Compare Rates and Save on Auto Insurance

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The cheapest auto insurer for you might vary based on your profile and needs. We found that State Farm offers the cheapest minimum and full coverage policies in League City and also provides the most affordable policies for veterans, drivers with tickets and drivers who have been in an accident. Mercury is the cheapest for DUI drivers. Nationwide is the cheapest for teens on family policies. Chubb has the best customer service.

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2023

Cheapest and Best Car Insurance in League City, TX

Cheapest Minimum Liability Car Insurance in League City

In League City, the following insurance companies offer the cheapest minimum coverage policies:

  • State Farm: $374 per year
  • Texas Farm Bureau Group: $398 per year

Among League City's minimum coverage insurers, Dairyland is the most expensive at roughly $1,167 a year. With an average annual rate of $339, Texas Farm Bureau is the most affordable auto insurance in Texas as of October 2022. League City is a little more expensive, showing that insurance costs can vary by location.

Company
Annual Premium
Monthly Premium

Texas Farm Bureau

$346

$29

State Farm

$349

$29

State Farm

$374

$31

Texas Farm Bureau

$398

$33

Allstate

$417

$35

Allstate

$427

$36

Mercury

$444

$37

State Farm

$457

$38

Mercury

$483

$40

Texas Farm Bureau

$509

$42

Allstate

$522

$43

AAA Texas

$540

$45

Nationwide

$547

$46

GEICO

$566

$47

AAA Texas

$570

$48

Nationwide

$573

$48

Mercury

$576

$48

GEICO

$593

$49

Chubb

$622

$52

Progressive

$642

$53

GEICO

$648

$54

Progressive

$658

$55

National General

$673

$56

State Farm

$680

$57

Chubb

$683

$57

AAA Texas

$692

$58

National General

$696

$58

Texas Farm Bureau

$701

$58

State Farm

$747

$62

Nationwide

$771

$64

Progressive

$777

$65

Allstate

$812

$68

Texas Farm Bureau

$847

$71

Foremost

$853

$71

National General

$856

$71

Allstate

$879

$73

Nationwide

$910

$76

Mercury

$946

$79

State Farm

$961

$80

GEICO

$966

$80

GEICO

$978

$82

Foremost

$996

$83

Mercury

$999

$83

Texas Farm Bureau

$1,042

$87

AAA Texas

$1,090

$91

AAA Texas

$1,096

$91

Nationwide

$1,115

$93

Dairyland

$1,130

$94

GEICO

$1,146

$96

Dairyland

$1,167

$97

Foremost

$1,174

$98

Allstate

$1,177

$98

Chubb

$1,199

$100

Chubb

$1,221

$102

Mercury

$1,295

$108

Nationwide

$1,348

$112

Dairyland

$1,385

$115

Chubb

$1,403

$117

AAA Texas

$1,427

$119

National General

$1,451

$121

Progressive

$1,493

$124

Progressive

$1,541

$128

National General

$1,581

$132

Foremost

$1,702

$142

National General

$1,798

$150

Foremost

$1,838

$153

Dairyland

$1,881

$157

Progressive

$1,936

$161

Dairyland

$2,078

$173

Chubb

$2,199

$183

Foremost

$2,293

$191

Dairyland

$2,549

$212

Texans are required to carry minimum coverage insurance limits for bodily injury and property damage. In order to meet the minimum requirements of Texas law, the following must be met:

  • $30,000 bodily injury liability per person
  • $60,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Liability-only coverage pays for damages sustained in accidents by the other driver and any passengers. If you're at fault in an accident, your insurance company covers medical costs for everyone up to $30,000 in bodily injury liability per person and $60,000 per accident. If costs exceed these limits, you’ll have to pay the difference.

Cheapest Full Coverage Car Insurance in League City

Based on MoneyGeek's research, here are the cheapest full coverage car insurance companies:

  • State Farm: $747 per year
  • Texas Farm Bureau Group: $847 per year

Rates in Dairyland are the most expensive, averaging $2,078 a year. According to our analysis, Texas Farm Bureau offers the cheapest full coverage policy in Texas at around $760 a year as of October 2022. This shows that insurance in League City is a bit cheaper and that location can influence premiums.

