GEICO offers Wisconsin's most affordable car insurance, with monthly rates of $20 for minimum coverage and $53 for full coverage. You'll save $27 monthly (42%) compared to state averages. Get quotes from Travelers, Erie, Farm Bureau and Auto-Owners too.
Cheapest Car Insurance in Wisconsin
Updated: October 2, 2025
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Key Takeaways
GEICO, Travelers and Erie are the cheapest car insurance companies for most Wisconsin drivers, with average savings of up to 42%.
Car insurance costs can be as low as $18 monthly for minimum coverage and $28 for full coverage policies on average in Wisconsin.
To get the cheapest car insurance in Wisconsin, research average costs and top companies, take advantage of discounts and compare multiple provider quotes.
Who Has the Cheapest Car Insurance in Wisconsin?
| Geico | $20 | $53 | -42% | $-27 |
| Travelers | $29 | $59 | -31% | $-20 |
| Erie Insurance | $26 | $74 | -21% | $-13 |
| Farm Bureau | $26 | $77 | -19% | $-12 |
| Auto Owners | $29 | $75 | -18% | $-11 |
*These rates are for a 40-year-old with good credit, a clean driving record and a 2012 Toyota Camry across all ZIP codes in the state.
LEARN MORE ABOUT THE BEST CHEAP CAR INSURANCE IN WISCONSIN
We've created additional guides below to help you in your search for the best and cheapest car insurance in Wisconsin:
Best Car Insurance Rates by Category in Wisconsin
Travelers offers the cheapest rates for four out of 10 driver categories in Wisconsin, including seniors, drivers with accidents and those with DUIs. GEICO provides competitive rates in three categories, with the lowest prices for adult drivers and those with speeding tickets. Find your specific rates in the table:
| Young Drivers | Erie Insurance | $52 |
| Adult Drivers | Geico | $21 |
| Senior Drivers | Travelers | $40 |
| Drivers With An Accident | Travelers | $38 |
| Drivers With A DUI | Travelers | $41 |
| Drivers With A Speeding Ticket | Geico | $26 |
| Drivers With Bad Credit | West Bend Mutual | $59 |
| Drivers With Low Income | West Bend Mutual | $46 |
| Drivers With Newer Cars | Travelers | $28 |
| Drivers With Old Cars | Geico | $18 |
*Rates for the categories above are based on a profile of a 40-year-old with good credit, a clean driving record and a 2012 Toyota Camry across all ZIP codes in the state. Young drivers refer to 16 to 25-year-olds, adults 26 to 64-year-olds and seniors 65+ years of age.
Compare the Cheapest Car Insurance in Wisconsin for You
The tables above show overall winners, but your cheapest option depends on your situation. For example, West Bend Mutual offers the lowest rates at $163 monthly for drivers with poor credit and an accident who want 100/300/100 full coverage with a $1,000 deductible. Filter the table to match your exact situation:
Data filtered by:Results filtered by:
Select
Age Group:Adult Drivers
Select
Gender:Female
Select
Coverage Level (Friendly):100/300/100 Full Cov. w/$1,000 Ded.
Select
Credit Alignment:Good
Select
Driving Record:At Fault Accident ($1000-$1999 Prop Dmg)
| Travelers | $80 | $963 | -41% | $-670 |
| Auto Owners | $85 | $1,022 | -37% | $-612 |
| Geico | $99 | $1,192 | -27% | $-441 |
| Farm Bureau | $100 | $1,205 | -26% | $-428 |
| Erie Insurance | $114 | $1,369 | -16% | $-265 |
*Young drivers refer to 16 to 25-year-olds, adults 26 to 64-year-olds and seniors 65+ years of age.
Cheapest Car Insurance in Wisconsin by City
Where you live in Wisconsin affects your insurance costs based on local crime, accidents and traffic density. GEICO charges as little as $21 in Abbotsford but costs vary across cities. Here are the cheapest providers for every Wisconsin city:
Data filtered by:Results filtered by:
Select
City:
| Milwaukee | Travelers | $39 | -38% | $-36 |
| Madison | Geico | $18 | -48% | $-30 |
| Green Bay | Geico | $19 | -42% | $-24 |
| Kenosha | Geico | $23 | -41% | $-29 |
| Racine | Geico | $23 | -42% | $-30 |
| Appleton | Geico | $17 | -44% | $-24 |
| Waukesha | Geico | $20 | -39% | $-23 |
| Eau Claire | Geico | $19 | -38% | $-21 |
| Oshkosh | Geico | $16 | -46% | $-25 |
| Janesville | Geico | $19 | -41% | $-23 |
| West Allis | Geico | $25 | -40% | $-30 |
| La Crosse | Geico | $17 | -46% | $-26 |
| Sheboygan | Geico | $18 | -39% | $-22 |
| Wauwatosa | Geico | $26 | -39% | $-30 |
| Brookfield | Geico | $21 | -40% | $-24 |
| New Berlin | Geico | $20 | -40% | $-24 |
| Wausau | Geico | $18 | -44% | $-25 |
| Menomonee Falls | Geico | $20 | -40% | $-25 |
| Oak Creek | Geico | $22 | -41% | $-28 |
| Greenfield | Geico | $22 | -44% | $-31 |
| Franklin | Geico | $22 | -41% | $-27 |
| Beloit | Geico | $19 | -43% | $-25 |
| Sun Prairie | Geico | $17 | -46% | $-27 |
| Manitowoc | Geico | $20 | -36% | $-20 |
| West Bend | Geico | $18 | -44% | $-25 |
| Mount Pleasant | Geico | $23 | -39% | $-27 |
| Superior | Geico | $22 | -35% | $-21 |
| Stevens Point | Travelers | $25 | -33% | $-19 |
| Neenah | Geico | $17 | -43% | $-22 |
| De Pere | Geico | $16 | -44% | $-23 |
| Caledonia | Geico | $22 | -38% | $-25 |
| Mequon | Geico | $20 | -41% | $-26 |
| Watertown | Geico | $18 | -42% | $-24 |
| Middleton | Geico | $18 | -44% | $-25 |
| South Milwaukee | Geico | $22 | -42% | $-29 |
| Germantown | Geico | $19 | -40% | $-24 |
| Onalaska | Geico | $17 | -44% | $-25 |
| Marshfield | Geico | $20 | -45% | $-29 |
| Cudahy | Geico | $22 | -45% | $-33 |
| Menasha | Geico | $17 | -42% | $-22 |
| River Falls | Geico | $21 | -39% | $-24 |
| Whitewater | Geico | $18 | -43% | $-25 |
| Hudson | Geico | $21 | -39% | $-25 |
| Stoughton | Geico | $17 | -45% | $-25 |
| Platteville | Geico | $20 | -39% | $-23 |
| Monroe | Geico | $22 | -33% | $-19 |
| Abbotsford | Geico | $21 | -35% | $-21 |
