Car insurance quotes in Arlington are based on an array of aspects, including your residential neighborhood. Auto insurance providers pay special attention to your ZIP code, driving record, age, gender and more when they compute average car insurance quotes in Arlington. To get affordable coverage, drivers should obtain a customized quote based on their individual requirements.
Compare the Cheapest Car Insurance Quotes in Arlington, TX
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Average Cost of Car Insurance in Arlington
Arlington$1,295
Texas$1,316
U.S.$1,424
Arlington drivers typically pay less for their auto coverage than the Texas and national averages. The average yearly car insurance cost in the city is $1,295, which is about 1.6% less than the Texas average and 9.1% lower than the U.S. average.
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The Best Cheap Car Insurance Companies in Arlington
Farmers offers the most affordable car insurance rates in Arlington. With an average annual rate of $840, its coverage is roughly one-third as expensive as The General, Arlington’s most expensive auto coverage provider.
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- CompanyAmountper year
- 1. Farmers$840
- 2. USAA$878
- 3. State Farm$937
- 4. GEICO$986
- 5. AAA$1,072
Personalized Quotes to Get You the Cheapest Car Insurance in Arlington
Factors such as your age, gender, driving record, driving experience and more are assessed by auto insurance companies to calculate car insurance quotes in Arlington. To cite an example, GEICO’s average package for 18-year-old male drivers in the city are about one and a half times more expensive than its policies for 40-year-old male drivers. A good way to deal with changing circumstances is to get an individualized quote regularly to boost your chances of finding reasonable rates.
Compare Car Insurance Rates in Arlington
Ensure you're getting the best rate for your car insurance. Compare quotes from the top insurance companies.
Cheapest Car Insurance in Arlington by Coverage Amount
How much car insurance coverage you purchase in Arlington also affects how much your policy will cost. Coverage includes required liability coverage and optional items like collision, comprehensive, and deductibles.
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Texas Minimum Liability Requirements
- ItemDescription
- Bodily Injury and Property Damage$30,000 per person, $60,000 per accident and $25,000 for property damage. A more protective level is 100/300/100.
Farmers offers both 50/100/50 liability-only and full-coverage packages in Arlington. The full-coverage policy is more expensive but it will pay for your costs if you cause an accident. Thus, the average extra $330 for the full-coverage plan may be a good investment considering the additional benefits you can obtain.
Average Car Insurance Premiums by Coverage Type
Liability Only
- CompanyState Minimumper year50 / 100 / 50per year
- 1. Farmers$433$461
- 2. USAA$425$470
- 3. State Farm$510$574
- 4. GEICO$554$604
- 5. AAA$532$591
Full Coverage
- Company50 / 100 / 50per year100 / 300 / 100per year
- 1. Farmers$791$840
- 2. USAA$796$878
- 3. State Farm$850$937
- 4. GEICO$889$986
- 5. AAA$986$1,072
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Cheapest Car Insurance in Arlington if You Have Tickets
Drivers who have a speeding ticket or a DUI on their record have to pay more for their auto insurance. In Arlington, Farmers customers who have a DUI need to pay an average of $394 more annually for their policies. Similarly, those with a speeding ticket will have to pay an average of $263 more per year for their coverage compared to a driver with a clean record.
- CompanySpeeding Ticketper yearAt-Fault Accidentper yearDUIper year
- 1. Farmers$1,103$1,192$1,234
- 2. USAA$986$1,376$1,296
- 3. State Farm$937$1,129$1,576
- 4. GEICO$1,156$1,385$1,711
- 5. AAA$1,390$1,531$1,609
Average Cost of Car Insurance by Postal Code
ZIP code plays a big role in the cost of your annual car insurance premium. Areas that record higher numbers of accidents, car thefts and uninsured motorists are more expensive. In Arlington, Texas, the most affordable and most expensive ZIP codes for auto insurance are 76017 and 76010, respectively. Auto insurance premiums are an average of $150 cheaper for residents of the 76017 ZIP code compared to 76010.
- Zip CodeState Minimumper year
- 76017$1,230
- 76013$1,234
- 76014$1,337
- 76010$1,380
Insurance Providers That Serve Arlington
Factors That Impact Insurance Costs in Arlington
In addition to individual driver needs and history, location-specific factors like the percentage of uninsured motorists and the rate of car thefts also contribute to car insurance rates in Arlington. How Arlington ranks compared to the 300 most populous cities in the United States can have a significant impact on premium costs.
Shopping around for car insurance in Arlington could save you $455, which is enough to buy:
152Cups of Coffee
35Months of Your Favorite Streaming Service
Methodology and Assumptions
MoneyGeek’s average premium rates for Arlington are based on 100/300/100 comprehensive collision coverage with a $1,000 deductible for a 40-year-old male driver. The average driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their record. Additional premiums are added based on coverage type, location and driving record. Learn more about MoneyGeek’s data and methodology here.
Compare Car Insurance Rates in Arlington
Ensure you're getting the best rate for your car insurance. Compare quotes from the top insurance companies.
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