Compare Rates and Save On Auto Insurance

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The best Everett car insurance provider for you depends on your situation and needs.

For instance, while PEMCO is the cheapest for most drivers, teens and their families may save more with Kemper.

If you want to focus on customer service, Chubb might provide you a good deal.

MoneyGeek Logo IconCheapest + BestCar InsuranceEverett
2023

Cheapest and Best Car Insurance in Everett, WA

Cheapest Minimum Liability Car Insurance in Everett

These are the most budget-friendly car insurance companies for minimum coverage policies in Everett:

  • PEMCO: $287 per year
  • Capital Insurance Group: $366 per year

PEMCO is also the cheapest car insurance in most of Washington as of October 2022. National General offers the most expensive policies at around $812 each year.

Company
Annual Premium
Monthly Premium

PEMCO

$287

$24

PEMCO

$312

$26

Capital Insurance Group

$335

$28

PEMCO

$358

$30

Capital Insurance Group

$366

$31

Chubb

$404

$34

GEICO

$407

$34

State Farm

$418

$35

State Farm

$457

$38

Chubb

$477

$40

Travelers

$496

$41

Travelers

$502

$42

GEICO

$513

$43

Capital Insurance Group

$536

$45

GEICO

$537

$45

PEMCO

$551

$46

Travelers

$571

$48

State Farm

$572

$48

PEMCO

$594

$50

Farmers

$622

$52

Allstate

$640

$53

Allstate

$658

$55

Farmers

$658

$55

Chubb

$665

$55

Capital Insurance Group

$666

$56

American Family

$671

$56

Kemper

$687

$57

Nationwide

$691

$58

American Family

$692

$58

Progressive

$692

$58

PEMCO

$695

$58

Allstate

$705

$59

American Family

$720

$60

Kemper

$732

$61

Farmers

$739

$62

Nationwide

$742

$62

Capital Insurance Group

$748

$62

Progressive

$750

$63

Kemper

$753

$63

GEICO

$758

$63

Progressive

$794

$66

National General

$812

$68

Kemper

$816

$68

State Farm

$826

$69

Chubb

$883

$74

State Farm

$907

$76

GEICO

$909

$76

Travelers

$919

$77

Travelers

$951

$79

National General

$984

$82

Nationwide

$1,007

$84

Allstate

$1,010

$84

American Family

$1,021

$85

Nationwide

$1,022

$85

GEICO

$1,053

$88

Chubb

$1,058

$88

American Family

$1,060

$88

Allstate

$1,080

$90

American Family

$1,086

$90

Allstate

$1,093

$91

National General

$1,106

$92

Capital Insurance Group

$1,111

$93

Nationwide

$1,115

$93

Kemper

$1,127

$94

Travelers

$1,133

$94

Farmers

$1,133

$94

Farmers

$1,135

$95

State Farm

$1,179

$98

Kemper

$1,194

$100

Progressive

$1,235

$103

National General

$1,241

$103

Progressive

$1,309

$109

Farmers

$1,343

$112

Chubb

$1,432

$119

Progressive

$1,470

$123

Nationwide

$1,502

$125

National General

$1,527

$127

National General

$1,574

$131

Dairyland

$1,752

$146

Dairyland

$1,808

$151

Dairyland

$2,662

$222

Dairyland

$3,375

$281

Dairyland

$3,714

$310

Dairyland

$5,398

$450

Per Washington law, a minimum car insurance policy should include:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $10,000 property damage liability per accident

Say you have a policy with $25,000 in bodily injury liability per person and $50,000 in bodily injury liability per accident. In that case, the insurer will cover those amounts maximum. You're responsible for any amount beyond $25k for a person or $50k for an accident.

Cheapest Full Coverage Car Insurance in Everett

These companies provide the most affordable full-coverage policies in Everett:

  • PEMCO: $551 per year
  • Capital Insurance Group: $748 per year

Dairyland offers the most expensive full-coverage car insurance policy at $4,388 per year.

