We found that Aetna has the best Medicare Supplement plans in Virginia, with rates that are 24% below average for the most popular plan in the nation (Plan G). However, you should also consider Anthem and UnitedHealthcare for affordable plans since pricing differs widely by plan letter.
Best Medicare Supplement Plans in Virginia
Updated: May 28, 2025
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Key Takeaways
Aetna offers the best and cheapest Medicare Supplement plans for the most popular plan in Virginia, with Plan G costing $91 per month.
Monthly costs for Medicare Supplement plans in Virginia can range from $56 to $188, depending on which plan you choose.
To find the plan you need, check plan availability, restrictions and benefits, and compare quotes from multiple companies.
Who Are the Best Cheap Medicare Supplement Plan Companies in Virginia?
| Aetna | $91 | $1,093 |
| Anthem | $118 | $1,416 |
| UnitedHealthcare | $128 | $1,535 |
| Cigna | $142 | $1,699 |
*Pricing shown is for Medicare Supplement Plan G for 65-year-olds.
Compare Personalized Best Cheap Medicare Supplement Companies in Virginia
Our top picks for national plans may not suit everyone. Use the filterable table below to find your best and most affordable option.
Data filtered by:Results filtered by:
Select
Plan Letter:A
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Age:65
| Aetna | $114 | $1,369 |
| Anthem | $107 | $1,284 |
| Cigna | $128 | $1,540 |
| UnitedHealthcare | $97 | $1,164 |
Virginia Medicare Supplement Plan Cost
The typical Medicare Supplement plan, Plan G, costs around $120 monthly or $1,436 per year on average in Virginia. However, your rates can vary widely, ranging from $56 to $188 monthly depending on the provider and plan you select.
| A | $112 | $150 |
| B | $133 | $203 |
| C | $188 | $294 |
| F | $161 | $233 |
| G | $120 | $166 |
| K | $56 | $100 |
| L | $93 | $167 |
| N | $106 | $173 |
Virginia Medicare Supplement Coverage Guide
With many plan options and considerations, choosing the right Medicare Supplement plan and company can be challenging. Our comprehensive guide details available coverages, helps you choose the right plan for your needs and shows you how to find the best cheap company for you.
Virginia Medicare Supplement Plan Comparison Chart
All Medicare Supplement plans, regardless of your state, have standardized coverages. Below, we've summarized what each plan letter for Medicare Supplement, or Medigap, covers.
Plan Letter | Co-Insurance and Copayment Coverage | Deductibles and Other Coverages |
|---|---|---|
A |
|
|
B |
|
|
C |
|
|
D |
|
|
F |
|
|
G |
|
|
K |
|
|
L |
|
|
M |
|
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N |
|
|
How to Decide Which Medicare Supplement Plan You Need
Selecting a Medicare Supplement coverage plan largely depends on your eligibility, finances, age, health and lifestyle. Here's a quick guide on what to consider:
Eligibility
New enrollees can choose from all available plans except Plans C or F. Those eligible for Medicare before 2020 have access to all 10 available plans.
Age, condition and lifestyle
Assess your coverage needs based on your age, existing health conditions and lifestyle. This helps determine which coverage items are necessary. Consider consulting a medical professional and a Medigap/Medicare Supplement expert to guide your decision.
Financial status
Your ability to afford coverage is important, regardless of risk factors and coverage needs. Identify plans that suit your risk profile and remain within your budget.
How to Find the Best Virginia Medicare Supplement Company
Once you've decided what plan is right for you, it's time to compare companies. Below, we detail the key factors to consider when choosing a Medicare Supplement provider in Virginia to help you choose the right provider that meets your needs.
- 1
Customer Satisfaction and Complaints
Finding a company with high customer satisfaction is important. The insurance sector receives numerous complaints, but you can use resources like J.D. Power and the NAIC to identify companies with better service reputations.
- 2
Plan Pricing
Comparing plans thoroughly is essential. Look for the most affordable options that also offer excellent customer service. Make sure you're comparing similar coverage levels to find the best fit for you.
- 3
Added Benefits
Consider the extra perks insurance companies might offer. Some plans include discounts on partner products, gym memberships or other benefits, which can contribute to overall value.
Best Medigap Plans in Virginia: Bottom Line
Our top three picks for the best Medicare Supplement insurance providers in Virginia are Aetna, Anthem and UnitedHealthcare. To find the right plan, compare company reputations, benefits and pricing.
Medicare Supplement Plans in Virginia: FAQ
Below are our team's expert answers to frequently asked questions about Medicare Supplement plans in Virginia.
What is the best Medicare Supplement provider in Virginia?
For the most popular Medigap plan in Virginia, the best health insurance provider is Aetna. The company offers pricing that is 24% lower than the state average, making it the most affordable option in Virginia.
What is the cost of Medicare Supplement plans in Virginia?
Depending on your plan selection, pricing for Medicare Supplement plans can range from $668 to $3,528 per year in Virginia. For the most popular plan in Virginia, Plan G, average costs can range from $1,436 to $1,995 per year.
How We Decided the Best Medicare Supplement Companies in Virginia
MoneyGeek collected data from the biggest Medicare Supplement/Medigap providers in Virginia for 65-year-olds and 75-year-olds. Plans were only rated as one of the best if we could obtain an accurate quote from the provider online. We used Medicare Supplement Plan G, which is the most popular plan nationwide, to determine the best and most affordable provider.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.