Updated: November 27, 2024
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Nationwide is the best overall and cheapest home insurance provider in Hillsboro, Oregon. If customer service is important, American Family is the top pick.
These companies work for different needs, so choose one based on what matters to you, like cost, customer service or coverage.
Best HomeInsuranceHillsboro, ORTable of Contents
Why Trust MoneyGeek? We used data from Oregon's Department of Insurance and Quadrant Information Services to find top homeowners insurance in Hillsboro.
Home insurance premiums in Hillsboro represent the most competitive offers as of September 2024.
Nationwide is the best home insurance option for $100K dwelling coverage in Hillsboro, OR, with a MoneyGeek score of 91 out of 100.
The scores for home insurance companies in Hillsboro range from 50 to 91. Scores can vary due to factors such as credit history and the home's age.
| Nationwide | 91 | $500 |
| American Family | 90 | $560 |
| State Farm | 88 | $594 |
| Farmers | 75 | $706 |
| Capital Insurance Group | 67 | $558 |
| Allstate | 65 | $861 |
| COUNTRY Financial | 50 | $1,196 |
Nationwide has the best home insurance in Hillsboro, OR, for $100K dwelling coverage, balancing affordability with excellent customer satisfaction. The overall top providers are:
While cost is important, consider other factors like customer service and claims experience, which are crucial when filing a claim.
Nationwide scores high in affordability and coverage, making it a top choice for home insurance. Its comprehensive coverages include cyber event/ID theft and scheduled personal property. Guaranteed replacement cost coverage helps rebuild your home after a loss. Service line coverage financially protects against losses due to damage to underground lines, and equipment breakdown covers repairs for mechanical issues.
Discounts for bundling policies and equipping your home with protective devices like smoke detectors or alarms can help you save money.
American Family offers the best customer service in home insurance for $100K dwelling coverage in Hillsboro, OR. The top providers in this category are:
American Family stands out for its perfect customer satisfaction score and for providing comprehensive coverage options that meet diverse needs. Excellent home insurance service means quick responses and clear communication when you need support.
American Family scores high on MoneyGeek for customer satisfaction and coverage. Its equipment breakdown coverage protects your appliances from damage, while water damage coverage helps with leaks you can't see. Hidden water coverage provides extra protection for unseen leaks in walls or floors.
You can save with smart home and pay-in-full discounts. To qualify for the smart home discount, use eligible devices.
Nationwide is the best cheap home insurance option for $100K dwelling coverage in Hillsboro, OR. It stands out for its strong affordability and coverage scores. The top budget-friendly providers for this coverage amount are:
If saving on premiums is a priority, consider the cheapest homeowner insurance companies. However, choosing cheap insurance may mean lower coverage, which might not cover all expenses in an accident. The best cheap insurance differs from the cheapest, as it effectively balances cost and value.
With a MoneyGeek score of 95, Nationwide is a reliable option for affordable and comprehensive home insurance. You can save with discounts like bundling when you combine home and auto insurance policies.
Nationwide offers add-ons like cyber event/ID theft and guaranteed replacement cost coverages. Useful coverage options include service line protection and equipment breakdown, which cover unexpected repairs and replacements.
MoneyGeek’s home insurance calculator will give you a ballpark estimate of your cost — it’s free, no personal information required, no spam.
Rates updated:
Dec 12, 2024
Several factors, such as location, affect homeowners insurance costs in Hillsboro. While comparing rates can save money, comparing multiple options can take up to 15 minutes per company and over an hour. Use MoneyGeek's home insurance calculator to save time. Enter details like age, dwelling coverage, credit score, deductible, liability coverage and a few other factors for a quick estimate.
Nationwide is Hillsboro, OR's most affordable home insurance option. Here are the cheapest overall providers:
Nationwide stands out with a low rate of $500 and a great MoneyGeek score. Capital Insurance Group offers affordable rates for $250K and $500K coverages but doesn't score as high as Nationwide. The main factor impacting premiums is the dwelling coverage you select, so choose one wisely.
Purchasing cheapest homeowners insurance in Oregon helps keep financial plans on track.
| Nationwide | $500 |
| Capital Insurance Group | $558 |
| American Family | $560 |
| State Farm | $594 |
| Farmers | $706 |
| Allstate | $861 |
| COUNTRY Financial | $1,196 |
Capital Insurance Group is the cheapest option for high-value homes in Hillsboro, OR. High dwelling coverage is necessary for properties that cost more to replace, and home insurance costs vary based on several factors.
While Capital Insurance Group offers the lowest rates and ranks as a solid choice, it may not be the best overall. The lowest price doesn't always mean the best value; coverage quality and customer service are key factors.
| Capital Insurance Group | $1,415 |
| American Family | $1,813 |
| Nationwide | $2,185 |
| Allstate | $2,362 |
| State Farm | $2,465 |
| Farmers | $3,160 |
| COUNTRY Financial | $4,911 |
In Hillsboro, OR, Nationwide is the cheapest option for new homes requiring $100K in dwelling coverage.
Nationwide balances affordable rates with excellent customer service, ensuring you're well-covered while keeping insurance costs low.
| Nationwide | $275 |
| Capital Insurance Group | $302 |
| State Farm | $379 |
| American Family | $384 |
| Farmers | $522 |
| COUNTRY Financial | $721 |
| Allstate | $825 |
The best cheap homeowners insurance providers balance quality and cost, offering great customer service and coverage at affordable premiums. The best option for you depends on your needs. Consider factors like coverage, customer service and deductibles. Follow these steps to find the best cheap home insurance:
To determine how much home insurance coverage you need, consider the specifics of your home, such as rebuilding costs, personal property value and liability requirements.
Research insurance companies in Hillsboro. Look for those with strong financial stability, good customer reviews and a reputation for quality service.
Once you know what coverages you need, compare home insurance quotes. For $100K dwelling coverage in Hillsboro, OR, average annual premiums range from $500 to $1,196.
Inquire with each provider about discounts you may qualify for, such as bundling policies, installing safety features or maintaining a claims-free record.
Opting for a higher home insurance deductible can reduce your premium, but ensure it's an amount you can afford if you need to make a claim.
Enhancing your home's security with systems and sturdy locks can lower its risk profile and potentially decrease insurance costs.
Keep a good credit score, as it can influence your insurance rates. Pay bills on time and reduce outstanding debt.
Consider bundling your homeowners insurance with other policies, like auto insurance, to save significantly.
The best cheap home insurance provider for you depends on your coverage needs and budget. Get answers to some common questions about the best cheap insurance rates in Hillsboro, OR.
The average annual home insurance premium in Hillsboro, Oregon, is $583.
The cheapest home insurance company in Hillsboro, Oregon, is Nationwide, with an average annual premium of $500.
Nationwide offers the best home insurance in Oregon for Hillsboro residents, with a MoneyGeek score of 91 out of 100.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