Company
Annual Premium
Monthly Premium

Texas Farm Bureau

$346

$29

State Farm

$349

$29

State Farm

$374

$31

Texas Farm Bureau

$398

$33

Allstate

$417

$35

Allstate

$427

$36

Mercury

$444

$37

State Farm

$457

$38

Mercury

$483

$40

Texas Farm Bureau

$509

$42

Allstate

$522

$43

AAA Texas

$540

$45

Nationwide

$547

$46

GEICO

$566

$47

AAA Texas

$570

$48

Nationwide

$573

$48

Mercury

$576

$48

GEICO

$593

$49

Chubb

$622

$52

Progressive

$642

$53

GEICO

$648

$54

Progressive

$658

$55

National General

$673

$56

State Farm

$680

$57

Chubb

$683

$57

AAA Texas

$692

$58

National General

$696

$58

Texas Farm Bureau

$701

$58

State Farm

$747

$62

Nationwide

$771

$64

Progressive

$777

$65

Allstate

$812

$68

Texas Farm Bureau

$847

$71

Foremost

$853

$71

National General

$856

$71

Allstate

$879

$73

Nationwide

$910

$76

Mercury

$946

$79

State Farm

$961

$80

GEICO

$966

$80

GEICO

$978

$82

Foremost

$996

$83

Mercury

$999

$83

Texas Farm Bureau

$1,042

$87

AAA Texas

$1,090

$91

AAA Texas

$1,096

$91

Nationwide

$1,115

$93

Dairyland

$1,130

$94

GEICO

$1,146

$96

Dairyland

$1,167

$97

Foremost

$1,174

$98

Allstate

$1,177

$98

Chubb

$1,199

$100

Chubb

$1,221

$102

Mercury

$1,295

$108

Nationwide

$1,348

$112

Dairyland

$1,385

$115

Chubb

$1,403

$117

AAA Texas

$1,427

$119

National General

$1,451

$121

Progressive

$1,493

$124

Progressive

$1,541

$128

National General

$1,581

$132

Foremost

$1,702

$142

National General

$1,798

$150

Foremost

$1,838

$153

Dairyland

$1,881

$157

Progressive

$1,936

$161

Dairyland

$2,078

$173

Chubb

$2,199

$183

Foremost

$2,293

$191

Dairyland

$2,549

$212

Based on MoneyGeek's research, here are the cheapest full coverage car insurance companies:

  • State Farm: $747 per year
  • Texas Farm Bureau Group: $847 per year

Rates in Dairyland are the most expensive, averaging $2,078 a year. According to our analysis, Texas Farm Bureau offers the cheapest full coverage policy in Texas at around $760 a year. This shows that insurance in League City is a bit cheaper and that location can influence premiums.

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Cheapest Car Insurance in League City After a Driving Offense

If you have the following driving violations in League City, MoneyGeek recommends these companies:

  • Speeding ticket: State Farm ($747 per year)
  • At-fault accident: State Farm ($929 per year)
  • DUI: Mercury ($1,300 per year)

Among the most expensive companies is Dairyland, which charges $2,558 per year for speeding tickets, Chubb, which charges $2,748 per year for DUIs, and Foremost, which charges $3,984 for at-fault accidents.

A traffic violation can increase your insurance rates, which may make even the cheapest policy for drivers with bad records more expensive than the most affordable policy for drivers with good records.

