The Best Mississippi Medicare Supplement Plans (2022)

Private healthcare plans like Medicare Supplemental insurance or Medigap insurance address the gaps in Original Medicare coverage. Aetna offers the best Medicare Supplement plans in Mississippi. However, the plans you can choose from are based on your eligibility. You cannot have both Medicare Advantage and Medigap insurance because Medicare Advantage plans in Mississippi are substitutes for Medicare plans, including Original Medicare.

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Last Updated: 9/14/2022
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Your age impacts your Medicare Supplement insurance rates. In Mississippi, a 65-year-old pays roughly $124 each month, while a 75-year-old spends $204. Plans F and G are most popular with their extensive coverage and cost roughly $219 and $124, respectively. However, Plan F is only available to people on Medicare before 2020.

The next most popular plan, Plan N, is more expensive for the same amount of coverage costing $109 for 65-year-olds and $170 for 75-year-olds. MoneyGeek ranked the best F, G and N plans based on their average costs and benefits. Our study of the best Medigap Supplement plans in Mississippi considers various plan types and their features.

If you want to know more about the different types of plans, you can learn more and learn how to find the best Medicare Supplement plan.

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Best Medicare Supplement Plans in Mississippi

Best Medicare Supplement Plan G in Mississippi

At an average monthly cost of $112.72, Aetna offers Mississippi's best Medigap Plan G. They also offer a high-deductible version of the same plan. Only companies offering online quotes are included in MoneyGeek's rating. Some companies may not be able to provide online quotes, but they may still offer competitive rates.

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MoneyGeek Top Pick
Aetna Medicare

MoneyGeek's overall score for Aetna's best Medicare Supplement Plan G, as well as its average quote, are as follows:

  • MoneyGeek Score: 80 out of 100
  • Average Monthly Rate: $112.72

Aetna's Plan G is around $44 less expensive than the state's average monthly premium of $156.6 for Medigap Plan G. In addition, the plan provides coverage for medical emergencies while traveling abroad, which is usually an optional rider for most Medicare plans. The plan also comes with a high-deductible option for $44.46 per month, around $68 lower than the standard Medigap plan.

If you opt for the high-deductible plan, you must first pay $2,340 in deductibles, copayments and coinsurance before the Medigap policy kicks in. This plan has a $250 deductible per year for foreign travel emergency services. Regardless, your monthly premiums will be lower.

MORE ABOUT PLAN G IN MISSISSIPPI

Navigate to learn more about Medigap Plan G in Mississippi, including how much it costs on average, what providers are available and what it covers.

The Cost of Medicare Supplement Plan G in Mississippi

In Mississippi, the average monthly cost of Medicare Supplement Plan G is $156.60. Several variables influence the premium you pay, including your current age, age at the time of obtaining Medicare, any discounts and medical underwriting considerations.

At $78.60 per month, Aetna's Plan G is the cheapest option for 65-year-olds in the state. This is roughly $103 less than Blue Cross Blue Shield of Mississippi's monthly premium of $181.50, the state's most expensive.

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65

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  • Company
    Sample Monthly Rate
  • Aetna
    $79
  • UnitedHealthcare
    $132
  • Cigna
    $145
  • Blue Cross Blue Shield of Mississippi
    $182

Providers Offering Plan G in Mississippi

Although you can get Plan G Medicare Supplement from 38 insurers in Mississippi, not all offer online quotes. MoneyGeek's detailed list of Plan G providers in the state can be helpful in finding the insurer and plan that best suits your needs. Using the providers’ pricing methods, you can learn which companies charge more as you age.

Providers Offering Plan G in Mississippi

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  • Company
    Contact Number
    Pricing Style
  • Aetna
    800-358-8749
    Attained Age
  • Liberty Bankers
    1-833-504-0331
    Attained Age
  • AFSLIC
    1-866-951-0686
    Attained Age
  • Cigna
    1-855-891-9368
    Attained Age
  • Atlantic Coast Life
    1-844-442-3847
    Attained Age
  • Bankers Fidelity
    1-866-458-7504
    Attained Age
  • Blue Cross Blue Shield of Mississippi
    800-942-0278
    Attained Age
  • Catholic Life Insurance
    800-262-2548
    Attained Age

What Does Plan G Cover?

