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State Farm provides Pasadena drivers with the most affordable minimum and full coverage car insurance. It is also the best choice for military drivers and those with violations on their records. Nationwide is the best for teen drivers. The ideal choice depends on your needs as a client and your driving history.

Overall, Texas Farm Bureau provides the best full and minimum coverage auto insurance in Pasadena, while Chubb ranks highest for customer service.

MoneyGeek Logo IconCheapest + BestCar InsurancePasadena
2023

Cheapest and Best Car Insurance in Pasadena, TX

Cheapest Minimum Liability Car Insurance in Pasadena

Of the 12 companies we analyzed, the two insurers below provide the cheapest minimum coverage rates in Pasadena:

  • State Farm: $363 per year
  • Texas Farm Bureau: $426 per year

With an annual average cost of $300 as of October 2022, State Farm’s average cost in Texas is higher than in Pasadena. Dairyland has the most expensive minimum coverage in the city, at an average annual cost of $1,333.

Company
Annual Premium
Monthly Premium

State Farm

$339

$28

State Farm

$363

$30

Texas Farm Bureau

$371

$31

Texas Farm Bureau

$426

$35

Mercury

$443

$37

State Farm

$444

$37

Allstate

$458

$38

Allstate

$470

$39

Mercury

$484

$40

Texas Farm Bureau

$545

$45

AAA Texas

$548

$46

Allstate

$573

$48

Nationwide

$574

$48

Mercury

$575

$48

AAA Texas

$577

$48

Nationwide

$602

$50

GEICO

$611

$51

Progressive

$621

$52

Progressive

$635

$53

Chubb

$639

$53

GEICO

$643

$54

State Farm

$661

$55

GEICO

$701

$58

Chubb

$702

$59

AAA Texas

$703

$59

National General

$703

$59

State Farm

$726

$60

National General

$727

$61

Progressive

$748

$62

Texas Farm Bureau

$751

$63

Nationwide

$812

$68

Foremost

$813

$68

National General

$894

$75

Allstate

$902

$75

Texas Farm Bureau

$907

$76

State Farm

$932

$78

Nationwide

$951

$79

Foremost

$952

$79

Mercury

$973

$81

Allstate

$980

$82

Mercury

$1,026

$86

GEICO

$1,063

$89

GEICO

$1,073

$89

AAA Texas

$1,088

$91

AAA Texas

$1,094

$91

Texas Farm Bureau

$1,117

$93

Foremost

$1,119

$93

Nationwide

$1,168

$97

Chubb

$1,232

$103

GEICO

$1,259

$105

Chubb

$1,272

$106

Dairyland

$1,287

$107

Allstate

$1,312

$109

Mercury

$1,333

$111

Dairyland

$1,333

$111

Nationwide

$1,415

$118

AAA Texas

$1,424

$119

Chubb

$1,463

$122

National General

$1,508

$126

Progressive

$1,523

$127

Progressive

$1,578

$131

Dairyland

$1,580

$132

National General

$1,647

$137

Foremost

$1,715

$143

Foremost

$1,835

$153

National General

$1,866

$156

Progressive

$1,982

$165

Dairyland

$2,074

$173

Chubb

$2,287

$191

Dairyland

$2,288

$191

Foremost

$2,303

$192

Dairyland

$2,799

$233

Texas law sets the minimum liability limits for Pasadena. The state requires the following damage to personal property and bodily injury coverage:

  • $30,000 per person for bodily injury
  • $60,000 per accident for bodily injury
  • $25,000 per accident for property damage
  • $2,500 for personal injury protection (unless waived in writing)

Minimum coverage only includes protection against third-party losses. This means your insurance provider will only pay $30,000 in damages to any victims and a maximum of $60,000 per accident if your bodily injury liability is $60,000 per accident and $30,000 per person.

Cheapest Full Coverage Car Insurance in Pasadena

MoneyGeek ranked the following companies as the most affordable auto insurance in Pasadena for full coverage:

  • State Farm: $726 per year
  • Texas Farm Bureau: $907 per year

The least expensive choice in Texas is also State Farm, which has an average annual premium of $711 in the state as of October 2022 — a price slightly lower than in Pasadena. The highest annual insurance rates in Pasadena for full coverage are from Dairyland at $2,288.

