The Best Nebraska Medicare Supplement Plans (2022)

If you’re shopping for a Medicare Supplement plan in Nebraska, also called Medigap, you can choose from 10 plans. But, plan availability depends on your Medicare eligibility date. In Nebraska, MoneyGeek found Aetna is the best Medicare Supplement provider overall.

When you purchase a Medigap plan, you can’t also buy a Medicare Advantage plan in Nebraska or any other state because that replaces your Medicare plan, even Original Medicare.

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Last Updated: 7/1/2022
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The average monthly rate of a Medigap plan in Nebraska for a 65-year-old is $119, and for a 75-year-old, $187. The most popular plans, because of their comprehensive coverage, are Plan F, costing around $184.45 per month, and Plan G, which is roughly $115.80 per month. But, Plan F is only available to individuals who were eligible for Medicare before 2020.

The next most popular is Plan N, costing roughly $106.70 per month for 65-year-olds and $163.78 monthly for 75-year-olds. While it offers similar coverage to the above plans, it does not cover the Part B excess charge.

MoneyGeek compared Medicare Supplement companies in Nebraska by analyzing the average premiums and added benefits they provide for these three plans, per our methodology. You can learn more about choosing the best Medicare Supplement plan by reading about different plans and coverages in our guide.

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Best Medicare Supplement Plans in Nebraska

Best Medicare Supplement Plan G in Nebraska

The best Medigap Plan G in Nebraska is offered by Aetna. Its average monthly rate is $113.72.

As info, MoneyGeek only ranked companies that give quotes online in Nebraska for Medicare Supplement plans. Therefore, there might be a Medicare Supplement provider in Nebraska that has a plan that better suits your needs but no online quoting tool.

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MoneyGeek Top Pick
Aetna Medicare
  • MoneyGeek Score: 80 out of 100
  • Average Monthly Rate: $113.72

Aetna’s Medicare Supplement Plan G, averaging $113.72 monthly, is around $24.78 more affordable than the average cost of Plan G in Nebraska — $138.50 per month.

With Aetna, Plan G includes a foreign travel emergency benefit, which means you get coverage for emergency medical services or supplies outside the United States.

MORE ABOUT PLAN G IN NEBRASKA

Navigate to learn more about Medigap Plan G in Nebraska, including how much it costs on average, the available providers and what it covers.

The Cost of Medicare Supplement Plan G in Nebraska

On average, Medicare Supplement Plan G costs $138.50 per month in Nebraska.

For 65-year-olds, Physicians Mutual offers the cheapest Plan G in Nebraska at around $99.20 per month. Meanwhile, UnitedHealthcare has the most expensive premium for Plan G at roughly $142 monthly, about $43 more per month.

However, several factors will affect your rate, like medical underwriting, chosen provider and current age.

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65

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  • Company
    Sample Monthly Rate
  • Physicians Mutual
    $99
  • Aetna
    $114
  • Blue Cross Blue Shield of Nebraska
    $141
  • UnitedHealthcare
    $142

Providers Offering Plan G in Nebraska

In Nebraska, 43 companies offer Plan G. However, not all have quotes available online. To help you find the best policy for your needs, MoneyGeek compiled the contact details of all Medicare Supplement Plan G providers in Nebraska. We also outlined their pricing methods to help you figure out which companies charge more based on your age.

Providers Offering Plan G in Nebraska

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  • Company
    Contact Number
    Pricing Style
  • Aetna
    800-358-8749
    Attained Age
  • Liberty Bankers
    1-833-504-0331
    Attained Age
  • AFSLIC
    1-866-951-0686
    Attained Age
  • Cigna
    1-855-891-9368
    Attained Age
  • Atlantic Coast Life
    1-844-442-3847
    Attained Age
  • Blue Cross Blue Shield of Nebraska
    800-422-2763
    Attained Age
  • Central States Health and Life Co. of Omaha
    800-826-6587
    Attained Age
  • Colonial Penn
    1-877-877-8052
    Attained Age

What Does Plan G Cover?

Plan G, and every Medicare Supplement plan, is standardized and required to include specific coverage. But Plan G doesn’t cover the Part B deductible; it does include 80% of foreign travel exchange coverage up to plan limits.

