State Farm provides the cheapest full and minimum coverage SR-22 insurance policies for $242 and $868 annually, respectively.
After committing a significant traffic violation like a DUI in South Dakota, you’re required to obtain an SR-22. While this form doesn’t directly impact rates, the driving offenses that trigger the need for an SR-22 can dramatically increase your premiums.
Fortunately, relatively low-cost auto insurance options exist in South Dakota, even with an SR-22. This is true for traditional auto insurance and non-owner car insurance. The most affordable providers of non-owner auto coverage in South Dakota are Auto-Owners ($201 annually) and State Farm ($228 annually).