Best Car Insurance in Massachusetts

Plymouth Rock delivers the best overall value for Massachusetts drivers. Young drivers and those with a violation pay the lowest rates. Beyond standard liability, collision and comprehensive insurance, Plymouth Rock covers pet injuries for veterinary costs after accidents, custom parts and equipment for vehicle modifications, and loan/lease gaps to handle remaining debt after total loss. Crashbusters mobile claims appraisers assess damage on-site, while the Door to Door Valet Claims Service handles repairs and delivers rental cars.

Customer experience gets a 4.2 out of 5 score. Multiple offices across Massachusetts provide support through phone, email and a mobile app. Manage policies, report claims, request roadside assistance and make payments 24/7 through digital platforms. Claims adjusters handle Massachusetts-specific issues like coastal damage and severe weather claims efficiently. Local expertise and shorter wait times earn positive feedback.

Young drivers pay $47 monthly for minimum coverage. Adults pay $22. Plymouth Rock gets a 5.0 affordability score, the cheapest in Massachusetts. Drivers with accidents pay $38 monthly, DUI violations cost $39 monthly, and older vehicles run $20 monthly. Full coverage averages $124 monthly for young drivers and $67 for adults.

Read our review: Plymouth Rock Car Insurance Review

Seniors pay $35 monthly for minimum coverage and $91 for full coverage. Drivers with speeding tickets pay $43 monthly for minimum coverage and $100 for full coverage. The 4.8 affordability score puts Amica second in Massachusetts.

Standard liability, collision and comprehensive insurance include medical payments, personal injury protection and uninsured motorist coverage. Roadside assistance and rental reimbursement cover losses. The 3.3 coverage score reflects fewer specialized options than competitors.

Claims often get processed within hours. Customers access 24/7 support through phone and a mobile app that handles claims reports, roadside assistance requests and bill payments. Dividend refunds return up to 20% of annual premiums. Weather-related claims get processed quickly. The 5.0 customer experience score puts Amica first in Massachusetts.

Read our review: Amica Car Insurance Review

Drivers with poor credit pay $42 monthly for minimum coverage and $96 for full coverage. Low-income drivers pay $31 monthly for minimum coverage and $71 for full coverage. Safety costs less than any competitor for these Massachusetts drivers.

The 4.8 coverage quality score puts Safety second in Massachusetts. Accident forgiveness, substitute transportation coverage, roadside assistance and glass coverage with no deductible come standard. Customized parts and equipment coverage protects against Massachusetts winters and coastal conditions.

Claims service runs 24/7 through a mobile app for filing and tracking. Massachusetts expertise covers state-specific regulations and weather-related claims. The 3.5 customer experience score puts Safety 10th in Massachusetts.

Read our review: Safety Car Insurance Review