Some Medigap providers offer added benefits. For example, Aetna includes foreign travel emergency coverage with Plan G.

Required Benefits of Plan G in Nebraska
  • Medigap Benefit
    Does Plan G Cover?
  • Part A co-insurance and hospital costs up to an additional 365 days after Medicare benefits are used up
    Yes
  • Part B co-insurance or copayment
    Yes
  • Blood (first 3 pints)
    Yes
  • Part A hospice care co-insurance or copayment
    Yes
  • Skilled nursing facility care co-insurance
    Yes
  • Part A deductible
    Yes
  • Part B deductible
    No
  • Part B excess charge
    Yes
  • Foreign travel exchange (up to plan limits)
    80%

Best Medicare Supplement Plan F in Nebraska

MoneyGeek found Aetna offers the best Medicare Supplement Plan F in Nebraska, costing around $175.23 per month. There is also a high-deductible version of Aetna’s Plan F, where policyholders pay roughly $44.62 monthly.

Note that MoneyGeek only ranked companies with online quote availability, so providers without online quoting may have a more suitable plan for you.

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MoneyGeek Top Pick
Aetna Medicare
  • MoneyGeek Score: 80 out of 100
  • Average Monthly Rate: $175.23

The average monthly cost of Aetna’s Plan F at $175.23 is slightly cheaper (about $9.17) than the $184.40 average monthly cost of Plan F in Nebraska.

Aetna offers an additional benefit to planholders: foreign travel emergency, to help with medical emergencies outside the United States.

If you’re a senior that’s looking to save, Aetna has a high-deductible Plan F in Nebraska. It decreases the monthly premium to around $44.62. But, you pay for Medicare-covered costs out-of-pocket, including coinsurance and copayments, up to the $2,490 deductible.

MORE ABOUT PLAN F IN NEBRASKA

Navigate to learn more about Medigap Plan F in Nebraska, including how much it costs on average, what providers are available and what it covers.

The Cost of Medicare Supplement Plan F in Nebraska

In Nebraska, the average monthly cost of Medicare Supplement Plan F is $184.40.

MoneyGeek found the most expensive Plan F is offered by ​​UnitedHealthcare at $353.70 per month. On the other hand, Aetna offers the most affordable Plan F in Nebraska, costing $115.40 per month. That’s a savings of about $238 a month.

Your Plan F rate may depend on your current age, your age when you bought a policy, medical underwriting factors and potential discounts.

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75

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  • Company
    Sample Monthly Rate
  • Aetna
    $93

Providers Offering Plan F in Nebraska

In Nebraska, 42 companies provide Medigap Plan F, but not all companies offer rate estimates online. That’s why MoneyGeek gathered every Plan F provider’s contact information in Nebraska and pricing style to show which may charge more by age so you can find the best option.

Providers Offering Plan F in Nebraska

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  • Company
    Contact Number
    Pricing Style
  • Aetna
    800-358-8749
    Attained Age
  • Liberty Bankers
    1-833-504-0331
    Attained Age
  • AFSLIC
    1-866-951-0686
    Attained Age
  • Cigna
    1-855-891-9368
    Attained Age
  • Blue Cross Blue Shield of Nebraska
    800-422-2763
    Attained Age
  • Central States Health and Life Co. of Omaha
    800-826-6587
    Attained Age
  • Colonial Penn
    1-877-877-8052
    Attained Age
  • elipsLife
    (877)969-5675
    Attained Age

What Does Plan F Cover?

All Medigap policies are standardized and required to offer specific benefits. Plan F is no exception. Plan F also covers 80% of foreign travel exchange, up to the policyholder’s plan limits.

Meanwhile, certain companies, like Aetna, for example, include support for foreign travel emergencies as an added benefit.