| Abrams | Geico | $20 | -38% | $-23 |
| Adams | Geico | $21 | -39% | $-25 |
| Adell | Geico | $20 | -39% | $-23 |
| Afton | Geico | $19 | -45% | $-28 |
| Albany | Geico | $22 | -35% | $-21 |
| Algoma | Geico | $18 | -41% | $-22 |
| Allenton | Geico | $25 | -41% | $-29 |
| Allouez | Geico | $17 | -46% | $-25 |
| Alma | Geico | $22 | -39% | $-25 |
| Alma Center | Geico | $22 | -37% | $-23 |
| Almena | Geico | $23 | -37% | $-25 |
| Almond | Travelers | $24 | -39% | $-24 |
| Altoona | Geico | $19 | -37% | $-21 |
| Amberg | Geico | $21 | -41% | $-27 |
| Amery | Geico | $23 | -38% | $-25 |
| Amherst | Travelers | $25 | -38% | $-23 |
| Amherst Junction | Travelers | $25 | -37% | $-23 |
| Aniwa | Geico | $23 | -34% | $-21 |
| Antigo | Geico | $21 | -38% | $-23 |
| Arcadia | Geico | $22 | -37% | $-23 |
| Arena | Geico | $20 | -38% | $-23 |
| Argonne | Geico | $21 | -40% | $-26 |
| Argyle | Geico | $20 | -37% | $-22 |
| Arkansaw | Geico | $22 | -40% | $-26 |
| Arkdale | Geico | $21 | -39% | $-25 |
| Arlington | Farm Bureau | $16 | -43% | $-25 |
| Armstrong Creek | Geico | $21 | -40% | $-26 |
| Arpin | Travelers | $25 | -35% | $-21 |
| Ashland | Travelers | $25 | -38% | $-23 |
| Athelstane | Geico | $21 | -42% | $-28 |
| Athens | Geico | $21 | -35% | $-21 |
| Auburndale | Travelers | $25 | -35% | $-20 |
| Augusta | Geico | $22 | -37% | $-23 |
| Avalon | Geico | $19 | -42% | $-24 |
| Avoca | Geico | $20 | -39% | $-24 |
| Babcock | Geico | $21 | -38% | $-24 |
| Bagley | Geico | $20 | -39% | $-24 |
| Baileys Harbor | Geico | $18 | -41% | $-23 |
| Baldwin | Geico | $20 | -41% | $-25 |
| Balsam Lake | Geico | $23 | -39% | $-26 |
| Bancroft | Travelers | $25 | -36% | $-22 |
| Bangor | Geico | $20 | -38% | $-23 |
| Baraboo | Geico | $18 | -44% | $-26 |
| Barneveld | Geico | $20 | -38% | $-23 |
| Barron | Geico | $23 | -38% | $-25 |
| Barronett | Geico | $23 | -38% | $-25 |
| Bassett | Geico | $22 | -39% | $-26 |
| Bay City | Geico | $22 | -38% | $-24 |
| Bayfield | Travelers | $26 | -37% | $-23 |
| Bear Creek | Travelers | $27 | -32% | $-19 |
| Beaver Dam | Geico | $19 | -41% | $-24 |
| Beldenville | Geico | $22 | -38% | $-24 |
| Belgium | Geico | $18 | -43% | $-25 |
| Belleville | Geico | $17 | -46% | $-26 |
| Belmont | Geico | $20 | -37% | $-21 |
| Benet Lake | Geico | $22 | -41% | $-27 |
| Benoit | Geico | $23 | -38% | $-26 |
| Benton | Geico | $20 | -37% | $-21 |
| Berlin | Travelers | $25 | -37% | $-23 |
| Big Bend | Geico | $18 | -46% | $-28 |
| Birchwood | Geico | $23 | -39% | $-26 |
| Birnamwood | Geico | $23 | -35% | $-22 |
| Black Creek | Geico | $20 | -38% | $-21 |
| Black Earth | Geico | $17 | -44% | $-24 |
| Black River Falls | Geico | $22 | -36% | $-22 |
| Blair | Geico | $22 | -38% | $-24 |
| Blanchardville | Geico | $20 | -39% | $-24 |
| Blenker | Geico | $21 | -39% | $-25 |
| Bloomer | Travelers | $26 | -36% | $-22 |
| Bloomington | Geico | $20 | -39% | $-24 |
| Blue Mounds | Geico | $17 | -46% | $-27 |
| Blue River | Geico | $20 | -41% | $-25 |
| Bonduel | Geico | $20 | -40% | $-24 |
| Boscobel | Geico | $20 | -41% | $-26 |
| Boulder Junction | Geico | $21 | -39% | $-24 |
| Bowler | Geico | $23 | -34% | $-21 |
| Boyceville | Geico | $22 | -39% | $-25 |
| Boyd | Travelers | $25 | -40% | $-25 |
| Brandon | Geico | $19 | -39% | $-22 |
| Brantwood | Travelers | $27 | -35% | $-22 |
| Briggsville | Travelers | $27 | -37% | $-23 |
| Brill | Geico | $23 | -48% | $-39 |
| Brillion | Geico | $18 | -40% | $-22 |
| Bristol | Geico | $22 | -39% | $-26 |
| Brodhead | Geico | $22 | -34% | $-21 |
| Brokaw | Geico | $18 | -47% | $-29 |
| Brooklyn | Geico | $17 | -46% | $-27 |
| Brownsville | Geico | $19 | -39% | $-22 |
| Browntown | Geico | $22 | -33% | $-19 |
| Bruce | Geico | $23 | -39% | $-26 |
| Brule | Geico | $22 | -39% | $-25 |
| Brussels | Geico | $18 | -42% | $-24 |
| Bryant | Geico | $21 | -39% | $-24 |
| Burlington | Geico | $22 | -36% | $-22 |
| Burnett | Geico | $19 | -41% | $-24 |
| Butler | Geico | $20 | -43% | $-28 |
| Butte Des Morts | Geico | $20 | -38% | $-22 |
| Butternut | Travelers | $26 | -37% | $-23 |
| Cable | Geico | $23 | -37% | $-24 |
| Cadott | Travelers | $26 | -37% | $-23 |
| Cambria | Geico | $19 | -41% | $-24 |
| Cambridge | Geico | $17 | -44% | $-25 |
| Cameron | Geico | $23 | -37% | $-24 |
| Campbellsport | Geico | $19 | -41% | $-24 |
| Camp Douglas | Geico | $20 | -42% | $-26 |
| Camp Lake | Geico | $22 | -39% | $-25 |
| Caroline | Geico | $23 | -35% | $-22 |
| Cascade | Geico | $20 | -39% | $-23 |
| Casco | Geico | $18 | -43% | $-24 |
| Cashton | Geico | $20 | -42% | $-26 |
| Cassville | Geico | $20 | -39% | $-23 |
| Cataract | Geico | $20 | -43% | $-28 |
| Catawba | Geico | $23 | -35% | $-22 |
| Cazenovia | Geico | $20 | -43% | $-27 |
| Cecil | Geico | $20 | -40% | $-24 |
| Cedarburg | Geico | $18 | -44% | $-25 |
| Cedar Grove | Geico | $20 | -37% | $-21 |
| Centuria | Geico | $23 | -38% | $-25 |
| Chaseburg | Geico | $20 | -42% | $-26 |
| Chetek | Geico | $23 | -37% | $-25 |
| Chili | Travelers | $25 | -37% | $-22 |
| Chilton | Geico | $18 | -40% | $-22 |
| Chippewa Falls | Geico | $19 | -38% | $-21 |
| Clam Lake | Geico | $23 | -37% | $-25 |
| Clayton | Geico | $23 | -39% | $-27 |
| Clear Lake | Geico | $23 | -38% | $-25 |
| Cleveland | Geico | $18 | -40% | $-23 |
| Clinton | Geico | $19 | -42% | $-25 |
| Clintonville | Travelers | $26 | -37% | $-23 |
| Clyman | Geico | $19 | -43% | $-26 |
| Cobb | Geico | $20 | -37% | $-22 |
| Cochrane | Geico | $22 | -37% | $-24 |
| Colby | Geico | $21 | -36% | $-22 |
| Coleman | Geico | $20 | -42% | $-27 |
| Colfax | Travelers | $25 | -39% | $-25 |
| Collins | Geico | $18 | -42% | $-24 |
| Coloma | Geico | $22 | -36% | $-23 |
