34% | $-23 |
| Meredosia | Geico | $29 | -36% | $-26 |
| Merna | Auto Owners | $27 | -31% | $-21 |
| Metamora | Geico | $29 | -33% | $-23 |
| Metcalf | Geico | $26 | -38% | $-26 |
| Metropolis | Geico | $33 | -36% | $-30 |
| Michael | Geico | $29 | -37% | $-28 |
| Middletown | Geico | $29 | -32% | $-22 |
| Midlothian | Geico | $39 | -30% | $-27 |
| Milan | Geico | $27 | -36% | $-25 |
| Milford | Geico | $26 | -42% | $-30 |
| Millbrook | Geico | $27 | -39% | $-28 |
| Milledgeville | Geico | $27 | -34% | $-23 |
| Miller City | Geico | $33 | -36% | $-31 |
| Millington | Geico | $27 | -39% | $-28 |
| Mill Shoals | Auto Owners | $31 | -29% | $-21 |
| Millstadt | Geico | $31 | -35% | $-28 |
| Milmine | Geico | $26 | -38% | $-25 |
| Mineral | Auto Owners | $27 | -32% | $-21 |
| Minier | Geico | $27 | -36% | $-24 |
| Minonk | Auto Owners | $26 | -35% | $-23 |
| Minooka | Auto Owners | $29 | -35% | $-26 |
| Mode | Geico | $26 | -38% | $-26 |
| Modesto | Geico | $29 | -38% | $-28 |
| Modoc | Geico | $33 | -32% | $-26 |
| Mokena | Auto Owners | $30 | -35% | $-27 |
| Momence | Geico | $31 | -34% | $-25 |
| Monee | Auto Owners | $32 | -33% | $-27 |
| Monmouth | Auto Owners | $28 | -32% | $-21 |
| Monroe Center | Geico | $27 | -37% | $-26 |
| Montgomery | Auto Owners | $32 | -33% | $-26 |
| Monticello | Geico | $26 | -37% | $-25 |
| Montrose | Geico | $26 | -37% | $-25 |
| Moro | Geico | $31 | -36% | $-28 |
| Morris | Auto Owners | $28 | -34% | $-25 |
| Morrison | Geico | $27 | -32% | $-21 |
| Morrisonville | Geico | $29 | -35% | $-25 |
| Morton | Geico | $27 | -35% | $-24 |
| Morton Grove | Auto Owners | $37 | -35% | $-33 |
| Mossville | Geico | $27 | -38% | $-27 |
| Mound City | Geico | $33 | -36% | $-30 |
| Mounds | Geico | $33 | -36% | $-30 |
| Mount Auburn | Geico | $29 | -36% | $-26 |
| Mount Carmel | Geico | $26 | -40% | $-28 |
| Mount Carroll | Geico | $27 | -35% | $-25 |
| Mount Erie | Auto Owners | $30 | -30% | $-22 |
| Mount Morris | Geico | $27 | -35% | $-24 |
| Mount Olive | Geico | $29 | -37% | $-27 |
| Mount Pulaski | Geico | $29 | -33% | $-23 |
| Mount Sterling | Geico | $29 | -36% | $-27 |
| Mount Vernon | Auto Owners | $30 | -34% | $-25 |
| Mount Zion | Geico | $26 | -40% | $-28 |
| Moweaqua | Geico | $26 | -39% | $-26 |
| Mozier | Geico | $29 | -38% | $-28 |
| Muddy | Geico | $33 | -36% | $-30 |
| Mulberry Grove | Geico | $26 | -40% | $-28 |
| Mulkeytown | Auto Owners | $32 | -34% | $-28 |
| Muncie | Geico | $26 | -40% | $-28 |
| Mundelein | Auto Owners | $30 | -35% | $-27 |
| Murdock | Geico | $26 | -37% | $-25 |
| Murphysboro | Geico | $33 | -33% | $-27 |
| Murrayville | Geico | $29 | -35% | $-25 |
| Nachusa | Auto Owners | $27 | -33% | $-22 |
| Nashville | Auto Owners | $30 | -32% | $-24 |
| Nason | Auto Owners | $31 | -32% | $-25 |
| National Stock Yards | Geico | $37 | -39% | $-38 |
| Nauvoo | Geico | $29 | -35% | $-25 |
| Nebo | Geico | $29 | -38% | $-29 |
| Neoga | Geico | $26 | -38% | $-25 |
| Neponset | Auto Owners | $27 | -32% | $-21 |
| Newark | Geico | $27 | -39% | $-29 |
| New Athens | Geico | $31 | -36% | $-29 |
| New Baden | Auto Owners | $30 | -33% | $-25 |
| New Bedford | Geico | $29 | -30% | $-20 |
| New Berlin | Geico | $29 | -35% | $-25 |
| New Boston | Geico | $29 | -33% | $-23 |
| New Burnside | Geico | $33 | -36% | $-30 |
| New Canton | Geico | $29 | -37% | $-28 |
| New Douglas | Auto Owners | $30 | -35% | $-27 |
| New Haven | Geico | $33 | -32% | $-25 |
| New Holland | Geico | $29 | -32% | $-22 |
| New Lenox | Auto Owners | $30 | -34% | $-26 |
| Newman | Geico | $26 | -37% | $-25 |
| New Memphis | Auto Owners | $29 | -35% | $-26 |
| New Salem | Geico | $29 | -37% | $-27 |
| Newton | Geico | $26 | -39% | $-26 |
| New Windsor | Geico | $29 | -32% | $-22 |
| Niantic | Geico | $26 | -40% | $-28 |
| Niles | Auto Owners | $38 | -33% | $-31 |
| Nilwood | Geico | $29 | -38% | $-28 |
| Niota | Geico | $29 | -35% | $-25 |
| Noble | Geico | $26 | -40% | $-28 |
| Nokomis | Geico | $29 | -36% | $-26 |
| Nora | Geico | $27 | -36% | $-25 |
| Norridge | Geico | $41 | -35% | $-35 |
| Norris | Geico | $29 | -36% | $-27 |
| Norris City | Auto Owners | $31 | -30% | $-22 |
| North Aurora | Auto Owners | $30 | -34% | $-25 |