Required Benefits of Plan F in Nebraska
  • Medigap Benefit
    Does Plan F Cover?
  • Part A co-insurance and hospital costs up to an additional year after Medicare benefits are used up
    Yes
  • Part B co-insurance or copayment
    Yes
  • Blood (first 3 pints)
    Yes
  • Part A hospice care co-insurance or copayment
    Yes
  • Skilled nursing facility care co-insurance
    Yes
  • Part A deductible
    Yes
  • Part B deductible
    Yes
  • Part B excess charge
    Yes
  • Foreign travel exchange (up to plan limits)
    80%

Best Medicare Supplement Plan N in Nebraska

Aetna offers the best Medigap Plan N in Nebraska. It costs around $84.36 monthly.

Take note: MoneyGeek’s scoring system was based on providers with online quoting. Therefore, you might find rates and offers that suit your needs better with a provider that doesn’t have an online quote tool.

mglogo
MoneyGeek Top Pick
Aetna Medicare
  • MoneyGeek Score: 80 out of 100
  • Average Monthly Rate: $84.36

Aetna’s Plan N, costing roughly $84.36 a month, is significantly more affordable than Nebraska’s average cost of Plan N at $135.20. A savings of around $50 per month.

With Aetna, policyholders get foreign travel emergency coverage. So, if you’re abroad and need emergency medical services or supplies, you’re covered.

MORE ABOUT PLAN N IN NEBRASKA

Navigate to learn more about Medigap Plan N in Nebraska, including how much it costs on average, its available providers and what it covers.

The Cost of Medicare Supplement Plan N in Nebraska

In Nebraska, Plan N averages $135.20 per month.

The cheapest Plan N option for 65-year-olds in Nebraska is Aetna, costing around $84.40 per month. UnitedHealthcare offers the most expensive monthly rate at roughly $134.20. That’s a difference of almost $50.

Keep in mind that your final rate may depend on factors like chosen provider, current age, age when you purchased a policy, potential discounts and medical underwriting.

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65

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  • Company
    Sample Monthly Rate
  • Aetna
    $84
  • Blue Cross Blue Shield of Nebraska
    $102
  • UnitedHealthcare
    $134

Providers Offering Plan N in Nebraska

There are 40 insurance companies in Nebraska offering Medigap Plan N. Keep in mind that not all 40 providers have online estimates.

To help you get the best provider for your needs, MoneyGeek collected their pricing methods, including which charge more based on age, and contact details.

Providers Offering Plan N in Nebraska

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  • Company
    Contact Number
    Pricing Style
  • Aetna
    800-358-8749
    Attained Age
  • Liberty Bankers
    1-833-504-0331
    Attained Age
  • AFSLIC
    1-866-951-0686
    Attained Age
  • Cigna
    1-855-891-9368
    Attained Age
  • Atlantic Coast Life
    1-844-442-3847
    Attained Age
  • Blue Cross Blue Shield of Nebraska
    800-422-2763
    Attained Age
  • Central States Health and Life Co. of Omaha
    800-826-6587
    Attained Age
  • Colonial Penn
    1-877-877-8052
    Attained Age

What Does Plan N Cover?

It’s a requirement for all Medicare Supplement Plan N policies to be standardized, having a minimum amount of benefits. But, Plan N doesn’t cover the Part B deductible and excess charge, although it does include 80% coverage for foreign travel exchange, according to plan limits.

Some companies include additional benefits with Medicare Supplement plans in Nebraska. For example, an Aetna policyholder gets foreign travel emergency care.

Required Benefits of Plan N in Nebraska
  • Medigap Benefit
    Does Plan N Cover?
  • Part A co-insurance and hospital costs up to an additional year after Medicare benefits are used up
    Yes
  • Part B co-insurance or copayment
    Yes
  • Blood (first 3 pints)
    Yes
  • Part A hospice care co-insurance or copayment
    Yes
  • Skilled nursing facility care co-insurance
    Yes
  • Part A deductible
    Yes
  • Part B deductible
    No
  • Part B excess charge
    No
  • Foreign travel exchange (up to plan limits)
    80%

Best Medicare Supplement Plans in Nebraska: Other Plan Types

Aside from Plan F, G and N, Nebraska has other types of Medigap policies. Because they offer less comprehensive coverage, fewer individuals purchase Plan A, B, C, D, K and L.

