State Farm offers the best home insurance in Akron, balancing affordability, customer service and coverage options. For those focusing on price, State Farm provides the lowest premiums, with average monthly rates starting at $128.
Cheap Home Insurance in Akron
Updated: June 9, 2025
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Key Takeaways
State Farm is the best overall home insurance company in Akron, also offering the cheapest rates at $1,540 annually.
Homeowners in Akron pay an average of $383 per month or $4,594 per year for home insurance.
To find the best and most affordable home insurance in Akron, identify your coverage needs, research providers and compare multiple quotes.
Best Cheap Home Insurance Companies in Akron
| State Farm | 92 | $128 | $1,540 |
| American Family | 91 | $176 | $2,107 |
| Nationwide | 79 | $212 | $2,547 |
| Farmers | 73 | $285 | $3,422 |
| Allstate | 63 | $320 | $3,837 |
*Rates are for a 2,500-square-foot home with $250,000 in dwelling coverage and a $1,000 deductible, built in 2000.
How Much Does Akron Home Insurance Cost?
Akron home insurance costs vary based on your personal profile, coverage level and home details. Rates range from $156 to $1,246 per month. Use the table below to compare personalized rates based on your home's age and desired coverage level.
Data filtered by:Results filtered by:
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Age of Home:Newer Home
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Coverage Level:$100K Dwelling / $50K Personal Property / $100K Liability
| $100K Dwelling / $50K Personal Property / $100K Liability | $156 | $1,868 |
How to Get the Best Cheap Home Insurance in Akron
Finding affordable home insurance in Akron can be tough. We've created a step-by-step guide to help you secure the best and most affordable homeowners insurance for your needs.
- 1
Decide on Coverage Beforehand
Determining your home insurance coverage needs beforehand allows you to compare quotes easily and prevents you from being oversold by agents.
- 2
Research Cost and Discounts
Researching average home insurance costs in Ohio for someone in your situation gives you a baseline to compare quotes against. Also, check what discounts are available, as they can lower your premiums significantly.
- 3
Compare Company Offerings and Reputations
In addition to cost research, understand what add-on coverages companies offer and their reputations for handling claims, agent service, policy management and buying processes. Great resources include J.D. Power, the NAIC, forums like Reddit and user review sites like Trustpilot.
- 4
Compare Many Quotes Through Multiple Means
Comparing multiple quotes on an apples-to-apples basis will allow you to identify the best option for you. Pricing will vary depending on where you get your quote, so we recommend using online tools and contacting independent agents and captive agents to request quotes to make sure you get the lowest price.
Best Home Insurance in Akron: Bottom Line
The top three best and cheapest home insurance providers in Akron are State Farm, American Family and Nationwide. While these are our recommendations, do your own research and compare multiple quotes to ensure you're getting the best deal.
Akron Home Insurance: FAQ
Below, we've answered common questions about home insurance in Akron.
Who offers the best home insurance in Akron?
Our top pick as the best home insurance provider in Akron is State Farm, with its low rates (starting at $128 monthly), excellent customer service and a wide range of optional coverages. It’s also worth reaching out to American Family, Nationwide, Farmers and Allstate for quotes.
Who has the cheapest home insurance in Akron?
For most homeowners, State Farm offers the cheapest home insurance at an average rate of $128 per month or $1,540 annually. However, rates can differ substantially based on individual profiles and coverage preferences.
What does home insurance cost in Akron?
Home insurance costs in Akron range from $1,868 to $14,947 annually, depending on dwelling age and coverage levels.
How We Decided the Best Cheap Home Insurance Companies in Akron
MoneyGeek’s study analyzed home insurance premiums from 10 companies in Akron. The data used was provided in partnership with Quadrant. The customer satisfaction scores used in this study were drawn from J.D. Power surveys. To calculate affordability scores, quotes were collected for a home with varying coverage levels.
In this analysis, MoneyGeek used a base profile for a homeowner with a 2,500 square foot home built in 2000 with dwelling coverage of $250,000, personal property coverage of $100,000, and liability coverage of $100,000. All the policies had the same deductible of $1,000.
Other quotes were also collected for homeowners with newly constructed homes, increased dwelling or personal property coverage, higher deductibles, and poor credit scores.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.