Best New Hampshire Medicare Supplement Plans (2025 Rates)

Medicare Supplement plans for 65-year-olds cost an average of $146 per month and $218 per month for 75-year-olds. Plan F and Plan G are the most popular plans due to their comprehensive coverage. Plan F costs an average of $250.06 per month but is only available to those who were eligible for Medicare before 2020. Plan G costs $164.20 per month.

Plan N is the second most popular option, costing an average of $151.30 per month for a 65-year-old and $206.93 for a 75-year-old. This plan provides comparable coverage but doesn't cover excess charges.

MoneyGeek assessed plans based on average premiums and benefits gathered via our methodology. For more details about plan types and coverages, see MoneyGeek's guide to picking the best Medicare Supplement plan in New Hampshire.

UnitedHealthcare is the best Medicare supplement provider in New Hampshire for Plan G, with an average price of $158.50 per month. MoneyGeek only ranks companies that provide online quotes. Other companies in New Hampshire don't provide online quotes but offer competitive rates.

Medicare supplement Plan G costs an average of $197.40 a month in New Hampshire. Meanwhile, the cheapest provider, UnitedHealthcare, costs an average of $158.50 per month for a 65-year-old, while the most expensive provider, Cigna, charges an average of $175.90 per month. That means you might save up to $17.40 by shopping around.

The rates shown above, however, are for a 65-year-old model Medicare buyer. Plan G rates may vary based on your age when you buy the premium, your current age, discounts and underwriting factors.

Medicare supplement Plan G costs an average of $197.40 a month in New Hampshire. Meanwhile, the cheapest provider, UnitedHealthcare, costs an average of $158.50 per month for a 65-year-old, while the most expensive provider, Cigna, charges an average of $175.90 per month. That means you might save up to $17.40 by shopping around.

The rates shown above, however, are for a 65-year-old model Medicare buyer. Plan G rates may vary based on your age when you buy the premium, your current age, discounts and underwriting factors.

All Medigap Plans, including Plan G, are standardized and must offer certain benefits. However, Plan G does not cover Part B deductibles and only covers 80% of foreign travel exchange within your plan limits. Furthermore, some companies offer additional benefits aside from the standard coverages. For instance, UnitedHealthcare offers foreign travel emergency coverage.

In New Hampshire, Cigna offers the best Medicare Supplemental Plan F, with an average monthly cost of $259.38. Cigna also has a high-deductible Plan F that can lower your monthly costs to around $71.75.

MoneyGeek only collected data from New Hampshire companies that provide online quotes. Other New Hampshire-based companies may offer lower rates, but don't offer online quote tools.

In New Hampshire, the average monthly cost of a Medicare Supplement Plan F is $250.10 on average. State-wide variations in rates may be explained by a variety of factors. Age, provider and discounts are just a few factors to consider.

Cigna, with a monthly average premium of $165.60 for 75-year-olds, offers the state's lowest Medigap Plan F premium, while Anthem, at roughly $310.90, offers the state's most expensive monthly premium. For the same plan, there is around a $145.30 difference.

In New Hampshire, 14 companies provide Medigap Plan F. However, not all of them offer online quotes. To get an estimate from a provider, use the contact information provided by MoneyGeek below. Pricing styles indicate which companies are likely to charge you extra because of your age.

Plan F, like other Medigap insurance, is standardized and must provide certain benefits. Although Plan F provides substantial coverage, it only covers 80% of foreign trip exchange within the limits of your plan. Different carriers may provide additional Plan F benefits. For example, Cigna's Healthy Rewards Program.

With monthly premiums of around $126.60, Cigna is the best option for New Hampshire seniors shopping for Medicare Supplement Plan N. Take note that our ratings take into account only companies that provide online estimates. Other providers of Plan N in New Hampshire may offer lower prices. You will, however, need to contact them directly to ask about their costs and coverages.

Plan N costs an average of $179.10 per month in New Hampshire. Your rate varies based on your current age and the age at which you purchased your plan.

A 65-year-old New Hampshire resident can get the cheapest Plan N from Cigna at around $126.60 per month. Anthem is the most expensive Plan N provider, with a monthly fee of approximately $165.70. That's a difference of around $39.10 per month across companies.

Plan N is available from 14 different companies in New Hampshire. Not all providers give estimates online, so comparing Medicare Supplement plans in New Hampshire is more challenging.

MoneyGeek has gathered the contact information for all New Hampshire Plan N providers so that you can pick the best option for you. In addition, we shared their pricing methods so that you can see which ones may charge more depending on your age.

All Medigap Plans are standardized, which means they must provide at least some coverage. Plan N does not pay Part B deductibles and only covers 80% of overseas travel expenses up to the maximum of your plan. Cigna's Plan N in New Hampshire includes Foreign Travel Emergency coverage.

In New Hampshire, Medicare Supplement Plans are not limited to Plan F, G and N. There are other less popular plans that few people buy because they have less comprehensive protection. These include Plan A, B, C, K, L and M. MoneyGeek found UnitedHealthcare to be the best provider for Plan A, B, C, K and L and Harvard Pilgrim for Plan M.

Anthem and Cigna also offer Medigap plans in New Hampshire and show quotes online. Note that if you first became eligible for Medicare after January 1, 2020, Plan C won't be available to you in New Hampshire or any other state.

In New Hampshire, Medigap Plans are a complicated subject. MoneyGeek gathered and evaluated price data from various companies to help you find the best carrier for your supplementary insurance needs. This infographic can help you compare Medicare Supplement plans in New Hampshire more easily.

Medigap plans differ in coverage and availability. Plan F and Plan C provide the most extensive coverage but aren't available to new enrollees. Plan G or Plan D is your next best option.

Compare Medicare Supplement plans in New Hampshire side by side. The chart shows coverage differences and average costs.

Medicare Supplement Plans in New Hampshire vary in cost depending on your plan choice and company. UnitedHealthcare is the most affordable for most plan types. Cigna is the most cost-effective for Plan F, and Harvard Pilgrim is the most cost-effective for Plan M.

Companies in New Hampshire use issue-age pricing. Your premium depends on your age at the time of purchase. Your prices can rise due to other factors such as inflation, not due to age.

The best Medicare Supplement provider in New Hampshire is determined by the type of plan you select. Cigna is our Plan F and Plan N winner, while UnitedHealthcare took the top ranking for Plan G.

MoneyGeek collected data from the biggest Medicare Supplement/Medigap providers in New Hampshire for 65-year-olds and 75-year-olds. Plans were only rated as one of the best if we could obtain an accurate quote from the provider online.

MoneyGeek’s scoring system weighted affordability 75% and benefits 25%. A Medigap provider received 5% for every benefit, up to a maximum of 25%.