What Type of Water Damage Is Covered by Home Insurance?
Home insurance typically covers water damage from sudden, unforeseen events like burst pipes, fires or severe storms. However, it often excludes coverage for flooding, intentional acts or damage from lack of maintenance.
Updated: March 15, 2024
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About Mark Fitzpatrick
Mark Fitzpatrick has analyzed the property and casualty insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. Currently, he leads P&C insurance content production at MoneyGeek. Fitzpatrick has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.