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Average Cost of Car Insurance in Bridgeport

Bridgeport$1,442
CT$1,442
U.S.$1,424

In Bridgeport, the average annual car insurance rate is $1,442. This rate is the same as the Connecticut average and 1.2% higher than the national average of $1,424.

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The Best Cheap Car Insurance Companies in Bridgeport

In Bridgeport, USAA is the most affordable car insurance provider on average. However, USAA only serves military personnel and their families. The next cheapest auto insurance company in Bridgeport is GEICO. In fact, GEICO’s rates are 148.1% cheaper on average than the city’s costliest car insurance firm, MetLife.

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Personalized Quotes to Get You the Cheapest Car Insurance in Bridgeport

To determine car insurance quotes in Bridgeport, providers rely on multiple factors including your age and gender, marital status, car make and model and others. For example, in Bridgeport, GEICO’s average prices for 18-year-old drivers are more than three times as expensive as those of 40-year-old customers. It’s a great idea to regularly get a customized quote that considers your changing circumstances to find the cheapest coverage.

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Cheapest Car Insurance in Bridgeport by Coverage Amount

How much car insurance coverage you purchase in Bridgeport also affects how much your policy will cost. Coverage includes required liability coverage and optional items like collision, comprehensive, and deductibles.

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Connecticut Minimum Liability Requirements

  • Item
    Description
  • Bodily Injury and Property Damage
    $25,000 per person, $50,000 per accident and $25,000 for property damage. A more protective level is 100/300/100.
  • Uninsured Motorist
    $25,000 per person and $50,000 per incident. The minimum coverage may not be enough if you're in a serious accident.

In Bridgeport, GEICO presents both liability-only and full-coverage packages within 50/100/50 limits. These limits indicate that the policies cover $50,000 of medical bills per person, amounting to $100,000 per vehicle, as well as $50,000 of property damage repair costs. The full-coverage plan will pay for your own expenses, and that’s why it costs $212 more on average than liability-only coverage.

Average Car Insurance Premiums by Coverage Type

Liability Only
Full Coverage
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Cheapest Car Insurance in Bridgeport if You Have Tickets

The penalties of having a driving violation on your record include higher car insurance premiums. For instance, in Bridgeport, Travelers policyholders with a DUI on their record need to pay around $1,077 more per year for their coverage compared to those with a clean record, while drivers with a speeding ticket will pay an average of $501 more.

Average Cost of Car Insurance by Postal Code

While ZIP code often factors into your auto insurance costs, this is not true in Bridgeport. Auto insurance providers assess the number of accidents, car-theft incidents and other factors in an area when computing its costs. However, in Bridgeport, the average premium cost does not vary at all depending on your ZIP code.

  • Zip Code
    State Minimumper year
  • 06604
    $1,442
  • 06606
    $1,442

Factors That Impact Insurance Costs in Bridgeport

In addition to individual driver needs and history, location-specific factors like the percentage of uninsured motorists and the rate of car thefts also contribute to car insurance rates in Bridgeport. How Bridgeport ranks compared to the 300 most populous cities in the United States can have a significant impact on premium costs.

accident2 icon
Most Accidents With Fatalities158th/300
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Most Car Thefts42nd/300
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Most Uninsured Motorists by State36th/50
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Personal Injury Protection RequiredNo
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Most Annual Rainfall96th/300
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Most Rainy Days67th/300

Shopping around for car insurance in Bridgeport could save you $517, which is enough to buy:


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172Cups of Coffee
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40Months of Your Favorite Streaming Service

Methodology and Assumptions

MoneyGeek’s average premium rates for Bridgeport are based on 100/300/100 comprehensive collision coverage with a $1,000 deductible for a 40-year-old male driver. The average driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their record. Additional premiums are added based on coverage type, location and driving record. Learn more about MoneyGeek’s data and methodology here.

Compare Car Insurance Rates in Bridgeport

Ensure you're getting the best rate for your car insurance. Compare quotes from the top insurance companies.

Insurance Rates

About the Author


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The MoneyGeek editorial team has decades of combined experience in writing and publishing information about how people should manage money and credit. Our editors have worked with numerous publications including The Washington Post, The Daily Business Review, HealthDay, and Time, Inc., and have won numerous journalism awards. Our talented team of contributing writers include mortgage experts, veteran financial reporters, and award-winning journalists. Learn more about the MoneyGeek team.