| North Chicago | Geico | $34 | -35% | $-29 |
| North Henderson | Geico | $29 | -32% | $-22 |
| Northlake | Auto Owners | $37 | -34% | $-33 |
| North Utica | Geico | $27 | -34% | $-23 |
| Oak Brook | Auto Owners | $32 | -33% | $-26 |
| Oakdale | Auto Owners | $31 | -29% | $-21 |
| Oakford | Geico | $29 | -37% | $-27 |
| Oak Forest | Auto Owners | $35 | -35% | $-31 |
| Oakland | Geico | $26 | -38% | $-25 |
| Oakwood | Geico | $26 | -41% | $-29 |
| Oblong | Geico | $26 | -40% | $-28 |
| Oconee | Geico | $26 | -38% | $-26 |
| Odell | Auto Owners | $26 | -35% | $-23 |
| Odin | Auto Owners | $30 | -34% | $-25 |
| O'Fallon | Geico | $31 | -36% | $-29 |
| Ogden | Geico | $26 | -38% | $-26 |
| Oglesby | Geico | $27 | -33% | $-22 |
| Ohio | Geico | $29 | -30% | $-20 |
| Ohlman | Geico | $29 | -40% | $-32 |
| Okawville | Auto Owners | $29 | -34% | $-25 |
| Olive Branch | Geico | $33 | -36% | $-31 |
| Olmsted | Geico | $33 | -36% | $-30 |
| Olney | Geico | $26 | -39% | $-27 |
| Olympia Fields | Geico | $38 | -34% | $-32 |
| Omaha | Geico | $33 | -32% | $-25 |
| Onarga | Geico | $26 | -41% | $-29 |
| Oneida | Geico | $29 | -32% | $-22 |
| Opdyke | Auto Owners | $30 | -36% | $-27 |
| Ophiem | Geico | $29 | -31% | $-21 |
| Oquawka | Geico | $29 | -31% | $-21 |
| Orangeville | Geico | $27 | -36% | $-25 |
| Oraville | Geico | $33 | -37% | $-31 |
| Oreana | Geico | $26 | -40% | $-28 |
| Oregon | Geico | $27 | -36% | $-25 |
| Orient | Auto Owners | $32 | -34% | $-27 |
| Orion | Geico | $29 | -32% | $-22 |
| Osco | Auto Owners | $28 | -30% | $-20 |
| Oswego | Auto Owners | $30 | -32% | $-24 |
| Ottawa | Auto Owners | $27 | -34% | $-23 |
| Owaneco | Geico | $29 | -35% | $-25 |
| Ozark | Geico | $33 | -36% | $-30 |
| Palestine | Geico | $26 | -40% | $-28 |
| Palmer | Geico | $29 | -35% | $-26 |
| Palmyra | Geico | $29 | -38% | $-29 |
| Paloma | Geico | $29 | -36% | $-27 |
| Palos Heights | Auto Owners | $34 | -35% | $-31 |
| Palos Hills | Auto Owners | $36 | -33% | $-29 |
| Palos Park | Auto Owners | $34 | -36% | $-31 |
| Pana | Geico | $26 | -41% | $-29 |
| Panama | Geico | $29 | -36% | $-26 |
| Papineau | Auto Owners | $30 | -35% | $-26 |
| Paris | Geico | $26 | -38% | $-26 |
| Parkersburg | Geico | $26 | -40% | $-28 |
| Park Forest | Auto Owners | $36 | -35% | $-32 |
| Patoka | Auto Owners | $30 | -33% | $-24 |
| Patterson | Geico | $29 | -37% | $-27 |
| Pawnee | Geico | $29 | -35% | $-25 |
| Paw Paw | Geico | $27 | -34% | $-23 |
| Paxton | Geico | $26 | -38% | $-25 |
| Payson | Geico | $29 | -35% | $-26 |
| Pearl | Geico | $29 | -36% | $-26 |
| Pearl City | Geico | $27 | -35% | $-24 |
| Pecatonica | Geico | $27 | -36% | $-25 |
| Pembroke Township | Geico | $31 | -34% | $-25 |
| Penfield | Geico | $26 | -38% | $-26 |
| Peoria Heights | Geico | $27 | -39% | $-29 |
| Peotone | Geico | $31 | -37% | $-29 |
| Percy | Auto Owners | $36 | -35% | $-32 |
| Perks | Geico | $33 | -39% | $-34 |
| Perry | Geico | $29 | -37% | $-28 |
| Peru | Auto Owners | $26 | -32% | $-21 |
| Pesotum | Geico | $26 | -38% | $-26 |
| Petersburg | Geico | $29 | -36% | $-27 |
| Philo | Geico | $26 | -38% | $-25 |
| Piasa | Geico | $29 | -39% | $-30 |
| Pierron | Auto Owners | $30 | -30% | $-22 |
| Pinckneyville | Geico | $33 | -30% | $-23 |
| Piper City | Geico | $26 | -38% | $-25 |
| Pittsburg | Geico | $33 | -33% | $-26 |
| Pittsfield | Geico | $29 | -37% | $-27 |
| Plainville | Geico | $29 | -37% | $-27 |
| Plano | Geico | $27 | -39% | $-28 |
| Plato Center | Auto Owners | $34 | -29% | $-23 |
| Pleasant Hill | Geico | $29 | -37% | $-27 |
| Pleasant Plains | Geico | $29 | -37% | $-27 |
| Plymouth | Geico | $29 | -34% | $-24 |
| Pocahontas | Auto Owners | $29 | -31% | $-22 |
| Polo | Geico | $27 | -35% | $-24 |
| Pomona | Geico | $33 | -35% | $-29 |
| Pontiac | Auto Owners | $25 | -36% | $-24 |
| Poplar Grove | Geico | $27 | -38% | $-27 |
| Port Byron | Geico | $29 | -32% | $-22 |
| Posen | Geico | $39 | -43% | $-47 |
| Potomac | Geico | $26 | -40% | $-28 |
| Prairie City | Geico | $29 | -35% | $-25 |
| Prairie Du Rocher | Auto Owners | $32 | -34% | $-27 |
| Preemption | Geico | $29 | -33% | $-23 |
| Princeton | Auto Owners | $27 | -31% | $-21 |
