The Best Alaska Medicare Supplement Plans (2022)

For those looking for the best Medicare Supplement plan in Alaska, there are 10 different options available. Available plans will vary depending on when you become eligible. Overall, the best options in Alaska are State Farm and Humana.

Note that you cannot purchase both a Medicare Supplement (also called Medigap) and a Medicare Advantage plan. That is because Medicare Advantage Plans in Alaska replace Medicare plans, including Original Medicare.

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Last Updated: 7/1/2022
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A 65-year-old pays an average of $111 per month for their Medicare supplement plan in Alaska, while a 75-year-old typically pays $186 for a comparative plan.

Average costs for Plans F and G are $196.99 and $103.70, respectively. They are the most popular due to their comprehensive coverage. However, Plan F is only available to individuals eligible for Medicare before 2020.

Plan N, which is the next most popular option, also offers similar coverage to Plans F and G. However, it involves some excess charges. The average cost of Plan N in Alaska is $120.90 per month.

MoneyGeek collected average premiums and benefits to determine the best options for these three plans. If you want to better understand the different types of Medigap plans and coverage, our guide on finding the best Medicare Supplement Plan has more information.

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Best Medicare Supplement Plans in Alaska

Best Medicare Supplement Plan G in Alaska

State Farm has the best Medigap plan in Alaska for Plan G. However, for this analysis, MoneyGeek only ranked companies where online quotes were available. There may be more Medicare Supplement plan providers available in Alaska that do not have online quotes.

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MoneyGeek Top Pick
State Farm
  • MoneyGeek Score: 80 out of 100
  • Average Monthly Rate: $107.61

For Alaska residents looking for the best Medigap Plan G, State Farm is the top option. It costs an average of $107.61 per month. That is cheaper than the average monthly rate of $139.90 in the state.

State Farm’s Plan G also covers foreign travel emergencies. The limits of which will depend on your plan limits .

MORE ABOUT PLAN G IN ALASKA

Navigate to learn more about Medigap Plan G in Alaska, including its average cost, what it covers and what providers are available.

The Cost of Medicare Supplement Plan G in Alaska

The average cost of Plan G Medicare Supplement plans in Alaska is $139.90 per month. The cheapest company for this plan is Premera, which has an average rate of $92.50 per month. Meanwhile, the most expensive provider, UnitedHealthcare, is $38.20 higher, with an average rate of $130.70 per month.

Actual costs may vary based on current age, age when you purchased the plan, discounts and medical underwriting factors.

Sort by Age:

65

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  • Company
    Sample Monthly Rate
  • Humana
    $89
  • Premera
    $93
  • State Farm
    $108
  • UnitedHealthcare
    $131
  • Cigna
    $147

Providers Offering Plan G in Alaska

There are 11 companies offering Plan G Medicare Supplement plans in Alaska. However, not all companies provide online quotes. MoneyGeek collected contact information for Plan G providers in Alaska and listed the companies’ pricing methods to help you determine the best option for your age and needs.

Providers Offering Plan G in Alaska

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  • Company
    Contact Number
    Pricing Style
  • Globe Life
    1-888-678-3403
    Attained Age
  • Humana
    1-800-457-4708
    Attained Age
  • Cigna
    1-855-891-9368
    Attained Age
  • Moda
    877-299-9062
    Attained Age
  • Mutual of Omaha
    (855) 977-6312
    Attained Age
  • National General
    888-781-0585
    Attained Age
  • Premera
    855-339-4105
    Attained Age
  • State Farm
    800-782-8332
    Attained Age

What Does Plan G Cover?

All Medigap plans in Alaska, including Plan G, are standardized and must offer certain benefits. While Plan G has comprehensive coverage, it does not cover Part B deductibles. Additional benefits may be available, depending on the provider. For instance, State Farm offers a Foreign Travel Emergency benefit.

Required Benefits of Plan G in Alaska
  • Medigap Benefit
    Does Plan G Cover?
  • Part A co-insurance and hospital costs up to an additional 365 days after Medicare benefits are used up
    Yes
  • Part B co-insurance or copayment
    Yes
  • Blood (first 3 pints)
    Yes
  • Part A hospice care co-insurance or copayment
    Yes
  • Skilled nursing facility care co-insurance
    Yes
  • Part A deductible
    Yes
  • Part B deductible
    No
  • Part B excess charge
    Yes
  • Foreign travel exchange (up to plan limits)
    80%

Best Medicare Supplement Plan F in Alaska

Based on MoneyGeek’s analysis, the best provider for a Medicare Supplement Plan F in Alaska is Humana. It has an average monthly premium of $223.01. Humana also offers a high-deductible Plan F. Choosing this option can lower your monthly premiums to $63.02.

Note that MoneyGeek’s rankings only include companies offering online quotes. There may be other providers in Alaska that do not offer online estimates.

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MoneyGeek Top Pick
Humana
  • MoneyGeek Score: 100 out of 100
  • Average Monthly Rate: $223.01

On average, Humana Medicare Supplement Plan F policyholders in Alaska pay $223.01 per month. In comparison, that is higher than the average monthly rate of $197 in the state.