| Columbus | Geico | $19 | -40% | $-23 |
| Combined Locks | Geico | $17 | -43% | $-22 |
| Comstock | Geico | $23 | -39% | $-27 |
| Conover | Geico | $21 | -39% | $-25 |
| Conrath | Geico | $23 | -39% | $-26 |
| Coon Valley | Geico | $20 | -40% | $-24 |
| Cornell | Geico | $22 | -39% | $-25 |
| Cornucopia | Travelers | $26 | -38% | $-24 |
| Cottage Grove | Geico | $17 | -45% | $-26 |
| Crandon | Geico | $21 | -40% | $-26 |
| Crivitz | Geico | $21 | -41% | $-27 |
| Cross Plains | Geico | $17 | -43% | $-24 |
| Cuba City | Geico | $20 | -39% | $-23 |
| Cumberland | Geico | $23 | -38% | $-25 |
| Curtiss | Geico | $21 | -38% | $-23 |
| Cushing | Geico | $23 | -38% | $-26 |
| Custer | Travelers | $24 | -40% | $-24 |
| Dallas | Geico | $23 | -38% | $-25 |
| Dalton | Geico | $21 | -37% | $-23 |
| Danbury | Geico | $23 | -40% | $-27 |
| Dane | Geico | $17 | -45% | $-25 |
| Darien | Geico | $18 | -43% | $-25 |
| Darlington | Geico | $20 | -38% | $-22 |
| Deerbrook | Geico | $21 | -39% | $-24 |
| Deerfield | Geico | $17 | -44% | $-25 |
| Deer Park | Geico | $23 | -35% | $-23 |
| DeForest | Geico | $17 | -44% | $-25 |
| Delafield | Geico | $18 | -45% | $-27 |
| Delavan | Geico | $18 | -43% | $-25 |
| Dellwood | Geico | $21 | -42% | $-28 |
| Denmark | Geico | $18 | -41% | $-23 |
| De Soto | Geico | $20 | -41% | $-26 |
| Dickeyville | Geico | $20 | -40% | $-24 |
| Dodge | Geico | $22 | -37% | $-23 |
| Dodgeville | Geico | $20 | -37% | $-22 |
| Dorchester | Geico | $21 | -37% | $-22 |
| Dousman | Geico | $18 | -45% | $-27 |
| Downing | Geico | $22 | -40% | $-26 |
| Downsville | Geico | $22 | -41% | $-28 |
| Doylestown | Geico | $19 | -41% | $-24 |
| Dresser | Geico | $23 | -38% | $-26 |
| Drummond | Geico | $23 | -37% | $-24 |
| Dunbar | Geico | $21 | -39% | $-25 |
| Durand | Geico | $22 | -40% | $-26 |
| Eagle | Geico | $18 | -44% | $-26 |
| Eagle River | Geico | $21 | -39% | $-24 |
| East Ellsworth | Geico | $22 | -43% | $-30 |
| Eastman | Geico | $20 | -42% | $-26 |
| East Troy | Geico | $18 | -44% | $-26 |
| Eau Galle | Geico | $22 | -40% | $-26 |
| Eden | Geico | $19 | -39% | $-22 |
| Edgar | Travelers | $24 | -37% | $-22 |
| Edgerton | Geico | $19 | -42% | $-24 |
| Edmund | Geico | $20 | -41% | $-25 |
| Egg Harbor | Geico | $18 | -41% | $-23 |
| Eland | Geico | $23 | -35% | $-22 |
| Eldorado | Geico | $20 | -37% | $-21 |
| Eleva | Geico | $22 | -35% | $-21 |
| Elkhart Lake | Geico | $18 | -41% | $-23 |
| Elkhorn | Geico | $18 | -43% | $-26 |
| Elk Mound | Travelers | $26 | -36% | $-22 |
| Ellison Bay | Geico | $18 | -41% | $-23 |
| Ellsworth | Geico | $22 | -38% | $-24 |
| Elm Grove | Geico | $21 | -40% | $-25 |
| Elmwood | Geico | $22 | -38% | $-24 |
| Elroy | Geico | $20 | -43% | $-27 |
| Elton | Geico | $21 | -39% | $-25 |
| Embarrass | Travelers | $26 | -37% | $-23 |
| Endeavor | Geico | $22 | -37% | $-24 |
| Ephraim | Geico | $18 | -43% | $-25 |
| Ettrick | Geico | $22 | -38% | $-24 |
| Evansville | Geico | $19 | -43% | $-26 |
| Exeland | Travelers | $27 | -40% | $-27 |
| Fairchild | Geico | $22 | -38% | $-25 |
| Fairwater | Geico | $19 | -41% | $-24 |
| Fall Creek | Travelers | $25 | -37% | $-23 |
| Fall River | Geico | $19 | -40% | $-23 |
| Fence | Geico | $21 | -39% | $-25 |
| Fennimore | Geico | $20 | -41% | $-25 |
| Ferryville | Geico | $20 | -42% | $-26 |
| Fifield | Travelers | $26 | -35% | $-22 |
| Fish Creek | Geico | $18 | -41% | $-23 |
| Florence | Geico | $21 | -40% | $-26 |
| Fond Du Lac | Geico | $24 | -40% | $-28 |
| Fontana-on-Geneva Lake | Geico | $18 | -43% | $-25 |
| Footville | Geico | $19 | -42% | $-24 |
| Forest Junction | Geico | $18 | -40% | $-22 |
| Forestville | Geico | $18 | -42% | $-24 |
| Fort Atkinson | Geico | $18 | -42% | $-23 |
| Fountain City | Travelers | $25 | -39% | $-24 |
| Foxboro | Geico | $22 | -37% | $-24 |
| Fox Lake | Geico | $19 | -40% | $-23 |
| Francis Creek | Geico | $18 | -42% | $-24 |
| Frederic | Geico | $23 | -39% | $-26 |
| Fredonia | Geico | $18 | -44% | $-25 |
| Fremont | Geico | $20 | -39% | $-24 |
| Friendship | Geico | $21 | -39% | $-25 |
| Friesland | Geico | $19 | -43% | $-26 |
| Galesville | Geico | $22 | -35% | $-21 |
| Galloway | Geico | $23 | -47% | $-36 |
| Gays Mills | Geico | $20 | -42% | $-27 |
| Genesee Depot | Geico | $20 | -43% | $-28 |
| Genoa | Geico | $20 | -42% | $-26 |
| Gile | Travelers | $24 | -44% | $-29 |
| Gillett | Geico | $20 | -41% | $-25 |
| Gilman | Geico | $23 | -36% | $-23 |
| Gilmanton | Geico | $22 | -42% | $-29 |
| Gleason | Geico | $21 | -39% | $-24 |
| Glenbeulah | Geico | $18 | -42% | $-24 |
| Glen Flora | Geico | $23 | -38% | $-26 |
| Glen Haven | Geico | $20 | -39% | $-24 |
| Glenwood City | Geico | $22 | -38% | $-24 |
| Glidden | Travelers | $26 | -37% | $-23 |
| Goodman | Geico | $21 | -39% | $-25 |
| Gordon | Geico | $22 | -39% | $-26 |
| Gotham | Geico | $20 | -43% | $-27 |
| Grafton | Geico | $18 | -43% | $-25 |
| Grand Marsh | Geico | $21 | -40% | $-25 |
| Grand View | Travelers | $26 | -40% | $-26 |
| Granton | Travelers | $26 | -36% | $-22 |
| Grantsburg | Geico | $23 | -39% | $-27 |
| Gratiot | Geico | $20 | -37% | $-22 |
| Greendale | Geico | $22 | -42% | $-29 |
| Green Lake | Geico | $21 | -36% | $-22 |
| Green Lake | Travelers | $26 | -36% | $-22 |
| Greenleaf | Geico | $18 | -41% | $-23 |
| Green Valley | Travelers | $25 | -40% | $-25 |
| Greenville | Geico | $17 | -45% | $-25 |
| Greenwood | Geico | $21 | -37% | $-23 |
| Gresham | Travelers | $25 | -38% | $-23 |
| Hager City | Geico | $22 | -37% | $-23 |
| Hales Corners | Geico | $22 | -41% | $-28 |
| Hammond | Geico | $21 | -39% | $-24 |
| Hancock | Travelers | $27 | -37% | $-24 |
| Hannibal | Geico | $23 | -47% | $-36 |
| Hanover | Geico | $19 | -45% | $-28 |
