Updated: November 28, 2024
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In Anaheim, C.A., Allstate is both the overall best and cheapest choice for home insurance. If customer service is your priority, however, Chubb is the top choice. These companies cater to different needs, so we recommend choosing a provider based on what is important to you.
Choosing the best cheap home insurance depends on various factors, such as your budget, coverage and customer service preferences.
Best HomeInsuranceAnaheim, CATable of Contents
Why Trust MoneyGeek? We used data from California's Department of Insurance and Quadrant Information Services. This helped us find the top homeowners insurance in Anaheim, backed by data and industry standards.
Home insurance premiums in Anaheim represent the most favorable estimates as of September 2024.
MoneyGeek found that Allstate is the best option in Anaheim, C.A., for home insurance with $100K dwelling coverage. Allstate earned a MoneyGeek score of 83 out of 100 for this category.
The scores for home insurance companies in Anaheim range from 61 to 83. This evaluation considers various factors such as credit history and the age of your home, and insurers might receive different scores based on these factors.
| Allstate | 83 | $352 |
| Travelers | 81 | $487 |
| Farmers | 74 | $504 |
| State Farm | 69 | $688 |
| Chubb | 62 | $892 |
| Nationwide | 61 | $790 |
| Capital Insurance Group | 51 | $632 |
MoneyGeek found that Allstate is the best option in Anaheim, C.A., for $100K dwelling coverage. The two best overall home insurance companies in Anaheim for $100K dwelling coverage are:
Allstate stands out as the best home insurance provider because it offers a balance of affordability and strong customer satisfaction.
In Anaheim, C.A., various companies offer different cost and service experiences. While cost is important, consider factors like customer satisfaction and coverage options, especially when filing claims.
Allstate scores high on affordability and satisfaction, making it a top choice. It offers rare coverages like home business property and energy efficiency upgrades. Discounts for responsible payment and continuous insurance can also help you save. Bundling home and auto policies can help you save up to 25%.
Allstate provides useful coverages, such as cyber event/ID theft, which helps if your identity is stolen. Back-up of sewer or drain covers water damage from drain issues. Energy efficiency upgrade helps replace damaged items with efficient ones. These coverages make Allstate a great choice for home insurance.
MoneyGeek found that Chubb offers the best customer service in home insurance in Anaheim, C.A., for $100K dwelling coverage. Its exceptional service, combined with competitive pricing, makes it stand out among other providers.
Chubb combines excellent customer satisfaction with a comprehensive coverage score. Its excellent service in home insurance includes prompt response times and attentive customer assistance.
Chubb is the best for service quality, thanks to its high satisfaction and coverage scores. It offers comprehensive home insurance with guaranteed replacement costs and building ordinance and law coverages. You can also get a discount if your home is 10 years old or less.
Chubb's cash settlement lets you choose a cash payout instead of rebuilding. These coverages make Chubb a great choice for protecting your home.
MoneyGeek found that Allstate is the best cheap home insurance option in Anaheim, California, offering affordable $100K dwelling coverage. The top two best cheap insurance providers for $100K dwelling coverage are:
The best cheap option differs from the cheapest in that the former balances low cost with good customer satisfaction. Allstate happens to balance both and stands out due to its high affordability and coverage scores.
Cheaper insurance might mean choosing lower coverage limits, which could cost more if an accident occurs. In situations where saving on premiums is a priority, considering the cheapest homeowner insurance companies may be beneficial.
Allstate is the best cheap company, scoring high in affordability and customer satisfaction. It offers comprehensive home insurance with coverages like cyber event/ID theft and home business property. You can also save with discounts for bundles, which gives up to 25% off when you combine home and auto policies.
Allstate's high MoneyGeek score makes it a great choice for homeowners. Its coverage includes useful add-ons that can help if your drain backs up. Its energy efficiency upgrade is also great for replacing items with energy-saving ones. These coverages make Allstate a smart choice for protecting your home.