| Princeville | Geico | $29 | -35% | $-25 |
| Prophetstown | Geico | $27 | -32% | $-21 |
| Prospect Heights | Auto Owners | $34 | -32% | $-27 |
| Pulaski | Geico | $33 | -35% | $-29 |
| Putnam | Geico | $29 | -33% | $-23 |
| Radom | Auto Owners | $30 | -32% | $-24 |
| Raleigh | Geico | $33 | -33% | $-26 |
| Ramsey | Geico | $26 | -38% | $-25 |
| Rankin | Geico | $26 | -40% | $-28 |
| Ransom | Geico | $27 | -36% | $-25 |
| Rantoul | Geico | $25 | -39% | $-27 |
| Rapids City | Geico | $29 | -37% | $-27 |
| Raritan | Geico | $29 | -31% | $-21 |
| Raymond | Geico | $29 | -37% | $-27 |
| Red Bud | Auto Owners | $31 | -35% | $-28 |
| Reddick | Geico | $26 | -40% | $-28 |
| Redmon | Geico | $26 | -38% | $-25 |
| Renault | Auto Owners | $31 | -34% | $-27 |
| Reynolds | Geico | $29 | -34% | $-24 |
| Richmond | Geico | $29 | -37% | $-27 |
| Richton Park | Geico | $38 | -34% | $-32 |
| Richview | Auto Owners | $29 | -34% | $-25 |
| Ridge Farm | Geico | $26 | -40% | $-27 |
| Ridgway | Geico | $33 | -32% | $-25 |
| Ridott | Geico | $27 | -35% | $-24 |
| Rinard | Auto Owners | $30 | -33% | $-25 |
| Ringwood | Geico | $29 | -37% | $-27 |
| Rio | Geico | $29 | -31% | $-21 |
| Riverdale | Geico | $39 | -43% | $-49 |
| River Forest | Geico | $39 | -34% | $-33 |
| River Grove | Geico | $39 | -35% | $-34 |
| Riverside | Geico | $34 | -35% | $-30 |
| Riverton | Geico | $29 | -36% | $-26 |
| Roanoke | Auto Owners | $28 | -33% | $-22 |
| Robbins | Geico | $39 | -41% | $-43 |
| Roberts | Geico | $26 | -38% | $-25 |
| Robinson | Geico | $26 | -40% | $-28 |
| Rochelle | Geico | $27 | -35% | $-24 |
| Rochester | Geico | $29 | -35% | $-25 |
| Rockbridge | Geico | $29 | -37% | $-28 |
| Rock City | Geico | $27 | -35% | $-24 |
| Rock Falls | Geico | $27 | -32% | $-21 |
| Rockport | Geico | $29 | -37% | $-28 |
| Rockton | Geico | $27 | -35% | $-25 |
| Rockwood | Geico | $33 | -34% | $-28 |
| Rolling Meadows | Geico | $33 | -30% | $-23 |
| Roodhouse | Geico | $29 | -36% | $-27 |
| Rosamond | Geico | $29 | -35% | $-25 |
| Roscoe | Geico | $27 | -36% | $-25 |
| Roselle | Geico | $33 | -33% | $-26 |
| Roseville | Geico | $29 | -31% | $-21 |
| Rosiclare | Geico | $33 | -33% | $-26 |
| Rossville | Geico | $26 | -41% | $-29 |
| Round Lake Beach | Auto Owners | $32 | -32% | $-25 |
| Roxana | Geico | $34 | -37% | $-32 |
| Royal | Geico | $26 | -39% | $-26 |
| Royalton | Auto Owners | $31 | -35% | $-28 |
| Rushville | Geico | $29 | -35% | $-26 |
| Russell | Geico | $34 | -33% | $-27 |
| Rutland | Auto Owners | $28 | -33% | $-22 |
| Sadorus | Geico | $26 | -39% | $-26 |
| Sailor Springs | Geico | $26 | -42% | $-30 |
| Saint Anne | Geico | $31 | -33% | $-25 |
| Saint Elmo | Geico | $26 | -38% | $-25 |
| Saint Jacob | Geico | $31 | -33% | $-25 |
| Saint Peter | Geico | $26 | -41% | $-29 |
| Salem | Auto Owners | $30 | -32% | $-24 |
| Sandoval | Auto Owners | $30 | -34% | $-26 |
| Sandwich | Geico | $27 | -35% | $-24 |
| San Jose | Geico | $29 | -33% | $-23 |
| Saunemin | Auto Owners | $26 | -35% | $-23 |
| Savanna | Geico | $27 | -36% | $-25 |
| Savoy | Geico | $26 | -39% | $-26 |
| Saybrook | Auto Owners | $27 | -34% | $-23 |
| Scales Mound | Geico | $27 | -36% | $-25 |
| Scheller | Auto Owners | $31 | -32% | $-25 |
| Schiller Park | Geico | $41 | -33% | $-33 |
| Scott AFB | Geico | $31 | -37% | $-30 |
| Seaton | Geico | $29 | -32% | $-22 |
| Seatonville | Auto Owners | $28 | -31% | $-21 |
| Secor | Geico | $29 | -32% | $-22 |
| Seneca | Geico | $27 | -36% | $-25 |
| Serena | Geico | $27 | -37% | $-26 |
| Sesser | Auto Owners | $31 | -35% | $-29 |
| Seward | Geico | $27 | -37% | $-26 |
| Seymour | Geico | $26 | -38% | $-25 |
| Shabbona | Geico | $27 | -32% | $-22 |
| Shannon | Geico | $27 | -35% | $-24 |
| Shawneetown | Geico | $33 | -32% | $-25 |
| Sheffield | Auto Owners | $27 | -31% | $-21 |
| Shelbyville | Geico | $26 | -38% | $-25 |
| Sheldon | Geico | $26 | -42% | $-30 |
| Sheridan | Geico | $27 | -37% | $-26 |
| Sherman | Geico | $29 | -36% | $-26 |
| Sherrard | Geico | $29 | -33% | $-23 |
| Shipman | Geico | $29 | -39% | $-29 |
| Shirland | Geico | $27 | -41% | $-30 |
| Shirley | Auto Owners | $27 | -33% | $-22 |
| Shobonier | Geico | $26 | -42% | $-30 |