Statewide, PEMCO offers the cheapest full-coverage car insurance at approximately $441 annually as of October 2022. The price difference is because a statewide average includes every big city and small town. In contrast, the local average considers only the cost in Everett.

Company
Annual Premium
Monthly Premium

PEMCO

$287

$24

PEMCO

$312

$26

Capital Insurance Group

$335

$28

PEMCO

$358

$30

Capital Insurance Group

$366

$31

Chubb

$404

$34

GEICO

$407

$34

State Farm

$418

$35

State Farm

$457

$38

Chubb

$477

$40

Travelers

$496

$41

Travelers

$502

$42

GEICO

$513

$43

Capital Insurance Group

$536

$45

GEICO

$537

$45

PEMCO

$551

$46

Travelers

$571

$48

State Farm

$572

$48

PEMCO

$594

$50

Farmers

$622

$52

Allstate

$640

$53

Allstate

$658

$55

Farmers

$658

$55

Chubb

$665

$55

Capital Insurance Group

$666

$56

American Family

$671

$56

Kemper

$687

$57

Nationwide

$691

$58

American Family

$692

$58

Progressive

$692

$58

PEMCO

$695

$58

Allstate

$705

$59

American Family

$720

$60

Kemper

$732

$61

Farmers

$739

$62

Nationwide

$742

$62

Capital Insurance Group

$748

$62

Progressive

$750

$63

Kemper

$753

$63

GEICO

$758

$63

Progressive

$794

$66

National General

$812

$68

Kemper

$816

$68

State Farm

$826

$69

Chubb

$883

$74

State Farm

$907

$76

GEICO

$909

$76

Travelers

$919

$77

Travelers

$951

$79

National General

$984

$82

Nationwide

$1,007

$84

Allstate

$1,010

$84

American Family

$1,021

$85

Nationwide

$1,022

$85

GEICO

$1,053

$88

Chubb

$1,058

$88

American Family

$1,060

$88

Allstate

$1,080

$90

American Family

$1,086

$90

Allstate

$1,093

$91

National General

$1,106

$92

Capital Insurance Group

$1,111

$93

Nationwide

$1,115

$93

Kemper

$1,127

$94

Travelers

$1,133

$94

Farmers

$1,133

$94

Farmers

$1,135

$95

State Farm

$1,179

$98

Kemper

$1,194

$100

Progressive

$1,235

$103

National General

$1,241

$103

Progressive

$1,309

$109

Farmers

$1,343

$112

Chubb

$1,432

$119

Progressive

$1,470

$123

Nationwide

$1,502

$125

National General

$1,527

$127

National General

$1,574

$131

Dairyland

$1,752

$146

Dairyland

$1,808

$151

Dairyland

$2,662

$222

Dairyland

$3,375

$281

Dairyland

$3,714

$310

Dairyland

$5,398

$450

A full-coverage car insurance policy includes comprehensive and collision insurance.

  • Collision Insurance: If your vehicle is damaged in a collision that's your fault, this covers repairs.
  • Comprehensive Insurance: This pays for repairs if your car is damaged due to problems like bad weather, vandalism or theft.

A full coverage policy may not be worth it for an older vehicle. If a vehicle is worth little money, replacing it may make more sense than paying a lot to cover potential damages.

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Cheapest Car Insurance in Everett After a Driving Offense

The most affordable auto insurance providers for those with iffy driving records in Everett are:

  • Speeding ticket: PEMCO ($756 per year)
  • At-fault accident: PEMCO ($690 per year)
  • DUI: PEMCO ($980 per year)

Kemper is the most expensive for those with a DUI. Dairyland is the most expensive for people with accidents and tickets on their records.

Rates for drivers with less-than-ideal records may vary widely from company to company.