Company
Annual Premium
Monthly Premium

Texas Farm Bureau

$346

$29

State Farm

$349

$29

State Farm

$374

$31

Texas Farm Bureau

$398

$33

Allstate

$417

$35

Allstate

$427

$36

State Farm

$449

$37

State Farm

$457

$38

State Farm

$478

$40

Texas Farm Bureau

$509

$42

Allstate

$522

$43

State Farm

$570

$47

Mercury

$622

$52

Texas Farm Bureau

$633

$53

Mercury

$637

$53

GEICO

$642

$53

Nationwide

$647

$54

Chubb

$672

$56

Nationwide

$674

$56

GEICO

$675

$56

Texas Farm Bureau

$680

$57

State Farm

$680

$57

State Farm

$697

$58

Texas Farm Bureau

$701

$58

GEICO

$702

$59

Allstate

$712

$59

Progressive

$712

$59

State Farm

$725

$60

AAA Texas

$725

$60

Allstate

$730

$61

Chubb

$738

$61

Mercury

$746

$62

State Farm

$747

$62

Mercury

$762

$64

Allstate

$764

$64

National General

$764

$64

AAA Texas

$767

$64

Progressive

$774

$64

National General

$776

$65

Mercury

$777

$65

GEICO

$778

$65

Progressive

$781

$65

Allstate

$784

$65

Texas Farm Bureau

$786

$66

National General

$789

$66

National General

$807

$67

Mercury

$807

$67

Allstate

$812

$68

AAA Texas

$815

$68

State Farm

$817

$68

GEICO

$838

$70

Texas Farm Bureau

$847

$71

Progressive

$849

$71

GEICO

$855

$71

AAA Texas

$855

$71

State Farm

$858

$71

AAA Texas

$862

$72

Progressive

$864

$72

Texas Farm Bureau

$872

$73

Allstate

$879

$73

Nationwide

$883

$74

Allstate

$893

$74

AAA Texas

$904

$75

Texas Farm Bureau

$910

$76

Nationwide

$911

$76

State Farm

$929

$77

Chubb

$929

$77

AAA Texas

$931

$78

Progressive

$934

$78

Mercury

$942

$79

Nationwide

$946

$79

Allstate

$958

$80

Foremost

$961

$80

State Farm

$961

$80

National General

$968

$81

National General

$971

$81

GEICO

$999

$83

GEICO

$999

$83

Chubb

$1,021

$85

Progressive

$1,030

$86

Foremost

$1,031

$86

Texas Farm Bureau

$1,042

$87

AAA Texas

$1,047

$87

National General

$1,055

$88

GEICO

$1,092

$91

AAA Texas

$1,098

$92

National General

$1,104

$92

Mercury

$1,118

$93

Foremost

$1,130

$94

Nationwide

$1,133

$94

GEICO

$1,137

$95

Nationwide

$1,139

$95

Progressive

$1,140

$95

GEICO

$1,147

$96

Dairyland

$1,148

$96

State Farm

$1,165

$97

Nationwide

$1,168

$97

Allstate

$1,177

$98

Dairyland

$1,185

$99

Texas Farm Bureau

$1,186

$99

Progressive

$1,200

$100

Nationwide

$1,213

$101

Texas Farm Bureau

$1,214

$101

Chubb

$1,216

$101

Foremost

$1,222

$102

Mercury

$1,224

$102

National General

$1,264

$105

GEICO

$1,268

$106

Foremost

$1,286

$107

State Farm

$1,295

$108

Chubb

$1,296

$108

Mercury

$1,300

$108

Nationwide

$1,300

$108

Chubb

$1,318

$110

Allstate

$1,327

$111

Chubb

$1,335

$111

Foremost

$1,356

$113

Nationwide

$1,360

$113

State Farm

$1,367

$114

Mercury

$1,370

$114

GEICO

$1,383

$115

Texas Farm Bureau

$1,396

$116

Texas Farm Bureau

$1,397

$116

Allstate

$1,404

$117

Dairyland

$1,406

$117

Allstate

$1,413

$118

GEICO

$1,419

$118

AAA Texas

$1,430

$119

AAA Texas

$1,432

$119