| Shorewood | Auto Owners | $33 | -32% | $-25 |
| Shumway | Geico | $26 | -38% | $-26 |
| Sibley | Geico | $26 | -37% | $-24 |
| Sidell | Geico | $26 | -40% | $-28 |
| Sidney | Geico | $26 | -38% | $-26 |
| Sigel | Geico | $26 | -38% | $-25 |
| Silvis | Geico | $27 | -36% | $-25 |
| Simpson | Geico | $33 | -33% | $-27 |
| Sims | Auto Owners | $31 | -30% | $-22 |
| Sleepy Hollow | Auto Owners | $31 | -32% | $-24 |
| Smithboro | Geico | $26 | -40% | $-28 |
| Smithfield | Geico | $29 | -33% | $-23 |
| Smithshire | Geico | $29 | -31% | $-21 |
| Smithton | Geico | $31 | -37% | $-30 |
| Somonauk | Geico | $27 | -36% | $-26 |
| Sorento | Geico | $26 | -41% | $-29 |
| South Beloit | Geico | $27 | -36% | $-25 |
| South Elgin | Auto Owners | $32 | -30% | $-23 |
| South Holland | Geico | $38 | -38% | $-38 |
| South Pekin | Geico | $27 | -35% | $-24 |
| South Roxana | Auto Owners | $32 | -37% | $-32 |
| South Suburban | Auto Owners | $39 | -37% | $-38 |
| South Wilmington | Geico | $27 | -37% | $-26 |
| Sparland | Geico | $29 | -34% | $-24 |
| Sparta | Geico | $33 | -34% | $-27 |
| Speer | Geico | $29 | -31% | $-21 |
| Springerton | Auto Owners | $31 | -29% | $-21 |
| Spring Grove | Geico | $29 | -36% | $-26 |
| Spring Valley | Auto Owners | $27 | -33% | $-22 |
| Standard | Auto Owners | $27 | -34% | $-24 |
| Stanford | Geico | $29 | -31% | $-21 |
| St. Augustine | Geico | $29 | -32% | $-22 |
| Staunton | Geico | $29 | -37% | $-27 |
| St. Charles | Auto Owners | $29 | -34% | $-25 |
| St. David | Geico | $29 | -33% | $-23 |
| Steeleville | Auto Owners | $32 | -34% | $-28 |
| Steger | Geico | $38 | -31% | $-27 |
| Ste. Marie | Geico | $26 | -39% | $-26 |
| Sterling | Auto Owners | $26 | -35% | $-23 |
| Steward | Geico | $27 | -34% | $-23 |
| Stewardson | Geico | $26 | -39% | $-26 |
| St. Francisville | Geico | $26 | -40% | $-28 |
| Stillman Valley | Geico | $27 | -37% | $-26 |
| St. Joseph | Geico | $26 | -37% | $-25 |
| St. Libory | Geico | $31 | -36% | $-29 |
| Stockland | Geico | $26 | -42% | $-30 |
| Stockton | Geico | $27 | -35% | $-24 |
| Stonefort | Geico | $33 | -34% | $-28 |
| Stone Park | Geico | $39 | -38% | $-39 |
| Stonington | Geico | $29 | -35% | $-25 |
| Stoy | Geico | $26 | -43% | $-32 |
| Strasburg | Geico | $26 | -38% | $-25 |
| Strawn | Auto Owners | $26 | -35% | $-23 |
| Streator | Geico | $27 | -36% | $-25 |
| Stronghurst | Geico | $29 | -31% | $-21 |
| Sublette | Geico | $27 | -33% | $-22 |
| Sugar Grove | Auto Owners | $29 | -33% | $-24 |
| Sullivan | Geico | $26 | -37% | $-25 |
| Summerfield | Geico | $31 | -35% | $-27 |
| Summit | Auto Owners | $39 | -30% | $-28 |
| Sumner | Geico | $26 | -41% | $-28 |
| Sutter | Geico | $29 | -35% | $-25 |
| Swansea | Geico | $31 | -40% | $-34 |
| Sycamore | Geico | $27 | -33% | $-22 |
| Table Grove | Geico | $29 | -34% | $-24 |
| Tallula | Geico | $29 | -37% | $-27 |
| Tamaroa | Auto Owners | $32 | -30% | $-23 |
| Tamms | Geico | $33 | -36% | $-30 |
| Tampico | Geico | $27 | -33% | $-22 |
| Taylor Ridge | Geico | $29 | -34% | $-24 |
| Taylor Springs | Geico | $29 | -36% | $-26 |
| Taylorville | Geico | $29 | -35% | $-25 |
| Techny | Auto Owners | $34 | -36% | $-32 |
| Tennessee | Geico | $29 | -34% | $-24 |
| Teutopolis | Geico | $26 | -38% | $-25 |
| Texico | Auto Owners | $31 | -33% | $-25 |
| Thawville | Geico | $26 | -41% | $-29 |
| Thebes | Geico | $33 | -36% | $-30 |
| Thomasboro | Geico | $26 | -39% | $-26 |
| Thompsonville | Auto Owners | $32 | -33% | $-26 |
| Thomson | Geico | $27 | -34% | $-23 |
| Thornton | Geico | $38 | -36% | $-35 |
| Tilden | Geico | $33 | -31% | $-24 |
| Tilton | Geico | $27 | -39% | $-27 |
| Timewell | Geico | $29 | -36% | $-26 |
| Tiskilwa | Geico | $29 | -30% | $-20 |
| Toledo | Geico | $26 | -39% | $-27 |
| Tolono | Geico | $26 | -38% | $-25 |
| Toluca | Auto Owners | $28 | -32% | $-22 |
| Tonica | Geico | $27 | -34% | $-23 |
| Topeka | Geico | $29 | -33% | $-23 |
| Toulon | Geico | $29 | -31% | $-21 |
| Tovey | Geico | $29 | -35% | $-25 |
| Towanda | Auto Owners | $26 | -35% | $-24 |
| Tower Hill | Geico | $26 | -39% | $-26 |
| Tremont | Geico | $27 | -35% | $-24 |
| Trenton | Auto Owners | $30 | -32% | $-24 |
| Trilla | Geico | $26 | -38% | $-26 |