Company
Annual Premium
Monthly Premium

State Farm

$339

$28

State Farm

$363

$30

Texas Farm Bureau

$371

$31

Texas Farm Bureau

$426

$35

Mercury

$443

$37

State Farm

$444

$37

Allstate

$458

$38

Allstate

$470

$39

Mercury

$484

$40

Texas Farm Bureau

$545

$45

AAA Texas

$548

$46

Allstate

$573

$48

Nationwide

$574

$48

Mercury

$575

$48

AAA Texas

$577

$48

Nationwide

$602

$50

GEICO

$611

$51

Progressive

$621

$52

Progressive

$635

$53

Chubb

$639

$53

GEICO

$643

$54

State Farm

$661

$55

GEICO

$701

$58

Chubb

$702

$59

AAA Texas

$703

$59

National General

$703

$59

State Farm

$726

$60

National General

$727

$61

Progressive

$748

$62

Texas Farm Bureau

$751

$63

Nationwide

$812

$68

Foremost

$813

$68

National General

$894

$75

Allstate

$902

$75

Texas Farm Bureau

$907

$76

State Farm

$932

$78

Nationwide

$951

$79

Foremost

$952

$79

Mercury

$973

$81

Allstate

$980

$82

Mercury

$1,026

$86

GEICO

$1,063

$89

GEICO

$1,073

$89

AAA Texas

$1,088

$91

AAA Texas

$1,094

$91

Texas Farm Bureau

$1,117

$93

Foremost

$1,119

$93

Nationwide

$1,168

$97

Chubb

$1,232

$103

GEICO

$1,259

$105

Chubb

$1,272

$106

Dairyland

$1,287

$107

Allstate

$1,312

$109

Mercury

$1,333

$111

Dairyland

$1,333

$111

Nationwide

$1,415

$118

AAA Texas

$1,424

$119

Chubb

$1,463

$122

National General

$1,508

$126

Progressive

$1,523

$127

Progressive

$1,578

$131

Dairyland

$1,580

$132

National General

$1,647

$137

Foremost

$1,715

$143

Foremost

$1,835

$153

National General

$1,866

$156

Progressive

$1,982

$165

Dairyland

$2,074

$173

Chubb

$2,287

$191

Dairyland

$2,288

$191

Foremost

$2,303

$192

Dairyland

$2,799

$233

Full coverage insurance provides the necessary security against having to pay a sizable amount for car damages. These are its main components:

  • Comprehensive Insurance: Protects against car damage from animal collisions or falling tree limbs.
  • Collision Insurance: Covers damages sustained in collisions with other cars or structures.

Although full coverage offers extra protection, it is not the most cost-effective option if you own an older model car.

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Cheapest Car Insurance in Pasadena After a Driving Offense

For drivers with any of the following offenses on their records, one provider comes out on top ranking as the most affordable auto insurance in Pasadena:

  • Speeding ticket: State Farm ($726 per year)
  • At-fault accident: State Farm ($901 per year)
  • DUI: State Farm ($1,323 per year)

The three most costly insurance rates are from Dairyland ($2,826 for a speeding ticket), Foremost ($3,973 for an at-fault accident) and Chubb ($2,864 for a DUI). Even the most affordable policies are subject to price increases when a driver gets a violation citation.