Company
Annual Premium
Monthly Premium

PEMCO

$363

$30

PEMCO

$406

$34

PEMCO

$419

$35

PEMCO

$423

$35

Capital Insurance Group

$429

$36

Chubb

$444

$37

Capital Insurance Group

$448

$37

State Farm

$465

$39

State Farm

$465

$39

PEMCO

$466

$39

PEMCO

$469

$39

Capital Insurance Group

$474

$40

Capital Insurance Group

$492

$41

Chubb

$499

$42

Chubb

$499

$42

PEMCO

$507

$42

State Farm

$508

$42

State Farm

$508

$42

State Farm

$511

$43

Chubb

$526

$44

State Farm

$559

$47

GEICO

$564

$47

PEMCO

$567

$47

Chubb

$594

$50

Chubb

$594

$50

PEMCO

$596

$50

Capital Insurance Group

$620

$52

State Farm

$636

$53

State Farm

$636

$53

GEICO

$638

$53

GEICO

$647

$54

Capital Insurance Group

$680

$57

Travelers

$683

$57

PEMCO

$690

$58

State Farm

$700

$58

Allstate

$704

$59

Capital Insurance Group

$705

$59

Farmers

$709

$59

Allstate

$723

$60

Travelers

$724

$60

Travelers

$724

$60

Capital Insurance Group

$728

$61

GEICO

$729

$61

Chubb

$740

$62

Travelers

$740

$62

PEMCO

$756

$63

GEICO

$760

$63

Travelers

$769

$64

GEICO

$776

$65

Allstate

$780

$65

Farmers

$783

$65

Travelers

$787

$66

PEMCO

$788

$66

American Family

$794

$66

American Family

$794

$66

Farmers

$802

$67

American Family

$804

$67

PEMCO

$808

$67

Progressive

$811

$68

Travelers

$819

$68

American Family

$821

$68

American Family

$821

$68

Farmers

$828

$69

American Family

$831

$69

Chubb

$840

$70

Chubb

$840

$70

Allstate

$847

$71

American Family

$856

$71

American Family

$856

$71

PEMCO

$858

$72

American Family

$867

$72

GEICO

$868

$72

Travelers

$868

$72

Allstate

$870

$73

Allstate

$872

$73

PEMCO

$880

$73

Progressive

$881

$73

Travelers

$887

$74

Farmers

$891

$74

Farmers

$893

$74

Capital Insurance Group

$893

$74

Allstate

$897

$75

Kemper

$898

$75

GEICO

$910

$76

State Farm

$914

$76

State Farm

$914

$76

PEMCO

$920

$77

Capital Insurance Group

$922

$77

Farmers

$923

$77

Progressive

$924

$77

Kemper

$930

$78

Kemper

$939

$78

Allstate

$950

$79

Progressive

$953

$79

Kemper

$957

$80

GEICO

$967

$81

National General

$971

$81

Chubb

$978

$82

Allstate

$981

$82

Kemper

$986

$82

Progressive

$989

$82

Farmers

$994

$83

Capital Insurance Group

$1,000

$83

State Farm

$1,001

$83

State Farm

$1,003

$84

State Farm

$1,003

$84

Capital Insurance Group

$1,011

$84

Progressive

$1,014

$85

Farmers

$1,016

$85

Capital Insurance Group

$1,028

$86

Kemper

$1,032

$86

Kemper

$1,035

$86

PEMCO

$1,036

$86

Nationwide

$1,050

$88

Kemper

$1,067

$89

PEMCO

$1,069

$89

GEICO

$1,077

$90

National General

$1,077

$90

State Farm

$1,098

$92

Nationwide

$1,106

$92

Chubb

$1,107

$92

Chubb

$1,107

$92

Allstate

$1,126

$94

National General

$1,159

$97

Chubb

$1,176

$98

GEICO

$1,201

$100

Allstate

$1,204

$100

Nationwide

$1,214

$101

American Family

$1,222

$102

American Family

$1,222

$102

Allstate

$1,225

$102

Capital Insurance Group

$1,242

$104

American Family

$1,263

$105

National General

$1,267

$106

American Family

$1,273

$106

American Family

$1,273

$106

Nationwide

