New Jersey Skylands Auto Insurance Review: Quotes and Service (2022)

New Jersey Skylands may be an attractive alternative for low-mileage drivers in New Jersey. MoneyGeek evaluated it as an average insurer, giving it a score of 75 out of 100. Despite its subpar affordability and average financial stability ratings, it earned an excellent customer satisfaction rating and a favorable complaint score. Its OEM coverage is a rarely offered option.

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Last Updated: 3/2/2022
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4/5

complaints

5/5

satisfaction

4/5

discounts


pros

This is an iconOffers medical payment and OEM add-on coverage
This is an iconExcellent MoneyGeek customer satisfaction ratings and good complaints score
This is an iconDiscounted rates for low mileage drivers
This is an iconOnline bill payments

cons

This is an iconOnly sells insurance through agents, which can make it expensive
This is an iconDoes not offer most common add-on coverages
This is an iconAverage financial stability and subpar affordability ratings from MoneyGeek
This is an iconOnly available in New Jersey

Verdict

Because New Jersey Skylands is only available in one state, it is not rated by AM Best or J.D. Power. It provides affordable insurance for low-mileage drivers, but its coverage and discounts are limited. MoneyGeek gave it an excellent customer satisfaction rating and favorable scores for discounts and complaints. Despite this, the company obtained an average financial stability rating and a subpar affordability score.

More details on New Jersey Skylands and other carriers can be found in MoneyGeek's resources on the cheapest and best auto insurance companies. Our auto insurance comparison tool lets you compare multiple insurance companies.

How Does New Jersey Skylands Rank for Customer Service?

Because New Jersey Skylands is only available in New Jersey, the company does not show up in national consumer protection rankings of companies such as J.D. Power or AM Best.

Customer Satisfaction Rating

The Better Business Bureau (BBB) gave New Jersey Skylands an "A+" rating, though this rating is not based on customer satisfaction feedback. New Jersey Skylands customer reviews currently total four on the BBB website, each of which gave the company one star out of a possible five. Each complaint references a specific incident but all mention a lack of communication regarding claims and quotes.

Customer Complaint Ratio

New Jersey Skylands

The National Association of Insurance Commissioner (NAIC) tracks complaints lodged against insurance companies to help consumers make informed decisions. The national median score for all complaints is 1.00, while New Jersey Skylands received a score of 1.22. This means more complaints were lodged against the agency than the national median.

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Discounts Offered by New Jersey Skylands That Can Help You Save

Certain discounts may be available to help make New Jersey Skylands more affordable. The company offers safe driving, good student, multi-vehicle, multi-policy and pay in full discounts. It does not, however, provide discounts for bundling insurance, going paperless, driving safely or installing anti-theft devices or airbags.

Interestingly, New Jersey Skylands offers discounts to low mileage drivers. Simply put, those who take advantage of public transportation and drive less time in their cars and so qualify for lower insurance premiums through the company. Aside from that, the company offers discounts to qualifying policyholders who own a home.

Compare New Jersey Skylands Directly With Other Car Insurance Companies

If you want to compare New Jersey Skylands to other insurance companies in your state, MoneyGeek has the tools you need. Our comparison tool can help you figure out how New Jersey Skylands stacks up against the competition in terms of customer service, cost and special coverages. Additionally, the tool will give you links to resources that have more information about these insurers.

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Does New Jersey Skylands Offer Broad or Unique Coverage?

Comprehensive and collision coverage are available through New Jersey Skylands in addition to the state-mandated liability insurance. Furthermore, the company provides roadside assistance and coverage for new car replacement. Aside from that, the company does not provide other common add-on coverages like accident forgiveness, rental car reimbursement, gap insurance and deductible modification.

However, New Jersey Skylands offers medical payments coverage, which is a benefit that insurers rarely give. This coverage will pay for your medical expenses, home health care, funeral charges and other expenses not covered by your health insurance. Furthermore, for the first three years of a model's life, it provides OEM add-on coverage, which replaces parts destroyed in a covered loss with original parts.

What Online Auto Insurance Tools Does New Jersey Skylands Offer?

New Jersey Skylands Auto Insurance operates as a single-state insurance agency but provides a wide spectrum of services and insurance types. When selecting an insurance carrier that best meets your needs, take time to find the perfect fit.

  • Type of Feature
    Description
  • Online Bill Pay
    Customers can log-in to a secure payment portal to ensure they stay up-to-date on their premiums.
  • Payment Options
    Users who do not want to worry about making a monthly manual payment can set up automatic debits for ease.

Other New Jersey Skylands Insurance Products

In addition to auto insurance, New Jersey Skylands offers homeowner insurance that can be bundled to help you save money on both premiums.

  • Type of Product
    Description
  • Homeowners Insurance
    This insurance covers dwelling, property contents, additional structures, replacement costs and personal liability expenses.
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How to Make a Car Insurance Claim With New Jersey Skylands

When making a claim, customers are encouraged to call their New Jersey Skylands agent or call the 24-hours claim service center. The agent or customer service representative will write a report and provide information on the next steps. Customers can also call the service center to ask questions about existing and ongoing claims.

Contact New Jersey Skylands Car Insurance

Methodology and Assumptions

To evaluate and review auto insurance companies, MoneyGeek carefully weighs factors such as price, financial strength, policy features, customer satisfaction, service and other leading indicators. MoneyGeek also references publicly available data from industry leaders such as J.D. Power, AM Best, the National Association of Insurance Commissioners (NAIC) and the Better Business Bureau. Learn more about MoneyGeek’s review methodology here.

About the Author


expert-profile

Katy McWhirter is a professional writer and owner of Heritage Creatives, a boutique historical branding agency. She has experience in nonprofit management, marketing, personal finance, government relations and education from her decade-plus writing career. Katy’s work has been featured in both the United States and abroad, highlighting the need for research-driven, accessible information on financial topics.

Katy earned her bachelor’s degree in social entrepreneurship from Belmont University in Nashville, Tennessee, and her master’s degree in modern history from the University of York in England. She spends her free time with her husband and two cats, restoring their 1901 home in Louisville and reading up on all things personal finance.


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