Company
Annual Premium
Monthly Premium

State Farm

$339

$28

State Farm

$363

$30

Texas Farm Bureau

$371

$31

Texas Farm Bureau

$426

$35

State Farm

$436

$36

State Farm

$444

$37

Allstate

$458

$38

State Farm

$463

$39

Allstate

$470

$39

Texas Farm Bureau

$545

$45

State Farm

$553

$46

Allstate

$573

$48

Mercury

$622

$52

Mercury

$638

$53

State Farm

$661

$55

State Farm

$676

$56

Texas Farm Bureau

$679

$57

Nationwide

$680

$57

Progressive

$689

$57

Chubb

$690

$58

GEICO

$696

$58

State Farm

$703

$59

Nationwide

$708

$59

State Farm

$726

$60

Texas Farm Bureau

$729

$61

GEICO

$734

$61

AAA Texas

$736

$61

Progressive

$745

$62

Mercury

$748

$62

Texas Farm Bureau

$751

$63

Progressive

$753

$63

Chubb

$758

$63

Mercury

$763

$64

GEICO

$764

$64

AAA Texas

$776

$65

Mercury

$779

$65

Allstate

$782

$65

State Farm

$793

$66

National General

$799

$67

Allstate

$804

$67

Mercury

$810

$68

National General

$811

$68

Progressive

$816

$68

National General

$824

$69

AAA Texas

$828

$69

State Farm

$831

$69

Progressive

$832

$69

Allstate

$841

$70

National General

$843

$70

Texas Farm Bureau

$844

$70

GEICO

$844

$70

Allstate

$864

$72

AAA Texas

$868

$72

AAA Texas

$873

$73

Progressive

$897

$75

State Farm

$901

$75

Allstate

$902

$75

Texas Farm Bureau

$907

$76

GEICO

$916

$76

AAA Texas

$916

$76

Foremost

$916

$76

Nationwide

$930

$78

State Farm

$932

$78

GEICO

$933

$78

Texas Farm Bureau

$936

$78

Mercury

$943

$79

AAA Texas

$946

$79

Chubb

$954

$80

Nationwide

$961

$80

Texas Farm Bureau

$976

$81

Allstate

$980

$82

Foremost

$982

$82

Allstate

$983

$82

Progressive

$995

$83

Nationwide

$997

$83

National General

$1,013

$84

National General

$1,016

$85

Chubb

$1,049

$87

Allstate

$1,054

$88

AAA Texas

$1,063

$89

Foremost

$1,079

$90

GEICO

$1,093

$91

GEICO

$1,093

$91

Progressive

$1,096

$91

National General

$1,104

$92

AAA Texas

$1,115

$93

Texas Farm Bureau

$1,117

$93

Mercury

$1,119

$93

State Farm

$1,129

$94

National General

$1,155

$96

Progressive

$1,157

$96

Foremost

$1,166

$97

Nationwide

$1,195

$100

GEICO

$1,200

$100

Nationwide

$1,201

$100

Mercury

$1,225

$102

Foremost

$1,226

$102

Nationwide

$1,233

$103

Chubb

$1,249

$104

GEICO

$1,250

$104

State Farm

$1,253

$104

GEICO

$1,262

$105

Nationwide

$1,272

$106

Texas Farm Bureau

$1,273

$106

Foremost

$1,292

$108

Texas Farm Bureau

$1,301

$108

Dairyland

$1,306

$109

Allstate

$1,312

$109

National General

$1,323

$110

State Farm

$1,323

$110

Chubb

$1,331

$111

Mercury

$1,335

$111

Dairyland

$1,352

$113

Nationwide

$1,365

$114

Chubb

$1,372

$114

Chubb

$1,373

$114

GEICO

$1,399

$117

Mercury

$1,410

$118

AAA Texas

$1,428

$119

AAA Texas

$1,430

$119

Nationwide

$1,437

$120

Allstate

$1,472

$123

Texas Farm Bureau

$1,499

$125

Texas Farm Bureau

$1,499

$125

GEICO

$1,517

$126

Mercury

$1,524

$127

State Farm

$1,551

$129

Allstate

$1,556

$130

GEICO

$1,566

$131

Allstate

$1,571

$131

