Best Life Insurance in Round Rock, TX (October 2024)


Enter your ZIP code to get started

Shield

Free. Simple. Secure.

Protective is the best life insurance company in Round Rock, Texas, with MoneyGeek scores of 91 for men and 92 for women and average monthly premiums of $54 and $34, respectively. These figures are based on a 20-year term policy with $500,000 coverage.

When deciding on life insurance, consider the coverage amount, term length and premium. Your unique needs may mean a different company is best for you.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Round Rock, Texas.

recency icon

We updated life insurance providers' coverage costs and company information in October 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes
MoneyGeek Logo IconBestLife InsuranceRound Rock, TX
2024

Best Life Insurance Companies in Round Rock

Overall Best Life Insurance in Round Rock, TX

How was this MoneyGeek score calculated?

Protective offers the best life insurance in Round Rock, with MoneyGeek scores of 91 for men and 92 for women. The average monthly premiums are $54 for males and $34 for females.

Top providers for men:

  • Protective: MoneyGeek score of 91 out of 100 at $54 per month
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $53 per month

Top providers for women:

  • Protective: MoneyGeek score of 92 out of 100 at $34 per month
  • Mutual of Omaha: MoneyGeek score of 89 out of 100 at $45 per month

Protective stands out due to its high MoneyGeek scores and competitive monthly premiums.

mglogo
MoneyGeek Top Pick
Protective

Protective is Round Rock's top life insurance provider, with MoneyGeek scores of 91 for men and 92 for women and monthly premiums of $54 and $34, respectively.

Pros:

  • High customer satisfaction
  • Affordable rates for women
  • Strong financial stability

Cons:

  • Buying process could improve

Best Term Life Insurance in Round Rock, TX

How was this MoneyGeek score calculated?

Mutual of Omaha is the best term life insurance provider for men in Round Rock with a MoneyGeek score of 91 and an average monthly premium of $26. For women, Protective leads with a score of 92 at $19 monthly. These scores reflect a combination of affordability, customer satisfaction and financial stability.

Top term life insurance companies for men:

  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $26 per month
  • Protective: MoneyGeek score of 91 out of 100 at $26 per month

Top term life insurance companies for women:

  • Protective: MoneyGeek score of 92 out of 100 at $19 per month
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 at $25 per month

Term life insurance offers coverage at a fixed rate for a set period, often chosen for its simplicity and lower cost than whole life insurance. A parent might buy a 20-year term policy to ensure their child's education and living expenses are covered in case of their untimely death.

mglogo
MoneyGeek Top Pick
Mutual of Omaha

Mutual of Omaha is the top term life insurance provider for men in Round Rock, with a MoneyGeek score of 91 and a monthly premium of $26.

Pros:

  • High customer satisfaction
  • Affordable premiums
  • Robust financial stability

Cons:

  • Buying process could improve
mglogo
MoneyGeek Top Pick
Protective

Protective is the top choice for women seeking term life insurance in Round Rock, earning a MoneyGeek score of 92. With a monthly premium of around $19, the company combines affordability with high customer satisfaction.

Pros:

  • High customer satisfaction
  • Exceptional value
  • Solid financial stability

Cons:

  • Buying process could improve

Best Whole Life Insurance in Round Rock, TX

How was this MoneyGeek score calculated?

Protective is Round Rock's best whole life insurance provider, with a MoneyGeek score of 92 for men and women. This score reflects a balance of affordability, customer satisfaction and financial stability.

  • Protective: MoneyGeek score of 92 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for men and women

Whole life insurance is a permanent policy that provides a death benefit and accumulates cash value over time. It suits those looking for a stable, long-term investment component in addition to life coverage. For example, a parent might choose it to ensure financial support for their children while building a cash reserve for future needs.

mglogo
MoneyGeek Top Pick
Protective

Protective is Round Rock's leading whole life insurance company, with a MoneyGeek score of 92 for men and women. It demonstrates a strong balance of customer satisfaction and affordability.

Pros:

  • High customer satisfaction
  • Strong financial stability
  • Affordable premiums

Cons:

  • Buying process could improve

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

widget-location-pin
Insurance Rates

Best Universal Life Insurance in Round Rock, TX

How was this MoneyGeek score calculated?

Protective has Round Rock's best universal life insurance, with a MoneyGeek score of 91 for men and women. This score reflects a balance of affordability, customer satisfaction and financial stability.

  • Protective: MoneyGeek score of 91 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

Universal life insurance offers flexibility in premiums and benefits, appealing to those seeking a customizable insurance plan. For instance, someone interested in long-term financial planning may choose it for its potential cash value growth and adjustable coverage options.

mglogo
MoneyGeek Top Pick
Protective

Protective is Round Rock's leading universal life insurance provider, with a MoneyGeek score of 91 for men and women. This score reflects a balance of affordability, customer satisfaction and financial stability.

Pros:

  • High customer satisfaction
  • Very affordable for women
  • Strong financial stability

Cons:

  • Buying process could improve
  • Limited product options

Best No-Medical-Exam Life Insurance in Round Rock, TX

How was this MoneyGeek score calculated?

In Round Rock, Protective offers the best life insurance without a medical exam requirement. Its MoneyGeek score of 91 for men and women indicates a balance of affordability, customer satisfaction and financial stability.