Based on MoneyGeek’s data, when quotes were available online, we chose the best companies for each available other plan type. The top-ranking Medigap providers are:

  • Plan A: UnitedHealthcare
  • Plan B: Aetna
  • Plan C: Blue Cross Blue Shield of Nebraska
  • Plan K: UnitedHealthcare
  • Plan L: UnitedHealthcare

If you were eligible for a Medigap plan after January 1, 2020, Plan C isn’t available in Nebraska or other states.

The Best Medicare Supplement in Nebraska - Alternate Plans
  • Plan Type
    Best Plan
    Monthly Cost
  • A

    UnitedHealthcare

    $113.76

  • B

    Aetna

    $127.51

  • C

    Blue Cross Blue Shield of Nebraska

    $247.51

  • F

    Aetna

    $175.23

  • G

    Aetna

    $113.72

  • K

    UnitedHealthcare

    $71.21

  • L

    UnitedHealthcare

    $105.98

  • N

    Aetna

    $84.36

How to Find the Best Medicare Supplement Plans in Nebraska

Because Medicare Supplement plans in Nebraska can be a challenging topic, MoneyGeek created a comparison chart to help you determine which plan suits your needs best. The chart includes all available plan types from our pricing data and analysis.

Nebraska Medicare Supplement Plans Comparison Chart

Each Medigap plan offers different levels of coverage. Sometimes, a plan type is only available based on when you were eligible for Medicare. Plan F and C offer the most comprehensive coverage; however, new enrollees cannot purchase these plans. Instead, they can get Plan G or Plan D, which are replacements for the aforementioned plans.

The chart below helps you compare average rates and different coverages for Medigap plans in Nebraska.

Medicare Supplement Comparison Chart
Coverage
A
B
C
D
F
G
K
L
M
N

Part A co-insurance and hospital costs up to an additional 365 days after Medicare benefits are used up

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Part B co-insurance or copayment

Yes

Yes

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes

Blood (first 3 pints)

Yes

Yes

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes

Part A hospice care co-insurance or copayment

Yes

Yes

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes

Skilled nursing facility care co-insurance

No

No

Yes

Yes

Yes

Yes

50%

75%

Yes

Yes

Part A deductible

No

Yes

Yes

Yes

Yes

Yes

50%

75%

50%

Yes

Part B deductible

No

No

Yes

No

Yes

No

No

No

No

No

Part B excess charge

No

No

No

No

Yes

Yes

No

No

No

No

Foreign travel exchange (up to plan limits)

No

No

80%

80%

80%

80%

No

No

80%

80%

The Cost of Medicare Supplement Plans in Nebraska

The cost of your Medicare Supplement plan in Nebraska depends on your specific plan and chosen provider. MoneyGeek’s research shows that for Plan B, F and N, Aetna offers the cheapest rates. Blue Cross Blue Shield of Nebraska offers the most affordable rate for Plan C. Physicians Mutual has the cheapest for Plan G, while UnitedHealthcare has the most affordable premiums for Plan A, K and L.

When it comes to Medigap pricing styles, companies use one of the following methods:

  • Community-Rated: Companies don’t look at your age and charge the same monthly rate to everyone.
  • Issue-Age: Medigap providers determine premiums according to your age when you purchase a plan.
  • Attained-Age: Your Medicare Supplement rate is based on your current age, which means that premiums increase as you get older.
Average Cost of Medicare Supplement in Nebraska

Sort by Plan Letter:

65

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  • Company
    Sample Monthly Rate
  • UnitedHealthcare
    $114
  • Aetna
    $116
  • Physicians Mutual
    $146
  • Blue Cross Blue Shield of Nebraska
    $156

FAQs About Medicare Supplement Plans in Nebraska

MoneyGeek answered commonly asked questions about Medigap in Nebraska to guide you through the process.

Methodology

MoneyGeek collected data from the biggest Medicare Supplement/Medigap providers in Nebraska for 65-year-olds and 75-year-olds. Plans were only rated as one of the best if we could obtain an accurate quote from the provider online.

MoneyGeek’s scoring system weighted affordability 75% and benefits 25%. A Medigap provider received 5% for every benefit, up to a maximum of 25%.

About the Author


expert-profile

Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.


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