Chubb

$1,581

$132

AAA Texas

$1,586

$132

AAA Texas

$1,587

$132

Dairyland

$1,602

$134

Nationwide

$1,613

$134

Nationwide

$1,634

$136

Allstate

$1,654

$138

AAA Texas

$1,656

$138

AAA Texas

$1,658

$138

Mercury

$1,682

$140

GEICO

$1,696

$141

Mercury

$1,710

$142

Dairyland

$1,721

$143

Nationwide

$1,751

$146

National General

$1,755

$146

Mercury

$1,785

$149

Progressive

$1,790

$149

Texas Farm Bureau

$1,794

$150

Progressive

$1,819

$152

Dairyland

$1,835

$153

Chubb

$1,842

$153

Texas Farm Bureau

$1,853

$154

AAA Texas

$1,867

$156

National General

$1,868

$156

Chubb

$1,901

$158

Dairyland

$1,913

$159

GEICO

$1,921

$160

Progressive

$1,940

$162

Foremost

$1,959

$163

National General

$1,961

$163

Dairyland

$1,962

$164

Progressive

$1,977

$165

National General

$1,980

$165

GEICO

$1,996

$166

Mercury

$2,013

$168

GEICO

$2,022

$168

Nationwide

$2,028

$169

Foremost

$2,047

$171

AAA Texas

$2,073

$173

Dairyland

$2,079

$173

Dairyland

$2,094

$174

Foremost

$2,098

$175

Allstate

$2,104

$175

Foremost

$2,111

$176

National General

$2,115

$176

Nationwide

$2,145

$179

AAA Texas

$2,165

$180

Chubb

$2,188

$182

Progressive

$2,215

$185

Allstate

$2,218

$185

Nationwide

$2,246

$187

Texas Farm Bureau

$2,264

$189

Dairyland

$2,268

$189

Foremost

$2,277

$190

Dairyland

$2,307

$192

National General

$2,334

$194

Progressive

$2,366

$197

Chubb

$2,412

$201

National General

$2,424

$202

Foremost

$2,438

$203

Chubb

$2,472

$206

Mercury

$2,480

$207

Mercury

$2,481

$207

Chubb

$2,489

$207

Progressive

$2,497

$208

Foremost

$2,555

$213

Foremost

$2,568

$214

Progressive

$2,596

$216

National General

$2,630

$219

Nationwide

$2,679

$223

Foremost

$2,693

$224

National General

$2,694

$225

Dairyland

$2,823

$235

Dairyland

$2,826

$236

Chubb

$2,864

$239

Dairyland

$2,885

$240

Progressive

$2,966

$247

Dairyland

$3,189

$266

Dairyland

$3,199

$267

Dairyland

$3,415

$285

Chubb

$3,422

$285

Dairyland

$3,563

$297

Foremost

$3,973

$331

Chubb

$4,482

$374

Foremost

$4,621

$385

Foremost

$4,721

$393

Insurance rates escalate based on the seriousness of the driving offense. If you have a DUI and a speeding ticket on your records in Pasadena, you should be prepared for hefty insurance increases of at least $584 and $257, respectively.

Even with a bad driving history, you can still find affordable car insurance.

Cheapest Car Insurance in Pasadena for Teens and Their Families

The following companies, out of the six analyzed, provide the cheapest auto insurance for teen drivers in Pasadena when added to a family policy:

  • Nationwide: $1,708 per year for female teens; $1,947 per year for male teens
  • State Farm: $1,915 per year for female teens; $2,316 per year for male teens

Because they tend to be riskier drivers, male teens usually pay more than female teens. For instance, the most expensive rates in the city, from Allstate, cost teen females and males in Pasadena $7,070 and $8,320, respectively. Always compare prices before making a choice.