Mercury

$1,485

$124

Allstate

$1,489

$124

Dairyland

$1,506

$125

Chubb

$1,517

$126

Nationwide

$1,535

$128

GEICO

$1,538

$128

Nationwide

$1,553

$129

AAA Texas

$1,588

$132

AAA Texas

$1,588

$132

State Farm

$1,603

$134

Dairyland

$1,609

$134

Mercury

$1,638

$136

AAA Texas

$1,657

$138

AAA Texas

$1,660

$138

Mercury

$1,662

$138

Nationwide

$1,664

$139

Texas Farm Bureau

$1,672

$139

Dairyland

$1,676

$140

National General

$1,689

$141

Dairyland

$1,717

$143

Texas Farm Bureau

$1,726

$144

Mercury

$1,733

$144

GEICO

$1,740

$145

Progressive

$1,747

$146

Progressive

$1,785

$149

Chubb

$1,793

$149

National General

$1,796

$150

GEICO

$1,813

$151

GEICO

$1,823

$152

Dairyland

$1,824

$152

Chubb

$1,825

$152

AAA Texas

$1,871

$156

National General

$1,885

$157

Allstate

$1,892

$158

Progressive

$1,897

$158

Dairyland

$1,899

$158

National General

$1,903

$159

Nationwide

$1,924

$160

Foremost

$1,943

$162

Progressive

$1,943

$162

Mercury

$1,960

$163

Dairyland

$1,988

$166

Allstate

$1,996

$166

Nationwide

$2,035

$170

National General

$2,038

$170

AAA Texas

$2,077

$173

Foremost

$2,080

$173

Dairyland

$2,097

$175

Chubb

$2,098

$175

Texas Farm Bureau

$2,108

$176

Foremost

$2,113

$176

Nationwide

$2,131

$178

Foremost

$2,141

$178

Progressive

$2,165

$180

AAA Texas

$2,169

$181

National General

$2,245

$187

Foremost

$2,277

$190

Progressive

$2,315

$193

National General

$2,334

$195

Chubb

$2,347

$196

Chubb

$2,377

$198

Chubb

$2,389

$199

Mercury

$2,412

$201

Mercury

$2,424

$202

Progressive

$2,445

$204

National General

$2,525

$210

Nationwide

$2,539

$212

Foremost

$2,541

$212

Foremost

$2,552

$213

Progressive

$2,554

$213

Dairyland

$2,558

$213

Dairyland

$2,572

$214

National General

$2,594

$216

Dairyland

$2,599

$217

Foremost

$2,679

$223

Foremost

$2,685

$224

Chubb

$2,748

$229

Dairyland

$2,895

$241

Dairyland

$2,902

$242

Progressive

$2,905

$242

Dairyland

$3,076

$256

Dairyland

$3,240

$270

Chubb

$3,289

$274

Foremost

$3,984

$332

Chubb

$4,307

$359

Foremost

$4,672

$389

Foremost

$4,737

$395

When you have more serious violations on your record, your insurance rates go up. A DUI driver will pay $312 more on average for a policy than someone with a speeding ticket. Getting cheap car insurance for drivers with a bad record means shopping around and comparing rates.

Cheapest Car Insurance in League City for Teens and Their Families

The following insurers offer the most affordable rates for teens on family policies:

  • Nationwide: $1,632 per year for female teens; $1,860 for male teens
  • State Farm: $1,965 per year for female teens; $2,376 for male teens

Allstate has the most expensive policy, costing an average of $6,415 for female teens and $7,550 per year for male teens.

The cost of insuring young men is usually higher since they are considered to be more risky. This is evidenced by the $228 price difference from Nationwide. These differences can disappear in early adulthood.