$1,281

$107

American Family

$1,302

$108

American Family

$1,302

$108

State Farm

$1,303

$109

State Farm

$1,303

$109

GEICO

$1,307

$109

American Family

$1,315

$110

Farmers

$1,335

$111

Chubb

$1,337

$111

Chubb

$1,337

$111

Travelers

$1,341

$112

National General

$1,344

$112

American Family

$1,349

$112

Progressive

$1,349

$112

Farmers

$1,383

$115

Capital Insurance Group

$1,387

$116

Allstate

$1,387

$116

Travelers

$1,390

$116

GEICO

$1,399

$117

Travelers

$1,409

$117

State Farm

$1,428

$119

Allstate

$1,433

$119

Farmers

$1,453

$121

Nationwide

$1,458

$122

National General

$1,458

$122

Travelers

$1,464

$122

National General

$1,464

$122

Travelers

$1,466

$122

GEICO

$1,475

$123

Kemper

$1,484

$124

Allstate

$1,485

$124

Progressive

$1,487

$124

Progressive

$1,492

$124

National General

$1,494

$125

Farmers

$1,521

$127

Capital Insurance Group

$1,523

$127

Allstate

$1,524

$127

Kemper

$1,530

$128

Allstate

$1,534

$128

Travelers

$1,541

$128

GEICO

$1,544

$129

National General

$1,546

$129

Farmers

$1,547

$129

Kemper

$1,553

$129

Nationwide

$1,561

$130

Capital Insurance Group

$1,564

$130

Progressive

$1,566

$130

Kemper

$1,574

$131

Allstate

$1,576

$131

Travelers

$1,582

$132

Chubb

$1,598

$133

Nationwide

$1,600

$133

Farmers

$1,608

$134

Progressive

$1,615

$135

Travelers

$1,644

$137

Farmers

$1,667

$139

Nationwide

$1,667

$139

Nationwide

$1,687

$141

National General

$1,696

$141

Farmers

$1,706

$142

Nationwide

$1,710

$143

GEICO

$1,712

$143

Progressive

$1,716

$143

Travelers

$1,727

$144

Progressive

$1,751

$146

Dairyland

$1,752

$146

National General

$1,759

$147

GEICO

$1,760

$147

Nationwide

$1,780

$148

Dairyland

$1,808

$151

Progressive

$1,818

$151

GEICO

$1,818

$152

Chubb

$1,825

$152

Farmers

$1,825

$152

Chubb

$1,825

$152

Progressive

$1,864

$155

Nationwide

$1,934

$161

National General

$1,968

$164

National General

$1,979

$165

National General

$2,012

$168

National General

$2,023

$169

Dairyland

$2,056

$171

Nationwide

$2,094

$175

Dairyland

$2,115

$176

Kemper

$2,126

$177

Capital Insurance Group

$2,132

$178

Nationwide

$2,134

$178

National General

$2,206

$184

Dairyland

$2,258

$188

National General

$2,293

$191

Kemper

$2,340

$195

Nationwide

$2,345

$195

Dairyland

$2,393

$199

Nationwide

$2,479

$207

Progressive

$2,486

$207

Nationwide

$2,499

$208

Dairyland

$2,662

$222

National General

$2,734

$228

Progressive

$2,802

$233

Progressive

$2,837

$236

Dairyland

$3,012

$251

Nationwide

$3,047

$254

Dairyland

$3,375

$281

Dairyland

$3,391

$283

Kemper

$3,544

$295

Dairyland

$3,714

$310

Kemper

$3,905

$325

Dairyland

$3,935

$328

Dairyland

$4,281

$357

Dairyland

$4,331

$361

Kemper

$4,374

$365

Dairyland

$4,760

$397

Dairyland

$5,398

$450

Dairyland

$6,152

$513

Kemper

$6,558

$547

Dairyland

$6,733

$561

More serious offenses usually result in higher insurance costs. For example, even with the cheapest car insurance for high-risk drivers in Everett, you should expect to pay at least $224 more for a DUI than a speeding ticket.