| Harshaw | Geico | $21 | -39% | $-25 |
| Hartford | Geico | $18 | -45% | $-26 |
| Hartland | Geico | $18 | -45% | $-27 |
| Hatley | Geico | $23 | -33% | $-20 |
| Haugen | Geico | $23 | -38% | $-26 |
| Hawkins | Travelers | $27 | -38% | $-25 |
| Hayward | Geico | $23 | -40% | $-27 |
| Hazel Green | Geico | $20 | -39% | $-23 |
| Hazelhurst | Geico | $21 | -38% | $-24 |
| Heafford Junction | Geico | $23 | -47% | $-36 |
| Helenville | Geico | $18 | -43% | $-25 |
| Herbster | Travelers | $26 | -40% | $-26 |
| Hertel | Geico | $23 | -43% | $-31 |
| Hewitt | Travelers | $24 | -36% | $-21 |
| High Bridge | Travelers | $26 | -37% | $-23 |
| Highland | Geico | $20 | -39% | $-23 |
| Hilbert | Geico | $18 | -40% | $-22 |
| Hillpoint | Geico | $20 | -42% | $-26 |
| Hillsboro | Geico | $20 | -43% | $-28 |
| Hingham | Geico | $20 | -37% | $-21 |
| Hixton | Geico | $22 | -37% | $-23 |
| Hobart | Geico | $19 | -35% | $-19 |
| Holcombe | Geico | $22 | -39% | $-26 |
| Hollandale | Geico | $20 | -38% | $-23 |
| Holmen | Geico | $17 | -45% | $-26 |
| Horicon | Geico | $19 | -42% | $-24 |
| Hortonville | Geico | $20 | -39% | $-22 |
| Houlton | Geico | $21 | -40% | $-25 |
| Hubertus | Geico | $18 | -45% | $-26 |
| Humbird | Geico | $21 | -39% | $-24 |
| Hurley | Travelers | $24 | -44% | $-28 |
| Hustisford | Geico | $19 | -42% | $-25 |
| Hustler | Geico | $20 | -45% | $-29 |
| Independence | Geico | $22 | -38% | $-25 |
| Iola | Geico | $23 | -36% | $-23 |
| Iola | Travelers | $27 | -36% | $-23 |
| Irma | Geico | $21 | -39% | $-24 |
| Iron Belt | Geico | $23 | -35% | $-22 |
| Iron Ridge | Geico | $19 | -42% | $-24 |
| Iron River | Geico | $23 | -36% | $-24 |
| Ixonia | Geico | $18 | -43% | $-25 |
| Jackson | Geico | $18 | -44% | $-25 |
| Jefferson | Geico | $18 | -42% | $-23 |
| Jim Falls | Geico | $22 | -36% | $-23 |
| Johnson Creek | Geico | $18 | -42% | $-24 |
| Juda | Geico | $22 | -33% | $-19 |
| Jump River | Geico | $23 | -48% | $-38 |
| Junction City | Travelers | $24 | -38% | $-22 |
| Juneau | Geico | $19 | -42% | $-24 |
| Kansasville | Geico | $22 | -37% | $-23 |
| Kaukauna | Geico | $17 | -43% | $-22 |
| Kellnersville | Geico | $18 | -42% | $-24 |
| Kendall | Geico | $20 | -41% | $-25 |
| Kennan | Travelers | $27 | -35% | $-22 |
| Kewaskum | Geico | $18 | -44% | $-26 |
| Kewaunee | Geico | $18 | -41% | $-23 |
| Kiel | Geico | $18 | -41% | $-23 |
| Kieler | Geico | $20 | -42% | $-27 |
| Kimberly | Geico | $17 | -43% | $-22 |
| King | Geico | $20 | -44% | $-29 |
| Knapp | Geico | $22 | -39% | $-25 |
| Kohler | Geico | $18 | -39% | $-22 |
| Krakow | Geico | $20 | -40% | $-24 |
| Kronenwetter | Travelers | $25 | -35% | $-21 |
| Lac du Flambeau | Geico | $21 | -38% | $-24 |
| Ladysmith | Travelers | $27 | -37% | $-25 |
| La Farge | Geico | $20 | -43% | $-28 |
| Lake Delton | Geico | $19 | -44% | $-27 |
| Lake Geneva | Geico | $18 | -44% | $-26 |
| Lake Mills | Geico | $18 | -42% | $-23 |
| Lake Nebagamon | Geico | $22 | -39% | $-26 |
| Lake Tomahawk | Geico | $21 | -37% | $-23 |
| Lakewood | Geico | $21 | -39% | $-25 |
| Lancaster | Geico | $20 | -39% | $-23 |
| Land O Lakes | Geico | $21 | -40% | $-26 |
| Lannon | Geico | $20 | -39% | $-23 |
| Laona | Geico | $21 | -40% | $-26 |
| La Pointe | Travelers | $26 | -36% | $-22 |
| Larsen | Geico | $20 | -37% | $-21 |
| La Valle | Geico | $20 | -43% | $-27 |
| Legend Lake | Geico | $20 | -41% | $-25 |
| Lena | Geico | $20 | -39% | $-24 |
| Leopolis | Geico | $23 | -34% | $-21 |
| Lime Ridge | Geico | $20 | -47% | $-31 |
| Linden | Geico | $20 | -37% | $-22 |
| Little Chute | Geico | $17 | -44% | $-23 |
| Little Suamico | Travelers | $24 | -38% | $-22 |
| Livingston | Geico | $20 | -40% | $-24 |
| Lodi | Farm Bureau | $16 | -43% | $-24 |
| Loganville | Geico | $20 | -43% | $-27 |
| Lomira | Geico | $19 | -40% | $-23 |
| Lone Rock | Geico | $20 | -42% | $-26 |
| Long Lake | Geico | $21 | -40% | $-26 |
| Lowell | Geico | $19 | -42% | $-24 |
| Loyal | Geico | $21 | -37% | $-23 |
| Lublin | Geico | $23 | -35% | $-23 |
| Luck | Geico | $23 | -39% | $-26 |
| Luxemburg | Geico | $18 | -42% | $-24 |
| Lyndon Station | Geico | $20 | -42% | $-27 |
| Maiden Rock | Geico | $22 | -38% | $-25 |
| Malone | Geico | $17 | -44% | $-25 |
| Manawa | Travelers | $26 | -37% | $-23 |
| Manitowish Waters | Geico | $21 | -39% | $-24 |
| Maple | Geico | $22 | -39% | $-26 |
| Maplewood | Geico | $18 | -55% | $-40 |
| Marathon City | Geico | $17 | -46% | $-27 |
| Marengo | Travelers | $27 | -35% | $-22 |
| Maribel | Geico | $18 | -41% | $-23 |
| Marinette | Geico | $21 | -37% | $-22 |
| Marion | Geico | $23 | -35% | $-22 |
| Markesan | Geico | $21 | -36% | $-22 |
| Markesan | Travelers | $26 | -36% | $-22 |
| Marshall | Geico | $17 | -45% | $-25 |
| Mason | Travelers | $26 | -40% | $-26 |
| Mather | Geico | $20 | -46% | $-31 |
| Mattoon | Geico | $23 | -38% | $-25 |
| Mauston | Geico | $20 | -42% | $-26 |
| Mayville | Geico | $19 | -42% | $-24 |
| Mazomanie | Geico | $17 | -45% | $-25 |
| McFarland | Geico | $17 | -47% | $-28 |
| Mc Naughton | Geico | $21 | -38% | $-23 |
| Medford | Travelers | $26 | -36% | $-23 |
| Mellen | Travelers | $27 | -34% | $-21 |
| Melrose | Geico | $22 | -38% | $-24 |
| Menomonie | Geico | $22 | -38% | $-24 |
| Mercer | Travelers | $26 | -38% | $-25 |
| Merrill | Geico | $21 | -37% | $-23 |
| Merrillan | Geico | $22 | -38% | $-24 |
| Merrimac | Geico | $18 | -44% | $-26 |
| Mikana | Geico | $23 | -43% | $-31 |
| Milladore | Geico | $21 | -35% | $-21 |
| Millston | Geico | $22 | -40% | $-27 |
| Milltown | Geico | $23 | -38% | $-25 |
| Milton | Geico | $19 | -42% | $-24 |
| Mindoro | Geico | $20 | -39% | $-23 |
| Mineral Point | Geico | $20 | -38% | $-22 |