Company
Family Plan Annual Premium
Individual Plan Monthly Premium

State Farm

$698

$3,264

State Farm

$813

$3,802

State Farm

$834

$4,439

State Farm

$876

$4,096

Nationwide

$1,071

$2,435

Nationwide

$1,083

$2,620

Nationwide

$1,131

$3,269

State Farm

$1,167

$3,921

Nationwide

$1,199

$3,754

Nationwide

$1,205

$2,741

Nationwide

$1,223

$3,060

Nationwide

$1,271

$2,890

State Farm

$1,278

$4,700

Nationwide

$1,280

$3,097

Nationwide

$1,292

$3,502

State Farm

$1,310

$4,402

Nationwide

$1,358

$3,284

State Farm

$1,384

$5,430

State Farm

$1,441

$4,843

Nationwide

$1,520

$5,327

State Farm

$1,534

$6,483

Nationwide

$1,552

$6,262

State Farm

$1,561

$5,740

Nationwide

$1,586

$4,584

GEICO

$1,600

$2,989

State Farm

$1,602

$5,977

GEICO

$1,617

$3,607

GEICO

$1,620

$2,880

Allstate

$1,628

$2,171

Nationwide

$1,632

$6,771

GEICO

$1,639

$3,063

GEICO

$1,643

$2,921

GEICO

$1,654

$3,605

Nationwide

$1,667

$6,728

GEICO

$1,678

$3,292

GEICO

$1,711

$3,198

GEICO

$1,714

$3,302

Nationwide

$1,720

$6,814

GEICO

$1,733

$3,081

Allstate

$1,753

$2,238

State Farm

$1,763

$7,360

Nationwide

$1,768

$7,926

Nationwide

$1,786

$5,592

Nationwide

$1,860

$8,575

GEICO

$1,899

$4,831

Nationwide

$1,901

$8,521

State Farm

$1,906

$8,192

GEICO

$1,915

$4,274

State Farm

$1,920

$7,164

State Farm

$1,960

$8,180

State Farm

$1,965

$9,057

GEICO

$1,971

$4,920

Allstate

$1,974

$2,633

GEICO

$2,002

$4,363

Allstate

$2,006

$3,090

GEICO

$2,060

$5,780

Allstate

$2,105

$2,808

State Farm

$2,133

$9,200

GEICO

$2,146

$5,943

Progressive

$2,149

$3,346

Progressive

$2,234

$5,482

Progressive

$2,236

$3,309

GEICO

$2,297

$6,444

Allstate

$2,302

$2,940

Allstate

$2,352

$3,597

GEICO

$2,360

$7,637

State Farm

$2,368

$10,211

State Farm

$2,376

$11,321

Allstate

$2,378

$3,506

Progressive

$2,429

$5,934

GEICO

$2,430

$6,729

GEICO

$2,497

$8,072

Foremost

$2,532

$4,180

Allstate

$2,537

$3,239

Progressive

$2,550

$3,773

Foremost

$2,603

$3,596

Progressive

$2,603

$4,053

Progressive

$2,671

$7,441

Progressive

$2,692

$4,750

Foremost

$2,728

$3,770

Progressive

$2,733

$5,136

Foremost

$2,740

$3,957

Progressive

$2,745

$6,736

Foremost

$2,765

$3,820

Progressive

$2,771

$4,099

Allstate

$2,780

$4,096

Foremost

$2,797

$4,759

Foremost

$2,827

$3,776

Progressive

$2,880

$4,484

Progressive

$3,024

$8,494

Foremost

$3,039

$4,058

Foremost

$3,096

$4,474

Allstate

$3,161

$5,676

Progressive

$3,167

$7,738

Foremost

$3,169

$4,232

Allstate

$3,256

$4,801

Foremost

$3,342

$11,160

Progressive

$3,393

$15,273

Foremost

$3,437

$11,310

Foremost

$3,483

$11,633

Foremost

$3,616

$11,900

Foremost

$3,706

$7,268

Allstate

$3,729

$6,719

Foremost

$3,743

$7,363

Progressive

$3,777

$17,141

Progressive

$3,792

$17,803

Allstate

$3,848

$5,671

Foremost

$3,944

$16,719

Progressive

$4,027

$18,123

Foremost

$4,103

$6,980

Foremost

$4,108

$17,346

Progressive

$4,171

$19,652

Foremost

$4,184

$6,906

Progressive

$4,407

$20,001

Allstate

$4,838

$6,841

Allstate

$5,689

$8,058

Allstate

$5,924

$8,376

Allstate

$6,415

$11,993

Allstate

$6,965

$9,866

Allstate

$7,550

$14,158

If you get an individual policy as a teen driver, your insurance costs will be significantly higher. When buying an individual policy, a male teen driver in League City could pay as much as $3,267 more than when getting a family policy. When you're a young driver, shopping around is key to finding the cheapest insurance for teens.

Cheapest Car Insurance in League City for Military Drivers

These companies offer the cheapest rates to veterans and drivers with military backgrounds:

  • State Farm: $747 per year
  • Texas Farm Bureau Group: $847 per year

Although USAA isn't the cheapest insurance for military drivers, its policies are tailored to them. On average, it costs $913 a year.

