Best Pet Insurance in West Virginia

Lemonade is the best pet insurance company in West Virginia for both cats and dogs, earning top scores in our analysis. Other strong options in the state include AKC, Spot, Pumpkin and Pets Best.

AKC leads pet insurance rankings for most West Virginia cat breeds with comprehensive coverage setting the standard for feline protection. Review which companies work best for your cat:

AKC dominates the best pet insurance rankings for most cat breeds in West Virginia, offering comprehensive coverage options that set the standard for feline protection. Below, you can review which companies are best for your cat in the state.

In West Virginia, Lemonade provides the most affordable dog insurance at $45 per month or $535 per year. For cats, Pumpkin offers the cheapest coverage at $19 monthly or $224 annually.

In West Virginia, Lemonade, Pumpkin and Pets Best provide the most affordable dog insurance coverage, with plans starting at $15 monthly.

In West Virginia, Pets Best (13 wins), Pumpkin (8 wins), and Lemonade (5 wins) offer the most affordable cat insurance across breeds. Monthly premiums start at $13 for standard coverage.

West Virginia pet insurance costs an average of $78 monthly for dogs and $39 for cats. West Virginia pet owners pay less than the national average, with rates about 13% lower for dogs and 14% lower for cats.

Finding cheap, quality coverage in West Virginia takes work. Get great pet insurance with these steps:

Lemonade tops our West Virginia pet insurance rankings with strong cat and dog coverage. Budget-focused pet owners get the most affordable dog coverage from Lemonade. Pumpkin delivers the lowest cat insurance costs. These providers stand out, but compare options matching your pet's specific needs.

We answer West Virginia pet insurance questions:

We researched all 20 major pet insurance providers in the United States, compared their policies and gathered quotes for West Virginia residents. Here's the standard profile we used for our comparisons:

• $5,000 annual limit
• 80% reimbursement
• $500 deductible
• 6-year-old Labrador Retriever if dog
• 7-year-old Ragdoll if cat

Our Company Rating System

To ensure our ratings are accurate to pet and pet owner's needs, we simplified our rating mechanism for easy understanding and comprehensive inclusion of all available information:

• Affordability (50% of score): We used proprietary quote data for all combinations of coverage, pet ages, and breeds owned in the U.S. to compare affordability scores for all providers. We also considered discounts and how each company calculates them into your premium.
• Customer experience (30% of score): Using customer ratings we scoured across the internet, industry scores from reliable agencies like AM Best, and Reddit comment sentiment for companies to get this score.
• Coverage options (20% of score): We considered all terms, add-ons and inclusions when determining this score. We also gauged these coverage restrictions and inclusions against the most commonly needed pet medical-related costs to assess their usefulness.