| Minocqua | Geico | $21 | -37% | $-23 |
| Minong | Geico | $23 | -40% | $-27 |
| Mishicot | Geico | $20 | -36% | $-20 |
| Mondovi | Geico | $22 | -38% | $-24 |
| Montello | Geico | $22 | -38% | $-24 |
| Montfort | Geico | $20 | -40% | $-24 |
| Monticello | Geico | $22 | -34% | $-20 |
| Montreal | Travelers | $24 | -43% | $-28 |
| Morrisonville | Geico | $17 | -46% | $-26 |
| Mountain | Geico | $21 | -39% | $-25 |
| Mount Calvary | Geico | $19 | -38% | $-22 |
| Mount Hope | Geico | $20 | -40% | $-24 |
| Mount Horeb | Geico | $17 | -46% | $-26 |
| Mount Sterling | Geico | $20 | -42% | $-26 |
| Mukwonago | Geico | $18 | -45% | $-27 |
| Muscoda | Geico | $20 | -41% | $-25 |
| Muskego | Geico | $20 | -39% | $-23 |
| Nashotah | Geico | $18 | -45% | $-27 |
| Necedah | Geico | $20 | -43% | $-27 |
| Neillsville | Geico | $21 | -36% | $-22 |
| Nekoosa | Geico | $22 | -35% | $-21 |
| Nelson | Geico | $22 | -40% | $-26 |
| Nelsonville | Geico | $23 | -37% | $-24 |
| Neopit | Travelers | $27 | -35% | $-22 |
| Neosho | Geico | $19 | -42% | $-25 |
| Neshkoro | Geico | $22 | -36% | $-23 |
| New Auburn | Geico | $22 | -39% | $-25 |
| New Franken | Geico | $18 | -40% | $-22 |
| New Glarus | Geico | $22 | -34% | $-20 |
| New Holstein | Geico | $18 | -40% | $-22 |
| New Lisbon | Geico | $20 | -42% | $-27 |
| New London | Geico | $20 | -39% | $-24 |
| New Munster | Geico | $22 | -39% | $-25 |
| New Post | Geico | $23 | -40% | $-27 |
| New Richmond | Geico | $21 | -40% | $-25 |
| Newton | Geico | $20 | -36% | $-20 |
| Niagara | Geico | $21 | -39% | $-25 |
| Nichols | Geico | $20 | -38% | $-22 |
| North Fond du Lac | Geico | $17 | -44% | $-24 |
| North Freedom | Geico | $18 | -45% | $-27 |
| North Lake | Geico | $18 | -49% | $-31 |
| North Prairie | Geico | $20 | -39% | $-24 |
| Norwalk | Geico | $20 | -40% | $-24 |
| Oakfield | Geico | $17 | -44% | $-25 |
| Oconomowoc | Geico | $18 | -45% | $-27 |
| Oconto | Geico | $20 | -39% | $-24 |
| Oconto Falls | Geico | $20 | -39% | $-24 |
| Odanah | Travelers | $25 | -39% | $-24 |
| Ogdensburg | Travelers | $25 | -39% | $-24 |
| Ogema | Travelers | $27 | -36% | $-23 |
| Ojibwa | Geico | $23 | -40% | $-27 |
| Okauchee | Geico | $18 | -45% | $-27 |
| Omro | Geico | $20 | -35% | $-20 |
| Ontario | Geico | $20 | -42% | $-27 |
| Oostburg | Geico | $18 | -40% | $-22 |
| Oregon | Geico | $17 | -45% | $-26 |
| Orfordville | Geico | $19 | -43% | $-25 |
| Osceola | Geico | $23 | -38% | $-25 |
| Osseo | Geico | $22 | -37% | $-23 |
| Owen | Geico | $21 | -38% | $-24 |
| Oxford | Geico | $22 | -39% | $-26 |
| Palmyra | Geico | $18 | -43% | $-25 |
| Pardeeville | Geico | $19 | -40% | $-24 |
| Park Falls | Travelers | $27 | -35% | $-22 |
| Pearson | Geico | $21 | -39% | $-25 |
| Pelican Lake | Geico | $21 | -39% | $-25 |
| Pell Lake | Geico | $18 | -45% | $-27 |
| Pembine | Geico | $21 | -41% | $-26 |
| Pepin | Geico | $22 | -40% | $-26 |
| Peshtigo | Geico | $21 | -37% | $-23 |
| Pewaukee | Geico | $20 | -40% | $-24 |
| Phelps | Geico | $21 | -40% | $-26 |
| Phillips | Travelers | $27 | -35% | $-22 |
| Phlox | Geico | $23 | -37% | $-25 |
| Pickerel | Geico | $21 | -40% | $-26 |
| Pickett | Geico | $20 | -35% | $-20 |
| Pigeon Falls | Geico | $22 | -38% | $-24 |
| Pine River | Travelers | $26 | -38% | $-24 |
| Pittsville | Travelers | $26 | -35% | $-21 |
| Plain | Geico | $18 | -47% | $-30 |
| Plainfield | Travelers | $25 | -37% | $-23 |
| Pleasant Prairie | Geico | $23 | -41% | $-28 |
| Plover | Travelers | $25 | -35% | $-20 |
| Plum City | Geico | $22 | -38% | $-24 |
| Plymouth | Geico | $17 | -45% | $-26 |
| Poplar | Geico | $22 | -37% | $-24 |
| Portage | Geico | $19 | -41% | $-24 |
| Port Edwards | Farm Bureau | $19 | -34% | $-20 |
| Porterfield | Geico | $21 | -39% | $-24 |
| Port Washington | Geico | $18 | -42% | $-24 |
| Port Wing | Geico | $23 | -37% | $-24 |
| Post Lake | Geico | $21 | -40% | $-25 |
| Potosi | Geico | $20 | -40% | $-24 |
| Potter | Geico | $18 | -42% | $-24 |
| Pound | Geico | $20 | -41% | $-26 |
| Poynette | Geico | $19 | -40% | $-23 |
| Poy Sippi | Travelers | $26 | -40% | $-26 |
| Prairie Du Chien | Geico | $20 | -39% | $-23 |
| Prairie du Sac | Geico | $18 | -45% | $-27 |
| Prairie Farm | Geico | $23 | -39% | $-27 |
| Prentice | Geico | $23 | -35% | $-22 |
| Prescott | Geico | $21 | -39% | $-24 |
| Presque Isle | Geico | $21 | -40% | $-26 |
| Princeton | Geico | $21 | -37% | $-23 |
| Pulaski | Geico | $20 | -38% | $-22 |
| Radisson | Geico | $23 | -40% | $-27 |
| Randolph | Geico | $19 | -41% | $-23 |
| Random Lake | Geico | $20 | -38% | $-22 |
| Readfield | Geico | $20 | -43% | $-28 |
| Readstown | Geico | $20 | -42% | $-27 |
| Redgranite | Geico | $22 | -36% | $-23 |
| Reedsburg | Geico | $20 | -42% | $-26 |
| Reedsville | Geico | $18 | -42% | $-24 |
| Reeseville | Geico | $19 | -42% | $-24 |
| Rewey | Geico | $20 | -38% | $-23 |
| Rhinelander | Geico | $21 | -36% | $-22 |
| Rib Lake | Travelers | $27 | -35% | $-22 |
| Rice Lake | Geico | $23 | -38% | $-25 |
| Richfield | Geico | $18 | -44% | $-26 |
| Richland Center | Geico | $20 | -42% | $-26 |
| Ridgeland | Geico | $22 | -40% | $-26 |
| Ridgeway | Geico | $20 | -39% | $-23 |
| Ringle | Geico | $18 | -45% | $-27 |
| Rio | Geico | $19 | -40% | $-23 |
| Ripon | Geico | $19 | -39% | $-21 |
| Roberts | Geico | $21 | -38% | $-24 |
| Rockland | Geico | $20 | -38% | $-23 |
| Rock Springs | Geico | $20 | -40% | $-25 |
| Rosendale | Geico | $20 | -36% | $-20 |
| Rosholt | Travelers | $25 | -39% | $-24 |
| Rothschild | Geico | $18 | -43% | $-24 |
| Rubicon | Geico | $19 | -42% | $-25 |
| Rudolph | Farm Bureau | $19 | -33% | $-19 |
| Salem | Geico | $22 | -38% | $-24 |
| Sarona | Geico | $23 | -40% | $-27 |
| Sauk City | Geico | $18 | -44% | $-26 |