All Medigap policies must cover certain benefits. However, the exclusion of Part B deductibles and coverage of just 80% of foreign travel emergency expenses up to the policy's maximum are disadvantages of Plan G. Some insurers offer extra benefits in addition to the usual Plan F coverage; Aetna’s foreign travel emergency benefit is an example of this.

Required Benefits of Plan G in Mississippi
  • Medigap Benefit
    Does Plan G Cover?
  • Part A co-insurance and hospital costs up to an additional 365 days after Medicare benefits are used up
    Yes
  • Part B co-insurance or copayment
    Yes
  • Blood (first 3 pints)
    Yes
  • Part A hospice care co-insurance or copayment
    Yes
  • Skilled nursing facility care co-insurance
    Yes
  • Part A deductible
    Yes
  • Part B deductible
    No
  • Part B excess charge
    Yes
  • Foreign travel exchange (up to plan limits)
    80%

Best Medicare Supplement Plan F in Mississippi

For Plan F policies, Aetna is the best provider in Mississippi, charging an average of $173.99 a month. However, MoneyGeek's rating only includes providers offering online estimates. Other insurers may have competitive rates, but you must contact them directly to learn about their coverage and rates.

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MoneyGeek Top Pick
Aetna Medicare

The overall MoneyGeek rating and the average premium for Aetna's Medigap Plan F are:

  • MoneyGeek Score: 80 out of 100
  • Average Monthly Rate: $173.99

The average monthly cost of Plan F insurance in Mississippi is $219.20, around $45 more than Aetna's average cost. Aetna's Plan F policy includes advantages, such as foreign travel emergency coverage, which covers medical expenses incurred abroad up to 80% of the policy's limit.

MORE ABOUT PLAN F IN MISSISSIPPI

Navigate to learn more about Medigap Plan F in Mississippi, including how much it costs on average, what providers are available and what it covers.

The Cost of Medicare Supplement Plan F in Mississippi

In Mississippi, Medigap Plan F costs an average of $219.2 per month. However, real prices may vary based on the insurer, your current age, the age at which the plan was purchased and other considerations.

In Mississippi, Cigna offers the cheapest monthly Plan F premiums for 75-year-olds, at around $146.5. The most expensive is Blue Cross Blue Shield of Mississippi at $307.10 monthly. The difference in cost between the two companies' rates is roughly $160.

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75

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  • Company
    Sample Monthly Rate
  • Aetna
    $140

Providers Offering Plan F in Mississippi

In Mississippi, there are 38 Medigap Plan F providers. However, some do not offer online quotations. MoneyGeek’s table below lists the contact information from a few other companies, so you may contact them and inquire about their rates and coverage. The pricing models show which ones will cost more with age.

Providers Offering Plan F in Mississippi

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  • Company
    Contact Number
    Pricing Style
  • Aetna
    800-358-8749
    Attained Age
  • Liberty Bankers
    1-833-504-0331
    Attained Age
  • AFSLIC
    1-866-951-0686
    Attained Age
  • Cigna
    1-855-891-9368
    Attained Age
  • Bankers Fidelity
    1-866-458-7504
    Attained Age
  • Blue Cross Blue Shield of Mississippi
    800-942-0278
    Attained Age
  • Catholic Life Insurance
    800-262-2548
    Attained Age
  • Central States Health and Life Co. of Omaha
    800-826-6587
    Attained Age

What Does Plan F Cover?

Plan F is a comprehensive plan required to include certain benefits. However, Plan F only covers around 80% of foreign trip emergency medical expenses. Some companies may offer additional benefits not available to everyone, such as UnitedHealthcare's Plan F, which includes complimentary gym memberships and tailored fitness plans.

