Best Life Insurance in Grand Prairie, TX (November 2024)


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Protective is the best life insurance company in Grand Prairie, Texas, with MoneyGeek scores of 91 for men and 92 for women and average monthly premiums of $45 and $33, respectively. These figures are based on a 20-year term policy with $500,000 coverage.

When deciding on life insurance, consider your age, health and financial goals. Your unique needs may mean a different company is best for you.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Grand Prairie, Texas.

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We updated life insurance providers' coverage costs and company information in October 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes
MoneyGeek Logo IconBestLife InsuranceGrand Prairie
2024

Best Life Insurance Companies in Grand Prairie

Overall Best Life Insurance in Grand Prairie, TX

How was this MoneyGeek score calculated?

Protective offers the best life insurance in Grand Prairie, with MoneyGeek scores of 91 for men and 92 for women. The average monthly premiums are $45 for males and $33 for females.

Top providers for men:

  • Protective: MoneyGeek score of 91 out of 100 at $45 per month
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $45 per month

Top providers for women:

  • Protective: MoneyGeek score of 92 out of 100 at $33 per month
  • Mutual of Omaha: MoneyGeek score of 89 out of 100 at $43 per month

Protective's high scores and competitive premiums make it an excellent choice for life insurance.

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MoneyGeek Top Pick
Protective

Protective is Grand Prairie's top life insurance provider, with MoneyGeek scores of 91 for men and 92 for women and monthly premiums of $45 and $33, respectively.

Pros:

  • High customer satisfaction
  • Affordable premiums
  • Strong financial stability

Cons:

  • Buying process could improve

Best Term Life Insurance in Grand Prairie, TX

How was this MoneyGeek score calculated?

Mutual of Omaha is the best term life insurance provider for men in Grand Prairie, with a MoneyGeek score of 91 and an average monthly premium of $22. For women, Protective leads with a score of 92 at $18 monthly. These companies offer a balance of affordability, customer satisfaction and financial stability.

Top term life insurance companies for men:

  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $22 per month
  • Protective: MoneyGeek score of 91 out of 100 at $22 per month

Top term life insurance companies for women:

  • Protective: MoneyGeek score of 92 out of 100 at $18 per month
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 at $24 per month

Term life insurance provides a death benefit to beneficiaries if the insured person dies within a set period. A parent might choose it to cover their child's education costs in case of an untimely death.

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MoneyGeek Top Pick
Mutual of Omaha

Mutual of Omaha is the top term life insurance provider for men in Grand Prairie, with a MoneyGeek score of 91 and a monthly premium of $22. It provides value and security for policyholders.

Pros:

  • High customer satisfaction
  • Affordable premiums
  • Reliable financial stability

Cons:

  • Limited product diversity
  • Buying process needs improvement
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MoneyGeek Top Pick
Protective

Protective is the top choice for women seeking term life insurance in Grand Prairie, with a MoneyGeek score of 92. It offers a competitive monthly premium of $18 for excellent coverage.

Pros:

  • High customer satisfaction
  • Affordable rates
  • Solid financial stability

Cons:

  • Buying process could improve

Best Whole Life Insurance in Grand Prairie, TX

How was this MoneyGeek score calculated?

Protective is the best whole life insurance provider in Grand Prairie, with a MoneyGeek score of 92 for men and women. This score reflects a strong balance of affordability, customer satisfaction and financial stability.

  • Protective: MoneyGeek score of 92 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for men and women

Whole life insurance is a permanent policy that offers a death benefit and a savings component. It's ideal for those who want consistent premiums and guaranteed cash value accumulation. For example, someone might choose it to meet their family's financial needs while building cash value that can be borrowed against in the future.

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MoneyGeek Top Pick
Protective

Protective is Grand Prairie's leading whole life insurance company, with a MoneyGeek score of 92 for men and women. This score reflects the company's commitment to customer satisfaction and financial stability.

Pros:

  • High customer satisfaction
  • Solid financial stability

Cons:

  • Buying process could improve

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Insurance Rates

Best Universal Life Insurance in Grand Prairie, TX

How was this MoneyGeek score calculated?

Protective has Grand Prairie's best universal life insurance, with a MoneyGeek score of 91 for men and women. This score reflects a strong balance of affordability, customer satisfaction and financial stability.

  • Protective: MoneyGeek score of 91 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

Universal life insurance provides flexible premiums and potential cash value growth, appealing to those seeking a more adaptable life insurance option. For example, someone expecting significant changes in their financial situation may choose it to ensure their coverage can adjust to their needs over time.

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MoneyGeek Top Pick
Protective

Protective is the leading universal life insurance provider in Grand Prairie, with a MoneyGeek score of 91 for men and women. This score reflects a strong commitment to customer satisfaction and financial stability.

Pros:

  • High customer approval
  • Affordable rates for women
  • Solid financial reliability

Cons:

  • Buying process could improve

Best No-Medical-Exam Life Insurance in Grand Prairie, TX

How was this MoneyGeek score calculated?

In Grand Prairie, Protective offers the best life insurance without a medical exam requirement. Its MoneyGeek score of 91 for men and women reflects excellent value in affordability, customer satisfaction, financial stability and product diversity.