| Triumph | Geico | $27 | -39% | $-28 |
| Trivoli | Geico | $29 | -34% | $-24 |
| Troy | Geico | $31 | -37% | $-30 |
| Troy Grove | Geico | $27 | -34% | $-23 |
| Tuscola | Geico | $26 | -37% | $-25 |
| Ullin | Geico | $33 | -36% | $-30 |
| Union | Geico | $29 | -36% | $-26 |
| Union Hill | Geico | $26 | -42% | $-30 |
| Unity | Geico | $33 | -36% | $-30 |
| University Park | Auto Owners | $34 | -35% | $-31 |
| Ursa | Geico | $29 | -35% | $-25 |
| Valier | Auto Owners | $32 | -34% | $-27 |
| Valmeyer | Geico | $31 | -36% | $-28 |
| Vandalia | Geico | $26 | -37% | $-24 |
| Van Orin | Geico | $29 | -29% | $-19 |
| Van Orin | Auto Owners | $28 | -29% | $-19 |
| Varna | Geico | $29 | -32% | $-22 |
| Venice | Geico | $37 | -39% | $-38 |
| Vergennes | Geico | $33 | -33% | $-27 |
| Vermilion | Geico | $26 | -42% | $-30 |
| Vermont | Geico | $29 | -33% | $-23 |
| Vernon | Auto Owners | $29 | -34% | $-25 |
| Vernon Hills | Auto Owners | $32 | -32% | $-25 |
| Verona | Geico | $27 | -37% | $-26 |
| Versailles | Geico | $29 | -37% | $-27 |
| Victoria | Geico | $29 | -32% | $-22 |
| Vienna | Geico | $33 | -35% | $-29 |
| Villa Grove | Geico | $26 | -37% | $-24 |
| Villa Park | Auto Owners | $31 | -34% | $-26 |
| Villa Ridge | Geico | $33 | -36% | $-30 |
| Viola | Geico | $29 | -32% | $-22 |
| Virden | Geico | $29 | -38% | $-28 |
| Virginia | Geico | $29 | -36% | $-26 |
| Wadsworth | Auto Owners | $32 | -32% | $-25 |
| Waggoner | Geico | $29 | -37% | $-27 |
| Walnut | Geico | $29 | -31% | $-21 |
| Walnut Hill | Auto Owners | $30 | -33% | $-24 |
| Walsh | Geico | $33 | -34% | $-27 |
| Walshville | Geico | $29 | -37% | $-27 |
| Waltonville | Auto Owners | $30 | -35% | $-26 |
| Wapella | Geico | $26 | -39% | $-26 |
| Warren | Geico | $27 | -35% | $-25 |
| Warrensburg | Geico | $26 | -40% | $-27 |
| Warrenville | Auto Owners | $30 | -31% | $-23 |
| Warsaw | Geico | $29 | -35% | $-25 |
| Wasco | Auto Owners | $30 | -35% | $-27 |
| Washburn | Geico | $29 | -32% | $-22 |
| Washington | Geico | $27 | -35% | $-24 |
| Wataga | Geico | $29 | -31% | $-21 |
| Waterloo | Geico | $31 | -36% | $-28 |
| Waterman | Geico | $27 | -32% | $-22 |
| Watseka | Geico | $26 | -41% | $-29 |
| Watson | Geico | $26 | -38% | $-26 |
| Wauconda | Auto Owners | $30 | -35% | $-27 |
| Waverly | Geico | $29 | -36% | $-26 |
| Wayne | Auto Owners | $32 | -28% | $-21 |
| Wayne City | Auto Owners | $31 | -31% | $-23 |
| Waynesville | Geico | $26 | -39% | $-27 |
| Wedron | Geico | $27 | -36% | $-25 |
| Weldon | Geico | $26 | -38% | $-26 |
| Wellington | Geico | $26 | -42% | $-30 |
| Wenona | Geico | $29 | -31% | $-21 |
| West Brooklyn | Geico | $27 | -33% | $-22 |
| Westchester | Geico | $34 | -35% | $-30 |
| West Chicago | Auto Owners | $30 | -33% | $-25 |
| Western Springs | Geico | $34 | -33% | $-27 |
| Westfield | Geico | $26 | -39% | $-26 |
| West Frankfort | Auto Owners | $31 | -35% | $-28 |
| West Liberty | Geico | $26 | -39% | $-26 |
| Westmont | Auto Owners | $32 | -32% | $-25 |
| West Point | Geico | $29 | -34% | $-24 |
| West Salem | Geico | $26 | -40% | $-28 |
| West Union | Geico | $26 | -38% | $-26 |
| Westville | Geico | $26 | -41% | $-29 |
| West York | Geico | $26 | -40% | $-28 |
| Wheeler | Geico | $26 | -39% | $-26 |
| White Hall | Geico | $29 | -37% | $-27 |
| White Heath | Geico | $26 | -38% | $-25 |
| Whittington | Auto Owners | $32 | -32% | $-26 |
| Williamsfield | Geico | $29 | -32% | $-22 |
| Williamsville | Geico | $29 | -35% | $-25 |
| Willisville | Geico | $33 | -30% | $-23 |
| Willow Hill | Geico | $26 | -39% | $-27 |
| Willow Springs | Auto Owners | $33 | -35% | $-31 |
| Wilmette | Auto Owners | $34 | -33% | $-28 |
| Wilmington | Geico | $31 | -35% | $-27 |
| Wilsonville | Geico | $29 | -38% | $-29 |
| Winchester | Geico | $29 | -36% | $-26 |
| Windsor | Geico | $26 | -38% | $-25 |
| Winfield | Geico | $30 | -32% | $-24 |
| Winnebago | Geico | $27 | -37% | $-26 |
| Winnetka | Geico | $33 | -37% | $-31 |
| Winslow | Geico | $27 | -36% | $-25 |
| Winthrop Harbor | Geico | $34 | -32% | $-26 |
| Witt | Geico | $29 | -36% | $-27 |
| Wolf Lake | Geico | $33 | -35% | $-29 |
| Wonder Lake | Geico | $29 | -35% | $-25 |
| Wood Dale | Auto Owners | $33 | -31% | $-25 |