As far as minimum coverage goes, State Farm is the most affordable at around $374 a year. Another great option is Allstate, which charges an average of $398.

Company
Annual Premium
Monthly Premium

Texas Farm Bureau

$346

$29

State Farm

$349

$29

State Farm

$374

$31

Texas Farm Bureau

$398

$33

Allstate

$417

$35

Allstate

$427

$36

USAA

$429

$36

Mercury

$444

$37

State Farm

$457

$38

USAA

$459

$38

Mercury

$483

$40

Texas Farm Bureau

$509

$42

USAA

$518

$43

Allstate

$522

$43

AAA Texas

$540

$45

Nationwide

$547

$46

GEICO

$566

$47

AAA Texas

$570

$48

Nationwide

$573

$48

Mercury

$576

$48

GEICO

$593

$49

Chubb

$622

$52

Progressive

$642

$53

GEICO

$648

$54

Progressive

$658

$55

National General

$673

$56

State Farm

$680

$57

Chubb

$683

$57

AAA Texas

$692

$58

National General

$696

$58

Texas Farm Bureau

$701

$58

State Farm

$747

$62

Nationwide

$771

$64

Progressive

$777

$65

Allstate

$812

$68

Texas Farm Bureau

$847

$71

Foremost

$853

$71

National General

$856

$71

Allstate

$879

$73

USAA

$903

$75

Nationwide

$910

$76

USAA

$913

$76

Mercury

$946

$79

State Farm

$961

$80

GEICO

$966

$80

GEICO

$978

$82

Foremost

$996

$83

Mercury

$999

$83

Texas Farm Bureau

$1,042

$87

AAA Texas

$1,090

$91

AAA Texas

$1,096

$91

USAA

$1,112

$93

Nationwide

$1,115

$93

Dairyland

$1,130

$94

GEICO

$1,146

$96

Dairyland

$1,167

$97

Foremost

$1,174

$98

Allstate

$1,177

$98

Chubb

$1,199

$100

Chubb

$1,221

$102

Mercury

$1,295

$108

Nationwide

$1,348

$112

Dairyland

$1,385

$115

Chubb

$1,403

$117

AAA Texas

$1,427

$119

National General

$1,451

$121

Progressive

$1,493

$124

Progressive

$1,541

$128

National General

$1,581

$132

Foremost

$1,702

$142

National General

$1,798

$150

Foremost

$1,838

$153

Dairyland

$1,881

$157

Progressive

$1,936

$161

Dairyland

$2,078

$173

Chubb

$2,199

$183

Foremost

$2,293

$191

Dairyland

$2,549

$212

How to Compare Cheap League City Car Insurance Quotes Online

Getting a quote online in League City, Texas, might take 15 minutes or more for each insurer. You'll also have to provide personal information to get an estimate.

You can save time and effort with MoneyGeek's car insurance calculator. By providing your age, car type, coverage level and driving record, you can get a fast idea of how much your insurance will cost.

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Best Car Insurance in League City: Summary

The best car insurance company in League City for you will depend on your preferences. The best companies in League City include:

  • Best Overall: Texas Farm Bureau Group (MoneyGeek score of 78 out of 100)
  • Best Cheap: Texas Farm Bureau Group (MoneyGeek score of 80 out of 100)
  • Best for Service: Chubb (MoneyGeek score of 76 out of 100)

Scores might change based on different weightings in each category.

The best car insurance in Texas is Texas Farm Bureau Group. With a score of 81 out of 100, USAA is worth considering if you are a military member.

Best Overall Car Insurance in League City

After weighing service quality, affordability and other factors, MoneyGeek found the best car insurance companies in League City, Texas, to be:

  • Texas Farm Bureau Group: MoneyGeek score of 78 out of 100 ($847 per year)
  • State Farm: MoneyGeek score of 76 out of 100 ($747 per year)

Texas Farm Bureau Group had high affordability and customer service scores. These are two critical factors that impact an insurer’s ability to be the best overall option in the state.

If you're in the military, USAA is also a great auto insurance company. The company got a MoneyGeek score of 81 out of 100.

How was this MoneyGeek score calculated?

