Best Pet Insurance in Delaware


Key Takeaways
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Lemonade leads Delaware pet insurance with plans starting at just $9 monthly. You get affordable rates and reliable customer service

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Dog owners in Delaware pay about $52 monthly for Lemonade's cheapest coverage, while cat owners pay $22 through Pumpkin.

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Comparing insurers and coverage options helps you match plans to your budget and pet's needs.

Best Pet Insurance Companies in Delaware

Lemonade is the best pet insurance company in Delaware for cats and dogs. Other strong insurance options in the state include AKC, Pumpkin, Pets Best and Spot.

Data filtered by:
Dog
Middle Aged
$5,000
80%
$500
Lemonade4.50$52
AKC4.20$68
Pets Best4.05$63
Rainwalk3.95$72
Pumpkin3.70$63
ASPCA3.70$62
Company Image
Lemonade

Best Overall

MoneyGeek Rating
4.5/ 5
5/5Affordability
4.4/5Customer Experience
3.3/5Coverage Points
  • Average Monthly Rate for Dogs

    $52
  • Average Monthly Rate for Cats

    $25
  • Overall Reddit Sentiment

    72% positive
  • Maximum Annual Limit

    $100,000

Best Pet Insurance by Dog Breed

AKC tops pet insurance for most Delaware dog breeds. Lemonade and Pets Best lead for a few specific breeds. Check which company matches your dog's needs.

Data filtered by:
Affenpinscher
Pets Best4.35$28
Rainwalk4.3$50
Lemonade4.25$32
AKC4.25$59
Spot3.95$51

Best Pet Insurance by Cat Breed

AKC dominates the best pet insurance rankings for most cat breeds in Delaware, while Rainwalk stands out as a strong alternative provider. Below, you can review which companies are best for your cat in the state.

Data filtered by:
Abyssinian
AKC4.45$43
Rainwalk4.45$36
Lemonade4.35$25
Pets Best4.3$33
Spot4.15$34

Cheapest Pet Insurance in Delaware

In Delaware, Lemonade offers the cheapest pet insurance for dogs at $52 per month or $623 per year. For cats, Pumpkin provides the most affordable coverage at $22 per month or $260 per year.

Data filtered by:
Dog
Middle Aged
$5,000
80%
$500
Lemonade$52$623-29%
ASPCA$62$750-14%
Pets Best$63$758-14%
Pumpkin$63$759-13%
Figo$67$805-8%
AKC$68$814-7%
Met Life$69$829-6%
Hartville$70$837-5%
Rainwalk$72$863-2%
Spot$72$863-2%
Liberty Mutual$78$9407%
Embrace$87$1,04519%
Nationwide$103$1,23441%
Fetch$106$1,27045%

Cheapest Delaware Pet Insurance by Dog Breed

In Delaware, Lemonade, Pumpkin and Pets Best offer the most affordable pet insurance for dogs, with rates starting at $17 monthly.

Data filtered by:
Affenpinscher
Pets Best$28$338-49%
Lemonade$32$381-43%
Pumpkin$38$451-32%
ASPCA$44$526-21%
Figo$47$565-15%

Cheapest Delaware Pet Insurance by Cat Breed

In Delaware, Pets Best (13 wins), Lemonade (8 wins) and Pumpkin (8 wins) offer the most affordable cat insurance across breeds. Monthly premiums start at $15 for standard coverage.

Data filtered by:
Abyssinian
Lemonade$25$304-54%
Figo$29$346-48%
Hartville$33$391-41%
Pets Best$33$393-41%
Spot$34$407-39%

How Much Is Pet Insurance in Delaware?

Delaware pet insurance costs around $91 monthly for dogs and $46 for cats. These rates run slightly above the national average, with dog and cat insurance premiums costing about 1% more than typical rates across the country.

Data filtered by:
$5,000
$500
80%
Cat$46$5521%
Dog$91$1,0891%

How to Get the Best Cheap Pet Insurance in Delaware

Finding the best cheap provider and coverage plan in Delaware can be difficult. Follow these steps to find coverage that works best for you and your pet.

  1. 1
    Evaluate Your Pet's Coverage Needs First

    List your pet's health risks and wanted care. Breed-specific conditions and your pet's age help you find the right coverage level.

  2. 2
    Look for Available Insurance Discounts

    Check whether you qualify for multi-pet plan savings or annual payment discounts. Many insurers cut rates for military members or spayed/neutered pets.

  3. 3
    Research Insurance Company Reputations

    Read customer reviews and check how quickly companies handle claims. Pick insurers with solid financial ratings and strong Delaware pet owner feedback.

  4. 4
    Get Multiple Insurance Quotes

    Request quotes from at least three insurers offering similar coverage. Comparing deductibles, reimbursement rates and annual limits shows you the best value.

  5. 5
    Review Your Policy Annually

    Schedule yearly policy reviews to spot better rates or coverage. Premiums climb as pets age, so regular plan comparisons save money.

Best Pet Insurance in Delaware: Bottom Line

Lemonade is our top pick for pet insurance in Delaware for cats and dogs. Delaware cat owners get the best rates from Pumpkin, while dog owners pay the least with Lemonade. Compare multiple providers to find coverage that fits your pet's needs and your budget.

Pet Insurance in Delaware: FAQ

Wondering how pet insurance works in Delaware? You’ll find helpful answers below.

What are the best pet insurance companies in Delaware?

Which company has the cheapest pet insurance in Delaware?

How much is pet insurance in Delaware?

What is the best way to find the right pet insurance provider?

How We Found the Best and Cheapest Pet Insurance in Delaware

We researched all 20 major pet insurance providers in the United States, compared their policies and gathered quotes for Delaware residents. Here's the standard profile we used for our comparisons:

  • $5,000 annual limit
  • 80% reimbursement
  • $500 deductible
  • 6-year-old Labrador Retriever if dog
  • 7-year-old Ragdoll if cat

Our Company Rating System

To ensure our ratings are accurate to pet and pet owner's needs, we simplified our rating mechanism for easy understanding and comprehensive inclusion of all available information:

  • Affordability (50% of score): We used proprietary quote data for all combinations of coverage, pet ages, and breeds owned in the U.S. to compare affordability scores for all providers. We also considered discounts and how each company calculates them into your premium.
  • Customer experience (30% of score): Using customer ratings we scoured across the internet, industry scores from reliable agencies like AM Best, and Reddit comment sentiment for companies to get this score.
  • Coverage options (20% of score): We considered all terms, add-ons and inclusions when determining this score. We also gauged these coverage restrictions and inclusions against the most commonly needed pet medical-related costs to assess their usefulness.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.

Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!

He writes about economics and insurance, breaking down complex topics so people know what they're buying.


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