| Woodhull | Geico | $29 | -31% | $-21 |
| Woodland | Geico | $26 | -42% | $-30 |
| Woodlawn | Auto Owners | $29 | -35% | $-26 |
| Woodridge | Auto Owners | $31 | -33% | $-25 |
| Wood River | Auto Owners | $33 | -35% | $-30 |
| Woodson | Geico | $29 | -35% | $-25 |
| Woodstock | Geico | $29 | -36% | $-26 |
| Woosung | Geico | $27 | -35% | $-24 |
| Worden | Geico | $31 | -33% | $-25 |
| Worth | Auto Owners | $36 | -35% | $-33 |
| Wrights | Geico | $29 | -41% | $-32 |
| Wyanet | Auto Owners | $28 | -30% | $-20 |
| Wyoming | Geico | $29 | -32% | $-22 |
| Xenia | Geico | $26 | -41% | $-29 |
| Yale | Geico | $26 | -39% | $-27 |
| Yates City | Geico | $29 | -32% | $-22 |
| Yorkville | Auto Owners | $30 | -34% | $-26 |
| Zeigler | Auto Owners | $32 | -35% | $-28 |
| Zion | Geico | $34 | -32% | $-26 |
*The lowest rate referenced is for a minimum coverage policy for a 40-year-old with good credit and no driving violations.
Cheapest Car Insurance in Illinois by Driver Age Group
We analyzed car insurance rates across Illinois for three age groups: young drivers (16 to 25), adult drivers (26 to 64) and seniors (65+). Here are the providers that offer the best deals:
- Young drivers can get the lowest rates from Erie Insurance, starting at $66 per month
- Adult drivers find the best deals with Auto Owners, with rates from $31 per month
- Senior drivers see the most affordable coverage through GEICO, beginning at $37 per month
Cheapest Car Insurance For Young Drivers in Illinois
Young drivers in Illinois can find the cheapest minimum coverage with Erie Insurance at $66 per month. That’s about 50% lower than the state average, saving them roughly $788 per year. Auto Owners is the next best option at $78 per month, which is 41% cheaper than average, translating to about $646 in annual savings.
Data filtered by:Results filtered by:
Select
Coverage Level:State Minimum Liability Only
Select
Gender:Male
Select
Credit Alignment:Good
Select
Driving Record:Clean
| Erie Insurance | $66 | $793 | -50% | $-788 |
| Auto Owners | $78 | $936 | -41% | $-646 |
| Geico | $87 | $1,047 | -34% | $-534 |
| Country Financial | $100 | $1,204 | -24% | $-378 |
| Travelers | $106 | $1,266 | -20% | $-315 |
Cheapest Car Insurance For Adult Drivers in Illinois
Adult drivers in Illinois can find the cheapest state minimum coverage with Auto Owners at just $31 per month, saving about 38% compared to the state average. Erie Insurance is close behind at $34 per month, with savings of around 34%. Both providers offer adult drivers affordable options well below the state’s typical premiums.
Data filtered by:Results filtered by:
Select
Coverage Level:State Minimum Liability Only
Select
Gender:Male
Select
Credit Alignment:Good
Select
Driving Record:Clean
| Geico | $31 | $368 | -40% | $-242 |
| Auto Owners | $31 | $375 | -38% | $-234 |
| Erie Insurance | $34 | $403 | -34% | $-207 |
| Travelers | $48 | $579 | -5% | $-30 |
| AAA | $52 | $626 | 3% | $16 |
Cheapest Car Insurance For Senior Drivers in Illinois
GEICO offers the lowest car insurance rates for seniors in Illinois, with minimum coverage averaging $37 per month (about $438 annually). That’s roughly 49% cheaper than the state average, saving seniors around $414 per year. Erie Insurance is another affordable option at $53 per month (about $641 annually), saving seniors about $211 annually compared to the state average.
Data filtered by:Results filtered by:
Select
Coverage Level:State Minimum Liability Only
Select
Gender:Male
Select
Credit Alignment:Good
Select
Driving Record:Clean
| Geico | $37 | $438 | -49% | $-414 |
| Erie Insurance | $53 | $641 | -25% | $-211 |
| Auto Owners | $54 | $648 | -24% | $-204 |
| Travelers | $65 | $784 | -8% | $-69 |
| Country Financial | $71 | $854 | 0% | $2 |
Cheapest Car Insurance For High-Risk Drivers in Illinois
Your driving record is one of the biggest factors affecting car insurance rates in Illinois. Drivers with a clean history pay the lowest premiums, while violations such as texting while driving, speeding tickets, accidents, or DUIs can raise costs significantly. The tables below highlight the cheapest providers in Illinois based on different driving records.