  • Protective: MoneyGeek score of 91 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

Life insurance with no mandatory medical exam provides coverage without a health checkup. This benefits those who require quick coverage or have health issues that could complicate a traditional insurance application. Someone with a chronic illness might choose it to avoid the risk of higher premiums or denial of coverage.

mglogo
MoneyGeek Top Pick
Protective

Protective is the top choice for life insurance without the hassle of a medical examination in Round Rock. Its MoneyGeek score of 91 for men and women reflects a balance of affordability, customer satisfaction and financial stability.

Pros:

  • High customer satisfaction
  • Affordable premiums for women
  • Strong financial stability

Cons:

  • Buying process could improve

How Much Life Insurance Do You Need?

Answer three simple questions to get your recommended coverage amount.

Incognito iconYour information is anonymous and secure
Income icon
Saving icon
debt icon

Best Term Life Insurance for Seniors in Round Rock, TX

How was this MoneyGeek score calculated?

For older men seeking the best term life insurance for seniors in Round Rock, Mutual of Omaha stands out with a MoneyGeek score of 91 and an average monthly premium of $107. Protective is the top choice for women, scoring 92 and charging $80 monthly.

Premiums rise as people reach their senior years because of increased health risks. Mutual of Omaha and Protective's high MoneyGeek scores reflect their strong customer satisfaction, financial stability and product diversity.

Best Term Life Insurance for Seniors in Round Rock
Data filtered by:Results filtered by:
gender:
gender:M
1Mutual of Omaha$10791
2Nationwide$8891
3Protective$11590
4Prudential$10686
5Transamerica$12186
6Allstate$14386
7AAA$16885
8State Farm$15985
9Haven$19582

Best Term Life Insurance for Smokers in Round Rock, TX

How was this MoneyGeek score calculated?

For men seeking the best term life insurance for smokers in Round Rock, Mutual of Omaha stands out with a MoneyGeek score of 91 and an average monthly premium of $59. Women will find Allstate as the top option, scoring 89 with a monthly premium of $35.

Smoking raises life insurance costs due to added health risks, which insurers factor into premiums. Mutual of Omaha and Allstate's high MoneyGeek score indicates a balance of affordability, customer satisfaction and financial stability.

Best Term Life Insurance for Smokers in Round Rock
Data filtered by:Results filtered by:
gender:
gender:M
1Mutual of Omaha$5991
2Nationwide$5490
3Allstate$5388
4Transamerica$5388
5Protective$8288
6Prudential$5088
7State Farm$7785
8AAA$9585
9Haven$9582

Best Term Life Insurance for Young Adults in Round Rock, TX

How was this MoneyGeek score calculated?

Protective offers the best term life insurance for young adults in Round Rock, with a MoneyGeek score of 92 and average monthly premiums of $16 for men and $11 for women.

Age significantly influences life insurance premiums, with younger adults typically benefiting from lower costs. Protective's high affordability, customer satisfaction and financial stability scores contribute to its top ranking.

Best Term Life Insurance for Young Adults in Round Rock
Data filtered by:Results filtered by:
Sex:
Sex:M
1Protective$1692
2Mutual of Omaha$1691
3Nationwide$1691
4Transamerica$1887
5AAA$2685
6Prudential$2185
7State Farm$2785
8Allstate$2785
9Haven$2184
10Bestow$2983

Best Cheap Term Life Insurance in Round Rock, TX

How was this MoneyGeek score calculated?

For the best cheap term life insurance in Round Rock, Nationwide leads for men with a MoneyGeek score of 93 and an average monthly premium of $24. Protective is the top option for women, with a MoneyGeek score of 92 at $19 monthly.

Factors affecting premiums include age, health, coverage amount and term length. To get the lowest rates, maintain excellent health, choose a shorter term length and opt for a lower coverage amount.

Best Cheap Term Life Insurance in Round Rock
Data filtered by:Results filtered by:
Sex:
Sex:M
1Nationwide$2493
2Mutual of Omaha$2691
3Protective$2791
4Transamerica$2988
5Prudential$3286
6AAA$4184
7Allstate$4184
8State Farm$4282
9Haven$3782

Average Cost of Term Life Insurance in Round Rock, TX

The average monthly costs of term life insurance in Round Rock are $48 for men and $35 for women. Many factors affect premiums, including age, health, lifestyle choices, term length and coverage amount.

Life insurance costs in Round Rock may differ from those in the rest of Texas due to local health statistics, economic conditions and lifestyles. Higher life expectancy or lower health risks could lead to lower premiums, while higher living costs or riskier lifestyles might raise them.

Considering these factors helps consumers find life insurance that fits their personal and financial needs.

FAQ: Life Insurance in Round Rock, TX

What company has the best life insurance in Round Rock for men?
What is the monthly premium for the best life insurance for men in Round Rock?
What company has the best life insurance in Round Rock for women?
What is the monthly premium for the best life insurance for women in Round Rock?
Is there anything different about life insurance in Round Rock compared to the rest of Texas?
What happens to your life insurance if a company goes bankrupt in Round Rock?
Why might Round Rock residents need life insurance?
How do you find a lost life insurance policy in Round Rock?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.