Cheapest Car Insurance in Everett for Teens and Their Families

For a young driver added to a family policy in Everett, these are the most cost-effective insurers:

  • Kemper: $1,819 per year for female teens and $1,890 per year for male teens
  • Nationwide: $2,042 per year for female teens
  • Capital Insurance Group: $2,173 per year for male teens

Progressive offers the most expensive for teens on a family policy at around $4,368 for female teens per year and $4,816 for male teens.

Male teens generally pay more than female teens because the former are considered bigger risks. For the cheapest company, for example, male teens pay around $71 more than female teens. This disparity narrows as they enter adulthood.

Company
Family Plan Annual Premium
Individual Plan Monthly Premium

Kemper

$957

$2,420

Kemper

$1,105

$3,174

GEICO

$1,105

$1,606

GEICO

$1,114

$1,477

Travelers

$1,135

$1,638

GEICO

$1,157

$2,104

GEICO

$1,166

$2,221

GEICO

$1,176

$1,560

Nationwide

$1,195

$3,247

Nationwide

$1,197

$3,522

GEICO

$1,215

$1,766

Travelers

$1,228

$1,704

GEICO

$1,267

$2,066

Travelers

$1,269

$1,832

GEICO

$1,270

$1,924

Travelers

$1,281

$2,034

Capital Insurance Group

$1,292

$1,654

Allstate

$1,298

$1,936

Allstate

$1,300

$1,910

Travelers

$1,312

$1,894

Capital Insurance Group

$1,320

$1,721

GEICO

$1,326

$1,927

State Farm

$1,332

$1,352

GEICO

$1,341

$1,778

Allstate

$1,366

$2,567

Capital Insurance Group

$1,384

$1,773

Capital Insurance Group

$1,401

$1,825

Travelers

$1,405

$1,950

Allstate

$1,405

$2,065

Capital Insurance Group

$1,439

$2,013

Allstate

$1,446

$5,767

Capital Insurance Group

$1,447

$2,024

Allstate

$1,457

$2,990

Travelers

$1,459

$2,338

Travelers

$1,465

$2,227

Nationwide

$1,467

$2,451

Allstate

$1,481

$2,471

Capital Insurance Group

$1,492

$1,944

State Farm

$1,496

$1,518

Allstate

$1,512

$2,255

Nationwide

$1,514

$2,641

Travelers

$1,518

$2,106

State Farm

$1,523

$1,512

Farmers

$1,525

$1,941

Capital Insurance Group

$1,533

$1,963

Allstate

$1,539

$2,261

GEICO

$1,546

$2,945

Capital Insurance Group

$1,566

$2,038

GEICO

$1,572

$3,820

State Farm

$1,574

$1,859

Allstate

$1,577

$2,717

GEICO

$1,584

$3,473

Capital Insurance Group

$1,593

$2,082

Farmers

$1,611

$2,125

Nationwide

$1,614

$2,696

Allstate

$1,618

$3,039

State Farm

$1,637

$1,661

Nationwide

$1,648

$3,023

Allstate

$1,654

$3,718

Allstate

$1,676

$2,500

Nationwide

$1,681

$2,932

GEICO

$1,687

$3,068

State Farm

$1,700

$2,010

Nationwide

$1,701

$2,842

Allstate

$1,707

$7,273

Nationwide

$1,711

$3,281

Travelers

$1,722

$2,974

Travelers

$1,724

$2,610

State Farm

$1,733

$1,720

Travelers

$1,742

$2,648

Capital Insurance Group

$1,767

$2,471

Nationwide

$1,768

$3,084

Capital Insurance Group

$1,784

$2,495

Allstate

$1,806

$4,331

Kemper

$1,819

$5,327

Kemper

$1,819

$5,327

Kemper

$1,819

$5,327

Kemper

$1,819

$5,327

Kemper

$1,819

$5,327

Kemper

$1,819

$5,327

Kemper

$1,819

$5,327

Nationwide