Company
Family Plan Annual Premium
Individual Plan Monthly Premium

State Farm

$681

$3,169

State Farm

$793

$3,692

State Farm

$813

$4,310

State Farm

$854

$3,978

Nationwide

$1,121

$2,560

Nationwide

$1,134

$2,755

State Farm

$1,138

$3,807

Nationwide

$1,184

$3,437

State Farm

$1,246

$4,564

Nationwide

$1,255

$3,947

Nationwide

$1,262

$2,882

State Farm

$1,277

$4,275

Nationwide

$1,280

$3,217

Nationwide

$1,330

$3,038

Nationwide

$1,340

$3,256

State Farm

$1,349

$5,273

Nationwide

$1,352

$3,681

State Farm

$1,405

$4,703

Nationwide

$1,421

$3,453

State Farm

$1,495

$6,295

State Farm

$1,522

$5,574

State Farm

$1,562

$5,804

Nationwide

$1,592

$5,600

Nationwide

$1,624

$6,584

Nationwide

$1,660

$4,819

Nationwide

$1,708

$7,118

State Farm

$1,719

$7,147

Nationwide

$1,745

$7,073

GEICO

$1,776

$3,344

Allstate

$1,794

$2,393

GEICO

$1,794

$4,036

GEICO

$1,799

$3,222

Nationwide

$1,801

$7,164

GEICO

$1,820

$3,427

GEICO

$1,824

$3,267

GEICO

$1,836

$4,033

Nationwide

$1,851

$8,333

State Farm

$1,858

$7,955

GEICO

$1,863

$3,683

Nationwide

$1,870

$5,879

State Farm

$1,872

$6,957

GEICO

$1,900

$3,577

GEICO

$1,902

$3,694

State Farm

$1,911

$7,943

State Farm

$1,915

$8,795

GEICO

$1,924

$3,446

Allstate

$1,932

$2,467

Nationwide

$1,947

$9,014

Nationwide

$1,990

$8,958

State Farm

$2,080

$8,934

GEICO

$2,108

$5,404

GEICO

$2,126

$4,781

Allstate

$2,176

$2,902

GEICO

$2,188

$5,504

Allstate

$2,211

$3,406

Progressive

$2,211

$3,447

GEICO

$2,222

$4,881

GEICO

$2,287

$6,466

Progressive

$2,299

$5,648

Progressive

$2,301

$3,409

State Farm

$2,309

$9,916

State Farm

$2,316

$10,994

Allstate

$2,320

$3,095

GEICO

$2,382

$6,648

Progressive

$2,499

$6,114

Allstate

$2,537

$3,240

GEICO

$2,549

$7,209

Allstate

$2,592

$3,964

GEICO

$2,619

$8,544

Allstate

$2,620

$3,864

Foremost

$2,621

$4,326

Progressive

$2,624

$3,887

Progressive

$2,678

$4,175

Foremost

$2,694

$3,721

GEICO

$2,697

$7,528

Progressive

$2,748

$7,667

Progressive

$2,770

$4,894

GEICO

$2,772

$9,030

Allstate

$2,796

$3,570

Progressive

$2,812

$5,292

Foremost

$2,824

$3,901

Progressive

$2,825

$6,940

Foremost

$2,836

$4,094

Progressive

$2,851

$4,223

Foremost

$2,861

$3,953

Foremost

$2,895

$4,924

Foremost

$2,926

$3,907

Progressive

$2,963

$4,620

Allstate

$3,063

$4,515

Progressive

$3,111

$8,751

Foremost

$3,145

$4,199

Foremost

$3,204

$4,630

Progressive

$3,259

$7,973

Foremost

$3,280

$4,379

Foremost

$3,459

$11,549

Allstate

$3,484

$6,255

Progressive

$3,491

$15,735

Foremost

$3,557

$11,703

Allstate

$3,589

$5,291

Foremost

$3,605

$12,038

Foremost

$3,743

$12,313

Foremost

$3,836

$7,521

Foremost

$3,874

$7,619

Progressive

$3,886

$17,660

Progressive

$3,901

$18,342

Foremost

$4,082

$17,301

Allstate

$4,110

$7,405

Progressive

$4,143

$18,672

Allstate

$4,240

$6,249

Foremost

$4,247

$7,223

Foremost

$4,252

$17,949

Progressive

$4,292

$20,247

Foremost

$4,330

$7,146

Progressive

$4,534

$20,607

Allstate

$5,332

$7,539

Allstate

$6,269

$8,880

Allstate

$6,529

$9,231

Allstate

$7,070

$13,217

Allstate

$7,676

$10,873

Allstate

$8,320

$15,603

Teen insurance policies are far more expensive if purchased separately versus if a parent adds the teen to an existing policy. For instance, individual insurance for a male teen in Pasadena would cost $3,267 more than adding them to a family plan.

Families and teen drivers can review the most affordable teen car insurance to compare prices and save more.

