Best Life Insurance in Plano, TX (October 2024)


Enter your ZIP code to get started

Shield

Free. Simple. Secure.

Protective is the best life insurance company in Plano, Texas, with MoneyGeek scores of 91 for men and 92 for women and average monthly premiums of $74 and $44, respectively. These figures are based on a 20-year term policy with $500,000 coverage.

When deciding on life insurance, consider factors like policy length, coverage amount and financial needs. While Protective has high scores and competitive premiums, your circumstances may lead you to a different provider.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Plano, Texas.

recency icon

We updated life insurance providers' coverage costs and company information in October 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes
MoneyGeek Logo IconBestLife InsurancePlano, TX
2024

Best Life Insurance Companies in Plano

Overall Best Life Insurance in Plano, TX

How was this MoneyGeek score calculated?

Protective offers the best life insurance in Plano, with MoneyGeek scores of 91 for men and 92 for women at average monthly premiums of $74 and $44, respectively.

Top providers for men:

  • Protective: MoneyGeek score of 91 out of 100 at $74 per month
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $63 per month

Top providers for women:

  • Protective: MoneyGeek score of 92 out of 100 at $44 per month
  • Mutual of Omaha: MoneyGeek score of 89 out of 100 at $58 per month

Protective's high MoneyGeek scores and competitive premiums make it an excellent choice for life insurance.

mglogo
MoneyGeek Top Pick
Protective

Protective is Plano's top life insurance provider, with MoneyGeek scores of 91 for men and 92 for women and monthly premiums of $74 and $44, respectively.

Pros:

  • High customer satisfaction
  • Strong financial stability

Cons:

  • Buying process could improve

Best Term Life Insurance in Plano, TX

How was this MoneyGeek score calculated?

Mutual of Omaha is the best term life insurance provider for men in Plano, with a MoneyGeek score of 91 and an average monthly premium of $36. For women, Protective leads with a score of 92 at $24 monthly. These companies offer exceptional value and customer satisfaction in their term life insurance products.

Top term life insurance companies for men:

  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $36 per month
  • Protective: MoneyGeek score of 91 out of 100 at $37 per month

Top term life insurance companies for women:

  • Protective: MoneyGeek score of 92 out of 100 at $24 per month
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 at $32 per month

Term life insurance is a straightforward protection plan where, in exchange for a monthly premium, the insurer promises a payout to beneficiaries if the insured passes away during the term. A parent may choose it to ensure funding for their child's education in case of their untimely death.

mglogo
MoneyGeek Top Pick
Mutual of Omaha

Mutual of Omaha is the top term life insurance provider for men in Plano, with a MoneyGeek score of 91 and a monthly premium of $36. It offers a balance of value and financial security.

Pros:

  • High customer satisfaction
  • Affordable rates
  • Strong financial stability

Cons:

  • Buying process could be better
mglogo
MoneyGeek Top Pick
Protective

Protective is the top choice for women seeking term life insurance in Plano, earning a MoneyGeek score of 92. With a monthly premium of around $24, the company provides an affordable and reliable insurance solution.

Pros:

  • High customer satisfaction
  • Affordable coverage
  • Strong financial stability

Cons:

  • Buying process could improve

Best Whole Life Insurance in Plano, TX

How was this MoneyGeek score calculated?

Protective is the best whole life insurance provider in Plano, with a MoneyGeek score of 92 for men and women. This score reflects the company's exceptional customer satisfaction, affordability and financial stability.

  • Protective: MoneyGeek score of 92 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for men and women

Whole life insurance is a permanent policy that provides coverage for the insured's lifetime, coupled with a savings component. It benefits those who want predictable premiums and a guaranteed death benefit, such as a parent looking to provide financial stability for their children regardless of when they pass away.

mglogo
MoneyGeek Top Pick
Protective

Protective is Plano's leading whole life insurance company, with a MoneyGeek score of 92 for men and women. This score reflects the company's commitment to customer satisfaction and financial stability.

Pros:

  • High customer satisfaction
  • Strong financial stability
  • Affordable rates for women

Cons:

  • Buying process could improve

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

widget-location-pin
Insurance Rates

Best Universal Life Insurance in Plano, TX

How was this MoneyGeek score calculated?

Protective has Plano's best universal life insurance, with a MoneyGeek score of 91 for men and women. This score reflects a balance of affordability, customer satisfaction and financial stability.

  • Protective: MoneyGeek score of 91 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

Universal life insurance offers flexibility in premiums and death benefits, making it suitable for long-term financial planning. Someone interested in adjusting their coverage as their life circumstances change might choose it over more rigid term life insurance.

mglogo
MoneyGeek Top Pick
Protective

Protective is Plano's leading universal life insurance provider, with a MoneyGeek score of 91 for men and women. This score reflects a strong balance between affordability and customer satisfaction, ensuring policyholders receive value and quality service.

Pros:

  • High customer satisfaction
  • Affordable premiums
  • Strong financial stability

Cons:

  • Buying process could improve

Best No-Medical-Exam Life Insurance in Plano, TX

How was this MoneyGeek score calculated?