$1,832

$6,348

Capital Insurance Group

$1,835

$2,388

State Farm

$1,844

$2,178

Allstate

$1,850

$3,795

Capital Insurance Group

$1,851

$2,418

Capital Insurance Group

$1,879

$2,917

Capital Insurance Group

$1,888

$2,903

Nationwide

$1,889

$7,346

Kemper

$1,890

$6,183

Kemper

$1,890

$6,183

Kemper

$1,890

$6,183

Kemper

$1,890

$6,183

Kemper

$1,890

$6,183

Kemper

$1,890

$6,183

Kemper

$1,890

$6,183

Nationwide

$1,894

$7,324

State Farm

$1,909

$2,257

State Farm

$1,926

$2,564

State Farm

$1,927

$1,912

Capital Insurance Group

$1,948

$3,025

State Farm

$1,961

$2,429

Nationwide

$1,966

$5,343

Capital Insurance Group

$1,974

$3,036

Travelers

$1,989

$3,514

Nationwide

$1,995

$5,868

Nationwide

$2,033

$8,521

Nationwide

$2,042

$8,477

Allstate

$2,044

$8,151

Nationwide

$2,059

$8,008

Travelers

$2,068

$3,620

GEICO

$2,072

$5,447

Allstate

$2,084

$11,008

Travelers

$2,089

$3,163

Progressive

$2,101

$2,107

Kemper

$2,106

$5,327

Kemper

$2,106

$5,327

Kemper

$2,152

$6,183

Kemper

$2,152

$6,183

Capital Insurance Group

$2,173

$4,177

Nationwide

$2,180

$9,733

Nationwide

$2,185

$9,155

Allstate

$2,190

$11,291

GEICO

$2,204

$4,724

Farmers

$2,206

$1,693

Capital Insurance Group

$2,210

$4,257

Allstate

$2,214

$9,437

Farmers

$2,230

$1,712

Progressive

$2,236

$2,226

State Farm

$2,253

$3,151

Farmers

$2,255

$1,731

State Farm

$2,256

$2,795

Farmers

$2,275

$1,850

State Farm

$2,285

$2,931

Farmers

$2,323

$1,836

Farmers

$2,329

$1,840

Farmers

$2,376

$1,878

Farmers

$2,400

$2,032

Travelers

$2,410

$4,259

GEICO

$2,452

$6,445

Progressive

$2,470

$3,552

Farmers

$2,473

$3,982

Travelers

$2,478

$4,348

Travelers

$2,498

$5,469

Progressive

$2,499

$2,506

State Farm

$2,503

$3,211

State Farm

$2,510

$3,518

Farmers

$2,555

$4,459

Farmers

$2,573

$4,265

Progressive

$2,587

$2,576

GEICO

$2,595

$5,562

Progressive

$2,616

$3,743

GEICO

$2,628

$8,830

Progressive

$2,662

$3,252

Farmers

$2,696

$4,818

State Farm

$2,704

$3,551

Progressive

$2,722

$3,266

Farmers

$2,767

$3,522

Progressive

$2,786

$2,774

Progressive

$2,804

$2,811

Farmers

$2,875

$3,793

GEICO

$2,889

$8,288

Progressive

$3,012

$5,037

Travelers

$3,059

$5,366

Progressive

$3,064

$4,405

State Farm

$3,065

$4,026

Farmers

$3,066

$6,192

State Farm

$3,083

$4,570

Farmers

$3,096

$5,402

Travelers

$3,187

$7,061

Farmers

$3,255

$6,757

Farmers

$3,287

$5,874

Progressive

$3,305

$5,559

Progressive

$3,415

$4,887

Progressive

$3,989

$8,486

Progressive

$4,368

$8,755

Progressive

$4,391

$9,406

Progressive

$4,816

$9,714

Progressive

$5,001

$10,638

Progressive

$5,520

$11,823

Individual policies for teenagers are typically much more expensive than family ones. Male teens in Everett, for example, may owe as much as $2,381 more for their own policy than if added to their parents' policy.

Taking steps to get the most affordable vehicle insurance for teenagers might save families hundreds of dollars annually.