Choosing a Humana Plan F comes with multiple benefits. You can have basic benefits, such as hospitalization that pays Part A coinsurance plus coverage for 365 additional days after the end of your Medicare benefits. You also get access to additional benefits, such as the HumanaFirst Nurse Advice Line, which is a free 24-hour customer support for health concerns.

Additionally, the company offers a high-deductible Plan F option. With this plan, you will be paying for Medicare-covered costs that include coinsurance, copayments and deductibles up to a deductible of $2,490. However, you will have a lower monthly premium of $63.02.

MORE ABOUT PLAN F IN ALASKA

Navigate to learn more about Medigap Plan F in Alaska, including its average cost, what it covers and what providers are available.

The Cost of Medicare Supplement Plan F in Alaska

On average, Medigap Plan F can cost anywhere from $197 to $399 per month. However, actual rates may differ based on your chosen provider, current age, age when you purchased the plan, available discounts and medical underwriting factors.

For instance, the cheapest company for a 75-year-old looking for this type of Medicare Supplement plan in Alaska is Humana with an average rate of $143 per month. UnitedHealthcare is the most expensive option at $294.30 per month, almost $151.30 more than its competitor.

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  • Company
    Sample Monthly Rate
  • Humana
    $143
  • Premera
    $183
  • Cigna
    $279
  • UnitedHealthcare
    $294

Providers Offering Plan F in Alaska

Eleven companies offer Medicare Supplement Plan F in Alaska, but not all providers are accessible online. MoneyGeek collected the contact information and pricing schemes of all providers so you can compare and find the best Medigap plan in Alaska based on your age.

Providers Offering Plan F in Alaska

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  • Company
    Contact Number
    Pricing Style
  • Globe Life
    1-888-678-3403
    Attained Age
  • Humana
    1-800-457-4708
    Attained Age
  • Cigna
    1-855-891-9368
    Attained Age
  • Moda
    877-299-9062
    Attained Age
  • Mutual of Omaha
    (855) 977-6312
    Attained Age
  • National General
    888-781-0585
    Attained Age
  • Premera
    855-339-4105
    Attained Age
  • State Farm
    800-782-8332
    Attained Age

What Does Plan F Cover?

Plan F, like other Medigap policies, is standardized. All providers have to ensure that their plan F includes certain benefits. That said, some companies offer additional features. For example, Humana has a 24-hour nurse advice line.

Required Benefits of Plan F in Alaska
  • Medigap Benefit
    Does Plan F Cover?
  • Part A co-insurance and hospital costs up to an additional year after Medicare benefits are used up
    Yes
  • Part B co-insurance or copayment
    Yes
  • Blood (first 3 pints)
    Yes
  • Part A hospice care co-insurance or copayment
    Yes
  • Skilled nursing facility care co-insurance
    Yes
  • Part A deductible
    Yes
  • Part B deductible
    Yes
  • Part B excess charge
    Yes
  • Foreign travel exchange (up to plan limits)
    80%

Best Medicare Supplement Plan N in Alaska

For Medigap Plan N, State Farm is the best provider in Alaska. However, MoneyGeek’s ranking only features companies where online quotes were available. You may find more providers available in the state that do not have online quotes. You can contact them by phone or email to know their rates and offers.

mglogo
MoneyGeek Top Pick
State Farm
  • MoneyGeek Score: 80 out of 100
  • Average Monthly Rate: $83.30

The average cost of Plan N in Alaska is $151.90 per month. Among providers, State Farm’s Plan N is far more affordable. The company also has additional benefits outside the standard features, such as the Foreign Travel Emergency coverage based on the plan limits.

MORE ABOUT PLAN N IN ALASKA

Navigate to learn more about Medigap Plan N in Alaska, including its average cost, what it covers and what providers are available.

The Cost of Medicare Supplement Plan N in Alaska

For a Medicare Supplement Plan N in Alaska, the average cost is $151.90. Monthly average rates may vary per provider, discounts, medical underwriting factors, your current age and your age when you bought the plan.

For a 65-year-old, the cheapest provider is State Farm at $83.30 per month. Meanwhile, the most expensive company is Premera, offering plans at an average monthly rate of $151.50, about $68.20 more than its competitor.

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65

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  • Company
    Sample Monthly Rate
  • State Farm
    $83
  • Cigna
    $99
  • UnitedHealthcare
    $119
  • Premera
    $152

Providers Offering Plan N in Alaska

A total of 10 companies offer Plan N in Alaska. However, not all of them have online quotes. MoneyGeek gathered the contact information and pricing methods of all Plan N providers to help you find the best Medigap plan in Alaska for your age and needs.

Providers Offering Plan N in Alaska

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  • Company
    Contact Number
    Pricing Style
  • Globe Life
    1-888-678-3403
    Attained Age
  • Cigna
    1-855-891-9368
    Attained Age
  • Moda
    877-299-9062
    Attained Age
  • Mutual of Omaha
    (855) 977-6312
    Attained Age
  • National General
    888-781-0585
    Attained Age
  • Premera
    855-339-4105
    Attained Age
  • State Farm
    800-782-8332
    Attained Age
  • USAA
    800-531-8722
    Attained Age

What Does Plan N Cover?