In Plano, Protective offers the best life insurance without a medical exam requirement. Its MoneyGeek score of 91 for men and women indicates excellence in affordability, customer satisfaction, financial stability and product diversity.

  • Protective: MoneyGeek score of 91 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

Life insurance with no mandatory medical exam provides coverage without a health checkup. Someone with a busy schedule or a fear of medical procedures might opt for it to secure a policy promptly and with fewer hurdles.

mglogo
MoneyGeek Top Pick
Protective

Protective is the top choice for life insurance without the hassle of a medical examination in Plano. Its MoneyGeek score of 91 for men and women demonstrates its commitment to customer satisfaction and financial stability.

Pros:

  • High customer satisfaction
  • Strong financial stability
  • Affordable premiums for women

Cons:

  • Buying process improvements needed

How Much Life Insurance Do You Need?

Answer three simple questions to get your recommended coverage amount.

Incognito iconYour information is anonymous and secure
Income icon
Saving icon
debt icon

Best Term Life Insurance for Seniors in Plano, TX

How was this MoneyGeek score calculated?

For older men seeking the best term life insurance for seniors in Plano, Mutual of Omaha stands out with a MoneyGeek score of 91 and an average monthly premium of $146. Protective is the top choice for women, scoring 92 and charging $102 monthly.

Premiums rise as people reach their senior years because of increased health risks. Mutual of Omaha and Protective balance cost, customer satisfaction and financial stability — key factors for seniors prioritizing security and value in life insurance.

Best Term Life Insurance for Seniors in Plano
Data filtered by:Results filtered by:
gender:
gender:M
1Mutual of Omaha$14691
2Nationwide$12191
3Protective$15790
4Prudential$14686
5Transamerica$16686
6Allstate$19786
7AAA$23085
8State Farm$21985
9Haven$26782

Best Term Life Insurance for Smokers in Plano, TX

How was this MoneyGeek score calculated?

For men seeking the best term life insurance for smokers in Plano, Mutual of Omaha stands out with a MoneyGeek score of 91 and an average monthly premium of $80. Women will find Allstate as the top option, scoring 89 with a monthly premium of $45.

Smoking raises life insurance costs due to added health risks, which insurers factor into premiums. Mutual of Omaha and Allstate earn high scores due to their balance of cost, customer satisfaction and financial stability.

Best Term Life Insurance for Smokers in Plano
Data filtered by:Results filtered by:
gender:
gender:M
1Mutual of Omaha$8091
2Nationwide$7590
3Allstate$7388
4Transamerica$7388
5Protective$11388
6Prudential$6888
7State Farm$10685
8AAA$13185
9Haven$13082

Best Term Life Insurance for Young Adults in Plano, TX

How was this MoneyGeek score calculated?

Protective offers the best term life insurance for young adults in Plano, with a MoneyGeek score of 92 and average monthly premiums of $23 for men and $15 for women.

Age significantly influences life insurance premiums, with younger adults typically benefiting from lower costs. Protective's high affordability, customer satisfaction and financial stability scores contribute to its top score.

Best Term Life Insurance for Young Adults in Plano
Data filtered by:Results filtered by:
Sex:
Sex:M
1Protective$2392
2Mutual of Omaha$2291
3Nationwide$2291
4Transamerica$2587
5AAA$3585
6Prudential$2985
7State Farm$3785
8Allstate$3785
9Haven$2984
10Bestow$3983

Best Cheap Term Life Insurance in Plano, TX

How was this MoneyGeek score calculated?

For the best cheap term life insurance in Plano, Nationwide leads for men with a MoneyGeek score of 93 and an average monthly premium of $33. Protective is the top option for women, with a MoneyGeek score of 92 at $24 monthly.

Factors affecting premiums include age, health, coverage amount and term length. To get the lowest rates, maintain a healthy lifestyle, avoid tobacco and choose a term length and coverage amount that meets your needs.

Best Cheap Term Life Insurance in Plano
Data filtered by:Results filtered by:
Sex:
Sex:M
1Nationwide$3393
2Mutual of Omaha$3691
3Protective$3791
4Transamerica$4088
5Prudential$4486
6AAA$5684
7Allstate$5684
8State Farm$5782
9Haven$5182

Average Cost of Term Life Insurance in Plano, TX

The average monthly premiums for term life insurance in Plano are $66 for men and $45 for women. Many factors affect costs, including age, health, lifestyle, occupation, policy term and coverage amount. Insurers assess them to determine the risk of insuring a person.

Life insurance costs in Plano may vary from the rest of Texas due to local health stats, cost of living, income levels and regional underwriting practices. Knowing these factors can help you find a policy that fits your needs and budget.

FAQ: Life Insurance in Plano, TX

What company has the best life insurance in Plano for men?
What is the monthly premium for the best life insurance for men in Plano?
What company has the best life insurance in Plano for women?
What is the monthly premium for the best life insurance for women in Plano?
Is there anything different about life insurance in Plano compared to the rest of Texas?
What happens to your life insurance if a company goes bankrupt in Plano?
Why might Plano residents need life insurance?
How do you find a lost life insurance policy in Plano?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.