MoneyGeek’s home insurance calculator will give you a ballpark estimate of your cost — it’s free, no personal information required, no spam.
Rates updated:
Dec 13, 2024
Many factors affect homeowners insurance in Anaheim, including location. Comparing rates is the best way to save, but it often takes a considerable amount of time. Each company requires at least 15 minutes to review, leading to more than an hour if you compare three or more.
Use MoneyGeek's home insurance calculator for instant savings. Enter your age, dwelling coverage, credit score, deductible, liability coverage and more to get a rate estimate quickly.
Allstate is the standout choice for affordable home insurance in Anaheim, C.A. The key factor affecting your home insurance premium is the dwelling coverage you select. Here are the cheapest providers for different dwelling coverages:
Allstate provides the lowest cost for $100K coverage in Anaheim, C.A., and is the top choice with a MoneyGeek score of 91. It also maintains affordability with the best score in $250K and $500K coverages. Opting for the cheapest homeowners insurance in California aids in effectively managing your finances.
| Allstate | $352 |
| Travelers | $487 |
| Farmers | $504 |
| Capital Insurance Group | $632 |
| State Farm | $688 |
| Nationwide | $790 |
| Chubb | $892 |
In Anaheim, C.A., Allstate offers the best rates for high-value homes, with coverage at $750,000. High dwelling coverage is necessary because home insurance costs go up for homes that require more money to replace.
Allstate stands out in Anaheim thanks to its competitive pricing. It also scores the highest MoneyGeek score compared to other options.
| Allstate | $1,839 |
| Travelers | $2,578 |
| Capital Insurance Group | $2,649 |
| State Farm | $3,352 |
| Farmers | $3,688 |
| Nationwide | $4,024 |
| Chubb | $5,370 |
Farmers offers the cheapest home insurance for new homes in Anaheim, C.A.
Farmers stands out for its low cost, providing affordable coverage in Anaheim. Although it might not score the highest overall, its price is attractive for those on a budget. While cost is important, make sure you are also adequately covered.
| Farmers | $239 |
| Travelers | $254 |
| Allstate | $266 |
| Nationwide | $324 |
| State Farm | $344 |
| Capital Insurance Group | $411 |
| Chubb | $713 |
The best cheap homeowners insurance providers balance quality and cost, offering great customer service and coverage with affordable premiums.
The most ideal option depends on your needs. Consider factors beyond premiums, like coverage options and customer service.
Follow these steps to get the best and most affordable homeowners insurance for your home.
To determine how much home insurance coverage you need, consider the unique aspects of your home in Anaheim, C.A. Account for rebuilding costs, personal property value and liability requirements.
Research insurance companies operating in Anaheim, C.A. Look for those with good financial health, positive customer feedback and a history of providing quality service.
After identifying your coverage needs, compare home insurance quotes. In Anaheim, premiums for $100K dwelling coverage range from $352 to $790.
Inquire with each insurer about potential discounts, such as those for combining policies, installing security systems or maintaining a claims-free history.
Opting for a higher home insurance deductible can reduce your premium. However, make sure the deductible is an amount you can pay if needed.
Enhancing your home's security with alarm systems and sturdy locks may lower the risk and potentially reduce insurance costs.
A strong credit score can influence your insurance rates in Anaheim, C.A. Pay your bills promptly and minimize outstanding debts.
Consider bundling your home insurance with other policies like auto insurance.
The best cheap home insurance provider for you in Anaheim depends on your coverage needs and budget. Get answers to some of the most commonly asked questions about the best cheap insurance rates in Anaheim, California.
The average cost of home insurance in Anaheim, C.A., is $485 annually, which is lower than the average cost of homeowners insurance in California.
The cheapest home insurance company in Anaheim, C.A., is Allstate with an annual premium of $352.
Allstate provides the best home insurance in California for Anaheim residents, with a MoneyGeek score of 83 out of 100.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