Plan N is standardized, meaning all providers must include certain benefits like Part A and Part B coinsurance. Note that Plan N does not have a Part B deductible nor an excess charge.

That said, providers can offer additional features. For instance, State Farm also offers additional Foreign Travel Emergency coverage.

Required Benefits of Plan N in Alaska
  • Medigap Benefit
    Does Plan N Cover?
  • Part A co-insurance and hospital costs up to an additional year after Medicare benefits are used up
    Yes
  • Part B co-insurance or copayment
    Yes
  • Blood (first 3 pints)
    Yes
  • Part A hospice care co-insurance or copayment
    Yes
  • Skilled nursing facility care co-insurance
    Yes
  • Part A deductible
    Yes
  • Part B deductible
    No
  • Part B excess charge
    No
  • Foreign travel exchange (up to plan limits)
    80%

Best Medicare Supplement Plans in Alaska: Other Plan Types

Other Medicare Supplement plans in Alaska include Plans A, B, C, D, K and L. However, these are less popular as they tend to have less comprehensive coverage.

MoneyGeek analyzed coverage and available rates to find the best options for each plan type. The companies with available quotes online for Alaska residents are State Farm, UnitedHealthcare and Humana.

Individuals who became eligible for Medicare after January 1, 2020 are not qualified to buy Plan C in Alaska or elsewhere.

The Best Medicare Supplement in Alaska - Alternate Plans
  • Plan Type
    Best Plan
    Monthly Cost
  • A

    State Farm

    $89.59

  • A

    UnitedHealthcare

    $108.32

  • B

    Humana

    $121.13

  • C

    Humana

    $218.59

  • D

    State Farm

    $107.44

  • F

    Humana

    $223.01

  • G

    State Farm

    $107.61

  • K

    UnitedHealthcare

    $48.96

  • L

    UnitedHealthcare

    $86.08

  • N

    State Farm

    $83.30

How to Find the Best Medicare Supplement Plans in Alaska

Medicare Supplement is a complicated topic. To help you compare Medicare Supplement plans in Alaska, MoneyGeek created an easy comparison chart for each plan type based on collected pricing data and analysis.

Alaska Medicare Supplement Plans Comparison Chart

Different Medigap plans in Alaska have different levels of coverage. Some may cover all coinsurance or deductibles, while others may not.

The availability of certain plan types also depends on when you become eligible for Medicare. For instance, Plans F and C are the most comprehensive options. However, new enrollees cannot buy them anymore. These two plans have been replaced by Plans G and D.

The chart below can help you compare coverages and average rates.

Medicare Supplement Comparison Chart
Coverage
A
B
C
D
F
G
K
L
M
N

Part A co-insurance and hospital costs up to an additional 365 days after Medicare benefits are used up

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Part B co-insurance or copayment

Yes

Yes

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes

Blood (first 3 pints)

Yes

Yes

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes

Part A hospice care co-insurance or copayment

Yes

Yes

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes

Skilled nursing facility care co-insurance

No

No

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes

Part A deductible

No

Yes

Yes

Yes

Yes

Yes

50%

75%

50%

Yes

Part B deductible

No

No

Yes

No

Yes

No

No

No

No

No

Part B excess charge

No

No

No

No

Yes

Yes

No

No

No

No

Foreign travel exchange (up to plan limits)

No

No

80%

80%

80%

80%

No

No

80%

80%

The Cost of Medicare Supplement Plans in Alaska

Medicare Supplement costs can vary greatly, depending on the plan type and provider. The most affordable company for Plans A, D, G and N is State Farm. On the other hand, the cheapest for Plans B, C and F is Humana. UnitedHealthcare is the most affordable provider for Plans K and L.

Another factor that can affect rates is the pricing style.

  • Attained-Age: The most common pricing style in Alaska is attained-age rating. It is when the premium rate is based on the current age of the individual.
  • Community-Rated: Another pricing style used by Medicare Supplement plan providers in Alaska is community-rated wherein providers charge the same monthly premium to everyone with a Medigap policy regardless of age.
Average Cost of Medicare Supplement in Alaska

Sort by Plan Letter:

65

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  • Company
    Sample Monthly Rate
  • State Farm
    $90
  • UnitedHealthcare
    $108
  • Humana
    $112
  • Premera
    $156
  • Cigna
    $159

FAQs About Medicare Supplement Plans in Alaska

Finding the best Medicare Supplement plan in Alaska can be a bit challenging as it depends on various factors. MoneyGeek answers some of the most commonly asked questions below to help you get started.

Methodology

MoneyGeek collected data from the biggest Medicare Supplement/Medigap providers in Alaska for 65-year-olds and 75-year-olds. Plans were only rated as one of the best if we obtained an accurate quote from the provider online.

MoneyGeek’s scoring system weighted affordability 75% and benefits 25%. A Medigap provider received 5% for every benefit, up to a maximum of 25%.

About the Author


expert-profile

Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.


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