Required Benefits of Plan F in Mississippi
  • Medigap Benefit
    Does Plan F Cover?
  • Part A co-insurance and hospital costs up to an additional year after Medicare benefits are used up
    Yes
  • Part B co-insurance or copayment
    Yes
  • Blood (first 3 pints)
    Yes
  • Part A hospice care co-insurance or copayment
    Yes
  • Skilled nursing facility care co-insurance
    Yes
  • Part A deductible
    Yes
  • Part B deductible
    Yes
  • Part B excess charge
    Yes
  • Foreign travel exchange (up to plan limits)
    80%

Best Medicare Supplement Plan N in Mississippi

Aetna's Plan N is the best Medicare Supplement Plan N in Mississippi, with an average monthly premium of $80.26. However, our ratings include only insurers who provide quotes online. Other Plan N providers in the state may also offer more competitive rates. To obtain information about their charges and coverage, you must contact them directly.

mglogo
MoneyGeek Top Pick
Aetna Medicare

Aetna has a favorable MoneyGeek rating and a relatively cheap average rate, as shown below:

  • MoneyGeek Score: 80 out of 100
  • Average Monthly Rate: $80.26

Aetna's Plan N's monthly premium is about $59 cheaper than the state's average Plan N premium of $139.40. Its Foreign Travel Emergency coverage, which covers up to 80% of the costs of medical emergency care while traveling abroad, is an additional benefit that you get with the Plan N Medigap policy.

MORE ABOUT PLAN N IN MISSISSIPPI

Navigate to learn more about Medigap Plan N in Mississippi, including how much it costs on average, what providers are available and what it covers.

The Cost of Medicare Supplement Plan N in Mississippi

Plan N policies in Mississippi costs around $139.40 per month. This average rate is affected by your current age, your age when you bought the plan and other medical underwriting factors. Aetna's Plan N, which costs about $80.30 per month, is the cheapest for 65-year-olds in Mississippi, while Cigna is the most expensive at $119.1 per month. You may save roughly $39 each month by choosing Aetna over Cigna.

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65

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  • Company
    Sample Monthly Rate
  • Aetna
    $80
  • UnitedHealthcare
    $117
  • Cigna
    $119

Providers Offering Plan N in Mississippi

Plan N insurance is available in 36 of Mississippi's insurance companies, but just a handful of them offer online quotes. MoneyGeek has included the contact information for a few insurers below so you can quickly pick one that suits your needs. Examining a company's pricing model might help you determine if it implements an age-based pricing approach.

Providers Offering Plan N in Mississippi

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  • Company
    Contact Number
    Pricing Style
  • Aetna
    800-358-8749
    Attained Age
  • Liberty Bankers
    1-833-504-0331
    Attained Age
  • AFSLIC
    1-866-951-0686
    Attained Age
  • Cigna
    1-855-891-9368
    Attained Age
  • Atlantic Coast Life
    1-844-442-3847
    Attained Age
  • Catholic Life Insurance
    800-262-2548
    Attained Age
  • Central States Health and Life Co. of Omaha
    800-826-6587
    Attained Age
  • elipsLife
    (877)969-5675
    Attained Age

What Does Plan N Cover?

Some benefits are required in all Medigap policies. However, Part B deductibles and Part B excess charges are excluded from Plan N. Also, only 80% of foreign travel medical expenses are covered by this coverage. You will be eligible for several unique benefits, such as Cigna's Health Rewards program if you purchase a plan N policy from them.

Required Benefits of Plan N in Mississippi
  • Medigap Benefit
    Does Plan N Cover?
  • Part A co-insurance and hospital costs up to an additional year after Medicare benefits are used up
    Yes
  • Part B co-insurance or copayment
    Yes
  • Blood (first 3 pints)
    Yes
  • Part A hospice care co-insurance or copayment
    Yes
  • Skilled nursing facility care co-insurance
    Yes
  • Part A deductible
    Yes
  • Part B deductible
    No
  • Part B excess charge
    No
  • Foreign travel exchange (up to plan limits)
    80%

Best Medicare Supplement Plans in Mississippi: Other Plan Types

Other Medicare Supplement plans are less popular than Plan F, G and N because they do not offer the same amount of coverage. According to our findings, Aetna's Medigap Supplement plans are the best in Mississippi plans A, B, F, G, and N. UnitedHealthcare is the best option for plans K and L. Blue Cross Blue Shield of Mississippi is the best option for plans C and D. You can also get online quotes from UnitedHealthcare, Blue Cross Blue Shield of Mississippi, and Cigna in addition to Aetna.