Cheapest Car Insurance in Everett for Military Drivers

Everett-based military individuals and families may get the best full coverage auto insurance rates from:

  • PEMCO: $551 per year
  • USAA: $579 per year

USAA is a low-cost option for military members and their families. PEMCO is a bit less expensive and available to more people.

Company
Annual Premium
Monthly Premium

USAA

$260

$22

PEMCO

$287

$24

USAA

$289

$24

PEMCO

$312

$26

USAA

$316

$26

Capital Insurance Group

$335

$28

PEMCO

$358

$30

Capital Insurance Group

$366

$31

Chubb

$404

$34

GEICO

$407

$34

State Farm

$418

$35

State Farm

$457

$38

Chubb

$477

$40

Travelers

$496

$41

Travelers

$502

$42

GEICO

$513

$43

Capital Insurance Group

$536

$45

GEICO

$537

$45

PEMCO

$551

$46

Travelers

$571

$48

State Farm

$572

$48

USAA

$579

$48

PEMCO

$594

$50

USAA

$598

$50

Farmers

$622

$52

Allstate

$640

$53

Allstate

$658

$55

Farmers

$658

$55

Chubb

$665

$55

Capital Insurance Group

$666

$56

American Family

$671

$56

Kemper

$687

$57

Nationwide

$691

$58

American Family

$692

$58

Progressive

$692

$58

PEMCO

$695

$58

Allstate

$705

$59

USAA

$718

$60

American Family

$720

$60

Kemper

$732

$61

Farmers

$739

$62

Nationwide

$742

$62

Capital Insurance Group

$748

$62

Progressive

$750

$63

Kemper

$753

$63

GEICO

$758

$63

Progressive

$794

$66

National General

$812

$68

Kemper

$816

$68

State Farm

$826

$69

Chubb

$883

$74

State Farm

$907

$76

GEICO

$909

$76

Travelers

$919

$77

Travelers

$951

$79

National General

$984

$82

Nationwide

$1,007

$84

Allstate

$1,010

$84

American Family

$1,021

$85

Nationwide

$1,022

$85

GEICO

$1,053

$88

Chubb

$1,058

$88

American Family

$1,060

$88

Allstate

$1,080

$90

American Family

$1,086

$90

Allstate

$1,093

$91

National General

$1,106

$92

Capital Insurance Group

$1,111

$93

Nationwide

$1,115

$93

Kemper

$1,127

$94

Travelers

$1,133

$94

Farmers

$1,133

$94

Farmers

$1,135

$95

State Farm

$1,179

$98

Kemper

$1,194

$100

Progressive

$1,235

$103

National General

$1,241

$103

Progressive

$1,309

$109

Farmers

$1,343

$112

Chubb

$1,432

$119

Progressive

$1,470

$123

Nationwide

$1,502

$125

National General

$1,527

$127

National General

$1,574

$131

Dairyland

$1,752

$146

Dairyland

$1,808

$151

Dairyland

$2,662

$222

Dairyland

$3,375

$281

Dairyland

$3,714

$310

Dairyland

$5,398

$450

How to Compare Cheap Everett Car Insurance Quotes Online

Getting an auto insurance quote online might take up to 15 minutes and require a ton of personal information.

So instead, get a fast and fairly reliable approximation using only your age, vehicle type, coverage level and driving record with MoneyGeek's auto insurance calculator.

Auto Insurance Calculator

See how the Average Annual Auto Insurance Rates vary with the options chosen.

Washington
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30-65
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Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

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Click an insurer below to visit their review page or continue to your personalized quote.

USAA

Best Car Insurance in Everett: Summary

How much you care about price, service coverage and other variables determines which auto insurance policy is right for you. For MoneyGeek, these are the top car insurance companies in Everett:

  • Best overall: Chubb (MoneyGeek score 84 out of 100)
  • Best for service: Chubb (MoneyGeek score 76 out of 100)
  • Best cheap: Chubb (MoneyGeek score 85 out of 100)

Chubb is also the best car insurance company in Washington.

