Best Medicare Supplement Plans in Alaska (2026)

fact checked icon

Updated: July 10, 2026

Advertising & Editorial Disclosure

Key Takeaways
blueCheck icon

State Farm has Alaska's lowest rates for Plans D, G and N. Its Plan G at $137 per month is $96 below the state average. Across a year, that gap adds up to over $1,100 in savings for identical coverage.

blueCheck icon

No single insurer leads across all 10 plan types. USAA has Alaska's cheapest Plan A at $90 per month and is the best option for military families. Transamerica is the only Alaska insurer selling all 10 plan types, including Plans K, L and M, which no other carrier in the state offers.

blueCheck icon

Choosing the right insurer matters as much as choosing the right plan. For Plan G alone, the cheapest Alaska rate is $137 per month at State Farm. The highest in our data is $233. That $96 gap adds up to over $1,100 per year for the same coverage.

Best Cheap Medicare Supplement Companies in Alaska

State Farm leads on three of Alaska's most widely selected plans. Its Plan N at $106 per month saves $97 versus the state average. Plan G at $137 saves $96 and Plan D at $119 saves $57 for identical coverage.
For Plans K, L and M, Transamerica is the only carrier in Alaska that offers them. USAA leads on Plans A and F, and Humana has the lowest rates for Plans C and B.  

The difference between the cheapest and most expensive carrier for the same plan can reach $96 per month, over $1,100 per year. Our analysis found no single insurer that leads across all 10 plan types. For most Alaska seniors outside a military household, State Farm is where to start. It leads on three of the four most widely chosen plans and its Plan G rate is $96 below the state average.

USAA
Plan A and Plan F
A: $90 / F: $193
A: $88 / F: $92
G, N
Humana
Plan B and Plan C
B: $155 / C: $197
B: $88 / C: $82
A, F, G, K, L
State Farm
Plan D, Plan G and Plan N
D: $119 / G: $137 / N: $106
D: $57 / G: $96 / N: $97
A, C, F
Transamerica
Plan K, Plan L and Plan M
K: $73 / L: $108 / M: $133
K: $19 / L: $37 / M: $0
A, B, C, D, F, G, N

*These rates reflect Medigap premiums for 65-year-olds.

Find Alaska Medicare Supplement Plans That Fit Your Needs

Use the filters to compare all Alaska Medigap plan options by plan type, age and high-deductible status. The carriers listed at the top of this page lead for the most widely selected plans.

Data filtered by:
G
Select
No
State FarmGNo65$137$0No Data
USAAGNo65$144$0No Data
TransamericaGNo65$163$0No Data
Moda Health Plan, Inc.GNo65$166$0No Data
Blue Cross Blue ShieldGNo65$172$0No Data
Globe LifeGNo65$177$0No Data
Bankers LifeGNo65$183$0No Data
HumanaGNo65$183$0No Data
AetnaGNo65$191$0No Data
CignaGNo65$233$0No Data

Alaska Medicare Supplement Plan Cost

Alaska's 65-year-olds pay anywhere from $92 to $285 monthly for Medicare Supplement insurance based on plan type. The $141 spread between Plan K and Plan G is the widest cost gap on the table. That range reflects the cost of predictability. Plan G costs $141 more per month because it covers nearly every gap.

A
$178
$2,136
B
$243
$2,916
C
$279
$3,348
D
$176
$2,112
F
$285
$3,420
G
$233
$2,796
K
$92
$1,104
L
$145
$1,740
M
$133
$1,596
N
$203
$2,436

Plan N costs $203 monthly. It covers the Part A deductible and most Part B coinsurance, with copays of up to $20 for some office visits and up to $50 for emergency room visits that don't result in admission.   

Plan K at $92 per month is the most budget-friendly option as it covers half of most approved costs until you reach the $8,000 annual out-of-pocket limit. Plan L at $145 monthly covers three-quarters of most approved costs and caps annual exposure at $4,000. It suits seniors who want more coverage than Plan K but still prefer a lower monthly premium. 

Most Alaska seniors pay $30 more per month for Plan G over Plan N to avoid copays of up to $20 per office visit. The break-even is 18 specialist visits per year. Below that threshold, Plan N saves more annually than the copays cost.

Best Medicare Supplement Provider Reviews

State Farm

State Farm

MoneyGeek Rating
4.6/ 5
4.9/5Affordability
4.3/5Pricing Style
4.2/5Plan Availability

  • Average Plan G Rate

    $137

  • Plan Types

    A, C, D, F, G, N
USAA

USAA

MoneyGeek Rating
4.5/ 5
4.8/5Affordability
4.3/5Pricing Style
4.1/5Plan Availability

  • Average Plan G Rate

    $144

  • Plan Types

    A, F, G, N
Humana

Humana

MoneyGeek Rating
4.0/ 5
4.2/5Affordability
4.1/5Pricing Style
3.5/5Plan Availability

  • Average Plan G Rate

    $183

  • Plan Types

    A, B, C, F, G, K, L
Transamerica

Transamerica

MoneyGeek Rating
4.6/ 5
4.8/5Affordability
4.6/5Pricing Style
4.4/5Plan Availability

  • Average Plan G Rate

    $163

  • Plan Types

    A, B, C, D, F, G, K, L, M, N

How to Choose the Best Alaska Medicare Supplement Plan

Federal law standardizes Medicare Supplement plans, which means Plan G covers the same benefits regardless of which insurer sells it. Companies compete on price, not on what each plan covers. The choice comes down to which plan letter fits your expected health costs, then which insurer charges the least for that plan.