Anyone who signed up for Medicare after January 1, 2020, will not be able to enroll in Plan C in Mississippi or anywhere else.

The Best Medicare Supplement in Mississippi - Alternate Plans
  • Plan Type
    Best Plan
    Monthly Cost
  • A

    Aetna

    $103.96

  • A

    UnitedHealthcare

    $111.02

  • B

    Aetna

    $121.93

  • C

    Blue Cross Blue Shield of Mississippi

    $306.32

  • D

    Blue Cross Blue Shield of Mississippi

    $180.98

  • F

    Aetna

    $173.99

  • G

    Aetna

    $112.72

  • K

    UnitedHealthcare

    $68.16

  • L

    UnitedHealthcare

    $102.02

  • N

    Aetna

    $80.26

How to Find the Best Medicare Supplement Plans in Mississippi

Medigap insurance can be confusing, especially for beginners. MoneyGeek compiled rates and other information from multiple insurers to help you find a suitable Medigap Supplement plan and provider. MoneyGeek's Medicare supplement plans comparison chart for Mississippi can assist you in making a rapid decision on which plan to select.

Mississippi Medicare Supplement Plans Comparison Chart

The coverage levels and accessibility of Medigap policies vary from one policy to the next. The plans that are available to you are determined by the date you became eligible for Medicare. While Plans F and C are good choices, new enrollees cannot buy them, and they have been substituted by Plans G and D.

You can make use of the chart below to compare Medigap Supplement plans in Mississippi. It enables you to compare the coverage and pricing of various plan types.

Medicare Supplement Comparison Chart
Coverage
A
B
C
D
F
G
K
L
M
N

Part A co-insurance and hospital costs up to an additional 365 days after Medicare benefits are used up

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Part B co-insurance or copayment

Yes

Yes

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes

Blood (first 3 pints)

Yes

Yes

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes

Part A hospice care co-insurance or copayment

Yes

Yes

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes

Skilled nursing facility care co-insurance

No

No

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes

Part A deductible

No

Yes

Yes

Yes

Yes

Yes

50%

75%

50%

Yes

Part B deductible

No

No

Yes

No

Yes

No

No

No

No

No

Part B excess charge

No

No

No

No

Yes

Yes

No

No

No

No

Foreign travel exchange (up to plan limits)

No

No

80%

80%

80%

80%

No

No

80%

80%

The Cost of Medicare Supplement Plans in Mississippi

The cost of Medicare Supplemental Insurance varies by the plan and the insurance company you choose. Aetna is the cheapest Medigap insurance company in Mississippi for Plans A, B, G and N. However, Blue Cross Blue Shield of Mississippi is the cheapest for Plans C and D, Cigna for Plan F and UnitedHealthcare for Plans K and L.

When it comes to insurance quotes, insurance companies typically assess them in one of three ways:

  • Attained-Age: This is the most often used pricing method in the state. Your current age will decide your premium, and it will rise as you become older using this process.
  • Issue-Age: The cost of your insurance is determined by your age when you first became eligible for Medicare. Using this method, your premiums will not increase as you age.
  • Community-Rated: As per this method, except for Plan D and Plan M, all policyholders in a specific plan type pay the same monthly price.
Average Cost of Medicare Supplement in Mississippi

Sort by Plan Letter:

65

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  • Company
    Sample Monthly Rate
  • Aetna
    $104
  • UnitedHealthcare
    $111
  • Blue Cross Blue Shield of Mississippi
    $134
  • Cigna
    $147

FAQs About Medicare Supplement Plans in Mississippi

MoneyGeek has put together a list of the most commonly asked questions concerning Medicare or Medigap Supplement plans in Mississippi.

Methodology

MoneyGeek collected data from the biggest Medicare Supplement/Medigap providers in Mississippi for 65-year-olds and 75-year-olds. Plans were only rated as one of the best if we could obtain an accurate quote from the provider online.

MoneyGeek’s scoring system weighted affordability 75% and benefits 25%. A Medigap provider received 5% for every benefit, up to a maximum of 25%.

About the Author


expert-profile

Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.


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