MoneyGeek scores might shift depending on how the elements are weighted in each category. For those who belong to the military community, for instance, USAA might be a good consideration.

Best Overall Car Insurance in Everett

The top-rated auto insurance providers in Everett are:

  • Chubb: MoneyGeek score 84 out of 100 ($1,058 per year)
  • Capital Insurance Group: MoneyGeek score 80 out of 100 ($748 per year)

Satisfied customers and competitive pricing are two of Chubb's greatest assets. These aspects are directly related to the quality of service customers get from their insurance provider.

The military community should explore USAA, which has a MoneyGeek score of 84 out of 100.

How was this MoneyGeek score calculated?

Chubb

pros

Above-average scores in general satisfaction and affordability

Offers rental car reimbursement, original equipment manufacturer (OEM) and classic car insurance coverages

cons

Limited coverage selection

No roadside assistance coverage

COMPANY HIGHLIGHTS

Although less extensive than others, Chubb's coverage options are worth considering.

With Chubb's OEM coverage, customers can expect their vehicle’s safety systems to continue to operate as intended after an accident. It includes replacement parts from the manufacturer to properly complete repairs.

Chubb also offers special motor coverage for collector cars, defined as being at least 30 years old. This policy often covers rare, one-of-a-kind or display and hobby cars.

Lastly, Chubb's rental car reimbursement lets you rent a car similar to yours if your vehicle is undrivable, with coverage limits of up to $5,000 with no per-day limit.

Best Car Insurance in Everett for Customer Service

With price taken out of the equation, the top-rated firms in Everett for customer satisfaction are:

  • Chubb: MoneyGeek score 76 out of 100 ($1,058 per year)
  • Capital Insurance Group: MoneyGeek score 68 out of 100 ($748 per year)

Some may find Chubb's premiums steep, but its customer service and claims processing are highly regarded. So, it may be worth the cost.

How was this MoneyGeek score calculated?

Chubb

pros

Stellar performance in service and claims management

Offers diminished value coverage

cons

Doesn’t have a lot of coverage options

No accident forgiveness

COMPANY HIGHLIGHTS

For some, claims management is as important as other aspects of insurance. They want to ensure they get their due from the insurer to help them recover from damages or losses. This is especially true for coverages promising big payouts.

Chubb's optional Agreed Value Coverage lets you and your insurer agree on your car's value when you get your policy. Then, if the car is stolen or totaled, Chubb should write you a check for the agreed amount. This may be a good choice for people concerned about losing money.

Best Cheap Car Insurance in Everett

As determined by an evaluation of price and quality of service for plans offering the bare minimum mandated by Washington state law, the following are on top:

  • Chubb: MoneyGeek score 85 out of 100 ($477 per year)
  • Capital Insurance Group: MoneyGeek score 80 out of 100 ($366 per year)

Minimum liability insurance plans in Everett are the least expensive. But they usually provide no coverage for repairs to your car.

How was this MoneyGeek score calculated?

Chubb

pros

Affordable minimum coverage policy costs $477 per year.

Bundling, defensive driving and anti-theft discounts

Hight affordability and customer satisfaction scores

cons

Doesn’t offer an airbag discount

COMPANY HIGHLIGHTS

Chubb is unlikely to break the bank while offering good discounts and customer service.

Its bundle program lets you get home and auto insurance at lower rates than if bought separately. The company also offers car insurance discounts for having alarms and other anti-theft devices.

Chubb also has a discount for drivers who complete a defensive driving or accident prevention course.

Average Cost of Car Insurance in Everett

MoneyGeek's research found the average cost of full coverage auto insurance in Everett is $1,161 as of October 2022. This is $8 more than the average cost of car insurance throughout the U.S. and $96 more than Washington’s median premium for auto insurance.

Prices take several factors into account, location being only one of them. So, costs vary accordingly. These full coverage costs include medical payments coverage of $100,000 per person, bodily injury coverage of $300,000 per accident and property damage coverage of $100,000 per incident.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.