| Saukville | Geico | $18 | -42% | $-24 |
| Saxon | Travelers | $25 | -41% | $-27 |
| Sayner | Geico | $21 | -39% | $-25 |
| Scandinavia | Travelers | $25 | -38% | $-23 |
| Sextonville | Geico | $20 | -44% | $-28 |
| Seymour | Geico | $20 | -37% | $-21 |
| Sharon | Geico | $19 | -39% | $-23 |
| Shawano | Geico | $20 | -40% | $-24 |
| Sheboygan Falls | Geico | $18 | -39% | $-21 |
| Sheldon | Geico | $23 | -39% | $-26 |
| Shell Lake | Geico | $23 | -40% | $-28 |
| Sherwood | Geico | $19 | -37% | $-20 |
| Shiocton | Geico | $20 | -37% | $-21 |
| Shullsburg | Geico | $20 | -37% | $-22 |
| Silver Lake | Geico | $22 | -38% | $-24 |
| Sinsinawa | Geico | $20 | -43% | $-27 |
| Siren | Geico | $23 | -40% | $-28 |
| Sister Bay | Geico | $18 | -41% | $-23 |
| Slinger | Geico | $18 | -43% | $-25 |
| Sobieski | Travelers | $24 | -38% | $-22 |
| Soldiers Grove | Geico | $20 | -42% | $-27 |
| Solon Springs | Geico | $22 | -38% | $-25 |
| Somerset | Geico | $21 | -40% | $-25 |
| South Range | Geico | $22 | -37% | $-23 |
| South Wayne | Geico | $20 | -37% | $-22 |
| Sparta | Geico | $20 | -38% | $-22 |
| Spencer | Travelers | $25 | -36% | $-21 |
| Spooner | Geico | $23 | -40% | $-28 |
| Springbrook | Geico | $23 | -40% | $-27 |
| Spring Green | Geico | $18 | -46% | $-28 |
| Spring Valley | Geico | $22 | -38% | $-24 |
| Stanley | Geico | $22 | -39% | $-25 |
| Star Lake | Geico | $21 | -41% | $-26 |
| Star Prairie | Geico | $23 | -38% | $-25 |
| St. Cloud | Geico | $19 | -39% | $-22 |
| St. Croix Falls | Geico | $23 | -39% | $-26 |
| Stetsonville | Travelers | $26 | -36% | $-22 |
| Steuben | Geico | $20 | -43% | $-27 |
| St. Francis | Geico | $24 | -41% | $-31 |
| St. Germain | Geico | $21 | -38% | $-24 |
| Stitzer | Geico | $20 | -40% | $-24 |
| St. Nazianz | Geico | $18 | -42% | $-24 |
| Stockholm | Geico | $22 | -40% | $-26 |
| Stoddard | Geico | $20 | -41% | $-25 |
| Stone Lake | Geico | $23 | -40% | $-28 |
| Stratford | Travelers | $25 | -37% | $-22 |
| Strum | Geico | $22 | -38% | $-24 |
| Sturgeon Bay | Geico | $18 | -41% | $-23 |
| Sturtevant | Geico | $21 | -42% | $-28 |
| Suamico | Geico | $16 | -44% | $-24 |
| Sullivan | Geico | $18 | -43% | $-25 |
| Summit Lake | Geico | $21 | -39% | $-25 |
| Suring | Geico | $20 | -42% | $-26 |
| Sussex | Geico | $19 | -41% | $-24 |
| Taylor | Geico | $22 | -37% | $-23 |
| Theresa | Geico | $19 | -42% | $-24 |
| Thorp | Geico | $21 | -38% | $-24 |
| Three Lakes | Geico | $21 | -38% | $-24 |
| Tichigan | Geico | $22 | -35% | $-21 |
| Tigerton | Geico | $23 | -36% | $-23 |
| Tilleda | Geico | $23 | -34% | $-21 |
| Tisch Mills | Geico | $20 | -48% | $-33 |
| Tomah | Geico | $20 | -38% | $-23 |
| Tomahawk | Geico | $21 | -38% | $-24 |
| Tony | Travelers | $27 | -38% | $-25 |
| Townsend | Geico | $21 | -38% | $-24 |
| Trego | Geico | $23 | -40% | $-28 |
| Trempealeau | Travelers | $26 | -37% | $-22 |
| Tripoli | Geico | $21 | -38% | $-24 |
| Tunnel City | Geico | $20 | -43% | $-27 |
| Turtle Lake | Geico | $23 | -39% | $-26 |
| Twin Lakes | Geico | $22 | -37% | $-23 |
| Two Rivers | Geico | $20 | -36% | $-20 |
| Union Center | Geico | $20 | -43% | $-28 |
| Union Grove | Geico | $22 | -38% | $-24 |
| Unity | Geico | $21 | -35% | $-24 |
| Upson | Travelers | $26 | -39% | $-25 |
| Valders | Geico | $18 | -41% | $-22 |
| Van Dyne | Geico | $17 | -44% | $-25 |
| Verona | Geico | $18 | -44% | $-25 |
| Vesper | Geico | $22 | -36% | $-22 |
| Viola | Geico | $20 | -44% | $-28 |
| Viroqua | Geico | $20 | -42% | $-26 |
| Wabeno | Geico | $21 | -41% | $-27 |
| Wales | Geico | $19 | -43% | $-26 |
| Walworth | Geico | $18 | -43% | $-25 |
| Warrens | Geico | $20 | -40% | $-24 |
| Washburn | Travelers | $25 | -39% | $-24 |
| Washington Island | Geico | $18 | -41% | $-23 |
| Waterloo | Geico | $18 | -42% | $-24 |
| Waukau | Geico | $20 | -37% | $-21 |
| Waunakee | Geico | $17 | -45% | $-25 |
| Waupaca | Geico | $20 | -41% | $-25 |
| Waupun | Geico | $19 | -40% | $-22 |
| Wausaukee | Geico | $21 | -42% | $-28 |
| Wautoma | Geico | $22 | -36% | $-23 |
| Wauzeka | Geico | $20 | -41% | $-25 |
| Webster | Geico | $23 | -41% | $-29 |
| Westboro | Travelers | $27 | -36% | $-23 |
| Westby | Geico | $20 | -42% | $-27 |
| Westfield | Geico | $22 | -38% | $-24 |
| Weston | Geico | $18 | -43% | $-25 |
| West Salem | Geico | $17 | -45% | $-26 |
| Weyauwega | Geico | $20 | -41% | $-25 |
| Weyerhaeuser | Geico | $23 | -39% | $-26 |
| Wheeler | Geico | $22 | -40% | $-26 |
| Whitefish Bay | Geico | $24 | -42% | $-31 |
| Whitehall | Geico | $22 | -37% | $-23 |
| White Lake | Geico | $21 | -39% | $-25 |
| Whitelaw | Geico | $18 | -41% | $-23 |
| Wild Rose | Travelers | $26 | -38% | $-24 |
| Willard | Geico | $21 | -38% | $-24 |
| Williams Bay | Geico | $18 | -43% | $-25 |
| Wilmot | Geico | $22 | -37% | $-23 |
| Wilson | Geico | $20 | -43% | $-27 |
| Wilton | Geico | $20 | -40% | $-24 |
| Windsor | Geico | $17 | -45% | $-25 |
| Winnebago | Geico | $16 | -48% | $-27 |
| Winneconne | Geico | $20 | -37% | $-21 |
| Winter | Geico | $23 | -39% | $-26 |
| Wisconsin Rapids | Farm Bureau | $19 | -34% | $-20 |
| Withee | Geico | $21 | -38% | $-24 |
| Wittenberg | Geico | $23 | -36% | $-23 |
| Wonewoc | Geico | $20 | -42% | $-27 |
| Woodford | Geico | $20 | -41% | $-26 |
| Woodland | Geico | $19 | -45% | $-28 |
| Woodman | Geico | $20 | -41% | $-25 |
| Woodruff | Geico | $21 | -38% | $-23 |
| Woodville | Geico | $20 | -42% | $-26 |
| Woodworth | Geico | $22 | -42% | $-28 |
| Wrightstown | Geico | $16 | -47% | $-26 |
| Zachow | Geico | $23 | -37% | $-24 |
| Zenda | Geico | $18 | -45% | $-27 |
*The lowest rate referenced is for a minimum coverage policy for a 40-year-old with good credit and no driving violations.
