Banner image
Credit card image

Bristol West Auto Insurance Review: Quotes and Service (2024)

Enter your ZIP code to get started


Free. Simple. Secure.

Banner image
Credit card image
ByDevon Delfino
ByDevon Delfino

Updated: November 8, 2023

Advertising & Editorial Disclosure

MoneyGeek Logo IconBadge ribbonscore75












checkmarkOffers rental car and/or travel reimbursement, roadside assistance and rideshare insurance
checkmarkExcellent customer satisfaction rating and strong financial stability
checkmarkHelpful customer support features, like online bill pay, claims filing and flexible payment options


closeLimited discounts available
closeNo unique coverages


Bristol West holds a strong reputation among customers, as reflected in MoneyGeek’s rating of five out of five for customer satisfaction. For customer complaints, though, Bristol West has an average score.

To learn more about Bristol West and other auto insurance providers, we recommend that you read MoneyGeek’s resources on the cheapest car insurance companies and the best car insurance companies. You can also use our auto insurance company comparison toolto help you compare insurers and decide which company is right for you.

How Does Bristol West Rank for Customer Service?

Customers seem to have more complaints about Bristol West than they do for the average insurer, according to the National Association of Insurance Commissioners (NAIC). But the company is on solid ground when it comes to being able to pay out for claims. Still, doing business with Bristol West may not be in your best interest if you value solid customer service.

Customer Satisfaction Rating

Bristol West is not accredited by the Better Business Bureau, and thus does not have its own rating. The BBB does give Farmers Insurance Group, Bristol West’s parent company, an A+ rating. But when you look at the customer ratings, Farmers Insurance Group scores below one-and-a-half stars out of five.

Customer Complaint Ratio

The NAIC rate insurance providers according to the number of complaints they receive each year. On average, the customer complaint ratio is 1.00, with lower figures receiving fewer complaints and vice versa. Bristol West scored a 3.81 on this scale.

Compare Auto Insurance Rates

Ensure you're getting the best rate for your auto insurance. Compare quotes from the top insurance companies.

Discounts Offered by Bristol West That Can Help You Save

Using discounts may result in lower premiums. Bristol West offers some of the most common discounts available on the market, such as paperless, safe driving and bundling discounts. You can also get a discount for setting up automatic payments, which is not common among insurers.

Unfortunately, there are no discounts through Bristol West for paying in full, good student or multiple car although many of its competitors offer them.

Car Insurance Comparison Tool

Compare your personalized insurance options side by side, in 3 simple steps


Note: The cost of car insurance is highly personalized and varies from driver to driver. Auto insurance companies weigh several factors when considering your rate, including age, driving record, address, the type of car you drive and more. The MoneyGeek calculator estimates how much you could pay for car insurance, without entering your personal information. The estimator can help you decide if it's time to switch car insurance companies or find a provider that fits your needs and budget.

Does Bristol West Offer Broad or Unique Coverage?

Just like all other auto insurance companies, Bristol West offers liability insurance, comprehensive, collision insurance and property damage coverage. Bristol West also offers common add-on coverages like emergency roadside assistance and rental car and/or travel reimbursement. Rideshare insurance is also available through Bristol West.

Unfortunately, Bristol West does not offer any unique coverage add-ons like other companies, such as mechanical breakdown insurance or custom parts.

What Online Auto Insurance Tools Does Bristol West Offer?

Bristol West Insurance's offerings are fairly limited. However, when it comes to technology, they provide a decent amount of modern conveniences.

  • Type of Feature
  • Online Claims
    You can opt to file a claim online, rather than calling the claims number, and follow its progress through the site.
  • Mobile App
    Get reminders about your upcoming bills with text alerts.

Financial Strength

AM Best provides ratings for insurance companies based on their financial strength as well as their ability to meet its obligations to policyholders. Based on Bristol West Insurance's A financial strength rating, they are viewed as stable. Be aware that the rating is not a warranty.

Compare Auto Insurance Rates

Ensure you're getting the best rate for your auto insurance. Compare quotes from the top insurance companies.

How to Make a Car Insurance Claim With Bristol West

If you need to make a claim for your auto insurance policy, you can call Bristol West Insurance's dedicated, toll-free phone number: 1-800-274-7865.

Contact Bristol West Car Insurance

Methodology and Assumptions

To evaluate and review auto insurance companies, MoneyGeek carefully weighs factors such as price, financial strength, policy features, customer satisfaction, service and other leading indicators. MoneyGeek also references publicly available data from industry leaders such as J.D. Power, AM Best, the National Association of Insurance Commissioners (NAIC) and the Better Business Bureau. Learn more about MoneyGeek’s review methodology here.

About Devon Delfino

Devon Delfino headshot

Devon Delfino is an independent financial journalist covering topics in finance and marketing for six years. Her personal finance reporting has been featured in publications such as the L.A. Times, Teen Vogue, Mashable, MarketWatch, CNBC and USA Today, among others.

Devon earned a Bachelor of Science degree in Journalism from Boston University.