Cheapest Car Insurance in Pasadena for Military Drivers

The following offer military personnel and their families the most affordable full coverage car insurance in Pasadena:

  • State Farm: $726 per year
  • Texas Farm Bureau: $907 per year

With a yearly cost of $363, State Farm is also the cheapest option in Pasadena if you only purchase minimum coverage.

USAA, an insurance company that exclusively offers coverage to military personnel and their families, is the third most affordable option in the city.

Company
Annual Premium
Monthly Premium

State Farm

$339

$28

State Farm

$363

$30

Texas Farm Bureau

$371

$31

USAA

$418

$35

Texas Farm Bureau

$426

$35

Mercury

$443

$37

State Farm

$444

$37

USAA

$447

$37

Allstate

$458

$38

Allstate

$470

$39

Mercury

$484

$40

USAA

$502

$42

Texas Farm Bureau

$545

$45

AAA Texas

$548

$46

Allstate

$573

$48

Nationwide

$574

$48

Mercury

$575

$48

AAA Texas

$577

$48

Nationwide

$602

$50

GEICO

$611

$51

Progressive

$621

$52

Progressive

$635

$53

Chubb

$639

$53

GEICO

$643

$54

State Farm

$661

$55

GEICO

$701

$58

Chubb

$702

$59

AAA Texas

$703

$59

National General

$703

$59

State Farm

$726

$60

National General

$727

$61

Progressive

$748

$62

Texas Farm Bureau

$751

$63

Nationwide

$812

$68

Foremost

$813

$68

National General

$894

$75

USAA

$896

$75

Allstate

$902

$75

Texas Farm Bureau

$907

$76

USAA

$909

$76

State Farm

$932

$78

Nationwide

$951

$79

Foremost

$952

$79

Mercury

$973

$81

Allstate

$980

$82

Mercury

$1,026

$86

GEICO

$1,063

$89

GEICO

$1,073

$89

AAA Texas

$1,088

$91

AAA Texas

$1,094

$91

USAA

$1,108

$92

Texas Farm Bureau

$1,117

$93

Foremost

$1,119

$93

Nationwide

$1,168

$97

Chubb

$1,232

$103

GEICO

$1,259

$105

Chubb

$1,272

$106

Dairyland

$1,287

$107

Allstate

$1,312

$109

Mercury

$1,333

$111

Dairyland

$1,333

$111

Nationwide

$1,415

$118

AAA Texas

$1,424

$119

Chubb

$1,463

$122

National General

$1,508

$126

Progressive

$1,523

$127

Progressive

$1,578

$131

Dairyland

$1,580

$132

National General

$1,647

$137

Foremost

$1,715

$143

Foremost

$1,835

$153

National General

$1,866

$156

Progressive

$1,982

$165

Dairyland

$2,074

$173

Chubb

$2,287

$191

Dairyland

$2,288

$191

Foremost

$2,303

$192

Dairyland

$2,799

$233

How to Compare Cheap Pasadena Car Insurance Quotes Online

Request quotes from at least three Pasadena insurance companies to get a more accurate idea of typical costs and coverage. Acquiring insurance quotes online can take 15 minutes or longer per company. Depending on your age, coverage, driving history and car model, MoneyGeek's insurance calculator can calculate your rates instantly.

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Best Car Insurance in Pasadena: Summary

The following companies top MoneyGeek's list of the best auto insurance providers in Pasadena:

  • Best overall: Texas Farm Bureau (MoneyGeek score of 77 out of 100)
  • Best for service: Chubb (MoneyGeek score of 76 out of 100)
  • Best cheap: Texas Farm Bureau (MoneyGeek score of 79 out of 100)

When scoring for best service, we don’t consider affordability. Chubb received excellent ratings for service quality, earning its place at the top of the service category despite having some of the most expensive rates in Pasadena.

Best Overall Car Insurance in Pasadena

The following companies have distinguished themselves as the overall best car insurance companies in Pasadena out of the 12 insurers analyzed:

  • Texas Farm Bureau: MoneyGeek score of 77 out of 100 ($907 per year)
  • State Farm: MoneyGeek score of 76 out of 100 ($726 per year)

Because of its excellent affordability and client satisfaction ratings, Texas Farm Bureau takes the top slot as Pasadena's leading car insurance company.