- Cheapest for Bad Credit: Erie Insurance (from $82 per month)
- Cheapest With a DUI: GEICO (from $63 per month)
- Cheapest With an Accident: Auto Owners (from $42 per month)
- Cheapest With a Speeding Ticket: Auto Owners (from $36 per month)
- Cheapest With a Texting While Driving Violation: Auto Owners (from $31 per month)
Cheapest Car Insurance For Bad Credit in Illinois
Erie Insurance offers the most affordable rates for Illinois drivers with bad credit, averaging $985 annually, about 40% below the state average.
Data filtered by:Results filtered by:
Select
Age Group:Adult Drivers
Select
Coverage Level:State Minimum Liability Only
Select
Gender:Male
Select
Driving Record:Clean
| Erie Insurance | $82 | $985 | -40% | $-667 |
| Geico | $87 | $1,046 | -37% | $-607 |
| Country Financial | $99 | $1,187 | -28% | $-466 |
| Auto Owners | $103 | $1,233 | -25% | $-420 |
| Nationwide | $119 | $1,431 | -13% | $-222 |
Cheapest Car Insurance With a DUI in Illinois
GEICO is the cheapest option for drivers with a DUI, with premiums around $758 per year, saving motorists about 34% compared to the state average.
Data filtered by:Results filtered by:
Select
Age Group:Adult Drivers
Select
Coverage Level:State Minimum Liability Only
Select
Gender:Male
Select
Credit Alignment:Good
| Geico | $63 | $758 | -34% | $-391 |
| Travelers | $66 | $795 | -31% | $-355 |
| Auto Owners | $67 | $803 | -30% | $-347 |
| Erie Insurance | $70 | $840 | -27% | $-309 |
| Progressive | $72 | $868 | -24% | $-281 |
Cheapest Car Insurance With an Accident in Illinois
Auto Owners provides the lowest rates for drivers with an accident on record at $506 annually, which is about 45% cheaper than the Illinois average.
Data filtered by:Results filtered by:
Select
Age Group:Adult Drivers
Select
Coverage Level:State Minimum Liability Only
Select
Gender:Male
Select
Credit Alignment:Good
| Auto Owners | $42 | $506 | -45% | $-417 |
| Geico | $46 | $548 | -41% | $-374 |
| Erie Insurance | $54 | $643 | -30% | $-280 |
| Travelers | $62 | $748 | -19% | $-175 |
| Country Financial | $73 | $878 | -5% | $-45 |
Cheapest Car Insurance With a Speeding Ticket
Illinois drivers with a speeding violation can get the cheapest rates through Auto Owners, averaging $427 annually, or 44% less than the state average.
Data filtered by:Results filtered by:
Select
Age Group:Adult Drivers
Select
Coverage Level:State Minimum Liability Only
Select
Gender:Male
Select
Credit Alignment:Good
| Auto Owners | $36 | $427 | -44% | $-340 |
| Erie Insurance | $37 | $444 | -42% | $-323 |
| Geico | $38 | $461 | -40% | $-306 |
| Travelers | $59 | $707 | -8% | $-60 |
| Country Financial | $64 | $765 | 0% | $-2 |
Cheapest Car Insurance With a Texting While Driving Violation
Auto Owners also leads for texting-while-driving violations, with premiums around $375 annually, saving drivers roughly 52% compared to the state average.
Data filtered by:Results filtered by:
Select
Age Group:Adult Drivers
Select
Coverage Level:State Minimum Liability Only
Select
Gender:Male
Select
Credit Alignment:Good
| Auto Owners | $31 | $375 | -52% | $-407 |
| Erie Insurance | $37 | $444 | -43% | $-338 |
| Geico | $39 | $465 | -41% | $-318 |
| Travelers | $58 | $701 | -10% | $-81 |
| Country Financial | $64 | $765 | -2% | $-17 |
How to Get the Cheapest Car Insurance in Illinois
Finding the lowest-priced insurance companies is just one part of getting the best car insurance rates in Illinois. We'll show you proven ways to save the most on auto insurance.
- 1
Compare national and regional carriers
Illinois has a competitive insurance market that includes national brands and regional mutual companies. Prices often vary by ZIP code, so drivers in Chicago, its suburbs, and downstate areas should compare multiple quotes before buying a policy.
- 2
Know the minimum requirements in Illinois
Illinois drivers must carry liability insurance and uninsured motorist coverage for bodily injury. These minimums keep you compliant with state law and provide a baseline for comparing quotes. Knowing the state’s coverage floor also helps you see how choosing higher limits or adding optional protections may change your premium.
- 3
Use discounts to reduce costs
Illinois insurers offer common savings opportunities such as bundling auto with homeowners or renters insurance, enrolling in telematics programs, completing defensive driving courses, and maintaining a good student record. Paying your policy in full or going paperless can also reduce premiums.
- 4
Match coverage to your location
- Chicago drivers face higher risks of theft, accidents, and litigation, making full coverage with comprehensive and collision a smarter choice.
- Rural Illinois drivers with older vehicles may save by carrying liability-only coverage, provided they can afford to replace their car out of pocket.
- 5
Adjust deductibles carefully
Raising deductibles on comprehensive and collision lowers premiums but increases out-of-pocket costs after a claim. This works best if you have enough savings to handle the higher deductible.
- 6
Strengthen your driver profile
Maintaining a clean driving record and building good credit are two of the most effective ways to secure cheaper rates in Illinois. Both factors heavily influence premiums.
- 7
Illinois Automobile Insurance Plan (ILAIP)
If you cannot find coverage in the voluntary market due to violations or high risk, you can still obtain liability insurance through the Illinois Automobile Insurance Plan (ILAIP). Premiums are higher, so it should only be used as a last resort.
Risks of Getting the Cheapest Car Insurance in Illinois
Illinois requires drivers to carry liability insurance with minimum coverage of 25/50/25. This means you need $25,000 for injuries to one person, $50,000 total for injuries in one accident and $25,000 for property damage coverage. But minimum coverage leaves you exposed to major financial risks:
Vehicle damage if you're at fault won't be covered
Without collision coverage, you'll pay all repair costs if you cause an accident. In Illinois, average property damage claims hit $4,300 in 2023, according to the Insurance Information Institute. That money comes straight from your pocket with minimum coverage. Add collision coverage to protect against expensive repairs.