Cheapest Car Insurance in Wisconsin by Driver Age Group
We analyzed car insurance rates across Wisconsin for three age groups: young drivers (16 to 25), adult drivers (26 to 64) and seniors (65+). Here are the providers that offer the best deals:
- Young drivers can get the lowest rates from Erie Insurance, starting at $52 per month
- Adult drivers find the best deals with GEICO, with rates from $21 per month
- Senior drivers see the most affordable coverage through Farm Bureau, beginning at $31 per month
Cheapest Car Insurance for Young Drivers in Wisconsin
For young drivers in Wisconsin, Erie Insurance offers the lowest rates at $52 per month ($625 annually), about 50% below the state average. Geico is also affordable at $59 per month, while Travelers and Farm Bureau fall in the $67–$70 range. Auto Owners averages $74 monthly, giving drivers multiple options for budget-friendly coverage.
Data filtered by:Results filtered by:
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Coverage Level:State Minimum Liability Only
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Gender:Male
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Credit Alignment:Good
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Driving Record:Clean
| Erie Insurance | $52 | $625 | -50% | $-617 |
| Geico | $59 | $707 | -43% | $-535 |
| Travelers | $67 | $800 | -36% | $-442 |
| Farm Bureau | $70 | $841 | -32% | $-401 |
| Auto Owners | $74 | $889 | -28% | $-353 |
*The rates shown reflect individual policies. Younger drivers may qualify for lower premiums when added to a family policy instead of purchasing coverage on their own. Drivers under 18 must meet specific state requirements and may need parental consent or supervision as mandated by Wisconsin law.
Cheapest Car Insurance for Adult Drivers in Wisconsin
Adult drivers in Wisconsin will find the cheapest coverage with Geico, averaging $21 per month ($249 annually), about 44% less than the state average. Other low-cost options include Farm Bureau at $25 per month and Erie Insurance at $26 monthly. Auto Owners and Travelers both come in at $29 per month, offering additional affordable alternatives.
Data filtered by:Results filtered by:
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Coverage Level:State Minimum Liability Only
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Gender:Male
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Credit Alignment:Good
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Driving Record:Clean
| Geico | $21 | $249 | -44% | $-199 |
| Farm Bureau | $25 | $298 | -33% | $-149 |
| Erie Insurance | $26 | $312 | -30% | $-136 |
| Auto Owners | $29 | $346 | -23% | $-102 |
| Travelers | $29 | $349 | -22% | $-98 |
Cheapest Car Insurance for Senior Drivers in Wisconsin
Senior drivers in Wisconsin save the most with Farm Bureau, offering coverage at $31 per month ($366 annually), which is 42% cheaper than the state average. Geico and Erie Insurance follow at $37 and $39 per month, while Travelers averages $40 monthly. Auto Owners is slightly higher at $47 per month.
Data filtered by:Results filtered by:
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Coverage Level:State Minimum Liability Only
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Gender:Male
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Credit Alignment:Good
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Driving Record:Clean
| Farm Bureau | $31 | $366 | -42% | $-268 |
| Geico | $37 | $443 | -30% | $-191 |
| Erie Insurance | $39 | $468 | -26% | $-166 |
| Travelers | $40 | $480 | -24% | $-154 |
| Auto Owners | $47 | $562 | -11% | $-72 |
Cheapest Car Insurance for High-Risk Drivers in Wisconsin
Your driving record is one of the biggest factors affecting car insurance rates in Wisconsin. Drivers with a clean history pay the lowest premiums, while violations such as texting while driving, speeding tickets, accidents or DUIs can raise costs significantly. The table below highlights the cheapest providers in Wisconsin based on different driving records.
- Cheapest for Bad Credit: West Bend Mutual (From $58/mo)
- Cheapest With a DUI: Travelers (From $41/mo)
- Cheapest With an Accident: GEICO (From $32/mo)
- Cheapest With a Speeding Ticket: GEICO (From $26/mo)
- Cheapest With a Texting While Driving Violation: GEICO (From $24/mo)
Cheapest Car Insurance for Bad Credit in Wisconsin
Drivers with poor credit in Wisconsin can find the lowest rates with West Bend Mutual, averaging $58 per month ($698 annually), nearly 47% cheaper than the state average. Other competitive options include Erie Insurance at $87 per month and Geico at $91 per month. Acuity averages $95 monthly, while Farm Bureau comes in at $99.
Data filtered by:Results filtered by:
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Age Group:Adult Drivers
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Coverage Level:State Minimum Liability Only
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Gender:Male
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Driving Record:Clean
| West Bend Mutual | $58 | $698 | -47% | $-620 |
| Erie Insurance | $87 | $1,042 | -21% | $-277 |
| Geico | $91 | $1,088 | -17% | $-230 |
| Acuity | $95 | $1,144 | -13% | $-175 |
| Farm Bureau | $99 | $1,186 | -10% | $-132 |
Cheapest Car Insurance With a DUI in Wisconsin
For drivers with a DUI, Travelers provides the cheapest coverage at $41 per month ($494 annually), about 37% below the state average. Geico is next at $47 per month, followed by Erie Insurance at $52. Auto Owners and Progressive cost $61 and $62 monthly, respectively.
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Age Group:Adult Drivers
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Coverage Level:State Minimum Liability Only
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Gender:Male
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Credit Alignment:Good
| Travelers | $41 | $494 | -37% | $-287 |
| Geico | $47 | $566 | -28% | $-215 |
| Erie Insurance | $52 | $620 | -21% | $-161 |
| Auto Owners | $61 | $735 | -6% | $-46 |
| Progressive | $62 | $742 | -5% | $-39 |
Cheapest Car Insurance With an Accident in Wisconsin
Wisconsin drivers with an accident on record will find the lowest premiums from Geico, averaging $32 per month ($379 annually), 43% below the state average. Farm Bureau follows closely at $33 monthly, while Auto Owners averages $35. Travelers and Erie Insurance round out the list at $39 and $40 per month.
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Age Group:Adult Drivers
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Coverage Level:State Minimum Liability Only
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Gender:Male
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Credit Alignment:Good
| Geico | $32 | $379 | -43% | $-287 |
| Farm Bureau | $33 | $391 | -41% | $-275 |
| Auto Owners | $35 | $421 | -37% | $-245 |
| Travelers | $39 | $463 | -31% | $-204 |
| Erie Insurance | $40 | $479 | -28% | $-187 |
Cheapest Car Insurance With a Speeding Ticket
For speeding violations, Geico offers the most affordable rate at $26 per month ($316 annually), around 43% less than the state average. Farm Bureau and Erie Insurance follow at $27 and $28 monthly, while Auto Owners averages $33. Travelers is higher at $36 per month.
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Age Group:Adult Drivers
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Coverage Level:State Minimum Liability Only
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Gender:Male
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Credit Alignment:Good
| Geico | $26 | $316 | -43% | $-238 |
| Farm Bureau | $27 | $325 | -41% | $-229 |
| Erie Insurance | $28 | $341 | -38% | $-213 |
| Auto Owners | $33 | $393 | -29% | $-161 |
| Travelers | $36 | $436 | -21% | $-118 |
Cheapest Car Insurance With a Texting While Driving Violation
Wisconsin drivers with a texting while driving violation can find the cheapest rates with Geico, at $24 per month ($287 annually), about 51% below the state average. Farm Bureau and Erie Insurance are also affordable, averaging $27 and $28 monthly. Auto Owners comes in at $29 per month, while Travelers costs $41.
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Age Group:Adult Drivers
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Coverage Level:State Minimum Liability Only
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Gender:Male
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Credit Alignment:Good
| Geico | $24 | $287 | -51% | $-298 |
| Farm Bureau | $27 | $325 | -44% | $-261 |
| Erie Insurance | $28 | $341 | -42% | $-245 |
| Auto Owners | $29 | $346 | -41% | $-240 |
| Travelers | $41 | $494 | -16% | $-92 |
How to Get the Cheapest Car Insurance in Wisconsin
Finding the most affordable insurance company is just one part of getting the best car insurance rates in Wisconsin. Here are proven ways to save the most on auto insurance.
