Travelers is Maine's best car insurance company, earning a MoneyGeek score of 4.78 out of 5 for its strong performance in affordability, customer service and coverage options. Since insurance needs vary by driver, we also recommend considering Progressive, MMG, Auto-Owners and GEICO.
Best Car Insurance in Maine
Updated: August 26, 2025
Advertising & Editorial Disclosure
Key Takeaways
The best overall car insurance provider in Maine is Travelers, ranking first for affordability with the highest score in the state.
MMG offers the best rates for drivers with bad credit in Maine, while Auto-Owners is the top choice for those with older vehicles.
Maine drivers should determine their coverage needs first, research provider options and compare plenty of quotes to find the most affordable insurance.
Best Car Insurance Companies in Maine
| Travelers | 4.78 | $40 | 2 | 4 |
| Progressive | 4.32 | $51 | 4 | 2 |
| MMG | 4.29 | $46 | 3 | 7 |
| Auto-Owners | 4.14 | $60 | 1 | 5 |
| GEICO | 4.12 | $49 | 8 | 6 |
*Scores above are for a 40-year-old male driver with a clean driving record and good credit who is insuring a 2012 Toyota Camry LE. Rates refer to an overall average of minimum and full coverage rates for this profile.
Best Car Insurance in Maine by Driver Profile
Travelers offers the lowest rates in seven out of ten driver categories in Maine. MMG provides the cheapest coverage for drivers with bad credit and low income, while Auto-Owners leads for old car coverage.
| Young Drivers | Travelers | 1 | 2 | 4 |
| Adult Drivers | Travelers | 1 | 2 | 4 |
| Senior Drivers | Travelers | 1 | 2 | 4 |
| Drivers With an Accident | Travelers | 2 | 2 | 4 |
| Drivers With a DUI | Travelers | 1 | 2 | 4 |
| Drivers With a Speeding Ticket | Travelers | 2 | 2 | 4 |
| Drivers With Bad Credit | MMG | 1 | 3 | 7 |
| Drivers With Low Income | MMG | 1 | 3 | 7 |
| Drivers With Newer Cars | Travelers | 1 | 2 | 4 |
| Drivers With Old Cars | Auto-Owners | 1 | 1 | 5 |
*We modified the categories above based on a 40-year-old male driver with a clean driving record and good credit who is insuring a 2012 Toyota Camry LE. Young drivers reflect ages 16 to 25, adult drivers ages 26 to 64 and seniors 65 and older.
Personalized Best Maine Car Insurance Recommendations
Our general recommendations might not match your specific needs. Compare our top five Maine insurance providers below to find coverage that fits your personal situation.
Data filtered by:Results filtered by:
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Age Group:Adult Drivers
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Gender:Female
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Coverage Level:100/300/100 Full Cov. w/$1,000 Ded.
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Credit Alignment:Below Fair
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Driving Record:At Fault Accident ($1000-$1999 Prop Dmg)
| MMG | 4.50 | $117 | 3 | 7 |
| Auto-Owners | 4.45 | $259 | 1 | 5 |
| Vermont Mutual Insurance | 4.32 | $148 | 7 | 7 |
| Travelers | 4.15 | $335 | 2 | 4 |
| Farm Bureau | 4.00 | $289 | 5 | 7 |
*Rates refer to an overall average of minimum and full coverage rates for this profile.
Best Maine Car Insurance Reviews
See detailed service breakdowns for our top insurance picks in each category below.