Texas Farm Bureau

pros

Strong affordability and financial stability scores

Above-average score for customer satisfaction

Provides roadside assistance and rental car/travel reimbursement coverage

cons

Below-average scores for coverage and claims management

COMPANY HIGHLIGHTS

Texas Farm Bureau Group stands out among competitors due to its affordable premiums and stellar financial stability rating. It also scores well for customer satisfaction.

The coverages that Texas Farm Bureau Group offers are limited, but some are useful, like roadside assistance and rental car reimbursement. Roadside assistance lets you get help when you've been in an accident, including towing and many other services like mechanical labor, locksmith work, gas deliveries and more. If you get in an accident with your car, rental car reimbursement pays for car rental or travel expenses up to your limits.

Since Texas Farm Bureau Group has a high level of customer satisfaction, you can expect smooth customer service in relation to any complaints, suggestions or claims you might have.

Read MoneyGeek's Texas Farm Bureau Auto Insurance Review

Best Car Insurance in League City for Customer Service

If you are looking for excellent service quality regardless of cost, the following companies in League City might be a good fit:

  • Chubb: MoneyGeek score of 76 out of 100 ($1,403 per year)
  • Foremost: MoneyGeek score of 67 out of 100 ($1,702 per year)

Chubb scored well for claims and customer satisfaction. Its rates are higher than other insurers in the city, indicating that you will pay more for great service.

How was this MoneyGeek score calculated?

Chubb

pros

Ranked highly for claims management

Excellent score for customer satisfaction

Offers original equipment manufacturer (OEM) and diminished value coverage

cons

Doesn’t have extensive coverage options

Has higher premiums than its competitors

COMPANY HIGHLIGHTS

In addition to providing many rare coverages, Chubb is known for its excellent claims management and customer service.

The OEM and diminished value coverages are among the rare coverages offered by Chubb. If you are involved in an accident, OEM coverage will help you pay for the original parts. A diminished value policy provides you with a check for the amount of the car's value in the event your car is stolen or totaled. The value of your vehicle will be determined at the time of purchase of the policy.

Having earned the highest score for claims management, Chubb is able to handle your claims effectively and resolve them at the earliest possible opportunity. We also found that Chubb has a good customer satisfaction rating based on the data from J.D. Power reports and the number of complaints received from customers.

Best Cheap Car Insurance in League City

Based on a comparison of the costs and service quality of various insurance companies, MoneyGeek determined that the following companies stand out from the rest:

  • Texas Farm Bureau Group: MoneyGeek score of 80 out of 100 ($398 per year)
  • State Farm: MoneyGeek score of 78 out of 100 ($374 per year)

While League City's minimum coverage policies cost less, they don't cover any liability expenses or your vehicle in an accident.

How was this MoneyGeek score calculated?

Texas Farm Bureau

pros

An affordable minimum coverage policy costs around $398 per year

Offers bundling, safe driving and drivers education discounts

High scores for affordability and financial stability

cons

Doesn’t rank well for coverage and claims management

No airbag or defensive driving discounts

COMPANY HIGHLIGHTS

Among other insurance companies in League City, Texas Farm Bureau Group scored the highest on satisfaction and affordability.

Several discounts are available through the company, including discounts for bundling multiple policies, safe driving and completing a driver's education course. Texas Farm Bureau has minimal discounts compared to other insurers, making it more difficult to lower your rates.

The company's safe driving discount lets you save money if you remain claims-free. Combining your auto insurance policy with a home, renters or ag policy can help you score savings. Drivers under the age of 25 who complete a driver's education course can also receive discounts on their premiums.

Beyond these discounts, installing safety devices like anti-theft systems can help you save money on your car insurance costs.

Read MoneyGeek's Texas Farm Bureau Auto Insurance Review

Average Cost of Car Insurance in League City

In League City, the average cost of car insurance is $1,221 a year, which is $20 more than the average cost in Texas and $44 cheaper than the national average as of October 2022. The cost of your insurance is influenced by where you live.

These costs are based on a full coverage policy with $100,000 bodily injury liability per person, $300,000 bodily injury liability per accident and $100,000 property damage liability.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.