Weather risks make damage to your car more likely and aren't covered
Illinois gets hit with severe weather that damages cars regularly. The National Centers for Environmental Information reports weather-related property damage averaged $3,200 per incident in 2023. Basic coverage won't pay for weather damage. Add comprehensive coverage to protect against severe storms, tornadoes and hail that frequently hit Illinois.
Bodily injury damage is more likely to be higher than the minimum limits
Illinois's minimum bodily injury coverage of $25,000 per person often isn't enough for serious accidents. The Insurance Information Institute reports average bodily injury claims in Illinois reached $22,000 in 2023. With rising medical costs, consider increasing coverage to 50/100/50 for better financial protection against lawsuits.
Not having uninsured motorist coverage opens you up to unexpected costs
Illinois has a serious uninsured driver problem, with 12% of drivers lacking insurance according to the Insurance Information Institute. If an uninsured driver hits you, you'll face steep out-of-pocket costs without uninsured motorist coverage. Legal action against uninsured drivers rarely recovers damages. Add uninsured motorist coverage to protect yourself financially in these situations.
Vehicle theft damage is more likely and uncovered
Car theft is a real problem in Illinois, according to the National Insurance Crime Bureau. Without comprehensive coverage, you get nothing if your car's stolen or damaged during a theft. The average stolen car claim tops $9,000, so adding comprehensive coverage is worth it in high-risk urban areas like Chicago.
Minimum Coverage Requirements in Illinois
Drivers in Illinois must carry liability insurance to legally register and operate a vehicle. Illinois follows an at-fault system, which means the driver who causes an accident is responsible for covering damages. Liability coverage pays for injuries and property damage you may cause to others. Meeting these minimum limits keeps you compliant with state law, but higher coverage amounts are often recommended for stronger financial protection.
Coverage Type | Minimum Required Limit |
|---|---|
Bodily Injury Liability (Per Person) | $25,000 per person |
Bodily Injury Liability (Per Accident) | $50,000 per accident |
Property Damage Liability | $20,000 per accident |
Uninsured Motorist Bodily Injury | $25,000 per person / $50,000 per accident |
Cheap Car Insurance in Illinois: Bottom Line
GEICO offers the lowest car insurance rates in Illinois for most drivers and coverage types, according to our analysis. While the cheapest option is tempting, don't make price your only factor. Get as much coverage as you can afford to protect your finances when accidents happen.
Cheap Car Insurance in Illinois: FAQ
Below we answer common questions about car insurance to help you find the right coverage at affordable rates.
What are the cheapest car insurance companies in Illinois?
GEICO provides the most affordable car insurance in Illinois, with average annual rates of $360 for minimum coverage and $828 for full coverage. Auto-Owners, Travelers, Erie and Country Financial also offer competitive rates.
Who has the cheapest car insurance rates for young drivers in Illinois?
Auto-Owners provides the most affordable rates for young drivers in Illinois, with monthly premiums starting at $78 for minimum coverage.
Who offers the cheapest car insurance rates for seniors in Illinois?
Senior drivers in Illinois can find the most competitive rates with GEICO, offering policies for those 65 and older at an average of $37 per month for minimum coverage.
Who has the cheapest car insurance in Illinois for bad credit?
Country Financial provides the most affordable rates for bad-credit drivers in Illinois, with monthly premiums averaging $97 for minimum coverage.
Who has the cheapest car insurance in Illinois with an accident?
Auto-Owners offers the most affordable car insurance rates for Illinois drivers with an accident history, starting at $43 per month for minimum coverage.
Who has the cheapest car insurance in Illinois with a DUI?
Travelers provides the cheapest car insurance after a DUI in Illinois, with rates of $65 monthly for minimum coverage and $126 monthly for full coverage.
Who has the cheapest car insurance in Illinois for those with a speeding ticket?
Illinois drivers with a speeding ticket can find the lowest insurance rates with Auto-Owners, charging $37 monthly for minimum coverage and $84 for full coverage.
Should you buy the cheapest car insurance in Illinois?
Buying the cheapest insurance saves money upfront, but you need enough coverage to protect against major losses. GEICO balances low prices with solid coverage options in Illinois.
How We Found the Most Affordable Car Insurance in Illinois
MoneyGeek collected auto insurance data from the Illinois Department of Insurance and Quadrant Information Services. We analyzed quotes from 12 major insurers and reviewed more than 200 million rate comparisons across every residential ZIP code in Illinois.
Illinois Driver Profile
Our analysis started with a standard driver profile to find the cheapest rates:
- 40-year-old male
- 2012 Toyota Camry LE
- Clean driving record
- 12,000 miles driven annually
- Good credit
- Valid license
- Currently insured
- No claims history
We adjusted this sample profile, as specified, to find the cheapest option for various driver backgrounds.
Standard Coverage Levels in Illinois
We compared car insurance companies in Illinois that offer minimum and full coverage policies. We set the limits of the minimum coverage car insurance policy to the minimum amount required by law in Illinois.
The minimum coverage liability limits in Illinois are:
- $25,000 per person for bodily injury
- $50,000 per accident for bodily injury
- $20,000 per accident for property damage
For full coverage policy rates, we used the following liability limits:
- $100,000 for bodily injury liability per person
- $300,000 for bodily injury liability per accident
- $100,000 for property damage liability
- Comprehensive and collision coverage with a $1,000 deductible
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.
sources
- Insurance Information Institute . "Facts + Statistics: Auto Insurance ." Accessed September 4, 2025.
- Insurance Information Institute . "Facts + Statistics: Uninsured Motorists ." Accessed September 4, 2025.
- National Centers for Environmental Information . "Climate at a Glance: Statewide Time Series ." Accessed September 4, 2025.
- National Insurance Crime Bureau . "Vehicle Thefts Surge Nationwide in 2023 ." Accessed September 4, 2025.