  • healthInsurance icon
    Most Comprehensive Coverage
    • Plan G: Comparable to Plan F, covers everything except Part B deductible.
    • Plan F: Covers all gaps including Part B deductible and excess charges (closed to new members as of 2020).
  • healthInsurance icon
    Best Value Options
    • Plan D: Covers the Part A deductible, skilled nursing facility coinsurance and foreign travel emergencies without Part B deductible or excess charges.
    • Plan N: Covers the Part A deductible and most Part B coinsurance, with copays of up to $20 per office visit and up to $50 per ER visit, at $203 per month on average.
  • healthInsurance icon
    Budget-Friendly Choices
    • Plan M: Covers 50% of the Part A deductible at $133 per month on average.
    • Plan K: Most affordable premiums with 50% cost-sharing and out-of-pocket limit of $8,000.
    • Plan L: Similar to Plan K with 75% cost-sharing and reduced out-of-pocket limit of $4,000.
  • healthInsurance icon
    Premium Coverage
    • Plan C: Provides Part B deductible and foreign travel emergency coverage (not available for new enrollees as of 2020).

Learn More: What Does Medicare Cover and Not Cover?

How to Find the Best Alaska Medicare Supplement Company

The right insurer depends on which plan letter you've chosen, not which company has the best overall score. Our analysis of every Alaska Medigap carrier found that rates for the same plan vary by nearly $100 per month between insurers. Matching your plan choice to the right carrier is where the savings are.

  1. 1
    Start With USAA if You're in a Military Household

    Once you've settled on a plan letter, the best insurer depends on your situation. Military families should start with USAA. Its Plan A at $90 per month and Plan F at $193 are the lowest rates in Alaska. For members, USAA's satisfaction scores among Medigap policyholders are above the industry average.

  2. 2
    Choose State Farm for Plan G and Plan N

    For Plan G and Plan N, State Farm offers Alaska's best rates for both. Plan G at $137 saves over $1,100 per year versus the state average. For seniors who prefer to manage their policy in person, its local agent network across Alaska is a practical advantage.

  3. 3
    Go With Transamerica for Plans K, L and M

    Transamerica is the only Alaska carrier for Plans K, L and M. Confirm the pricing style with a Transamerica agent before enrolling, as that information was not publicly available for our analysis.

  4. 4
    Compare Rates on Medicare.gov Before Committing

    Use the Medicare.gov plan finder to compare every insurer's rate for your plan in your Alaska ZIP code. Rates for the same plan vary by nearly $100 per month between carriers, so compare at least two or three quotes before you commit.

Alaska Medicare Resources

Alaska Medicare beneficiaries have these resources for plan comparisons, counseling and complaints.

  • Medicare Information Office: Free counseling on enrollment, plan comparisons and Medicare fraud through SHIP and Senior Medicare Patrol. Call (907) 269-3680 in Anchorage or (800) 478-6065 statewide.
  • Alaska Division of Insurance: File complaints against Medigap insurers or agents and access the state's annual premium rate guide showing each company's prices for identical plans. Call Consumer Services at (907) 269-7900.
  • Aging and Disability Resource Centers (ADRC): Six regional centers connect seniors to care coordination, home services and Medicare guidance. Call the statewide line at (855) 565-2017.
  • Medicare.gov: Use the plan finder tool to compare every Medigap insurer's monthly rate for your specific plan in your Alaska ZIP code. Rates for the same plan differ by nearly $100 per month between carriers.
Compare Medigap Insurance Rates

Make sure you're getting the best rate for your coverage. Compare plans from insurers in Alaska.

Medicare Supplement Plans in Alaska: FAQ

We answer common questions about Medicare Supplement insurance in Alaska:

Our Review Methodology

MoneyGeek collected data for all Medicare plans in Alaska for 65-year-olds and 75-year-olds through the plan browsing tool at Medicare.gov. Unless otherwise noted, all rates shown are quotes pulled for 65-year-olds in Alaska.

We scored Medigap companies in Alaska based on three main categories to create a weighted score out of 5:

  • Affordability (50%): Monthly premium is the primary scoring factor. Carriers with the lowest cost for each plan type receive the highest affordability scores.
  • Pricing style (20%): Medigap insurers use three methods to determine premiums: Community Pricing, Issue-Age Pricing and Attained Age Pricing. We scored pricing styles by stability: Community Pricing 1.0, Issue-Age Pricing 0.8, Attained Age Pricing 0.6. A slightly higher-cost community-rated plan can still outscore a cheaper attained-age plan when pricing stability is weighted.
  • Plan availability (30%): Carriers offering more plan types score higher, with extra credit for the most widely chosen options: Plan G, Plan F and Plan N.

Related Articles

About Mark Fitzpatrick

Mark Fitzpatrick, Licensed P&C Insurance Expert, MoneyGeek

Mark Fitzpatrick, a licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident insurance expert. He has spent nearly a decade analyzing the market, first at LendingTree and now at MoneyGeek, where he produces original research on hundreds of carriers and millions of rates across auto, home, renters, health and life insurance.

He covers economics and insurance at MoneyGeek, and his work has been featured in The Washington Post, The New York Times and NPR, among other outlets.

Like all MoneyGeek analysts, he draws on independent cost and consumer experience data. No insurance company partnership influences his recommendations.

Mark holds a B.A. from Boston College and an M.A. in Economics and International Relations from Johns Hopkins University. He started his career in financial risk management at State Street and is also a five-time “Jeopardy!” champion.

Read Full Bio »