  • Protective: MoneyGeek score of 91 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

Life insurance with no mandatory medical exam offers coverage without a health checkup. This benefits those who need coverage quickly or have health issues that could make traditional insurance challenging to get.

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MoneyGeek Top Pick
Protective

Protective is the top choice for life insurance without the hassle of a medical examination in Grand Prairie. Its MoneyGeek score of 91 for men and women reflects the company's commitment to satisfying customer needs and maintaining financial stability.

Pros:

  • High customer satisfaction
  • Strong financial stability

Cons:

  • Buying process could improve

How Much Life Insurance Do You Need?

Answer three simple questions to get your recommended coverage amount.

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Best Term Life Insurance for Seniors in Grand Prairie, TX

How was this MoneyGeek score calculated?

For older men seeking the best term life insurance for seniors in Grand Prairie, Mutual of Omaha stands out with a MoneyGeek score of 91 and an average monthly premium of $89. Protective is the top choice for women, scoring 92 and charging $77 monthly.

Premiums rise as people reach their senior years because of increased health risks. Mutual of Omaha and Protective's high MoneyGeek scores reflect strong performance across affordability, customer satisfaction, buying process, financial stability and product diversity — key factors for seniors seeking reliable coverage.

Best Term Life Insurance for Seniors in Grand Prairie
Data filtered by:Results filtered by:
gender:
gender:M
1Mutual of Omaha$8991
2Nationwide$7491
3Protective$9690
4Prudential$8986
5Transamerica$10186
6Allstate$12086
7AAA$14085
8State Farm$13385
9Haven$16382

Best Term Life Insurance for Smokers in Grand Prairie, TX

How was this MoneyGeek score calculated?

For men seeking the best term life insurance for smokers in Grand Prairie, Mutual of Omaha stands out with a MoneyGeek score of 91 and an average monthly premium of $49. Women will find Allstate as the top option, scoring 89 with a monthly premium of $34.

Smoking raises life insurance costs due to added health risks, which insurers factor into premiums. These companies' high MoneyGeek scores reflect their commitment to affordability, customer satisfaction and financial stability.

Best Term Life Insurance for Smokers in Grand Prairie
Data filtered by:Results filtered by:
gender:
gender:M
1Mutual of Omaha$4991
2Nationwide$4590
3Allstate$4488
4Transamerica$4488
5Protective$6988
6Prudential$4188
7State Farm$6585
8AAA$8085
9Haven$7982

Best Term Life Insurance for Young Adults in Grand Prairie, TX

How was this MoneyGeek score calculated?

Protective offers the best term life insurance for young adults in Grand Prairie, with a MoneyGeek score of 92 and average monthly premiums of $14 for men and $11 for women.

Age significantly influences life insurance premiums, with younger adults typically benefiting from lower costs. Protective stands out due to its high customer satisfaction, affordability and financial stability.

Best Term Life Insurance for Young Adults in Grand Prairie
Data filtered by:Results filtered by:
Sex:
Sex:M
1Protective$1492
2Mutual of Omaha$1491
3Nationwide$1391
4Transamerica$1587
5AAA$2185
6Prudential$1885
7State Farm$2285
8Allstate$2285
9Haven$1884
10Bestow$2483

Best Cheap Term Life Insurance in Grand Prairie, TX

How was this MoneyGeek score calculated?

For the best cheap term life insurance in Grand Prairie, Nationwide leads for men with a MoneyGeek score of 93 and an average monthly premium of $20. Protective is the top option for women, with a MoneyGeek score of 92 at $18 monthly.

Factors affecting premiums include age, health, coverage amount and term length. To lower your rates, maintain good health, avoid tobacco and choose a shorter term length if possible.

Best Cheap Term Life Insurance in Grand Prairie
Data filtered by:Results filtered by:
Sex:
Sex:M
1Nationwide$2093
2Mutual of Omaha$2291
3Protective$2291
4Transamerica$2488
5Prudential$2786
6AAA$3484
7Allstate$3484
8State Farm$3582
9Haven$3182

Average Cost of Term Life Insurance in Grand Prairie, TX

In Grand Prairie, the average monthly premiums for term life insurance are $40 for men and $33 for women. Several factors influence costs, including age, health, lifestyle, occupation, coverage amount and term length.

Life insurance costs in Grand Prairie may be higher or lower than in other parts of Texas due to local health statistics, economic conditions and the population's specific risk profiles.

Understanding these factors can help you make informed decisions when purchasing life insurance.

FAQ: Life Insurance in Grand Prairie, TX

What company has the best life insurance in Grand Prairie for men?

What is the monthly premium for the best life insurance for men in Grand Prairie?

What company has the best life insurance in Grand Prairie for women?

What is the monthly premium for the best life insurance for women in Grand Prairie?

Is there anything different about life insurance in Grand Prairie compared to the rest of Texas?

What happens to your life insurance if a company goes bankrupt in Grand Prairie?

Why might Grand Prairie residents need life insurance?

How do you find a lost life insurance policy in Grand Prairie?

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.