Travelers
Best Cheap Overall in Maine
MoneyGeek Rating
4.8/ of 5
5/5Affordability
4.6/5Customer Experience
4.1/5Coverage Options
Average Monthly Full Coverage Cost
$52For 100/300/100 liability and $1,000 deductible comprehensive and collision coverage for our base profile of a 40-year-old male driver with good credit and no driving violationsAverage Monthly Minimum Coverage Cost
$28For minimum state coverage for our base profile of a 40-year-old male driver with good credit and no driving violationsAgent Service Score
4.2/5Aggregated across all captive and independent agentsMost Unique Coverage Add-on
IntelliDrive Plus Program
Progressive
Best Coverage Options in Maine
MoneyGeek Rating
4.3/ of 5
4.4/5Affordability
4/5Customer Experience
4.9/5Coverage Options
Average Monthly Full Coverage Cost
$67For 100/300/100 liability and $1,000 deductible comprehensive and collision coverage for our base profile of a 40-year-old male driver with good credit and no driving violationsAverage Monthly Minimum Coverage Cost
$34For minimum state coverage for our base profile of a 40-year-old male driver with good credit and no driving violationsAgent Service Score
4.3/5Aggregated across all captive and independent agentsMost Unique Coverage Add-on
Pet Injury Coverage
How to Find the Best Car Insurance in Maine
Shopping for car insurance in Maine isn't easy. We've created this guide to help you find the right coverage at a price that works for your budget.
- 1
Decide on Coverage Needs Before You Buy
Decide what coverage you need. Consider your driving habits, location and finances when selecting auto insurance that meets Maine required minimums.
- 2
Research Average Costs and Discounts
Start by researching average car insurance costs in Maine to establish a baseline for your profile. Look into savings opportunities like home and auto insurance bundles, telematics programs and good student discounts. Taking a defensive driving program can provide additional savings on your premium.
- 3
Evaluate Provider Reputation and Coverage Options
Research customer reviews and ratings to understand claims handling and service quality and look at available coverage add-ons.
- 4
Explore Alternative Coverage Types
Consider specialized options like non-owner car insurance or pay-per-mile policies if they better suit your situation. Maine drivers requiring SR-22 in Maine should factor this into their provider selection.
- 5
Compare Multiple Quotes
Shop around to find the cheapest option possible. Get quotes from independent agents, direct from insurers and online comparison tools.
- 6
Review Coverage Annually
Review your coverage and compare rates yearly to find the best value for your needs.
Best Maine Auto Insurance: Bottom Line
The best auto insurance depends on location, coverage type, driver profile and driving history. Travelers is the top-rated company overall, while Progressive and MMG are also good options for drivers in Maine.
Best Auto Insurance in Maine: FAQ
Car insurance needs vary based on your situation and budget, so we've gathered expert answers to help you select coverage that fits your requirements.
What is the best car insurance company in Maine?
Travelers ranks as Maine's leading car insurance provider, with a MoneyGeek score of 4.78 out of 5 and full coverage averaging $52 per month.
What is the best car insurance company for minimum coverage in Maine?
MMG leads for minimum coverage in Maine with an average rate of $334 per year.
What is the best car insurance in Maine for young drivers?
Travelers is the leading insurance choice for young adults in Maine, combining competitive rates around $797 annually for minimum coverage with strong customer satisfaction ratings.
What is the best car insurance for Maine drivers who value customer service?
Auto-Owners leads customer experience in Maine with a 5 out of 5 rating. The company excels in their purchase experience, agent support, digital tools and claims handling process.
What is the best car insurance in Maine if you have driving offenses?
Travelers leads insurance options in Maine for drivers with violations, offering monthly rates of $38 for minimum coverage and $74 for full coverage policies.
How We Rated the Best Car Insurance in Maine
We researched more than 70 companies, from national to small local providers across all U.S. residential ZIP codes in Maine. We also checked the internet for customer reviews, discounts and coverage details to give you a complete picture of each provider's services. All companies had enough customer reviews and coverage information to make our list.
Here's how we score each company:
- Affordability (60% of score): We look at quotes for different driver profiles and compare rates within Maine. Our main rating uses a 40-year-old male with good credit, no driving violations, no claims history and a valid license. We also check other combinations to ensure you find the right fit for your situation.
- Customer experience (30% of score): We used sources like Google reviews, J.D. Power, AM Best and Reddit to see what customers think about each company. We focused on Maine-specific feedback to get an accurate score.
- Coverage options (10% of score): This score considers the number of coverage options a company offers, what makes it unique and what benefits it includes.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.