How was this MoneyGeek score calculated?

Texas Farm Bureau

pros

Outstanding customer satisfaction

Second-cheapest insurance rates in the city

Provides standard add-on coverages

cons

Weak claims management score

Membership required to buy a policy

COMPANY HIGHLIGHTS

With the second most affordable insurance premiums at $907 annually, Texas Farm Bureau emerged as the overall best auto insurance in Pasadena. It has a low number of customer complaints and an outstanding MoneyGeek score for affordability. However, this insurer has a poor rating in claims management.

In terms of coverage options, Texas Farm Bureau provides roadside assistance, rental car and/or travel reimbursement and rideshare insurance. These are standard add-on coverages across other insurance companies. Aside from the fact that it does not provide deductible modification, accident forgiveness or new car replacement, you will also need a Farm Bureau membership to obtain a policy.

Read MoneyGeek's Texas Farm Bureau Auto Insurance Review

Best Car Insurance in Pasadena for Customer Service

When considering service excellence, we did not consider scores for affordability. The following car insurance companies offer the best customer service in Pasadena:

  • Chubb: MoneyGeek score of 76 out of 100 ($1,463 per year)
  • Foremost: MoneyGeek score of 67 out of 100 ($1,715 per year)

Chubb has outstanding scores across most of MoneyGeek's categories, making it the top car insurance in Pasadena for customer service despite having some of the most expensive rates in the city.

How was this MoneyGeek score calculated?

Chubb

pros

Ranked #3 in customer satisfaction out of 12 companies

Strong claims management score

Provides unique coverages

cons

Lacks some of the most common add-on coverages

Among the most expensive rates in the city

COMPANY HIGHLIGHTS

With outstanding MoneyGeek scores for customer satisfaction and claims management, Chubb is the best auto insurance in Pasadena for those who value customer service. Out of 12 insurance companies analyzed, this company earned the third spot for client satisfaction.

Despite having one of the most expensive rates in Pasadena, Chubb offers unique add-on coverages, such as antique/classic car insurance, diminished value coverage and original equipment manufacturer (OEM) coverage. However, other standard coverages are absent from its roster, although it does offer rental car and/or travel reimbursement coverage.

Best Cheap Car Insurance in Pasadena

MoneyGeek examined 12 Pasadena auto insurance companies that offer the minimum coverage required by Texas law. The best cheap auto insurance companies are as follows:

  • Texas Farm Bureau: MoneyGeek score of 79 out of 100 ($426 per year)
  • State Farm: MoneyGeek score of 78 out of 100 ($363 per year)

Even though the minimum level of necessary coverage is the cheapest, be aware that you may need more than this to cover collision-related losses or protect you from liability claims.

How was this MoneyGeek score calculated?

Texas Farm Bureau

pros

An affordable minimum coverage policy costs $426 per year

Provides standard customer discounts

cons

Offers few coverage options

Poor claims management rating

COMPANY HIGHLIGHTS

Texas Farm Bureau is the best cheap auto insurance in Pasadena, with an average annual cost of $426 for minimum coverage. This insurer is the second cheapest in the city and has a strong customer satisfaction rating.

Regardless of your driving history, discounts from this company can help you lower your car insurance costs. Texas Farm Bureau offers some standard discounts, including those for safe driving, anti-theft systems, multiple vehicles, bundling and good students. Unlike many of its counterparts, it does not provide discounts for defensive driving, full payment, going paperless or having airbags.

Read MoneyGeek's Texas Farm Bureau Auto Insurance Review

Average Cost of Car Insurance in Pasadena

Apart from location, other factors can impact insurance costs. Compared to Texas' average of $1,201 and the U.S. average of $1,265, the average annual cost of auto insurance in Pasadena is higher at $1,274 as of October 2022. The bodily injury liability limits for these full coverage rates are $100,000 per accident, $300,000 per person and $100,000 per person for property damage liability.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.