Best and Cheapest Home and Auto Bundle Companies in Connecticut (2024)

MoneyGeek considered affordability, customer service and discount when scoring insurance companies to find the best for bundling. We discovered that the top two insurers that bundle auto and home insurance in Connecticut are the following:

• State Farm: MoneyGeek score of 86 out of 100
• Allstate: MoneyGeek score of 79 out of 100

State Farm earned above-average scores for auto and home satisfaction. It also offers the cheapest, open-to-all bundle, and the company has the biggest discount available to lower the premium. Allstate also earned above-average ratings in auto and home satisfaction categories and has the second-largest discount, but its higher cost for the bundle lowered its overall value in the ranking.

USAA is MoneyGeek’s pick for the best auto and home insurance in Connecticut for those with a military background that want to bundle auto and home policies. The company offers the most affordable rate, plus it received perfect customer satisfaction ratings. But its policies are only limited to military personnel, veterans and their families.

The average auto and home bundle discount in Connecticut is 11%, equating to roughly $353 in savings annually. According to MoneyGeek’s research, State Farm has the biggest multipolicy discount at 17%, which is 6% higher than the state average. On the other hand, Travelers offers the smallest average discount at 5%.

The insurer with the biggest discount doesn’t always offer the cheapest quote for auto and home insurance. Case in point, State Farm’s bundle discount lowers the average annual premium to $2,530. Meanwhile, USAA’s annual premium after its roughly 6% bundle discount is around $161 cheaper, at approximately $2,369. But USAA is only available to military personnel, so State Farm is the cheapest, open-to-all insurer in Connecticut for bundling.

Discount aside, on average, the companies offering the cheapest home and auto bundles in Connecticut are:

• State Farm: $2,530 per year
• Travelers: $2,594 per year

If you come from a military family, USAA may be the most affordable for bundling in the state. Bundling policies with this insurer costs around $2,369 per year on average.

Bundling your policies with the same insurance company may not always be the cheapest option in Connecticut. In some cases, you may get bigger savings when you combine the most affordable insurance policies from two different providers.

According to MoneyGeek’s research, the cheapest non-bundled combination in Connecticut is by pairing State Farm auto insurance (around $1,437 per year) with Travelers homeowners insurance (roughly $1,261 per year). Doing so results in an average annual premium of $2,698 per year.

It’s worth noting, however, that this combination is around $168 more expensive than bundling auto and home insurance policies with State Farm, which costs an average of $2,530 per year.

In Connecticut, it’s advisable to bundle home and auto insurance with the same company for convenience and potential savings. However, it may not be the most affordable option for everyone.