- 1
Compare insurers across the state
Car insurance costs in Wisconsin vary between larger metro areas like Milwaukee and Madison and smaller towns across the state. Urban drivers usually face higher rates because of traffic and theft risks. Rural drivers often pay less, but comparing multiple quotes from both national carriers and regional insurers helps secure the lowest price.
- 2
Meet Wisconsin’s minimum requirements
Drivers in Wisconsin must carry at least 25/50/10 liability coverage, along with uninsured motorist protection at 25/50. These limits keep you legal, but they are low compared to the potential costs of a serious accident. Many drivers choose higher limits for better financial security.
- 3
Take advantage of Wisconsin-specific discounts
Wisconsin insurers provide savings for bundling, safe-driver programs, and good student performance. Many companies also offer telematics programs that track speed, mileage, and braking. Some carriers provide farm-vehicle or low-mileage discounts, which are particularly helpful in rural counties.
- 4
Match coverage to local risks
Drivers in Milwaukee face higher accident and theft rates, making comprehensive and collision coverage worthwhile. Rural drivers, meanwhile, have higher exposure to deer collisions and icy road conditions, where comprehensive coverage can help pay for damages not covered by liability insurance.
- 5
Maintain a strong driver profile
A clean driving record and solid credit score are two of the strongest factors in lowering premiums in Wisconsin. Avoiding violations and building credit over time helps secure better rates.
- 6
Use WIAIP if denied coverage
High-risk drivers who cannot find insurance in the voluntary market can obtain liability coverage through the Wisconsin Automobile Insurance Plan. These policies are more expensive and should be considered only if standard insurers will not provide coverage.
Risks of Getting the Cheapest Car Insurance in Wisconsin
Wisconsin requires drivers to carry liability insurance with minimum coverage of 25/50/10. This means you need $25,000 for injuries to one person, $50,000 total for injuries in one accident and $10,000 for property damage coverage. But minimum coverage leaves you exposed to major financial risks:
Vehicle damage if you're at fault won't be covered
Without collision coverage, you'll pay all repair costs if you cause an accident. In Wisconsin, average property damage claims hit $4,300 in 2023, according to the Insurance Information Institute. That money comes straight from your pocket with minimum coverage. Add collision coverage to protect against expensive repairs.
Weather risks make damage to your car more likely and aren't covered
Wisconsin gets hit with severe weather that damages cars regularly. The National Centers for Environmental Information reports weather-related property damage averaged $3,200 per incident in 2023. Basic coverage won't pay for weather damage. Add comprehensive coverage to protect against severe storms, flooding and hail that frequently hit Wisconsin.
Bodily injury damage is more likely to be higher than the minimum limits
Wisconsin's minimum bodily injury coverage of $25,000 per person often isn't enough for serious accidents. The Insurance Information Institute reports average bodily injury claims in Wisconsin reached $20,000 in 2023. With rising medical costs, consider increasing coverage to 50/100/50 for better financial protection against lawsuits.
Not having uninsured motorist coverage opens you up to unexpected costs
Wisconsin has a serious uninsured driver problem, with 13% of drivers lacking insurance according to the Insurance Information Institute. If an uninsured driver hits you, you'll face steep out-of-pocket costs without uninsured motorist coverage. Legal action against uninsured drivers rarely recovers damages. Add uninsured motorist coverage to protect yourself financially in these situations.
Vehicle theft damage is more likely and uncovered
Car theft is a real problem in Wisconsin, according to the National Insurance Crime Bureau. Without comprehensive coverage, you get nothing if your car's stolen or damaged during a theft. The average stolen car claim tops $9,000, so adding comprehensive coverage is worth it in high-risk areas.
Minimum Coverage Requirements in Wisconsin
Wisconsin law requires drivers to carry liability insurance to legally operate a vehicle. The state follows an at-fault system, which means the driver who causes an accident is responsible for damages. Policies must include bodily injury and property damage liability, and insurers must also provide uninsured motorist coverage. These limits keep you compliant, but many drivers choose higher coverage for added protection.
Coverage Type | Minimum Required Limit |
|---|---|
Bodily Injury Liability (Per Person) | $25,000 per person |
Bodily Injury Liability (Per Accident) | $65,000 per accident |
Property Damage Liability | $15,000 per accident |
Personal Injury Protection (PIP) | $3,000 minimum per person |
Cheap Car Insurance in Wisconsin: Bottom Line
GEICO offers the lowest car insurance rates in Wisconsin for most drivers and coverage types, according to our analysis. While the cheapest option is tempting, don't make price your only factor. Get as much coverage as you can afford to protect your finances when accidents happen.
Cheap Car Insurance in Wisconsin: FAQ
Below, we answer common questions about affordable car insurance in Wisconsin to help you find the best rates.
What are the cheapest car insurance companies in Wisconsin?
GEICO provides the most affordable car insurance in Wisconsin, with average annual rates of $240 for minimum coverage and $636 for full coverage. Travelers, Erie, Farm Bureau and Auto-Owners also offer competitive rates.
Who has the cheapest car insurance rates for young drivers in Wisconsin?
Erie provides the most affordable rates for young drivers in Wisconsin, with monthly premiums starting at $52 for minimum coverage.
Who offers the cheapest car insurance rates for seniors in Wisconsin?
Senior drivers in Wisconsin can find the most competitive rates with Travelers, offering policies for those 65 and older at an average of $40 per month for minimum coverage.
Who has the cheapest car insurance in Wisconsin for bad credit?
West Bend Mutual provides the most affordable rates for bad-credit drivers in Wisconsin, with monthly premiums averaging $59 for minimum coverage.
Who has the cheapest car insurance in Wisconsin with an accident?
Travelers offers the most affordable car insurance rates for Wisconsin drivers with an accident history, starting at $38 per month for minimum coverage.
Who has the cheapest car insurance in Wisconsin with a DUI?
Travelers provides the cheapest car insurance after a DUI in Wisconsin, with rates of $41 monthly for minimum coverage and $90 monthly for full coverage.
Who has the cheapest car insurance in Wisconsin for those with a speeding ticket?
Wisconsin drivers with a speeding ticket can find the lowest insurance rates with GEICO, charging $26 monthly for minimum coverage and $76 for full coverage.
Should you buy the cheapest car insurance in Wisconsin?
Buying the cheapest insurance saves money upfront, but you need enough coverage to protect against major losses. GEICO balances low prices with solid coverage options in Wisconsin.
How We Found the Most Affordable Car Insurance in Wisconsin
MoneyGeek collected auto insurance data from the Wisconsin Department of Insurance and Quadrant Information Services. We analyzed quotes from 12 major insurers and reviewed more than 200 million rate comparisons across every residential ZIP code in Wisconsin.
Wisconsin Driver Profile
Our analysis started with a standard driver profile to find the cheapest rates:
- 40-year-old male
- 2012 Toyota Camry LE
- Clean driving record
- 12,000 miles driven annually
- Good credit
- Valid license
- Currently insured
- No claims history
We adjusted this sample profile, as specified, to find the cheapest option for various driver backgrounds.
Standard Coverage Levels in Wisconsin
We compared car insurance companies in Wisconsin that offer minimum and full coverage policies. We set the limits of the minimum coverage car insurance policy to the minimum amount required by law in Wisconsin.
The minimum coverage liability limits in Wisconsin are:
- $25,000 per person for bodily injury
- $50,000 per accident for bodily injury
- $10,000 per accident for property damage
For full coverage policy rates, we used the following liability limits:
- $100,000 for bodily injury liability per person
- $300,000 for bodily injury liability per accident
- $100,000 for property damage liability
- Comprehensive and collision coverage with a $1,000 deductible
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.
sources
- Insurance Information Institute . "Facts + Statistics: Auto Insurance ." Accessed October 2, 2025.
- Insurance Information Institute . "Facts + Statistics: Uninsured Motorists ." Accessed October 2, 2025.
- National Centers for Environmental Information . "Climate at a Glance: Statewide Time Series ." Accessed October 2, 2025.
- National Insurance Crime Bureau . "Vehicle Thefts Surge Nationwide in 2023 ." Accessed October 2, 2025.