Best South Carolina Home and Auto Bundle Insurance Companies (2024)

MoneyGeek evaluated combination insurance providers on affordability, service quality and discount offerings. Our analysis shows that the following companies offer the best auto and home insurance bundles in South Carolina:

• State Farm: MoneyGeek score of 87 out of 100
• Allstate: MoneyGeek score of 78 out of 100

State Farm and Allstate had the highest satisfaction scores in the home and auto insurance categories. State Farm offers the cheapest bundle. Allstate, which ranked second, fell slightly short on affordability, but it scored highly in all other categories.

If you are a military member, USAA offers the best auto and home bundles. Unfortunately, USAA policies are not available to the general public, but they'd be MoneyGeek's top choice if they were.

South Carolina residents who bundle auto and home insurance policies save an average of $383 per year or 8% off the total premium. According to MoneyGeek's research, State Farm offers the largest discount rate at 18%, whereas Allstate offers the lowest bundling discount at 3%.

Companies offering the most significant bundle discounts are not necessarily the cheapest or the best options. Although the cheapest bundle insurance provider in South Carolina is State Farm, Allstate is not far behind. Allstate only offers a 3% discount but is the second cheapest in the state. Always review each company’s coverages, costs and discounts to choose the best one for your needs.

Without considering additional discounts, South Carolina residents will find the cheapest home and auto insurance bundles from:

• State Farm: $1,939 per year
• Allstate: $1,957 per year

Bundling with one insurer can result in discounts, but you can also save money by purchasing policies from different companies if you need to customize your coverage.

For example, you can purchase State Farm's auto insurance for $1,122 per year and Allstate home insurance for $833 per year, totaling $1,955. This cost is just $16 more than the cheapest bundle from State Farm.

By bundling home and auto insurance, policyholders can save on premiums. However, bundling insurance can be more expensive in some cases. It pays to compare all your options before deciding.